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HomeMy WebLinkAbout03/10/2026 - Meeting Materials    Board of Directors of the SALT LAKE CITY COMMUNITY REINVESTMENT AGENCY AGENDA March 10, 2026 Tuesday 2:00 PM Council Work Room 451 South State Street, Room 326 Salt Lake City, UT  84111 CRA.SLC.GOV BOARD MEMBERS: Dan Dugan, Chair Eva Lopez Chavez, Vice Chair Victoria Petro Alejandro Puy Chris Wharton Erika Carlsen Sarah Young In accordance with State Statute and City Ordinance, the meeting may be held electronically.  After 5:00 p.m., please enter the City & County Building through the main east entrance. This is a discussion among CRA Board Directors and select presenters. The public is welcome to listen, unless otherwise specified as a public comment period. Items scheduled may be moved and / or discussed during a different portion of the Meeting based on circumstance or availability of speakers. Item start times and durations are approximate and are subject to change at the Chair’s discretion. Generated: 15:49:10 Comments:A.   1.General Comments to the Board ~ 2:00 p.m.  5 min. The CRA Board of Directors will receive public comments regarding Community Reinvestment Agency business in the following formats: 1.Written comments submitted to the CRA Board offices: 451 South State Street, Suite 304, P.O. Box 145476, Salt Lake City, UT. 84114-5476. 2.Comments to the CRA Board of Directors. (Comments are taken on any item not scheduled for a public hearing, as well as on any other CRA Business. Comments are limited to two minutes.)   B.Public Hearing - individuals may speak to the Board once per public hearing topic for two minutes, however written comments are always accepted: NONE.   C.Community Reinvestment Agency Business - the CRA Board of Directors will receive information and/or hold discussions and/or take action on:   1.Approval of Minutes ~ 2:05 p.m.  5 min. The Board will approve the meeting minutes of August 12, 2025, September 9, 2025, October 14, 2025, and November 18, 2025.   2.Straw Poll: Installation of Lampposts on Main Street in the Central Business District ~ 2:10 p.m.  30 min. The Board will receive a briefing and consider a straw poll that would allocate $400,000 of fiscal year 2025 CBD-Strategic Intervention Funds to support the installation of permanent pedestrian-level lampposts and festive lighting infrastructure along Main Street between South Temple and 400 South. The project is being proposed in anticipation of the April 2027 reopening of the Salt Lake Temple following its multi-year seismic renovation and restoration.   3.Resolution: Housing Development Loan Program (HDLP) Allocations for Fiscal Year 2025-26 Funds ~ 2:40 p.m.  30 min. The Board will receive a briefing and consider adopting a resolution that would approve up to $8.1 million in Fiscal Year 2025-26 affordable housing allocations from HDLP funds. The proposed projects were selected through a competitive Notice of Funding Availability (NOFA) issued in 2025. The HDLP funds are available to projects located anywhere within Salt Lake City municipal boundaries.    4.Informational: Housing Development Funding Strategy Fiscal Year 2026-27 ~ 3:10 p.m.  20 min. The Board will receive an introductory briefing about the proposed Housing Development Funding Strategy for Fiscal Year 2026-27. As part of the CRA's annual budget process, the Housing Development Funding Strategy begins with a discussion of proposed housing funding priorities for the upcoming fiscal year. In a future briefing, the discussion will focus on the projected amount of revenue to be allocated to each Housing Fund for the upcoming fiscal year and the proposed funding allocations for specific housing activities.    5.Resolution: NWQ, LLC Tax Increment Reimbursement Request ~ 3:30 p.m.  30 min. The Board will receive a briefing and consider adopting a resolution authorizing a property tax increment reimbursement of up to $1,544,202 to NWQ, LLC for Phase IV of its development for improvements in the Northwest Quadrant Community Reinvestment Area. If approved, the developer will receive a percentage of the tax increment generated from Phase IV of its development for a specified timeframe, and the CRA will receive the residual tax increment for other project area development activities, CRA Administration, and affordable housing. The developer may receive a reimbursement only after the improvements are made and the property generates sufficient tax increment, with reimbursements subject to verification of the actual costs incurred by the developer.   6.Resolution: USA Climbing at Rio Grande District – Salt Lake Mattress Company Building Follow-Up ~ 4:00 p.m.  20 min. The Board will receive a follow-up briefing and consider adopting a resolution approving modifications to the term sheet for the USA Climbing project, which includes the Salt Lake Mattress Company building. While the Board previously approved terms for the disposition of CRA-owned property for USA Climbing’s headquarters and national training center, further evaluation found the Mattress Company building would require additional structural reinforcement, increasing project costs to $7.3 million. USA Climbing cannot absorb costs beyond the $6 million provided by the CRA. As an alternative, USA Climbing proposed reconstructing the building using concrete masonry block clad with the historic brick, which would require an additional $250,000. The Board will discuss the adaptive reuse and reconstruction options.    7.Report and Announcements from the Executive Director TENTATIVE  5 min. Report of the Executive Director, including a review of information items, announcements, and scheduling items. The Board of Directors may give feedback or policy input.   8.Report of the Chair and Vice Chair TENTATIVE  5 min. Report of the Chair and Vice Chair.   9.Report and Announcements from CRA Staff TENTATIVE  5 min. The Board may review Board information and announcements. The Board may give feedback on any item related to City business, including but not limited to: •Project Updates, and •Scheduling Items.     D.Written Briefings – the following briefings are informational in nature and require no action of the Board. Additional information can be provided to the Board upon request: NONE.     E.Consent – the following items are listed for consideration by the Board and can be discussed individually upon request.  A motion to approve the consent agenda is approving all of the following items: Adjournment   NONE.   F.Tentative Closed Meeting The Board will consider a motion to enter into closed meeting. A closed meeting described under Section 52-4-205 may be held for specific purposes including, but not limited to:  1.discussion of the character, professional competence, or physical or mental health of an individual.  2.strategy sessions to discuss pending or reasonably imminent litigation.  3.strategy sessions to discuss the purchase, exchange, or lease of real property:   (i)disclose the appraisal or estimated value of the property under consideration, or   (ii)prevent the public body from completing the transaction on the best possible terms.  4.strategy sessions to discuss the sale of real property, including any form of a water right or water shares, if:   (i)public discussion of the transaction would:    (A)disclose the appraisal or estimated value of the property under consideration, or    (B)prevent the public body from completing the transaction on the best possible terms   (ii)the public body previously gave public notice that the property would be offered for sale, and   (iii)the terms of the sale are publicly disclosed before the public body approves the sale.  5.discussion regarding deployment of security personnel, devices, or systems, and  6.investigative proceedings regarding allegations of criminal misconduct. A closed meeting may also be held for attorney-client matters that are privileged pursuant to Utah Code § 78B-1-137, and for other lawful purposes that satisfy the pertinent requirements of the Utah Open and Public Meetings Act. G.    CERTIFICATE OF POSTING On or before 5:00 p.m. on Thursday, March 5, 2026, the undersigned, duly appointed City Recorder, does hereby certify that the above notice and agenda was (1) posted on the Utah Public Notice Website created under Utah Code Section 63F-1-701, and (2) a copy of the foregoing provided to The Salt Lake Tribune and/or the Deseret News and to a local media correspondent and any others who have indicated interest. KEITH REYNOLDS SALT LAKE CITY RECORDER Final action may be taken in relation to any topic listed on the agenda, including but not limited to adoption, rejection, amendment, addition of conditions and variations of options discussed. The City & County Building is an accessible facility. People with disabilities may make requests for reasonable accommodation, which may include alternate formats, interpreters, and other auxiliary aids and services. Please make requests at least two business days in advance. To make a request, please contact the City Council Office at council.comments@slc.gov, 801-535-7600, or relay service 711. PENDING MINUTES – NOT APPROVED The Board of Directors of the Community Reinvestment Agency (CRA) of Salt Lake City met on Tuesday, August 12, 2025. The following Board Members were present: Victoria Petro, Daniel Dugan, Chris Wharton, Alejandro Puy, Darin Mano, Eva Lopez Chavez The following Board Members were absent: Sarah Young Present Agency Leadership: Mayor Erin Mendenhall, Danny Walz – Director, Cara Lindsley – Deputy Director Present City Staff: Mark Kittrell – City Attorney, Keith Reynolds – City Recorder, Matthew Brown – Deputy City Recorder, Jill Love – Chief Administrative Officer, Lindsey Nikola – Deputy Chief of Staff, Caitlin Carlino – Minutes & Records Clerk, Tracy Tran – CRA Senior Project Manager, Browne Sebright – CRA Project Manager Director Mano presided at and conducted the meeting.   The meeting was called to order at 2:07 p.m. MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, August 12, 2025 1 Comments:A.   1.General Comments to the Board ~ 2:00 p.m. 5 min. The CRA Board of Directors will receive public comments regarding Community Reinvestment Agency business in the following formats: 1. Written comments submitted to the CRA Board offices: 451 South State Street, Suite 304, P.O. Box 145476, Salt Lake City, UT. 84114-5476. 2. Comments to the CRA Board of Directors. (Comments are taken on any item not scheduled for a public hearing, as well as on any other CRA Business. Comments are limited to two minutes.) There were no public comments.   B.Public Hearing - individuals may speak to the Board once per public hearing topic for two minutes, however written comments are always accepted: NONE.   C.Community Reinvestment Agency Business - The CRA Board of Directors will receive information and/or hold discussions and/or take action on:   1.Approval of Minutes ~ 2:05 p.m.  5 min. The Board will approve the meeting minutes of May 5, 2025, and May 20, 2025. Summary: Minutes for approval were presented along with a Scrivener's error. Agenda language stated May 5, 2025’s minutes; however, the May 6, 2025 meeting minutes were attached for review and approval. Motion: Moved by Director Wharton, seconded by Director Petro to approval of the meeting minutes of May 6, 2025, and May 20, 2025 AYE: Victoria Petro, Chris Wharton, Alejandro Puy, Darin Mano ABSENT: Daniel Dugan, Sarah Young, Eva Lopez Chavez Final Result: 4 – 0 Pass 2.Resolution: Palmer Court Affordable Housing Loan Amendment ~ 2:10 p.m.  20 min. MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, August 12, 2025 2 The Board will receive a briefing about and consider adopting a resolution that would assign and modify the terms of a 2008 loan agreement for $3,000,000 between the CRA and Shelter the Homeless II, LC., which is operated by The Road Home, enabling the redevelopment of Palmer Court, at 999 South Main Street. The redevelopment will include the construction of a new affordable residential development, Gardens at Palmer, located east of the Current Project, to enable the preservation and expansion of deeply affordable and permanent supportive housing. Summary: Browne Sebright and Tracy Tran presented the item and summarized the loan modification request. Director Remarks: Director Mano clarified the loan request was a term renegotiation designating long-term rentals without additional funding and stated support for this project’s positive impacts on families, safety, and housing. Director Petro stated Shelter The Homeless needed more support during a particularly challenging moment in time. Director Puy said this was an example of Salt Lake City using a combination of action and tax dollars to tackle homelessness issues. Motion: Moved by Director Puy, seconded by Director Petro to adopt Resolution 12 of 2025 approving an amendment to the 2008 Palmer Court loan. AYE: Victoria Petro, Daniel Dugan, Chris Wharton, Alejandro Puy, Darin Mano ABSENT: Sarah Young, Eva Lopez Chavez Final Result: 5 – 0 Pass 3.Tentative - Resolution: Amended and Restated Lease for Delta Center TENTATIVE  20 min. The Board will receive a briefing about and consider adopting a resolution that would amend and restate the lease for the Delta Center. MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, August 12, 2025 3 Summary: Mayor Mendenhall presented the item, noting that while the original $1-per-year lease was a symbolic gesture of support, this renegotiation secured long-term benefits for the City. She highlighted Smith Entertainment Group’s plan to develop a vibrant culture and convention district and emphasized that the land remained publicly owned for the benefit of future generations Mark Kittrell discussed the term sheet, provisions, and stated public benefits. Director Requests: Director Puy requested protection or relocation of the art on the north side of the Delta Block. Mark Kitrell said the requests could be discussed for inclusion in the terms. Director Lopez Chavez arrived during this item. Motion: Moved by Director Lopez Chavez, seconded by Director Puy to adopt Resolution 13 of 2025, Amended and Restated Lease for Delta Center. AYE: Victoria Petro, Daniel Dugan, Chris Wharton, Alejandro Puy, Eva Lopez Chavez, Darin Mano ABSENT: Sarah Young Final Result: 6 – 0 Pass 4.Report and Announcements from the Executive Director TENTATIVE  5 min. Report of the Executive Director, including a review of information items, announcements, and scheduling items. The Board of Directors may give feedback or policy input. There were no reports and announcements from the Executive Director. 5.Report of the Chair and Vice Chair TENTATIVE  5 min. Report of the Chair and Vice Chair. There were no reports of the Chair and Vice Chair. 6.Report and Announcements from CRA Staff TENTATIVE  5 min. The Board may review Board information and announcements. The Board may give feedback on any item related to City business, including but not limited to: • Project Updates; • Event and Program Updates; • Staff Updates; and • Scheduling Items. MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, August 12, 2025 4 Summary: Danny Walz provided an update on the status of the Whipple property lease, the Accessory Dwelling Unity (ADU) Construction Loan Program, upcoming Ballpark and Gallivan events, and CRA staff updates.   D.Written Briefings – the following briefings are informational in nature and require no action of the Board. Additional information can be provided to the Board upon request: NONE.     E.Consent – the following items are listed for consideration by the Board and can be discussed individually upon request. A motion to approve the consent agenda is approving all of the following items: NONE.   F.Tentative Closed Session The Board will consider a motion to enter into Closed Session. A closed meeting described under Section 52-4-205 may be held for specific purposes including, but not limited to: 1.discussion of the character, professional competence, or physical or mental health of an individual; 2. strategy sessions to discuss pending or reasonably imminent litigation; 3. strategy sessions to discuss the purchase, exchange, or lease of real property: (i) disclose the appraisal or estimated value of the property under consideration; or (ii)prevent the public body from completing the transaction on the best possible terms; 4.strategy sessions to discuss the sale of real property, including any form of a water right or water shares, if: (i) public discussion of the transaction would: (A)disclose the appraisal or estimated value of the property under consideration; or (B)prevent the public body from completing the transaction on the best possible terms; (ii)the public body previously gave public notice that the property would be offered for sale; and< (iii)the terms of the sale are publicly disclosed before the public body approves the sale 5. discussion regarding deployment of security personnel, devices, or systems; and MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, August 12, 2025 5 Adjournment   6. investigative proceedings regarding allegations of criminal misconduct. A closed meeting may also be held for attorney-client matters that are privileged pursuant to Utah Code § 78B-1-137, and for other lawful purposes that satisfy the pertinent requirements of the Utah Open and Public Meetings Act. Motion: Moved by Director Petro, seconded by Director Lopez Chavez to enter into Closed Session for the purposes of strategy sessions to discuss the purchase, exchange, or lease of real property, and attorney-client matters. AYE: Victoria Petro, Daniel Dugan, Chris Wharton, Alejandro Puy, Eva Lopez Chavez, Darin Mano ABSENT: Sarah Young Final Result: 6 – 0 Pass Motion: Moved by Director Lopez Chavez, seconded by Director Wharton to exit the Closed Session AYE: Victoria Petro, Daniel Dugan, Chris Wharton, Alejandro Puy, Eva Lopez Chavez, Darin Mano ABSENT: Sarah Young Final Result: 6 – 0 Pass Meeting started at 2:10 p.m. Council Members in attendance: Council Members Petro, Puy, Wharton, Lopez Chavez, Mano and Dugan Council Members absent: Council Member Young Council Member Lopez Chavez excused herself for part of the discussion. Staff in attendance: Mayor Mendenhall, Jill Love, Lindsey Nikola, Andrew Wittenberg, Megan Yuill, Tina Nee, Jennifer Bruno, Lehua Weaver, Mark Kittrell, Allison Parks, Jennifer Huntsman, Danny Walz, Kathryn Morelock, Wayne Mills, Baylee White, Whitney Gonzalez Fernandez, Tauni Barker, Lauren Parisi, Kristina Harrold, Marcus Lee, Nick Tarbet, Allison Rowland, Michael Sanders, Cindy Lou Trishman, Keith Reynolds, Matthew Brown Meeting ended at 2:56 p.m. G.    MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, August 12, 2025 6 Meeting adjourned at 3:35 p.m. Minutes Approved: _______________________________ Community Reinvestment Agency Chair – Dan Dugan _______________________________ City Recorder – Keith Reynolds Please refer to Meeting Materials (available at https://data.slc.gov by selecting City Council Meeting Information) for supportive content including electronic recordings and comments submitted prior to or during the meeting. Websites listed within the body of the Minutes may not remain active indefinitely. This document along with the digital recording constitutes the official minutes of the Salt Lake City Community Reinvestment Agency meeting held Tuesday, August 12, 2025 and is not intended to serve as a full transcript. Please refer to the electronic recording for entire content pursuant to Utah Code §52-4-203.   MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, August 12, 2025 7 PENDING MINUTES – NOT APPROVED The Board of Directors of the Community Reinvestment Agency (CRA) of Salt Lake City met on Tuesday, September 9, 2025. The following Board Members were present: Victoria Petro, Daniel Dugan, Sarah Young, Chris Wharton, Alejandro Puy, Darin Mano The following Board Members were absent: Eva Lopez Chavez Present Agency Leadership: Rachel Otto – Chief of Staff, Danny Walz – Director, Cara Lindsley – Deputy Director Present City Staff: Mark Kittrell – City Attorney, Jennifer Bruno – Executive Director, Nick Tarbet – Council Deputy Director, Lehua Weaver – Council Deputy Director, DeeDee Robinson – Minutes & Records Clerk, Thais Stewart – Deputy City Recorder , Taylor Hill – Constituent Liaison/Policy Analyst, Scott Corpany – Staff Assistant, Kate Werrett – Budget & Policy Analyst, Lauren Parisi – CRA Senior Project Manager, Makena Hawley – CRA Project Manager Director Dugan presided at and conducted the meeting.   The meeting was called to order at 2:09 p.m. MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, September 9, 2025 1 Comments:A.   1.General Comments to the Board ~ 2:00 p.m. 5 min. The CRA Board of Directors will receive public comments regarding Community Reinvestment Agency business in the following formats: 1. Written comments submitted to the CRA Board offices: 451 South State Street, Suite 304, P.O. Box 145476, Salt Lake City, UT. 84114-5476. 2. Comments to the CRA Board of Directors. (Comments are taken on any item not scheduled for a public hearing, as well as on any other CRA Business. Comments are limited to two minutes.) Public Comments: Kristina Robb (Chair, East Liberty Park Community Organization – ELPCO) spoke to a city-wide land-use and transportation committee created by ELPCO to help effect affordable housing, requested improved communication channels with Council/Board Members to ensure favorable collaboration, and for the CRA to advocate for generational green space as it applied to the Ballpark NEXT project.   B.Public Hearing - individuals may speak to the Board once per public hearing topic for two minutes, however written comments are always accepted: NONE.   C.Community Reinvestment Agency Business - The CRA Board of Directors will receive information and/or hold discussions and/or take action on:   1.Approval of Minutes ~ 2:05 p.m.  5 min. The Board will approve the meeting minutes of April 8, 2025; May 13, 2025; May 20, 2025; and July 8, 2025.   Motion: Moved by Director Puy, seconded by Director Young to approve the meeting minutes of April 8, 2025; May 13, 2025; May 20, 2025; and July 8, 2025. AYE: Victoria Petro, Daniel Dugan, Sarah Young, Alejandro Puy, Darin Mano ABSENT: Chris Wharton, Eva Lopez Chavez Final Result: 5 – 0 Pass MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, September 9, 2025 2 2.Resolution: Ballpark NEXT Community Design Plan ~ 2:10 p.m.  40 min. The Board will receive a briefing and consider adopting a resolution that would endorse the Ballpark NEXT Community Design Plan for the City-owned Smith’s Ballpark and parking lot. The plan focuses on the adaptive reuse and redevelopment of the existing Smith’s Ballpark to promote connectivity, green space, community-centered space, wellness, neighborhood safety, and history.   Director Wharton joined the meeting during this agenda item. Summary: Lauren Parisi and Makena Hawley presented information regarding the plan, including: • Vision of the proposed area • Three proposed re-use scenarios • Deep understanding of existing conditions and technical analysis in the plan • Summary of resident concerns such as green space, housing, building height, community space, retaining baseball’s history, etc., and solutions to those concerns • Ballpark next steps Makena Hawley introduced Cornerstone and Craig Taylor who was present as the group responsible for activating the ballpark. Directors, Jennifer Bruno, and staff discussed details of the plan, including: • 1300 South access to buildings/interior of the block • The amount of green space proposed • The pledge for funds from the Larry H. Miller Family Foundation • The resolution’s approval process • Liquor licenses and proximity to playgrounds, religious institutions, libraries, etc. and the availability of detailed maps 3.Resolution: Disaster Relief Loan Program ~ 2:50 p.m.  20 min. The Board will receive a briefing about a resolution that would adopt the Disaster Relief Loan Program Policy. The proposal would provide immediate financial assistance to targeted businesses and property owners who have suffered significant damage or destruction due to fire, flooding, earthquakes, or storms.   MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, September 9, 2025 3 Summary: Kate Werrett provided an introduction and clarified this program was aimed at helping the affected businesses from the recent Main Street fire on August 11, 2025. Danny Walz presented information regarding the program, including: • Purpose and goals • The Board’s areas of responsibility (allocation of funds, availability of program, etc.) • Threshold requirements (located in a CRA Project Area, sustained direct and verifiable damage, applicant must be property owner or lessee, etc.) • Loan term, interest rate, and security details • Next steps Directors and staff discussed: • Funding the program in perpetuity but only deployed in response to an eligible event • Establishing requirements for rebuilding/remodeling damaged structures • Clarifying language on timeframes for accepting applications/utilizing funding • Expectations of what constituted a public benefit when receiving funding • Consideration for the program to be a revolving loan fund Director Requests: Director Petro requested further policy discussion regarding extending this program into the future. Director Puy requested clarification on the intended timeframes for remodeling/rebuilding to occur. 4.Resolution: CRA Budget Amendment No.1 for Fiscal Year 2025- 26 ~ 3:10 p.m.  20 min. The Board will receive a briefing about a resolution that would amend the final budget of the Community Reinvestment Agency of Salt Lake City for Fiscal Year 2025-26. Budget amendments happen several times each year to reflect adjustments in the Community Reinvestment Agency’s budget, including proposed project additions and modifications, and staffing changes. The amendment consolidates multiple funding sources into the proposed Disaster Relief Loan Program (DRLP) and the Commercial Development Loan Program, among other items.   Summary: Kate Werrett provided an introduction. MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, September 9, 2025 4 Danny Walz presented information on the budget amendment, including: • Current vs. proposed DRLP and Commercial Development Loan Program (CDLP) budgets • Proposed budgets by program (existing reserve totals prior to 2026) • Proposed total amended budgets by program Directors and staff discussed: • Funding and expending the CDLP and if the diminished balance would affect applicants • Resulting effects of other projects across the city due to funds being redirected to the DRLP 5.Report and Announcements from the Executive Director TENTATIVE  5 min. Report of the Executive Director, including a review of information items, announcements, and scheduling items. The Board of Directors may give feedback or policy input.   There was no report. 6.Report of the Chair and Vice Chair TENTATIVE  5 min. Report of the Chair and Vice Chair.   There was no report. 7.Report and Announcements from CRA Staff TENTATIVE  5 min. The Board may review Board information and announcements. The Board may give feedback on any item related to City business, including but not limited to: • Project Updates; and • Scheduling Items. MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, September 9, 2025 5   Summary: Danny Walz presented updates on the following: • Sugar House Deseret Industries (DI) property disposition/S-Line extension funding approved • Japantown streetscape and design documents • North Temple – Folsom Corridor property (51 South 1000 West) – deadline for lease applications September 15, 2025   D.Written Briefings – the following briefings are informational in nature and require no action of the Board. Additional information can be provided to the Board upon request:   1.Informational: Semiannual Status Report on CRA Commercial Loan Portfolio Written Briefing  - The Board will receive a written briefing about the status of the CRA’s commercial loan portfolio. This report identifies the following: • New loans approved between January 1, 2025 and June 30, 2025 • Remaining amount available in the existing portfolio • Outstanding principal for the Revolving Loan Fund • Any delinquencies Written briefing only. No discussion was held.   E.Consent – the following items are listed for consideration by the Board and can be discussed individually upon request. A motion to approve the consent agenda is approving all of the following items:   1.Set Date – Resolution: CRA Budget Amendment No.1 for Fiscal Year 2025- 26 -  - MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, September 9, 2025 6 The Board will set the date of Tuesday, October 14, 2025 at 2 p.m. to accept public comment and consider adopting a resolution that would amend the final budget of the Community Reinvestment Agency of Salt Lake City for Fiscal Year 2025-26. Budget amendments happen several times each year to reflect adjustments in the Community Reinvestment Agency’s budget, including proposed project additions and modifications, and staffing changes. The amendment consolidates multiple funding sources into the proposed Disaster Relief Loan Program (DRLP) and the Commercial Development Loan Program, among other items. Motion: Moved by Director Young, seconded by Director Petro to approve the Consent Agenda. AYE: Victoria Petro, Daniel Dugan, Sarah Young, Chris Wharton, Alejandro Puy, Darin Mano ABSENT: Eva Lopez Chavez Final Result: 6 – 0 Pass MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, September 9, 2025 7 Adjournment   F.Tentative Closed Session The Board will consider a motion to enter into Closed Session. A closed meeting described under Section 52-4-205 may be held for specific purposes including, but not limited to: 1.discussion of the character, professional competence, or physical or mental health of an individual; 2. strategy sessions to discuss pending or reasonably imminent litigation; 3. strategy sessions to discuss the purchase, exchange, or lease of real property: (i) disclose the appraisal or estimated value of the property under consideration; or (ii)prevent the public body from completing the transaction on the best possible terms; 4.strategy sessions to discuss the sale of real property, including any form of a water right or water shares, if: (i) public discussion of the transaction would: (A)disclose the appraisal or estimated value of the property under consideration; or (B)prevent the public body from completing the transaction on the best possible terms; (ii)the public body previously gave public notice that the property would be offered for sale; and< (iii)the terms of the sale are publicly disclosed before the public body approves the sale 5. discussion regarding deployment of security personnel, devices, or systems; and 6. investigative proceedings regarding allegations of criminal misconduct. A closed meeting may also be held for attorney-client matters that are privileged pursuant to Utah Code § 78B-1-137, and for other lawful purposes that satisfy the pertinent requirements of the Utah Open and Public Meetings Act. Item not held. G.    MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, September 9, 2025 8 Meeting adjourned at 3:26 p.m. Minutes Approved: _______________________________ Community Reinvestment Agency Chair – Dan Dugan _______________________________ City Recorder – Keith Reynolds Please refer to Meeting Materials (available at https://data.slc.gov by selecting City Council Meeting Information) for supportive content including electronic recordings and comments submitted prior to or during the meeting. Websites listed within the body of the Minutes may not remain active indefinitely. This document along with the digital recording constitutes the official minutes of the Salt Lake City Community Reinvestment Agency meeting held Tuesday, September 9, 2025 and is not intended to serve as a full transcript. Please refer to the electronic recording for entire content pursuant to Utah Code §52-4-203.   MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, September 9, 2025 9 PENDING MINUTES – NOT APPROVED The Board of Directors of the Community Reinvestment Agency (CRA) of Salt Lake City met on Tuesday, October 14, 2025. The following Board Members were present: Victoria Petro, Daniel Dugan, Sarah Young, Chris Wharton, Alejandro Puy, Darin Mano The following Board Members were absent: Eva Lopez Chavez Present Agency Leadership: Jill Love – Chief Administrative Officer, Danny Walz – Director, Cara Lindsley – Deputy Director Present City Staff: Mark Kittrell – City Attorney, Keith Reynolds – City Recorder, DeeDee Robinson – Minutes & Records Clerk, Taylor Hill – Constituent Liaison/Policy Analyst, Scott Corpany – Staff Assistant, Lindsey Nikola – Deputy Chief of Staff, Kate Werrett – Budget & Policy Analyst, Tracy Tran – Project Manager, Marcus Lee – CRA Project Coordinator, Kristina Harrold – CRA Project Manager, Browne Sebright – CRA Project Manager, Taylee Foulger – CRA Project Manager Director Mano presided at and conducted the meeting.   The meeting was called to order at 2:05 p.m. MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, October 14, 2025 1 Comments:A.   1.General Comments to the Board ~ 2:00 p.m. 5 min. The CRA Board of Directors will receive public comments regarding Community Reinvestment Agency business in the following formats: 1.Written comments submitted to the CRA Board offices: 451 South State Street, Suite 304, P.O. Box 145476, Salt Lake City, UT. 84114-5476. 2.Comments to the CRA Board of Directors. (Comments are taken on any item not scheduled for a public hearing, as well as on any other CRA Business. Comments are limited to two minutes.) There were no public comments.   B.Public Hearing - individuals may speak to the Board once per public hearing topic for two minutes, however written comments are always accepted:   1.Resolution: CRA Budget Amendment No.1 for Fiscal Year 2025-26 -  - The Board will accept public comment about a resolution that would amend the final budget of the Community Reinvestment Agency of Salt Lake City for Fiscal Year 2025-26. Budget amendments happen several times each year to reflect adjustments in the Community Reinvestment Agency’s budget, including proposed project additions and modifications, and staffing changes. The amendment consolidates multiple funding sources into the proposed Disaster Relief Loan Program (DRLP) and the Commercial Development Loan Program, among other items. Summary: Kate Werrett provided a brief introduction. There were no public comments. Motion: Moved by Director Dugan, seconded by Director Wharton to close the public hearing. AYE: Victoria Petro, Daniel Dugan, Sarah Young, Chris Wharton, Darin Mano ABSENT: Alejandro Puy, Eva Lopez Chavez Final Result: 5 – 0 Pass MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, October 14, 2025 2 C.Community Reinvestment Agency Business - The CRA Board of Directors will receive information and/or hold discussions and/or take action on:   1.Approval of Minutes ~ 2:05 p.m.  5 min. The Board will approve the meeting minutes of June 3, 2025, and June 10, 2025.   Motion: Moved by Director Dugan, seconded by Director Young to approve the meeting minutes of June 3, 2025 and June 10, 2025. AYE: Victoria Petro, Daniel Dugan, Sarah Young, Chris Wharton, Darin Mano ABSENT: Alejandro Puy, Eva Lopez Chavez Final Result: 5 – 0 Pass 2.Resolution: Disaster Relief Loan Program Follow-up ~ 2:10 p.m.  10 min. The Board will receive a follow-up briefing and consider approving a resolution that would adopt the Disaster Relief Loan Program Policy. The proposal would provide immediate financial assistance to targeted businesses and property owners who have suffered significant damage or destruction due to fire, flooding, earthquakes, or storms.   Summary: Kate Werrett provided an introduction to the briefing. Danny Walz indicated the CRA was seeking approval from the Board for the proposed program, provided details on the 12-month period from qualifying event to application submittal, and noted the conditional letter of approval could include a time frame in which rebuilding work needed to be completed. Directors and Danny Walz discussed goals of the program, allowance for participating businesses to rebuild and return to work expeditiously, and differences between the CRA funds and Council (Economic Development Loan Fund) funds for this program. Directors were in agreement that the program was a way to help the Main Street businesses rebuild and return to work as fast as possible. Motion: Moved by Director Dugan, seconded by Director Young to adopt Resolution 14 of 2025, approving the creation of the Disaster Relief Program. AYE: Victoria Petro, Daniel Dugan, Sarah Young, Chris Wharton, Darin Mano ABSENT: Alejandro Puy, Eva Lopez Chavez Final Result: 5 – 0 Pass MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, October 14, 2025 3 3.Resolution: CRA Budget Amendment No.1 for Fiscal Year 2025- 26 Follow-Up ~ 2:20 p.m.  5 min. The Board will receive a follow-up briefing and consider adopting a resolution that would amend the final budget of the Community Reinvestment Agency of Salt Lake City for Fiscal Year 2025-26. Budget amendments happen several times each year to reflect adjustments in the Community Reinvestment Agency’s budget, including proposed project additions and modifications, and staffing changes. The amendment consolidates multiple funding sources into the proposed Disaster Relief Loan Program (DRLP) and the Commercial Development Loan Program, among other items.   Summary: Kate Werrett provided an introduction. Danny Walz provided details of the budget amendment (just over $14.4M), including the intent for funding to be available for disbursement through the Commercial Development Loan Program (CDLP) ($9.4M) and the Disaster Relief Loan Program (DRLP) ($5M). Directors and Staff discussed fund distribution after a project area expired with clarification that funds could only be used in the expired project area or on citywide housing. Motion: Moved by Director Dugan, seconded by Director Wharton to adopt Resolution 15 of 2025, approving the first amendment of the Fiscal Year 2026 budget of the Salt Lake City Community Reinvestment Agency. AYE: Victoria Petro, Daniel Dugan, Sarah Young, Chris Wharton, Darin Mano ABSENT: Alejandro Puy, Eva Lopez Chavez Final Result: 5 – 0 Pass 4.Resolution: Modifications of Loan Terms for Book Cliffs Lodge Affordable Housing Construction ~ 2:25 p.m.  20 min. The Board will receive a briefing and consider approving a proposal to modify three existing City loans for the Book Cliffs Lodge affordable housing project, at 1159 South West Temple. Working with the Housing Authority Management Enterprise (HAME) of Salt Lake City, the Community Reinvestment Agency (CRA) proposes to standardize and clarify the terms of these loans, since they were awarded through different City processes in 2018, 2023, and 2024. If the Board chooses to modify the loans, which total $4.74 million, all three would have 40-year terms at 2.5% interest and cash-flow repayments, and they would comply with the terms of the 2024 Housing Development Loan Program (HDLP). MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, October 14, 2025 4   Summary: Director Mano disclosed his service on the Board of the Housing Authority, of which Housing Authority Management Enterprise (HAME) was a subsidiary of. Allison Rowland provided an introduction. Kristina Harrold and Tracy Tran provided an overview of the history of the project/funding sources, proposed amended terms, and considerations for the Board. Director Mano spoke to the project’s loan history, being a mixed-income project, and partnership details for additional context. Directors and Staff discussed the affordability structure of the units and the availability of project-based vouchers. Motion: Moved by Director Dugan, seconded by Director Wharton to adopt Resolution 16 of 2025, amending and aligning loan terms for Book Cliffs Lodge. AYE: Victoria Petro, Daniel Dugan, Sarah Young, Chris Wharton, Darin Mano ABSENT: Alejandro Puy, Eva Lopez Chavez Final Result: 5 – 0 Pass 5.Resolution: Partnership with NeighborWorks Salt Lake for Shared Equity Workforce Housing – Sustainability Waiver Request ~ 2:45 p.m.  20 min. The Board will receive a briefing and consider adopting a resolution that would approve the proposed amended and restated term sheet for NeighborWorks Salt Lake for the Maltair Lanes development, at 1002 West 200 South, and the Stanbridge development at 319 North 800 West. In the resolution, the Board is asked to waive the threshold requirements for Enhanced Energy Performance (including participation in the City's Elevate Buildings Program) and for Emission-Free Building Operation to enable the use of natural gas for HVAC systems only. The $2.1 million in CRA Funds would be provided to NeighborWorks for acquisition reimbursement, hard construction costs, site improvements, and related soft costs to develop the projects.   Summary: Director Puy joined the meeting during this agenda item. Browne Sebright and Tracy Tran provided information regarding: MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, October 14, 2025 5 •Background of the project •Sustainability policy details (applicable to all projects that received CRA funds) •Waiver request details for the Maltair Lanes project •NeighborWorks submission details (scoring 69 ENERGY STAR rating, below the 90 ENERGY STAR requirement) •The waiver for Maltair Lanes being the first housing development that would not meet the sustainability policy since adoption •Considerations for the Board Cara Lindsley provided clarification on ENERGY STAR 90 designation/calculation and how the score was calculated for the Maltair project. Dave Foster (NeighborWorks) described the history of the Maltair project’s design process, the current permitting process, and goals for the future Stanbridge project to fully meet the needs of the sustainability policy. Directors discussed the importance of this waiver request being an exception and not a precedence, due to the late stages of development and rising inflationary costs. Director Requests: Director Petro requested a review on how the sustainability ordinance could be modified so that it did not hinder needed housing, while maintaining the sustainability goals of the CRA. Director Puy requested more information regarding the current CRA sustainability goals and if they were achievable for smaller developments. Director Dugan offered a friendly amendment to the motion, adding to the legislative intent, the consideration for upfront versus lifecycle costs to the tenant. Both the mover (Director Wharton) and the seconder (Director Petro) agreed to the amended motion. Motion: Moved by Director Wharton, seconded by Director Petro to adopt Resolution 17 of 2025, approving the amended and restated term sheet for NeighborWorks Salt Lake, with a legislative intent that CRA staff study sustainability requirements for smaller developments, with consideration for upfront versus lifecycle costs to tenants. AYE: Victoria Petro, Sarah Young, Chris Wharton, Alejandro Puy, Darin Mano NAY: Daniel Dugan ABSENT: Eva Lopez Chavez Final Result: 5 – 1 Pass 6.Resolution: Salt Lake Central Housing and Transit Reinvestment Zone Interlocal Agreement ~ 3:05 p.m.  20 min. MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, October 14, 2025 6 The Board will receive a briefing and consider adopting the proposed Salt Lake Central Housing and Transit Reinvestment Zone (HTRZ) Interlocal Agreement to authorize the sharing of tax increment between Salt Lake City and the Salt Lake City Community Reinvestment Agency. The State code requires the City and CRA to enter into an interlocal agreement to release funds to the project area. The HTRZ Plan outlines the participating taxing entities, tax increment participation rates, the term of tax increment collection, and the planned utilization of tax increment funds in the project area.   Summary: Marcus Lee and Kate Werrett provided information regarding: •Objectives and requirements within HTRZ zones •Details of the Salt Lake Central HTRZ map •Salt Lake Central HTRZ approval term details (approved by the State HTRZ committee on May 1, 2025) •Next steps for Phases I and II tax increment collection details •Amending details of the HTRZ if a Frontrunner station was relocated within the project area Motion: Moved by Director Dugan, seconded by Director Petro to adopt Resolution 18 of 2025, approving the Salt Lake Central HTRZ Interlocal Agreement between Salt Lake City and The Salt Lake City Community Reinvestment Agency. AYE: Victoria Petro, Daniel Dugan, Sarah Young, Chris Wharton, Alejandro Puy, Darin Mano ABSENT: Eva Lopez Chavez Final Result: 6 – 0 Pass 7.Informational: Tier 1 Pre-Disposition Report for Sugar House Properties ~ 3:25 p.m.  20 min. The Board will receive a briefing about plans for the disposition of the properties at 1085 East Simpson Drive and 2234 South Highland Drive, in the former Sugar House Project Area, to Salt Lake City to use as right-of-way for the extension of the S-Line. The disposition and redevelopment of the property is one of the last actions for the CRA to complete before dissolving the project area. The briefing includes the property’s reuse plan, the method of disposition, and the suggested timeline of disposition, as well as other information relevant to the disposition of the property.   Summary: Tracy Tran provided information regarding the overview/background of the S-Line and MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, October 14, 2025 7 CRA properties, details of the S-Line alignment and current design plan, the pre- disposition report, and next steps/timeline of the process. Directors and Staff discussed support for the project and the best way for community members to share their feedback during the request for proposal (RFP) process. 8.Resolution: CRA Budget Amendment No.2 for Fiscal Year 2025- 26 ~ 3:45 p.m.  30 min. The Board will receive a briefing about a resolution that would amend the final budget of the Community Reinvestment Agency of Salt Lake City for Fiscal Year 2025-26. Budget amendments happen several times each year to reflect adjustments in the Community Reinvestment Agency’s budget, including proposed project additions and modifications, and staffing changes. The amendment includes reallocating funding from the Depot District Infrastructure Improvements Program and Program Income Fund to the Depot District Infrastructure Property Acquisition Program, among other items.   Summary: Danny Walz provided information regarding proposed budget amendment details (reallocating existing funds for the acquisition of property), the proposed acquisition allowing the CRA to further infrastructure and rights-of-way design for the Depot District, and current versus proposed project budget details. Directors and Staff discussed if the Depot District project was on track to finalize all infrastructure/property acquisition needs and the newly adopted HTRZ interlocal agreement being a major funding mechanism (most likely through bonding) to build out infrastructure for the Depot District project. 9.Straw Poll: 9-Line Property Construction Related Supplies and Services ~ 4:15 p.m.  10 min. The Board will receive a briefing on a request to straw poll the use of $600,000 from 9- Line Strategic Intervention Funds for construction-related supplies and services on a Community Reinvestment Agency-owned development site.   Summary: Austin Taylor introduced the Straw Poll. Straw Poll: Support for the use of $600,000 from 9-Line Strategic Intervention Funds for MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, October 14, 2025 8 construction-related supplies and services on a CRA-owned development site. All Directors present were in favor, with Director Lopez Chavez absent. 10.Straw Poll: 9-Line Project Area West Side Public Art Installation ~ 4:25 p.m.  10 min. The Board will receive a briefing on a request to straw poll the use of an additional $50,000 from the 9-Line Fund Arts and Culture Program appropriation. $400,000 has been previously allocated, bringing the project total to $450,000 to complete the iconic west side public art installation.   Summary: Browne Sebright introduced the Straw Poll. Renato Olmedo-González provided information relating to what the requested funding would be used for including design fees, structural engineering, consultation fees, materials, insurance, fabrication, honorarium, etc. Straw Poll: Support for additional $50,000 from the 9-Line Fund Arts and Culture Program appropriation for a project total of $450,000 to complete the iconic westside public art installation. All Directors present were in favor, with Director Lopez Chavez absent for the poll. 11.Report and Announcements from the Executive Director TENTATIVE  5 min. Report of the Executive Director, including a review of information items, announcements, and scheduling items. The Board of Directors may give feedback or policy input.   Item not held. 12.Report of the Chair and Vice Chair TENTATIVE  5 min. Report of the Chair and Vice Chair.   Summary: MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, October 14, 2025 9 Director Mano announced three upcoming activities in the Ballpark neighborhood: •October 15, 2025 – Community discussion regarding the future development of the ballpark site led by the Ballpark Action Team located at The Hearth •October 16, 2025 – Celebration for the CRA funded ballpark murals held at Big Willies, 5:00 p.m. •October 17, 2025 – Grand opening of the CRA funded futsal courts underneath the State Street overpass in the Central 9 neighborhood 13.Report and Announcements from CRA Staff TENTATIVE  5 min. The Board may review Board information and announcements. The Board may give feedback on any item related to City business, including but not limited to: •Project Updates, and •Scheduling Items.   Summary: Danny Walz and Taylee Folger provided the following updates: •Ballpark Mural Program •Housing Development Loan Program (HDLP) Notice of Funding Availability (NOFA) released this week •Residential Wealth Building Pilot Program NOFA released this week •Liberty Corner Multi-family Community at 265 West 1300 South groundbreaking was held on September 30, 2025 (a CRA funded project) •Ribbon cutting for the Perpetual Housing Fund of Utah’s 515 Tower to be held October 30, 2025 (a CRA funded project) Director Request: Director Mano requested an update on the 515 Tower, including current financing status, anticipated project next steps, the availability of funding, and expected tenant outcomes.   D.Written Briefings – the following briefings are informational in nature and require no action of the Board. Additional information can be provided to the Board upon request: th MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, October 14, 2025 10 NONE.     E.Consent – the following items are listed for consideration by the Board and can be discussed individually upon request. A motion to approve the consent agenda is approving all of the following items:   1.Set Date – Resolution: CRA Budget Amendment No.2 for Fiscal Year 2025- 26 -  - The Board will set the date of Tuesday, November 18, 2025 at 2 p.m. to accept public comment and consider approving a resolution that would amend the final budget of the Community Reinvestment Agency of Salt Lake City for Fiscal Year 2025-26. Budget amendments happen several times each year to reflect adjustments in the Community Reinvestment Agency’s budget, including proposed project additions and modifications, and staffing changes. The amendment includes reallocating funding from the Depot District Infrastructure Improvements Program and Program Income Fund to the Depot District Infrastructure Property Acquisition Program, among other items. Motion: Moved by Director Wharton, seconded by Director Dugan to approve the Consent Agenda. AYE: Victoria Petro, Daniel Dugan, Sarah Young, Chris Wharton, Alejandro Puy, Darin Mano ABSENT: Eva Lopez Chavez Final Result: 6 – 0 Pass F.  Tentative Closed Session The Board will consider a motion to enter into Closed Meeting. A closed meeting described under Section 52-4-205 may be held for specific purposes including, but not limited to: 1.discussion of the character, professional competence, or physical or mental health of an individual. 2.strategy sessions to discuss pending or reasonably imminent litigation. 3.strategy sessions to discuss the purchase, exchange, or lease of real property: (i)disclose the appraisal or estimated value of the property under consideration, or (ii)prevent the public body from completing the transaction on the best possible terms. 4.strategy sessions to discuss the sale of real property, including any form of a water right or water shares, if: (i)public discussion of the transaction would: MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, October 14, 2025 11 (A)disclose the appraisal or estimated value of the property under consideration, or (B)prevent the public body from completing the transaction on the best possible terms. (ii)the public body previously gave public notice that the property would be offered for sale, and (iii)the terms of the sale are publicly disclosed before the public body approves the sale. 5.discussion regarding deployment of security personnel, devices, or systems. 6.investigative proceedings regarding allegations of criminal misconduct. A closed meeting may also be held for attorney-client matters that are privileged pursuant to Utah Code § 78B-1-137, and for other lawful purposes that satisfy the pertinent requirements of the Utah Open and Public Meetings Act.   Motion: Moved by Director Petro, seconded by Director Dugan to enter into Closed Session for the purposes of strategy sessions to discuss the purchase, exchange, or lease of real property, including any form of a water right or water shares, if public discussion of the transaction would: (i) disclose the appraisal or prevent the public body from completing the transaction on the best possible terms and for attorney-client matters that are privileged pursuant to Utah Code § 78B-1-137, and for other lawful purposes that satisfy the pertinent requirements of the Utah Open and Public Meetings Act AYE: Victoria Petro, Daniel Dugan, Sarah Young, Chris Wharton, Alejandro Puy, Darin Mano ABSENT: Eva Lopez Chavez Final Result: 6 – 0 Pass Motion: Moved by Director Dugan, seconded by Director Petro to exit the Closed Session. AYE: Victoria Petro, Daniel Dugan, Sarah Young, Chris Wharton, Alejandro Puy, Darin Mano ABSENT: Eva Lopez Chavez Final Result: 6 – 0 Pass Summary: Meeting start time: 3:40 p.m. Location – Work Session Room 326 with the option to join via Zoom. Directors present in person: Chris Wharton, Victoria Petro, Dan Dugan, Darin Mano, and Sarah Young. Director Alejandro Puy was online. Additional Attendees: Jill Love, Lindsey Nikola, Jennifer Bruno, Lehua Weaver, Allison Rolland, Lisa Hunt, Ben Luedtke, Jennifer Huntsman, Danny Walz, Tracy Tran, Mark Kittrell, Browne Sebright, Austin Taylor, Moichael Sanders, Marcus Lee, Tammi Barker, Wayn White, Cara Lindsley, Keith Reynolds, and Thais Stewart. Meeting ended: 4:03 p.m. MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, October 14, 2025 12 Adjournment  G.    Meeting adjourned at 4:33 p.m. Minutes Approved: _______________________________ Community Reinvestment Agency Chair – Dan Dugan _______________________________ City Recorder – Keith Reynolds Please refer to Meeting Materials (available at https://data.slc.gov by selecting City Council Meeting Information) for supportive content including electronic recordings and comments submitted prior to or during the meeting. Websites listed within the body of the Minutes may not remain active indefinitely. This document along with the digital recording constitutes the official minutes of the Salt Lake City Community Reinvestment Agency meeting held Tuesday, October 14, 2025 and is not intended to serve as a full transcript. Please refer to the electronic recording for entire content pursuant to Utah Code §52-4-203.   MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, October 14, 2025 13 PENDING MINUTES – NOT APPROVED The Board of Directors of the Community Reinvestment Agency (CRA) of Salt Lake City met on Tuesday, November 18, 2025. The following Board Members were present: Victoria Petro, Daniel Dugan, Sarah Young, Chris Wharton, Alejandro Puy, Darin Mano, Eva Lopez Chavez Present Agency Leadership: Rachel Otto – Mayor’s Chief of Staff, Danny Walz – CRA Director, Cara Lindsley – CRA Deputy Director Present City Staff: Mark Kittrell – City Attorney, Keith Reynolds – City Recorder, Caitlin Carlino – Minutes & Records Clerk, Matthew Brown – Deputy City Recorder, Taylor Hill – Constituent Liaison/Policy Analyst, Scott Corpany – Staff Assistant, Jennifer Bruno – Executive Director, Kate Werrett – Budget & Policy Analyst, Marcus Lee – CRA Project Coordinator, Austin Taylor – CRA Project Manager Director Mano presided at and conducted the meeting.   The meeting was called to order at 2:10 p.m. MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, November 18, 2025 1 Comments:A.   1.General Comments to the Board ~ 2:00 p.m. 5 min. The CRA Board of Directors will receive public comments regarding Community Reinvestment Agency business in the following formats: 1.Written comments submitted to the CRA Board offices: 451 South State Street, Suite 304, P.O. Box 145476, Salt Lake City, UT. 84114-5476. 2.Comments to the CRA Board of Directors. (Comments are taken on any item not scheduled for a public hearing, as well as on any other CRA Business. Comments are limited to two minutes.) Public Comments: Lisa Imamura, representing the Salt Lake Buddhist Temple and the Japanese Church of Christ, stated support for the Japantown streetscape and thanked CRA staff and the Mayor for including the Japanese-American community in the design process and asked the Board to fully fund the project. Jan Aramaki, representing the Salt Lake Buddhist Temple and the Japanese Church of Christ, stated support for the Japantown streetscape and expressed optimism for revitalization of the area.   MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, November 18, 2025 2 B.Public Hearing - individuals may speak to the Board once per public hearing topic for two minutes, however written comments are always accepted:   1.Resolution: CRA Budget Amendment No.2 for Fiscal Year 2025-26 -  - The Board will accept public comment about a resolution that would amend the final budget of the Community Reinvestment Agency of Salt Lake City for Fiscal Year 2025-26. Budget amendments happen several times each year to reflect adjustments in the Community Reinvestment Agency’s budget, including proposed project additions and modifications, and staffing changes. The amendment includes reallocating funding from the Depot District Infrastructure Improvements Program and Program Income Fund to the Depot District Infrastructure Property Acquisition Program, among other items. Summary: Kate Werrett provided an introduction to the item. There were no public comments. C.Community Reinvestment Agency Business - The CRA Board of Directors will receive information and/or hold discussions and/or take action on:   1.Approval of Minutes ~ 2:05 p.m.  5 min. The Board will approve the meeting minutes of June 3, 2025 and June 10, 2025   Motion: Moved by Director Puy, seconded by Director Dugan to approve the meeting minutes of June 3, 2025 and June 10, 2025. AYE: Victoria Petro, Daniel Dugan, Sarah Young, Chris Wharton, Alejandro Puy, Eva Lopez Chavez, Darin Mano Final Result: 7 – 0 Pass 2.Resolution: CRA Budget Amendment No.2 for Fiscal Year 2025- 26 Follow-Up ~ 2:10 p.m.  10 min. The Board will receive a follow-up briefing and consider adopting a resolution that would amend the final budget of the Community Reinvestment Agency of Salt Lake City for Fiscal Year 2025-26. Budget amendments happen several times each year to reflect adjustments in the Community Reinvestment Agency’s budget, including proposed project additions and modifications, and staffing changes. The amendment includes MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, November 18, 2025 3 reallocating funding from the Depot District Infrastructure Improvements Program and Program Income Fund to the Depot District Infrastructure Property Acquisition Program, among other items.   Motion: Moved by Director Puy, seconded by Director Dugan to close the public hearing and adopt Resolution 19 of 2025, CRA Budget Amendment No. 2 for Fiscal Year 2025-26. AYE: Victoria Petro, Daniel Dugan, Sarah Young, Chris Wharton, Alejandro Puy, Eva Lopez Chavez, Darin Mano Final Result: 7 – 0 Pass 3.Informational: 100 South Between 600 West and Dansie Drive Pre-Disposition Report ~ 2:20 p.m.  20 min. The Board will receive a briefing about plans for the disposition of 2.33 acres of land at approximately 100 South between 600 West and Dansie Drive in the Depot District project area. The CRA proposes to sell the property for a redevelopment project that may include housing, artist spaces, and urban farming.   Summary: Austin Taylor presented the Property Pre-Disposition Report, which included the property proposal, redevelopment goals, and timeline. Directors and staff discussed: •The rationale for selling the property rather than pursuing a ground lease, including the benefit of a one-time cash infusion to support infrastructure improvements in the Rio Grande District •A preference for multi-family residential development instead of parking structures or self-storage facilities •Clarification of the property’s location and responsibility for sidewalk, curb, and gutter improvements •Options for deed restrictions, development agreements, or other mechanisms to secure public benefits such as walkability and lower lease rates for local businesses •Details regarding a vertical farming structure on the site •Challenges in balancing the sale of this and future properties to generate funds for improvements in other project areas intended to provide public benefit 4.Informational: Japantown Streetscape and Public Art Update ~ 2:40 p.m.  30 min. The Board will receive a briefing about the Japantown Streetscape Design and public art efforts. Since 2018, the CRA has partnered with the Japanese American community MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, November 18, 2025 4 regarding development matters on Japantown Street, which evolved into the official Japantown Design Strategy project. The CRA has worked with GSBS Architects and the Community to translate desires into actionable design elements. The 40% design package contains construction documents of the streetscape and placemaking project should the Board decide to move forward with more design.   Summary: Danny Walz provided an introduction. Marcus Lee and Ben Rodes (Landscape Architect, GSBS Architects) presented the item which included information on the design elements of the Japantown Streetscape, community involvement, project costs, and next step options. Directors expressed appreciation to CRA staff and the Japanese-American community for their work on the project and discussed potential next steps and funding details. Directors noted the importance of timely follow-through while acknowledging possible delays and changes in the project based on future collaboration with Smith Entertainment Group (SEG). Director Requests: Director Mano requested further information to identify funding for immediate improvements such as a mural and cherry trees in temporary planters by the Spring of 2026. Director Young requested an in-person meeting/presentation to SEG with the architect and others involved to bring awareness of the City’s vision for the Japantown area. Danny Walz said a presentation would be arranged. 5.Report and Announcements from the Executive Director TENTATIVE  5 min. Report of the Executive Director, including a review of information items, announcements, and scheduling items. The Board of Directors may give feedback or policy input.   There was no report or announcements from the Executive Director. 6.Report of the Chair and Vice Chair TENTATIVE  5 min. Report of the Chair and Vice Chair.   MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, November 18, 2025 5 There was no report of the Chair and Vice Chair. 7.Report and Announcements from CRA Staff TENTATIVE  5 min. The Board may review Board information and announcements. The Board may give feedback on any item related to City business, including but not limited to: •Project Updates, and •Scheduling Items.   Summary: Danny Walz provided announcements to the Board including: •Notice of Funding Releases (NOFA) for the Housing Development Loan Program (HDLP) and Residential Wealth Building Program •Upcoming ribbon cutting ceremonies for the Citizens West 2 & 3 Developments and a Perpetual Housing Fund (PHF) Development •Additional details of PHF presentation which included investment updates, current and future projects, and a more detailed report planned for an either January 2026 or February 2026 Board Meeting Director Requests: Director Petro requested data results on the Residential Wealth Building Program. Director Mano requested a review of the contract with PHF to ensure alignment with conditions outlined in the contract. Danny Walz said a report would be provided to the Board.   D.Written Briefings – the following briefings are informational in nature and require no action of the Board. Additional information can be provided to the Board upon request:   1.Informational: Community Reinvestment Agency Semi- Annual Property Report Written Briefing  - The Board will receive a written briefing of all Tier 1 and Tier 2 properties owned by the CRA, as per the Land Disposition Policy. The November 2025 report includes the MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, November 18, 2025 6 Adjournment   description, address, parcel ID, size, zoning, and tier category of each property. In addition, the report details the approximate acquisition date, current category of disposition, interim use, and proposed permanent use for each property. Written briefing only; no discussion was held.   E.Consent – the following items are listed for consideration by the Board and can be discussed individually upon request. A motion to approve the consent agenda is approving all of the following items: NONE.   F.Tentative Closed Session The Board will consider a motion to enter into Closed Session. A closed meeting described under Section 52-4-205 may be held for specific purposes including, but not limited to: 1.discussion of the character, professional competence, or physical or mental health of an individual. 2.strategy sessions to discuss pending or reasonably imminent litigation. 3.strategy sessions to discuss the purchase, exchange, or lease of real property: (i)disclose the appraisal or estimated value of the property under consideration, or (ii)prevent the public body from completing the transaction on the best possible terms. 4.strategy sessions to discuss the sale of real property, including any form of a water right or water shares, if: (i)public discussion of the transaction would: (A)disclose the appraisal or estimated value of the property under consideration, or (B)prevent the public body from completing the transaction on the best possible terms. (ii)the public body previously gave public notice that the property would be offered for sale, and (iii)the terms of the sale are publicly disclosed before the public body approves the sale. 5.discussion regarding deployment of security personnel, devices, or systems. 6.investigative proceedings regarding allegations of criminal misconduct. A closed meeting may also be held for attorney-client matters that are privileged pursuant to Utah Code § 78B-1-137, and for other lawful purposes that satisfy the pertinent requirements of the Utah Open and Public Meetings Act. Item not held. G.    MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, November 18, 2025 7 Meeting adjourned at 3:31 p.m. Minutes Approved: _______________________________ Community Reinvestment Agency Chair – Dan Dugan _______________________________ City Recorder – Keith Reynolds Please refer to Meeting Materials (available at https://data.slc.gov by selecting City Council Meeting Information) for supportive content including electronic recordings and comments submitted prior to or during the meeting. Websites listed within the body of the Minutes may not remain active indefinitely. This document along with the digital recording constitutes the official minutes of the Salt Lake City Community Reinvestment Agency meeting held Tuesday, November 18, 2025 and is not intended to serve as a full transcript. Please refer to the electronic recording for entire content pursuant to Utah Code §52-4-203.   MINUTES OF THE COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY Tuesday, November 18, 2025 8 Item C2 CITY COUNCIL OF SALT LAKE CITY 451 SOUTH STATE STREET, ROOM 304 P.O. BOX 145476, SALT LAKE CITY, UTAH 84114-5476 SLC.GOV/COUNCIL TEL 801-535-7600 FAX 801-535-7651 STRAW POLLS COMMUNITY REINVESTMENT AGENCY of SALT LAKE CITY TO:City Council Members FROM: Nick Tarbet Policy Analyst DATE:March 10, 2026 RE: Straw poll to allocate $400,000 of FY25-CBD-Stategic Intervention Funds to support lighting and landscape improvements on Main Street Request for the CRA Board to use $400,000 from the FY25-Cental Business District Strategic Intervention fund to support the installation of lampposts and festive lighting infrastructure on Main Street between South Temple and 4th South. Straw Poll Yes No 1. Does the Board support appropriating $400,00 from the CDBD strategic intervention fund for the planning and design and installation of lampposts and festive lighting infrastructure on Main Street between South Temple and 4th South? COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY 451 SOUTH STATE STREET, ROOM 304 P.O. BOX 145476, SALT LAKE CITY, UTAH 84114-5476 SLC.GOV/COUNCIL TEL 801-535-7600 FAX 801-535-7651 BOARD STAFF REPORT COMMUNITY REINVESTMENT AGENCY of SALT LAKE CITY TO:CRA Board Members FROM: Nick Tarbet Policy Analyst DATE:March 12, 2026 RE: Straw poll to allocate $400,000 of FY25-CBD-Stategic Intervention Funds to support lighting and landscape improvements on Main Street Reminder: Link to View the Administration’s proposal ISSUE AT-A-GLANCE The Board will be briefed about a proposal to use $400,000 from the FY25-Cental Business District Strategic Intervention fund to support the installation of lampposts and festive lighting infrastructure on Main Street between South Temple and 4th South. City staff have been informed the business community is working with the creative agency Struck, to lead a comprehensive design effort for main street between South Temple and 400 South. According to the transmittal it is anticipated that private funds of approximately $3,000,000 will be raised to pay for the landscape and lighting efforts. At the March 10 briefing Scott Anderson, representing the business community, will brief the Board on the community efforts. Representatives from Struck will be available to answer questions from the Board about the project. Currently there is $2,017,256 in the CBD strategic fund. If the Board approves the $400,000 request there will be $1,617,256 remaining in the fund. Goal of the briefing: For the board to take a straw poll indicating their support to move forward with the request to fund the planning and design of the lampposts and lighting systems. Schedule: Page | 2 POLICY QUESTIONS 1. The Council may wish to ask how extensive the project will be, what levels of planning and engineering are needed. How will the $400,000 be spent, is it all needed for planning and engineering or will some of it be used for implementation and construction? 2. Does the City already have information and plans in place that can assist in the planning and design? 3. The Council may wish to ask about the timing of the project and what type of community and stakeholder outreach is planned to mitigate the impact to businesses. 1 This is the Moment: Community Goals for the 2027 Temple Open House March 10th, 2026 2:00PM 2 ●The open house will run from March through October 2027. ●It is estimated that there will be 3-5 million visitors. ●If we can capture these visitors and pull them into our core Main Street areas, it would present an economic opportunity for Downtown retailers. ●This also provides an opportunity to pull residents from across the Wasatch Front back to Salt Lake City, inducing them to spend more at Downtown businesses. ●The goal is to present a vibrant Downtown to visitors and locals alike, and to encourage spending at Downtown businesses. The 2027 Temple Open House will give Salt Lake City an opportunity to welcome a global audience to the heart of the City. This exercise will be a good dress rehearsal for the 2034 Winter Olympics. 3 The Goal is to develop and enact a plan, endorsed by businesses and the City, that will transform the area into a “dynamic, safe, fun, and joyful” space. ●Through physical improvements, artistic expression, and meaningful programming, the goal is to celebrate and share with visitors and residents the cultural and civic identity of our City. ●The metaphor of “Salt Lake City in Bloom” unifies our communities as it evokes spiritual abundance, innovation, unique and almost iconic Salt Lake City/Utah retail experiences, craftsmanship, community, civic pride, cultural diversity, and heartfelt hospitality. ●As visitors step off Temple Square, we want them to see, feel, taste, and remember the community, businesses and cultural experiences we provide along the Main Street core. 4 The Pillars of this Community Program: Make Main Street more vibrant. Attract more customers – visitors and locals. Increase time spent in the core Downtown area. Enhance the Downtown experience. Leave them with the desire to come back often. Induce spending at Downtown businesses. 5 ●Retail activation on Main Street. ●Improved infrastructure to make it easier to navigate Downtown. ●Beautify Downtown and make it uniquely “Salt Lake City.” ●Support hospitality and pop-up kiosks. ●Encourage street entertainment to add excitement and culture to the Downtown core with arts and cultural performances. ●Link to the Pioneer Trail, recognizing not only Utah’s history but also its present and future pioneers in business, education, culture, and science. ●Provide information about must-see sites for visitors coming to Utah. ●Have a handout that outlines what makes Utah unique and emphasizes its economic viability and future. Executive Summary 6 The Downtown Alliance The Salt Lake Chamber The Church of Jesus Christ of Latter Day Saints Other Religious Organizations Colleges and Universities businesses, and philanthropic organizations. ●Retail activation on Main Street. ●Improved infrastructure to make it easier to navigate Downtown. ●Beautify Downtown and make it uniquely “Salt Lake City.” ●Support hospitality and pop-up kiosks. ●Encourage street entertainment to add excitement and culture to the Downtown core with arts and cultural performances. ●Link to the Pioneer Trail, recognizing not only Utah’s history but also its present and future pioneers in business, education, culture, and science. ●Provide information about must-see sites for visitors coming to Utah. ●Have a handout that outlines what makes Utah unique and emphasizes its economic viability and future. We will do this in Partnerships With… 7 Lamp posts on Main Street ●Beautify Main Street by creating a physical symbol of Salt Lake City—the beehive lamp posts. ●The idea is to obtain private, public, and organizational funding for these lamp posts that will cost approximately $80,000 each. Expand lamp post installation from 200 South to 400 South—to be done by 2033 for the Olympics. Install lamp posts from South Temple to 200 South, covering City Creek and the entertainment district of the Eccles Theater—to be done by March 2027. Extend lamp post installation down North Temple, bordering the Smith Entertainment District and down into the Power District. Phase 1 Phase 2 Possible Phase 3 8 Businesses and philanthropists to provide $3 million to the program through 2033. Religious and cultural organizations to provide $400,000 to the program. The City to provide $400,000 for the lamp post project. Request: 9 Thank you. March 10th, 2026 2:00PM This community project endorsed by the City will have a lasting impact and legacy on Salt Lake City: Civic transformation leading to Cultural tourism boost, providing a model for sacred-civic collaboration, all contributing to economic vitality and community renewal. Salt Lake Urban Activation Main Street Lighting 03/10/2026Programming Plan Round 1 / Salt Lake Urban Activation Struck™ × Salt Lake Urban ActivationR.01 Project Overview 3 Struck seeks to design, produce and implement a system of custom lamp posts and string lighting along Historic Main Street in downtown Salt Lake City, funded and supported by both private and public entities. Project Intent 4 Historic Main Street will come alive through a new street-light program designed to honor Salt Lake City’s heritage. Elegant lamp posts and warm string lights will frame the corridor, while custom beehive and bee-inspired iconography—etched into iron, copper, and steel—adds timeless character. These crafted details celebrate the city’s legacy, creating a welcoming amber glow that both preserves history and elevates the street into a cherished, memorable destination for generations. Design Concept 6 The crafted details celebrate the city’s history from the earliest pioneer spirit that carried the intricate grace of European artisanship. Scrolls and leaf motifs that whisper Old World heritage and the aspirations of a new beginning in the mountain desert. When lit, the lamp glows with the warmth of honeyed light. Subtle bee silhouettes and the beehive pattern symbolizing Utah’s emblem of industry, unity, courage and abundance. The overall form rests on clean, slim, modern lines that forge renewal and progress. Design Intent 7 Sketches 8 Lamp Post Renderings 9 String Lights ●3 - 3 1/2” globe string lights ●Beehive inspired globe designs, amber colors polyurethane ●Select locations on, or directly adjacent to, Main Street Programming Plan 11 Main Street ●South Temple to 200 South/ then 300 – 400 South ●Approximately 50 total lampposts ●Locations TBD, based on existing conditions and Urban Planner recommendations Phase 1 Phase 2 12 Maps Lamp Post String Lights Phase 1 Phase 2 Project Plan 14 Proposed Project Schedule Phase 1: Design & Programming Struck Design + Management Fee Phase 3: Fabrication & Installation Oversight Struck Design + Management Fee TOTAL DESIGN + MANAGEMENT 15 Estimated Project Costs Lamp Post (Estimated qty 50 total) Production estimate Installation estimate String Lights Production estimate Installation estimate TOTAL ESTIMATE PRODUCTION + INSTALLATION DESIGN + MANAGEMENT $400K ~$250k ~$650k ~$40-50k per unit Unknown, + requires city investment ~$108k per 250’ string Unknown Total investment $3.7M SALT LAKE CITY TRANSMITTAL To:  Community Reinvestment Agency Chair Salt Lake City Council Chair Submission Date: 02/23/2026 Date Sent to Council: 02/24/2026 From: Department * Community Reinvestment Agency Employee Name: Stine, Robyn E-mail robyn.stine@slc.gov Community Reinvestment Agency Director Signature Mayor's Office Chief of Staff Signature Community Reinvestment Agency Director Signed Date 02/23/2026 Chief of Staff's Signed Date 02/23/2026 Subject: Funding request for installation of lampposts on Main Street in the Central Business District Additional Staff Contact: Danny Walz - danny.walz@slc.gov Presenters/Staff Table Danny Walz - danny.walz@slc.gov Document Type Information Item Budget Impact? Yes No Budget Impact: $400,000 allocated from CBD Strategic Intervention Funds Recommendation: Straw poll to allocate $400,000 of FY25-CBD-Stategic Intervention Funds to support the installation of lampposts on Main Street. Background/Discussion In December 2019, The Church of Jesus Christ of Latter-Day Saints (Church), began a significant renovation project for the Salt Lake Temple. The scope of work includes a comprehensive seismic reinforcement to the structure, modernization of the mechanical, electrical, and plumbing systems, restoration of historic finishes, as well as plaza and landscape enhancements across Temple Square. The temple is scheduled to reopen in April 2027 at which time the Church anticipates hosting an open house for several months prior to its rededication. The open house is expected to draw significant visitation to downtown Salt Lake City, generating increased pedestrian traffic and economic activity throughout the Main Street corridor and surrounding areas. In coordination with the temple open house and rededication, efforts are underway to enhance and activate Main Street to create a cohesive, welcoming, and visually distinctive environment. The creative agency Struck has been engaged by the business community to lead a comprehensive design effort for Main Street from South Temple to 4th South. One component of this plan is the design, production, and installation of custom lampposts and string lighting. Over the decades, planter boxes, trees, and streetscape elements have been installed incrementally along Main Street without a unified design strategy. While well-intended, this has resulted in inconsistencies in materials, placement, and overall aesthetic quality. Struck’s design plan will look to install the lampposts in a way that complements the current improvements and provide recommendations for other enhancements. Following installation, the lampposts will be donated to the city. Public Hearing Is there a City or State statutory requirement to hold a public hearing for this item?* Yes No The City Council reserves the option to hold and notice for a public hearing pursuant to their practices for public engagement. Does the City have a general practice to hold a public hearing for this item?* Yes No Public Process This page has intentionally been left blank SALT LAKE CITY COMMUNITY REINVESTMENT AGENCY SALT LAKE CITY CORPORATION 451 SOUTH STATE STREET, ROOM 115 WWW.SLC.GOV · WWW.CRA.SLC.GOV P.O. BOX 145518, SALT LAKE CITY, UTAH 84114-5518 TEL 801-535-7240 · FAX 801-535-7245 MAYOR RIN ENDENHALL Executive Director DANNY ALZ Director STAFF MEMO DATE: February 20, 2025 PREPARED BY: Danny Walz, Director RE: Funding request for installation of lampposts on Main Street in the Central Business District REQUESTED ACTION: Straw poll to allocate $400,000 of FY25-CBD-Stategic Intervention Funds to support the installation of lampposts on Main Street. POLICY ITEM: N/A BUDGET IMPACTS: $400,000 allocated from CBD Strategic Intervention Funds EXECUTIVE SUMMARY: The Community Reinvestment Agency (“CRA”) has been asked to participate in the installation of pedestrian-level lampposts and festive lighting infrastructure along Main Street between South Temple and 4th South. This project is being proposed in anticipation of the April 2027 reopening of the Salt Lake Temple following its multi-year seismic renovation and restoration project. In coordination with related stakeholders, Struck creative agency has been retained to design and implement the lighting project as part of an overall streetscape and activation strategy for the Main Street corridor and surrounding area. The total project cost is anticipated to exceed $3,000,000, with the majority of funding being raised privately. The CRA’s proposed $400,000 contribution will help pay for the design proposed by Struck as well as the planning, engineering, and purchase of the permanent decorative lampposts and associated lighting systems. BACKGROUND: In December 2019, The Church of Jesus Christ of Latter-Day Saints (Church), began a significant renovation project for the Salt Lake Temple. The scope of work includes a comprehensive seismic reinforcement to the structure, modernization of the mechanical, electrical, and plumbing systems, restoration of historic finishes, as well as plaza and landscape enhancements across Temple Square. The temple is scheduled to reopen in April 2027 at which time the Church anticipates hosting an open house for several months prior to its rededication. The open house is expected to draw significant visitation to downtown Salt Lake City, generating increased pedestrian traffic and economic activity throughout the Main Street corridor and surrounding areas. In coordination with the temple open house and rededication, efforts are underway to enhance and activate Main Street to create a cohesive, welcoming, and visually distinctive environment. The creative agency Struck has been engaged by the business community to lead a comprehensive design effort for Main Street from South Temple to 4th South. One component of this plan is the design, production, and installation of custom lampposts and string lighting. Over the decades, planter boxes, trees, and streetscape elements have been installed incrementally along Main Street without a unified design strategy. While well-intended, this has resulted in inconsistencies in materials, placement, and overall aesthetic quality. Struck’s design plan will look to install the lampposts in a way that complements the current improvements and provide recommendations for other enhancements. Following installation, the lampposts will be donated to the city. ANALYSIS & ISSUES: The total streetscape and lighting effort is anticipated to exceed $3,000,000, with most funds being raised privately. The CRA’s proposed $400,000 contribution will help pay for the design proposed by Struck and support planning, design, and procurement of the permanent decorative lampposts and festive lighting infrastructure. The project advances CRA goals of strategic infrastructure investment, downtown activation, economic development support, and enhancement of public spaces within project areas. The contribution leverages significant private funding and supports long-term capital improvements rather than temporary programming alone. REQUESTED ACTION: CRA staff requests that the Board conduct a straw poll to allocate $400,000 of CBD Strategic Intervention Funds to be paid to Struck for planning, design, and acquisition of the lampposts and related lighting infrastructure for Main Street. These funds have been appropriated by the Board for strategic development and infrastructure projects but require Board approval for allocation to specific projects. Proposed Appropriations Budget Total Project Budget Remaining Appropriation NEXT STEPS: If approved, CRA staff will coordinate with Struck and associated city departments to finalize design and assist with the procurement of the decorative lampposts and lighting infrastructure. The overall project timeline will be aligned with the 2027 Salt Lake Temple open house and associated downtown activation events. ATTACHMENTS: • None This page has intentionally been left blank Item C3 CITY COUNCIL OF SALT LAKE CITY 451 SOUTH STATE STREET, ROOM 304 P.O. BOX 145476, SALT LAKE CITY, UTAH 84114-5476 SLCCOUNCIL.COM TEL 801-535-7600 FAX 801-535-7651 MOTION SHEET COMMUNITY REINVESTMENT AGENCY of SALT LAKE CITY TO:City Council Members FROM:Allison Rowland Senior Policy Analyst DATE:March 10, 2026 RE: RESOLUTION: HOUSING DEVELOPMENT LOAN PROGRAM (HDLP) ALLOCATIONS FOR FISCAL YEAR 2025-2026 FUNDS MOTION 1 – ADOPT I move that the Council adopt the resolution approving the funding allocations and preliminary terms as described in Exhibit B (Competitive HDLP Funding Allocations). MOTION 2 – NOT ADOPT I move that the Council not adopt the resolution, and proceed to the next agenda item. BOARD STAFF REPORT COMMUNITY REINVESTMENT AGENCY of SALT LAKE CITY TO:Board Members FROM:Allison Rowland Senior Budget & Policy Analyst DATE:March 10, 2026 RE:RESOLUTION: HOUSING DEVELOPMENT LOAN PROGRAM (HDLP) ALLOCATIONS FOR FISCAL YEAR 2025-2026 FUNDS CORRECTED: Revised text under Northwest Pipeline heading. ISSUE-AT-A-GLANCE The Board will review and potentially approve recommendations for allocating up to $8,118,128 in affordable housing funds from the Housing Development Loan Program (HDLP). The purpose of these low-interest loans is to incentivize the inclusion of affordable housing in new construction and in preservation or rehabilitation projects. Developers submitted their proposals through a Notice of Funding Availability (NOFA) issued last year, and nine applications, requesting a total of nearly $23.3 million, were found eligible by CRA staff. These were forwarded to the CRA Finance Committee, which recommended the Board fund four of these developments using $8,068,128 in available funds. These developments would provide a total of 595 units of new affordable housing (see Attachments C1 and C2 for summaries). The Board makes the final determination of which applications to fund and for what amount. Goal of the briefing: Discuss and consider adopting the Resolution entitled Affordable Housing – FY2026- 2027 Competitive Housing Development Loan Program (HDLP) Funding Allocations. POLICY QUESTION 1.In past years, many HDLP projects included at least some market rate units, but these have become much less common in recent years. Would Board Members like to discuss with CRA staff the potential causes of this change, and whether there are significant benefits to including market rate units in HDLP-funded projects? Schedule: ADDITIONAL INFORMATION Process Overview. Since 2018, the CRA has released multiple NOFAs to facilitate the development of affordable housing units in Salt Lake City. The FY26 NOFA was released on October 21, 2025, and applications were due on December 4, 2025. As a first step in the application review process, CRA staff analyzes each application to ensure compliance with HDLP eligibility requirements. The CRA Finance Committee then considers the Board’s funding priorities, along with factors related to the feasibility and technical qualities of each application. These include developer experience, the completeness and quality of the application, the amount of requested funding per affordable unit, the unit mix, community impact, and the financial and regulatory readiness of the proposed project. All of the eligible applications were reviewed and ranked by the CRA Finance Committee, and their specific recommendations for allocating nearly all of the $8.1 million available ($50,000 would remain) are summarized in Attachments C1 and C2. Four of the nine applications were recommended for HDLP funding. Of those four, one was recommended for the full amount requested, and the others were recommended for less than the full amount. Two of the recommended projects include both 2- and 3-bedroom units, and together with a third project that has 2-bedroom units only, these would supply 158 new 2-bedroom units and 89 new 3-bedroom units. The fourth of these three recommended applications is for the Gardens at Palmer, which would replace the aging Palmer Court development with a new building that contains 187 one-bedroom units of permanent supportive housing. Northwest Pipeline Building. In recent years the Board awarded funding to the Housing Assistance Management Enterprise (HAME) through two different NOFAs for their planned rehabilitation of the Northwest Pipeline Building. One million dollars of HDLP funds were awarded from the HDLP NOFA, while the proposed Rent-to-Own Program was awarded $1.2 million from the special NOFA for Residential Wealth Building Pilot Programs. The latter was rescinded because the developers are no longer proposing this program for residents of the building. The HDLP funding commitment remains active. Attachment C1. Summary of CRA Finance Committee Recommendations for FY26 HDLP Funding. Attachment C2. Summary of Other Applications for FY26 HDLP Funding. Attachment C1. Summary of CRA Finance Committee Recommendations for FY26 HDLP Funding. Units per AMI Level BedroomsCRA Finance Cmtee Rank Project Council District Funding Request Funding Recommend -ation Total Units <30 % 31- 50% 51- 60% 61- 80%2BR 3BR Tax Credits Rec'd Prelim. terms Planned Start Date Summary Page in Trans- mittal 1 Gardens at Palmer (Permanent Supportive Housing) 5 $3,500,000 $2,168,128 187 187 ---All 1BR 9% LIHTC Interest Rate: 2.0%. 40-year term. Repayment: Cash Flow with Balloon Payment. Nov 2026 21 2 (tie)The Chicago 2 $2,000,000 $2,000,000 119 18 6 29 66 19 -4% LIHTC Interest Rate: 2.0%. 18-year term. Repayment: Cash Flow with Balloon Payment. Oct 2026 35 2 (tie)Emeril Apartments 2 $2,300,000 $2,000,000 135 21 -60 54 52 27 4% LIHTC Interest Rate: 2.0%. 30-year term. Repayment: Cash Flow with Balloon Payment. Sept 2026 39 4 300 West Apartments 5 $2,400,000 $1,900,000 154 26 128 --87 62 Applying, 4% Interest Rate: 2.5%. 30-year term. Repayment: Cash Flow with Balloon Payment. Oct 2026 54 TOTAL RECOMMENDED $10,200,000 $8,068,128 595 252 134 89 120 158 89 Attachment C2. Summary of Other Applications for FY26 HDLP Funding. Units per AMI Level BedroomsRDA Finance Cmtee Ranking Project Council District Funding Request Total Units <30%31- 50% 51- 60% 61- 80%2BR 3BR Tax Credits Rec'd Planned Start Date Summary Page in Trans- mittal -The Amelia 5 $5,000,000 144 15 -129 -45 -4% LIHTC Sept 2026 15 -Safe Haven (rehab)2 $712,866 54 10 44 ----Applying, 9%Nov 2027 26 -Northwest Pipeline 4 $2,884,183 63 11 21 18 13 30 6 Applying, 4%Oct 2026 30 -200 West Apartment 5 $2,500,000 70 70 ---All 1BR Applying, 9%Nov 2027 43 -Washington Yards 5 $2,000,000 170 72 68 30 79 64 Applying, 4%Fall 2026 49 CRA BOARD MEETING – MARCH 10, 2026 AFFORDABLE HOUSING NOTICE OF FUNDING AVAILABILITY (NOFA) COMPETITIVE HOUSING DEVELOPMENT LOAN PROGRAM APPLICATIONS FUNDS AVAILABLE FY2025-26 COMPETITIVE HDLP NOFA OVERVIEW COMPETITIVE FUNDS SOURCE AMOUNT CRA Housing Development Loan Program $5,587,537 CRA Deeply Affordable $2,480,591 CRA High Opportunity Area $50,000 TOTAL:$8,118,128 APPLICATION PROCESS •Competitive Process •Applications Released: October 21, 2025 •Information Session: October 29, 2025 •Applications Due: December 4, 2025 APPLICATION SUMMARY •10 applications received, 1 ineligible •9 applications eligible •$23,297,049 in eligible loan requests FY2025-26 COMPETITIVE HDLP NOFA OVERVIEW FY2025-2026 HDLP Applications Map THRESHOLD REQUIREMENTS MINIMUM AFFORDABILITY •20% of the project’s total residential units must be affordable to households earning 60% of the Area Medium Income ("AMI") or less SUSTAINABILE DEVELOPMENT POLICY •Designed to Earn the Energy Star score of 90 or more •100% electric building operation (no fossil fuel consumption) •Participation in City’s Elevate Buildings benchmarking program AND ONE OF THE FOLLOWING FAMILY-SIZED UNITS •Deeply affordable housing: 10% of units must be affordable to households earning 30% AMI or less OR DEEPLY AFFORDABLE UNITS •Affordable family-sized housing with amenities for children: 10% of units must have 3 bedrooms or more and be affordable to households earning 60% AMI or less and have a child amenity, as approved by CRA staff PROJECT PRIORITIES – PRIMARY SCORE PROJECT PRIORITIES (25+ points available) Projects will be allocated a primary score based on their alignment with the Housing Development Project priorities to determine interest rate reductions. •Affordable Family Housing with Amenities for Children (3 points)* •Deeply Affordable Housing (3+ points)* •Ownership: Wealth Building Opportunity*(3 points)* •Neighborhood Services & Commercial Spaces (3 points)* •Expanding Opportunity (3 points)* •Affordable Housing Preservation (1 point) •Architecture & Urban Design(1 point) •Building Preservation, Rehabilitation, or Adaptive Reuse (1 point) •Special Populations (1 point) •Missing Middle & Unique Housing Types (1 point) •Mixed-Income Neighborhoods (1 point) •Public Art (1 point) •Public Space (1 point) •Sustainability( 1 point) •Transportation Opportunities (1 point) *Denotes Board-adopted housing funding priorities SCORING CRITERIA – SECONDARY SCORE Content and quality of the project narrative and application submittal (11 points available) •Narrative and Application Completeness (5 points) •Project Priorities (2 points) •Relevant Experience (2 points) •Clarity of budget, financing, operating proforma, and repayment (2 points) Budget, sources and uses, operating pro forma, and related assumptions (16 points available) •Feasibility of Proforma, sources and uses (2 points) •Utilization of housing tax credits (5 points) •Utilization of other tax credits (2 points) •Loan repayment (3 points) •Deferred developer fee (2 points) •Owner equity (2 points) Readiness of the project to proceed for construction (5 points available) •Readiness (3 points)​•Site control (2 points)​ Advancing the housing landscape (4 points available)​ •Emerging developers and housing models (2 points)​ •Availability of affordable housing in areas with limited options (2 points) QUALIFICATIONS AND DISTINGUISHING FACTORS (36 points available)​ Applications will be allocated a secondary score based on how they align with the Scoring Criteria. ​ APPLICATIONS OVERVIEW 1 2 3 4 5 6 7 8 9 The Amelia Gardens at Palmer Safe Haven Northwest Pipeline Building The Chicago Emeril Apartments 200 West Apartments Washington Yards 300 W Apartments Cole West The Road Home/First Step House/GIV Group Valley Behavioral Health HAME Great Lakes Capital CDCU First Step House Brinshore Chelsea Investment Co Address 209 W 900 S 999 S Main Street 550 W 700 S 315 E 200 S 27 N Chicago Street 37 North 800 West 1055 S 200 W 1050 S Washington Street 1485 S 300 W Preliminary Terms 2%, 17 Year Term 2%, 40 Year Term 1%, 30 Year Term 2%, 30 Year Term 2%, 18 Year Term 2%, 30 Year Term 2%, 17 Year Term 2%, 30 Year Term 2.5%, 30 Year Term Repayment Type Cash Flow with Balloon Payment Cash Flow with Balloon Payment Hard Cash Flow with Balloon Payment Cash Flow with Balloon Payment Cash Flow with Balloon Payment Cash Flow with Balloon Payment Cash Flow with Balloon Payment Cash Flow with Balloon Payment CRA Request Amount $5,000,000 $3,500,000 $712,866 $2,884,183 $2,000,000 $2,300,000 $2,500,000 $2,000,000 $2,400,000 FC Funding Recommendations $0 $2,168,128 $0 $0 $2,000,000 $2,000,000 $0 $0 $1,900,000 Previous CRA Commitments $0 $0 $0 $1,000,000 $0 $0 $0 $0 $0 Project Cost $53,386,624 $65,109,467 $13,035,119 $45,184,650 $43,092,322 $51,079,063 $25,088,320 $58,297,324 $59,240,045 CRA FC Recom. Funding per Unit $ - $11,594 $ - $ - $16,807 $14,815 $ - $ - $12,338 Tax Credits?Awarded, 4%Awarded, 9%Applying, 9%Applying, 4%Awarded, 4%Awarded, 4%Applying, 9%Applying, 4%Applying, 4% Affordable Units Breakdown 15 187 10 11 18 21 70 - 26 Total 31%---44 21 6 --72 - Total 51%-129 - - 18 29 60 - 68 128 Total 61%--- - 13 66 54 - 30 - Total 144 187 54 63 119 135 70 170 154 Percent Affordable (60% AMI & Below)100%100%100%79%45%60%100%82%100% Studio 0 0 43 0 45 0 0 0 0 1bd 99 187 11 27 55 56 70 27 5 2bd 45 0 0 30 19 52 0 79 87 3bd 0 0 0 6 0 27 0 64 62 Project Priorities - Primary Score 7 19 6 11 9 9 14 6 9 Scoring Criteria - Secondary Score 22 17 14 10 20 17 18 17 13 FINANCE COMMITTEE RECOMMENDATION PROJECT/APPLICANT ADDRESS Alignment with Score Scoring Criteria Evaluation LIHTC Awarded? FUNDING REQUEST Min. Funding Request CRA Housing Development Fund CRA Deeply Affordable Funds CRA High Funds TOTAL FUNDING RECOMMENDATION FINAL RANKING The Amelia 209 W 900 S 7 22 Yes, 4%$5,000,000 $3,000,000 $0Cole West Gardens at Palmer 999 S Main Street 19 17 Yes, 9%$3,500,000 $2,000,000 $2,168,128 1GIV Group / The Road Home / First Step House Safe Haven 550 W 700 S 6 14 Applying, 9%$712,866 $499,006 $0Valley Behavioral Health North West Pipeline Building 315 E 200 S 11 10 Applying, 4%$2,884,183 $2,884,183 $0Housing Assistance Management Enterprise The Chicago 27 N Chicago Street 9 20 Yes, 4%$2,000,000 $2,000,000 $1,687,537 $312,463 2Great Lakes Capital Emeril Apartments 37 North 800 West 9 17 Yes, 4%$2,300,000 $2,000,000 $2,000,000 2Community Development Corporation of Utah 200 West Apartments 1055 S 200 W 14 19 Applying, 9%$2,500,000 $1,000,000 $0First Step House Washington Yards 1050 S Washington Street 6 17 Applying, 4%$2,000,000 $1,300,000 $0Brinshore 300 West Apartments 1485 S 300 W 9 13 Applying, 4%$2,400,000 $1,900,000 $1,900,000 3Chelsea Investment Co TOTAL $23,297,049 $16,583,189 $5,587,537 $2,480,591 BOARD CONSIDERATION BOARD TO CONSIDER ADOPTING A RESOLUTION •Approve funding allocations •Due to time and work associated with loan closings, CRA staff recommends adding language to resolution that will allow CRA to charge borrower costs incurred for loan closings. 1 SALT LAKE CITY COMMUNITY REINVESTMENT AGENCY RESOLUTION NO. _______________ Affordable Housing – FY 2025-2026 Competitive Housing Development Loan Program (HDLP) Funding Allocations RESOLUTION OF THE BOARD OF DIRECTORS OF THE SALT LAKE CITY COMMUNITY REINVESTMENT AGENCY APPROVING CITYWIDE AFFORDABLE HOUSING PROJECT FUNDING ALLOCATIONS. WHEREAS, the Salt Lake City Community Reinvestment Agency (“CRA”) was created to transact the business and exercise the powers provided for in the Utah Community Reinvestment Agency Act (the “Act”). WHEREAS, the Act provides that tax increment funds may be used for the purpose of increasing the affordable housing supply within the boundaries of Salt Lake City. WHEREAS, the CRA Board of Directors (“Board”) approved the Housing Funds Allocation Policy (“Funds Policy”), Resolution R-1-2022, which establishes policies with respect to dedicating and directing resources for the development and preservation of housing based on funding source (“Housing Funds”). WHEREAS, the Board has set aside $8,118,128 of Housing Funds for affordable housing (the "Competitive HDLP Funds”) through the CRA’s Competitive Housing Development Loan Program (“HDLP”). The allocation of funds is contingent upon an application and review process administered by the CRA to facilitate the funding of qualified projects that meet the goals established by the HDLP. WHEREAS, through a Notice of Funding Availability (“NOFA”), the CRA administered a loan application and review process for the Competitive HDLP Funds pursuant to the HDLP policy set forth in resolution R-2-2022 (the “HDLP Policy”) and the CRA’s Housing Funding Priorities for Fiscal Year 2025-2026 set forth in R-6-2025 (“Funding Priorities”) that resulted in nine eligible requests for funding totaling $23,297,049 (the “Competitive HDLP Applications”). WHEREAS, on February 18, 2026, the CRA’s Finance Committee reviewed the Competitive HDLP Applications, and recommended funding allocations and preliminary terms as further described in Exhibit A. WHEREAS, based on the Finance Committee’s recommendations, CRA staff recommends that the Board approve the funding allocations and preliminary terms described in Exhibit A. 2 WHEREAS, following the Board’s approval of the funding allocations and preliminary terms as set forth on Exhibit B, the CRA shall provide a 24-month conditional commitment period during which the approved applicant shall have the opportunity to obtain needed financial, legal, and regulatory approvals, as well as satisfy other conditions determined by the CRA, to finalize the loan terms. WHEREAS, pursuant to the HDLP Policy, applicants that successfully meet the conditions of the conditional commitment shall be invited to execute a Letter of Commitment to finalize the loan terms, subject to a set of conditions precedent to closing of the loan. NOW THEREFORE, BE IT RESOLVED BY THE BOARD that it approves the funding allocations and preliminary terms as further described in Exhibit B (Competitive HDLP Funding Allocations), subject to revisions that do not materially affect the rights and obligations of the CRA hereunder. For approved applicants that successfully meet the required conditions, the Board authorizes the Executive Director to negotiate and execute the conditional commitment letter, the Letter of Commitment, the loan agreements, and other relevant documents consistent with the funding allocations and preliminary terms contained on Exhibit B and incorporating such other terms and conditions as recommended by the City Attorney’s office. Passed by the Board of Directors of the Salt Lake City Community Reinvestment Agency, this _______ day of March 2026. ________________________________ Dan Dugan, Chair Approved as to form: ___/s/ Sara Montoya________________ Salt Lake City Attorney’s Office Sara Montoya Date:____March 5, 2026____________ The Executive Director: ____ does not request reconsideration ____ requests reconsideration at the next regular Agency meeting. ________________________________ Erin Mendenhall, Executive Director Attest: ________________________ City Recorder 3 EXHIBIT A: FY2025-2026 CRA FINANCE COMMITTEE FUNDING RECOMMENDATIONS The CRA Finance Committee recommends that funding be allocated to projects in order of funding ranking. 4 EXHIBIT B: FY2025-2026 CRA BOARD APPROVED HDLP FUNDING ALLOCATIONS: SALT LAKE CITY TRANSMITTAL To:  Community Reinvestment Agency Chair Salt Lake City Council Chair Submission Date: 02/24/2026 Date Sent to Council: 02/25/2026 From: Department * Community Reinvestment Agency Employee Name: Stine, Robyn E-mail robyn.stine@slc.gov Community Reinvestment Agency Director Signature Mayor's Office Chief of Staff Signature Community Reinvestment Agency Director Signed Date 02/24/2026 Chief of Staff's Signed Date 02/24/2026 Subject: Housing Development Loan Program (HDLP) Funding Allocations for Gap Financing New transmittal or Revision New transmittal Revision Revision Updates: updated with Resolution Additional Staff Contact: Browne Sebright - browne.sebright@slc.gov, Tracy Tran - Tracy.tran@slc.gov, Austin Taylor - austin.taylor@slc.gov Presenters/Staff Table Browne Sebright - browne.sebright@slc.gov, Tracy Tran - Tracy.tran@slc.gov, Austin Taylor - austin.taylor@slc.gov Document Type Resolution Budget Impact? Yes No Budget Impact: 8,118,128 Recommendation: Recommend that the CRA Board approve the resolution awarding funding as recommended by the CRA Finance Committee Background/Discussion The Salt Lake City Community Reinvestment Agency (“CRA”) recently issued a competitive Notice of Funding Availability (“NOFA”) to solicit applications for $8.1 million available through the Housing Development Loan Program (“HDLP”) to incentivize the development and preservation of affordable housing within Salt Lake City municipal boundaries. CRA staff received 10 applications, with 1 application not meeting threshold requirements, leaving 9 eligible applications with $23.2M in requests. The Finance Committee recommends that the Board fund 4 of the 9 applications with the $8,118,128. Public Hearing Is there a City or State statutory requirement to hold a public hearing for this item?* Yes No The City Council reserves the option to hold and notice for a public hearing pursuant to their practices for public engagement. Does the City have a general practice to hold a public hearing for this item?* Yes No Public Process This page has intentionally been left blank SALT LAKE CITY CORPORATION 451 SOUTH STATE STREET, ROOM 115 WWW.SLC.GOV · WWW.CRA.SLC.GOV P.O. BOX 145518, SALT LAKE CITY, UTAH 84114-5518 TEL 801-535-7240 · FAX 801-535-7245 MAYOR ERIN MENDENHALL Executive Director DANNY WALZ Director SALT LAKE CITY COMMUNITY REINVESTMENT AGENCY STAFF MEMO DATE: February 20, 2025 PREPARED BY: Browne Sebright, Project Manager Tracy Tran, Senior Project Manager Austin Taylor, Project Manager RE: Consideration and Adoption of a Resolution Approving Funding Allocations for Gap Financing through a Notice of Funding Availability for the CRA’s Housing Development Loan Program REQUESTED ACTION: Consider approving affordable housing funding allocations as selected through a Notice of Funding Availability for the Housing Development Loan Program POLICY ITEM: Affordable Housing – Housing Development Loan Program BUDGET IMPACTS: $8,118,128 of CRA affordable housing funds issued through the Housing Development Loan Program EXECUTIVE SUMMARY: The Salt Lake City Community Reinvestment Agency (“CRA”) recently issued a competitive Notice of Funding Availability (“NOFA”) to solicit applications for $8.1 million available through the Housing Development Loan Program (“HDLP”) to incentivize the development and preservation of affordable housing within Salt Lake City municipal boundaries. CRA staff received 9 eligible applications with $23.2M in requests. BACKGROUND Guiding Policy The HDLP is being administered pursuant to the Housing Allocation Funds Policy (“Funds Policy”), resolution R-1-2022, and the Housing Development Loan Program Policy (“HDLP Policy”), resolution R- 2-2022. The Funds Policy establishes policies for allocating and directing resources for the development and preservation of housing by various funding sources. Highlights of the Funds Policy include: Housing Funds: The Policy establishes four housing funds based on fund source. The revenues, expenditures, interest, and payments for each fund source shall be separately accounted for to ensure the CRA control and oversight to comply with statutory requirements. Annual Budgeting Process: The policy provides that on an annual basis, the CRA shall present for the Board’s consideration a Housing Development Funding Strategy that projects revenues 1 for the upcoming fiscal year and proposes funding priorities and allocations. This will allow the CRA to be flexible to address current needs, leverage current opportunities, coordinate with other city resources and allow funding priorities to align with evolving plans and policies. The HDLP provides low-cost financial assistance to incentivize the development and preservation of affordable housing within Salt Lake City municipal boundaries. The HDLP Policy provides a centralized application, underwriting, and approval process regardless of the fund source and features: Funding allocations and priorities determined on an annual basis. The funding priorities for these funds were based on the CRA’s FY2025-2026 Annual Housing Funding Priorities. The transparent administration of funds through a Notice of Funding Availability (NOFA) process. Revenue from various funds may be combined into a consolidated NOFA or a NOFA may be issued for a specific funding source. NOFAs could be offered on an annual basis or multiple times per year and can be competitive or open-ended depending on availability of funds, priorities, and demand. A standardized process for approving applications and a uniform set of underwriting policies. FY2025-2026 Annual Priorities In April 2025, the Board adopted the FY2025-2026 Annual Housing Funding Priorities. These priorities included Threshold Requirements for the HDLP. This HDLP application cycle is the fourth year that these two thresholds (in addition to the Sustainable Development Policy requirements) have been requirements for HDLP development project applicants. During the CRA’s review of HDLP applications, staff confirm that every application meets or will meet the Threshold Requirements. The paragraphs below detail this year’s Threshold Requirements; projects are required to include at least one of the following options: Deeply Affordable Housing Threshold Requirement o Policy Objective: Expand the availability of units for extremely low-income households, thereby providing housing options for individuals or families that are homeless or at risk of homelessness. o HDLP Implementation: To meet the CRA’s deeply affordable threshold, at least 10% of the total residential units shall be income and rent restricted to households earning 30% of the area median income (“AMI”) and below as established by the U.S. Department of Housing and Urban Development (“HUD”). These units will be rent and income deed restricted. Affordable Family Housing with Amenities for Children: o Policy Objective: Provide opportunities for families to enjoy the many benefits of urban living by encouraging the development of housing that is more conducive to large household sizes that have at least three or more bedrooms and includes children- oriented amenities. o HDLP Implementation: For a development to qualify for these funds, a minimum of 10% of the total residential units shall have three or more bedrooms, which shall be income and rent restricted to those earning 60% AMI and below, and the project shall include amenities for children as approved by CRA staff. For affordable homeownership developments, a minimum of 10% of the total residential units shall have three or more bedrooms. Application Submissions 2 Pursuant to the policies, the CRA administered a transparent application process that resulted in nine (9) eligible applications. The applicants have submitted requests for funding totaling $23,297,049 – refer to Attachment A: Applications Overview, Attachment B: Map of Development Locations, and Attachment D: Project Summary Sheets for additional information. The CRA has evaluated the application submittals and the CRA Finance Committee (“Committee”) has ranked and recommended specific applications for funding. This memorandum includes a summary of application submittals and the Committee’s recommendations for the Board’s consideration and determination of funding allocations. ANALYSIS & ISSUES: Below is an overview of the HDLP application process: I. Funds Availability Approximately $8.1 million is available for affordable housing developments that meet the Threshold Requirements of the HDLP program. The HDLP Competitive Funds come from two different categories, as described below: COMPETITIVE FUNDS CATEGORY AMOUNT CRA Housing Development Loan Program $5,587,537 CRA HDLP – Deeply Affordable $2,480,591 CRA High Opportunity Area $50,000 TOTAL: $8,118,128 II. Application Process Applications were solicited with a NOFA released on October 21, 2025. A copy of the FY2025- 2026 HDLP Guidelines + Application Handbook that applicants used to apply can be found here. On October 29, 2025, CRA staff hosted a virtual information session to provide an overview of the HDLP application, requirements, and selection process. Staff recorded the information session and posted the video on the CRA website for those unable to attend to watch. Staff also utilized press releases, website and email communications, social media, and notifications through secondary outlets to publicize the competitive HDLP NOFA. Applications were due on or before December 4, 2025. III. Project Review As part of the application review process, CRA staff analyzed applications according to the HDLP Policy’s eligibility requirements and funding priorities set by the Board, which can be found in Attachment E: Project Priorities and Interest Rate Reductions. The housing priorities include the ability for an applicant to receive an interest rate reduction upon meeting the priorities. All awarded HDLP loans will have below-market interest rates, with funds available to selected projects for acquisition, construction, and/or development. The CRA recognizes that the acquisition, construction, and permanent sources and uses for projects may change by the time a loan closes and that the amount of debt the HDLP loans are subordinated to may vary depending on the status of the projects. 3 The applications were forwarded to the CRA Finance Committee for their review and recommendation. When evaluating applications, the Committee considered alignment with project priorities; the content, quality, and feasibility of the application and financial materials; the development team qualifications and experience; the number of units each project created, including those with large numbers of family-sized and deeply affordable units; the construction costs per unit; the CRA loan per unit; and the readiness of the project to proceed to construction. IV. Funding Allocations, Conditional Commitment, and Loan Closing Pursuant to the Policy, the Board will make the final determination on applications to fund. Subsequently, the CRA will issue a conditional commitment letter to those applications selected for funding. The conditional commitment letter between the CRA and the applicant will contain the covenants, terms and conditions upon which the CRA will provide financial assistance to the proposed project once financial, legal, regulatory, and design approvals are obtained. Prior to closing on a loan, CRA staff will ensure that the project is financially viable, underwriting standards are met, and the use of public funds is necessary for the project to succeed. 4 CRA STAFF REVIEW: An overview of HDLP applications in the order received is as follows: PROJECT DEVELOPER PREVIOUS CRA COMMITMENTS FUNDING REQUEST The Amelia Cole West - $5,000,000 Gardens at Palmer GIV Group/The Road Home/First Step House $3,000,000* $3,500,000 Safe Haven Valley Behavioral Health - $712,866 Northwest Pipeline Building Housing Assistance Management Enterprise $1,000,000** $1,252,851*** $2,884,183 The Chicago Great Lakes Capital - $2,000,000 Emeril Apartments Community Development Corporation of Utah - $2,300,000 200 West Apartments First Step House - $2,500,000 Washington Yards Brinshore Development, L.L.C. - $2,000,000 300 W Apartments Chelsea Investment Co. - $2,400,000 TOTAL FUNDING REQUEST: $23,297,049 AVAILABLE FUNDING: $8,118,128 *The Road Home received a forgivable loan from the CRA in 2008 for the original Palmer Court project. To maintain the forgivable loan, Gardens at Palmer must continue to maintain units affordable to households at 30% AMI and below. **This project received an HDLP funding allocation in FY2024-25. If this project receives additional HDLP funding, the funding allocations will be combined at closing and will use the requirements and guidelines from the most recent HDLP approval, provided the conditional commitment period for the FY2024-25 HDLP funding allocation has not expired. ***This project received an allocation of FY 2024-25 Residential Wealth Building Pilot Program funding. The CRA rescinded the funding as the project is no longer proposing a rent to own model with ownership of individual units. A more in-depth overview of the applications can be found in Attachment A: Applications Overview, and Attachment D: Project Summary Sheets. CRA FINANCE COMMITTEE RECOMMENDATION: On February 18, 2026, the Committee made recommendations regarding all applications. When evaluating applications, the Committee considered alignment with project priorities; the content, quality, and feasibility of the application and financial materials; the development team qualifications and experience; the number of units each project created, including those with large numbers of family-sized and deeply affordable units; the construction costs per unit; the CRA loan per unit; and the readiness of the project to proceed to construction. The Committee provided the Board funding recommendations for the CRA Housing Development Loan Program, including funding recommendations with the $8.1 million in CRA committed funds. The Committee also provided an overall ranking of all the projects. Refer to Attachment C: CRA Finance Committee Funding Recommendation for the Committee’s recommendation detail. 5 PREVIOUS BOARD ACTION: June 10, 2025: The Board adopted the FY2025-2026 budget, which allocated $4,095,988 of housing funds to the FY 2025-26 HDLP NOFA. Additionally, $4,022,140 in remaining housing fund balances from previous fiscal years were allocated to the FY2025-26 HDLP NOFA. April 8, 2025: The Board adopted the Affordable Housing Funding Priorities for Fiscal Year 2025-2026. March 8, 2022: The Board adopted revisions to the Housing Development Loan Program Policy to direct review of applications to the CRA Finance Committee. February 9, 2022: The Board adopted revisions to the Housing Allocation Funds Policy. March 2021: The Board adopted the Housing Development Loan Program Policy. February 2021: The Board adopted the Housing Allocation Funds Policy. ATTACHMENTS: A. Applications Overview B. Map of Development Locations C. CRA Finance Committee Recommended HDLP Funding Allocations D. Project Summary Sheets E. Project Priorities and Interest Rate Reductions F. FY2025-2026 HDLP Funding Allocation Resolution 6 Application #1 2 3 4 5 6 7 8 9 Project The Amelia Gardens at Palmer Safe Haven Northwest Pipeline Building The Chicago Emeril Apartments 200 West Apartments Washington Yards 300 W Apartments Developer Cole West GIV Group Valley Behavioral Health Housing Assistance Management Enterprise Great Lakes Capital Community Development Corporation of Utah First Step House Brinshore Chelsea Investment Co TOTAL Address 209 W 900 S 999 S Main Street 550 W 700 S 315 E 200 S 27 N Chicago Street 37 North 800 West 1055 S 200 W 1050 S Washington Street 1485 S 300 W CRA Loan Request CRA Request 5,000,000$ 3,500,000$ 712,866$ 2,884,183$ 2,000,000$ 2,300,000$ 2,500,000$ 2,000,000$ 2,400,000$ 23,297,049$ Previous CRA Commitments -$ -$ -$ 1,000,000.00$ -$ -$ -$ -$ -$ 1,000,000$ Total CRA Request 5,000,000$ 3,500,000$ 712,866$ 3,884,183$ 2,000,000$ 2,300,000$ 2,500,000$ 2,000,000$ 2,400,000$ Total Project Cost 53,386,624$ 65,109,467$ 13,035,119$ 45,184,650$ 43,092,322$ 51,079,063$ 25,088,320$ 58,297,324$ 59,240,045$ CRA Loan to Cost 9.4%5.4%5.5%8.6%4.6%4.5%10.0%3.4%4.1%6.2%Average CRA Funding per Unit 34,722$ 18,717$ 13,201$ 45,781$ 16,807$ 17,037$ 35,714$ 11,765$ 15,584$ 23,259$ Average Other City Funds -$ -$ -$ -$ -$ -$ -$ -$ Interest Rate (w/ project priority deductions)2.0%2.0%1.0%2.0%2.0%2.0%2.0%2.0%2.5%1.9%Average Term 17 40 30 30 18 30 17 30 30 Repayment Terms Cash Flow with Balloon Payment Cash Flow with Balloon Payment Hard Cash Flow with Balloon Payment Cash Flow with Balloon Payment Cash Flow with Balloon Payment Cash Flow with Balloon Payment Cash Flow with Balloon Payment Cash Flow with Balloon Payment Financial Metrics Owners' Equity -$ -$ -$ -$ -$ 258,000$ -$ -$ -$ 258,000$ Tax Credits Awarded, 4%Awarded, 9%Applying, 9%Applying, 4%Awarded, 4%Awarded, 4%Applying, 9%Applying, 4%Applying, 4% Cost per Unit 370,740$ 348,179$ 241,391$ 717,217$ 362,120$ 378,363$ 358,405$ 342,925$ 384,676$ 389,335$ Average Threshold Requirements Family-Sized Affordable or Deeply Affordable Units Deeply Affordable Deeply Affordable Deeply Affordable Deeply Affordable Deeply Affordable Both Deeply Affordable Family-Sized Both Energy Star Score 90+100 Condition of Approval Condition of Approval Condition of Approval 92 98 100 Condition of Approval 93 100% Electric Yes Condition of Approval Committed Condition of Approval Yes Yes Yes Condition of Approval Yes Housing Unit Details 30% AMI and Below Studio 5 10 15 1bd 15 187 5 5 7 12 70 1 302 2bd 5 1 6 15 27 3bd 1 3 10 14 Total 30% AMI & Below 15 187 10 11 18 21 70 - 26 358 31%-50% AMI - Studio 38 38 1bd 6 9 5 10 30 2bd 10 1 30 41 3bd 2 32 34 Total 31%-50% AMI - - 44 21 6 - - 72 - 143 51%-60% AMI - Studio 17 17 1bd 84 9 12 25 9 4 143 2bd 45 8 25 37 72 187 3bd 1 10 22 52 85 Total 51%-60% AMI 129 - - 18 29 60 - 68 128 432 61%-80% AMI - Studio 18 18 1bd 4 31 19 8 62 2bd 7 17 21 12 57 3bd 2 14 10 26 Total 61%-80% AMI - - 13 66 54 - 30 - 163 TOTAL UNITS 144 187 54 63 119 135 70 170 154 1,096 ATTACHMENT A: APPLICATIONS OVERVIEW 7 Application #1 2 3 4 5 6 7 8 9 Project The Amelia Gardens at Palmer Safe Haven Northwest Pipeline Building The Chicago Emeril Apartments 200 West Apartments Washington Yards 300 W Apartments Developer Cole West GIV Group Valley Behavioral Health Housing Assistance Management Great Lakes Capital Community Development Corporation of First Step House Brinshore Chelsea Investment Co Project Priorities & Interest Rate Reductions Priorities: The five Funding Priorities determined by the FY2025-2026 Annual Housing Funding Priorities include: Family Housing, Deeply Affordable Housing, Wealth Building Opportunity, Neighborhood Services & Commercial, and Expanding Opportunity. These Funding Priorities receive a weighted ranking of 3 points each as compared to other priorities which receive 1 ranking point each for inclusion in projects. For Deeply Affordable Housing, projects that set aside at least 15% of units for extremely low-income households receive 3 points. Projects that set aside at least 25 deeply affordable units receive 5 points . An additional NOFA ranking weight 1 point for each additional 25 extremely low income households above 25. Interest Rate Reductions: Projects receive a 0.5% interest rate reduction for each included priority. Sustainability allows for a 1% or 2% reduction. The maximum reduction per development application is 2%. Family Housing w/ Amenities for Children 3 3 3 Deeply Affordable Housing 11 3 3 3 3 6 5 Ownership: Wealth Building Opportunity Neighborhood Services & Commercial Spaces 3 3 3 3 3 Expanding Opportunity 3 Affordable Housing Preservation Architecture & Urban Design 1 1 1 1 1 1 1 Building Preservation, Rehabilitation, or Adaptive Reuse 1 1 Special Populations 1 1 1 1 Missing Middle & Unique Housing Types 1 Mixed-Income Neighborhoods Public Art 1 1 1 1 1 1 1 1 Public Space Sustainability 1 1 Transportation Opportunities 1 1 1 1 1 Project Priority Score 7 19 6 11 9 9 14 6 9 10.0 Average Scoring Criteria Applications will be allocateed a secondary score based on how they align with the following criteria: Content and Quality of the Project Narrative and Application Submittal Narrative and Application Completeness 5 3 1 3 5 3 5 3 3 Project Priorities 1 1 1 0 1 1 1 1 1 Relevant Experience 1 2 2 1 2 2 2 2 2 Clarity of Budget, Financing, Operating Proforma and Repayment 2 1 1 0 2 2 2 2 2 Budget, Sources and Uses, Operating Proforma, and Related Assumptions Feasibility of Proforma, Sources and Uses 1 0 1 0 2 1 1 2 2 Utilization of Housing Tax Credits 5 5 2 2 5 5 2 2 2 Utilization of Other Tax Credits 1 0 0 1 0 0 1 0 0 Loan Repayment 1 1 3 1 1 1 1 0 0 Deferred Developer Fee 2 1 1 1 1 2 2 2 1 Owner Equity 0 0 0 0 0 0 0 0 0 Readiness of the Project to Proceed for Construction Readiness 1 1 1 0 1 0 0 1 1 Site Control 2 2 2 1 1 1 1 2 0 Advancing the Housing Landscape Emerging Developers and Housing Models 0 0 0 0 0 0 0 0 0 Availability of Affordable Housing in Areas with Limited Options 0 0 -1 0 -1 -1 0 0 -1 Scoring Criteria Points Total 22 17 14 10 20 17 18 17 13 16.4 Average 8 ATTACHMENT B: MAP OF DEVELOPMENT LOCATIONS 9 FY2025-2026 CRA FINANCE COMMITTEE RECOMMENDED HDLP FUNDING ALLOCATIONS The CRA Finance Committee recommends that funding be allocated to projects in the order of funding ranking. PROJECT/APPLICANT ADDRESS REDUCTION* LIHTC AWARDED? FUNDING REQUEST MIN. FUNDING REQUEST PRELIMINARY TERMS** CRA Housing Development Fund CRA Deeply Affordable Funds CRA High Opportunity Funds TOTAL FUNDING RECOMMENDATION APPLICATION RANKING Cole West Gardens at Palmer GIV Group / The Road Home / First Step House Safe Haven Valley Behavioral Health North West Pipeline Building Housing Assistance Management Enterprise The Chicago Great Lakes Capital Emeril Apartments Community Development Corporation of Utah 200 West Apartments First Step House Washington Yards Brinshore 300 West Apartments Chelsea Investment Co TOTAL $23,297,049 $16,583,189 $5,587,537 $2,480,591 $0 $8,068,128 Funds Availability Total Available Recommended Funding Funds Remaining CRA Housing Development Fund 5,587,537$ 5,587,537$ -$ Green boxes: Applicant qualifies for & wants to be considered for these funds. CRA Deeply Affordable Funds 2,480,591$ 2,480,591$ -$ Black box: Applicant does not qualify for these funds. CRA High Opportunity Funds 50,000$ -$ 50,000$ Total Potential HDLP Funds *** CRA loan terms will generally match the term of permanent senior debt, generally up to a maximum of 30-years for projects with non-HUD financing and up to a maximum of 40 years for projects with HUD financing. Board approval is required to waive the 40-year term requirement for a project with non-HUD financing. Conditions of Approval: * Projects receive a 0.5% interest rate reduction for each included priority. Sustainability allows for a 1% or 2% reduction. The maximum reduction per development is 2%. The interest rate is calculated as follows: Base Interest Rate minus (-) Interest Rate Reductions (up to 2%) = proposed interest rate; Base interest rate shall be locked within a month of closing. Projects shall maintain project priorities and the same weighted score at closing. Deviation from Project Priorities met may require Board approval. ** Final Terms shall comply with the requirements, standard loan terms and conditions, interest- rate reductions, and all other details laid out within the FY2025-2026 Housing Development Loan Program (HDLP) Guidelines. Changes to repayment type may occur ( hard repayment versus cash flow repayment) and shall be based on disbursed in a lump sum if required by senior lender(s). Funds Recommended by Finance Committee $1,900,000 $1,900,000 $1,900,000 3 6 1485 S 300 W Family Housing with Amenities for Children: 3 Deeply Affordable Housing: 5 Public Art: 1 TOTAL: 9 Applying, 4%$2,400,000 8 550 W 700 S Deeply Affordable Housing: 3 Building Preservation, Rehabilitation, or Adaptive Reuse: 1 Special Populations: 1 Public Art: 1 TOTAL: 6 Applying, 9%$712,866 5 37 North 800 West Family Housing with Amenities for Children: 3 Deeply Affordable Housing: 3 Architecture & Urban Design: 1 Special Populations: 1 Public Art: 1 TOTAL: 9 Yes, 4% 4 27 N Chicago Street Deeply Affordable Housing: 3 Neighborhood Services & Commercial Spaces: 3 Architecture & Urban Design: 1 Public Art: 1 Transportation Opportunities: 1 TOTAL: 9 Yes, 4% 9 1050 S Washington Street Family Housing with Amenities for Children: 3 Architecture & Urban Design: 1 Public Art: 1 TOTAL: 6 Applying, 4%$2,000,000 7 $2,000,000 $1,687,537 $2,000,000 2 $2,300,000 $1,000,000 209 W 900 S Neighborhood Services & Commercial Spaces: 3 Architecture & Urban Design: 1 Public Art: 1 Sustainability: 1 Transportation Opportunities: 1 TOTAL: 7 Yes, 4%$5,000,000 $3,000,000 Interest Rate: 1.0% Term: 30 years Repayment: Hard $499,006 Interest Rate: 2.5% Term: 30 years Repayment: Cash Flow with Balloon Payment $2,000,000 $2,000,000 $2,000,000 2 $1,300,000 Interest Rate: 2.0% Term: 30 years Repayment: Cash Flow with Balloon Payment 3 315 E 200 S Deeply Affordable Housing: 3 Neighborhood Services & Commercial Spaces: 3 Expanding Opportunity: 3 Architecture & Urban Design: 1 Building Preservation, Rehabilitation, or Adaptive Reuse: 1 TOTAL: 11 Applying, 4%$2,884,183 Interest Rate: 2.0% Term: 30 years Repayment: Cash Flow with Balloon Payment $2,000,000 $2,168,128 $2,168,128 1 1055 S 200 W Deeply Affordable Housing: 6 Neighborhood Services & Commercial Spaces: 3 Architecture & Urban Design: 1 Special Populations: 1 Public Art: 1 Sustainability: 1 Transportation Opportunities: 1 TOTAL: 14 Applying, 9%$2,500,000 Interest Rate: 2.0% Term: 17 years Repayment: Cash Flow with Balloon Payment $2,884,183 $2,000,000 $312,463 Interest Rate: 2.0% Term: 30 years Repayment: Cash Flow with Balloon Payment Interest Rate: 2.0% Term: 18 years Repayment: Cash Flow with Balloon Payment 1 999 S Main Street Deeply Affordable Housing: 11 Neighborhood Services & Commercial Spaces: 3 Architecture & Urban Design: 1 Special Populations: 1 Missing Middle & Unique Housing Types: 1 Public Art: 1 Transportation Opportunities: 1 TOTAL: 19 Yes, 9%$3,500,000 Interest Rate: 2.0% Term: 40 years*** Repayment: Cash Flow with Balloon Payment Interest Rate: 2.0% Term: 17 years Repayment: Cash Flow with Balloon Payment 2 ATTACHMENT C: CRA FINANCE COMMITTEE FUNDING RECOMMENDATION 10 ATTACHMENT D: PROJECT SUMMARY SHEETS 11 PROJECT NAME: 1 – The Amelia – Cole West ADDRESS: 209 W 900 S OVERVIEW Cole West HDLP Loan New Construction Undeveloped CRA FUNDING REQUEST $5,000,000 $53,386,624 9.4% PROPOSED TERMS 2.0% 17 Yr Cash Flow with Ballon Payment Subordinate to senior debt HDLP THRESHOLDS AND PRIORITIES with Amenities for Children and/or Deeply Affordable Units Deeply Affordable Units 90+ Energy Star Score 100 100% Electric Yes Priorities Met Neighborhood Services & Commercial Spaces, Architecture & Urban Design, Public Art, Sustainability, Transportation Opportunities TIMELINE September 2026 July 2028 LOW-INCOME HOUSING TAX CREDIT Yes, 4% Yes HOUSING UNITS Bedroom Count Total Units Rate (81%+) 80% AMI 60% AMI 50% AMI <30% AMI Studio - - - - - - 99 - - 84 - 15 45 - - 45 - - Total 144 - - 129 - 15 CONSTRUCTION DEBT AHEAD OF CRA Senior Debt $36,274,809 PERMANENT SOURCES LIHTC Equity $23,496,731 44% Senior Debt $20,430,138 38% SLC CRA HDLP $5,000,000 9% $2,000,000 4% 45L Tax Credits $72,000 0 Total $53,386,624 100% PERMANENT USES Hard Costs $29,881,051 56% Soft Costs $10,700,593 20% Land $5,000,000 9% Developer Fee $4,315,593 8% Reserves $3,374,387 6% $75,000 0% Total $53,386,624 100% 12 PROJECT NAME: 1 – The Amelia – Cole West ADDRESS: 209 W 900 S PROJECT SUMMARY From Developer: “Cole West, in partnership with Affordable Housing Specialists and Traedmark Enterprises, are pleased to present our application for theAmelia, a seven story, 144-unit affordable housing community located at 916 South 200 West in Salt Lake City. If awarded, the project will feature (15) 30% AMI units, and (129) 60% AMI units. The project represents the redevelopment of a long underutilized, contaminated property that formerly operated as a dry cleaner. Site environmental contamination has been addressed through substantial remediation, and the site remains under active monitoring. Repositioning this difficult parcel into new affordable housing provides a clear public benefit and aligns with the City’s broader objectives for sustainable, transit oriented Affordable Housing Redevelopment. theAmelia is located immediately adjacent to the 900 South TRAX station in one of Salt Lake City’s most walkable, amenity rich neighborhoods. The surrounding blocks include restaurants, small businesses, and daily services, all within a short distance of the site. Residents will have convenient access to downtown and the regional transit network, supporting both mobility and long term housing stability. The project includes 2,374 square feet of ground-floor commercial space designed to operate as a public accessible Commercial Service Facility (CSF), defined as a neighborhood-serving use that provides goods, or services benefiting the surrounding community. The space will be actively marketed to tenants such as childcare providers, small restaurants or cafes, local retail operators community non-profits, or other service-oriented users that meet the CSF definition and are open to the public. The project features a 19 foot wide public midblock walkway along its southern boarder. The walkway is is 27% larger than is required by City code. The development has been thoughtfully planned to deliver long lasting quality and is committing to achieving Off- Site Net Zero Compliance as outlined in the CRA's Sustainable Development Policy Resolution. The project will be a 100% electric building, that utilizes no on-site fossil fuels. The building will incorporate durable exterior materials, efficient systems, and unit interiors designed to meet modern market rate expectations. The ownership team brings deep experience in housing development and 4% LIHTC financed projects and is well positioned to deliver a complex urban infill community of this scale. theAmelia offers a set of unique community benefits that make it an especially strong affordable housing investment for Salt Lake City. The project is a true transit-oriented development located immediately adjacent to the 900 South TRAX station, providing residents with direct access to downtown, major employment centers, and the regional transit network. Its central location places future residents within walking distance of restaurants, services, small businesses, and the growing employment base along the 900 South corridor. The development also transforms a long-underutilized property that formerly operated as a dry cleaner. The site has undergone environmental remediation and remains under monitoring, converting a previously contaminated parcel into productive, long-term affordable housing. The project is situated within a Qualified Census Tract and falls inside the State Street CRA project area, aligning with local redevelopment priorities and contributing to the ongoing revitalization of this important corridor. In addition, ground-floor retail along 900 South will activate the streetscape, enhance pedestrian activity, and support neighborhood-serving businesses. Together, these elements make theAmelia a uniquely impactful project that advances transit access, environmental stewardship, community revitalization, and equitable housing opportunities. theAmelia will offer 144 thoughtfully designed apartment homes with modern finishes, in-unit washers and dryers, and layouts that meet contemporary market-rate standards. The project includes a robust package of resident 13 PROJECT NAME: 1 – The Amelia – Cole West ADDRESS: 209 W 900 S amenities intended to support comfort, convenience, and community. Indoor common areas will feature a resident lounge and clubroom, a fully equipped fitness center, a dedicated yoga room, a coworking room, secure bike storage and sharing program, and a mail and parcel room designed for efficient package handling. Outdoor and podium-level amenities include a landscaped plaza with seating, and shaded gathering areas, along with a fenced dog run and a mid-block pedestrian walkway that enhances neighborhood connectivity. The building will provide covered parking on two levels to improve resident accessibility and convenience. Collectively, the unit design, interior common spaces, and amenity program create a high-quality living environment that supports resident well-being and long-term building functionality.” DEVELOPER SUMMARY From Developer: “Cole West will serve as the project’s primary applicant, majority owner, and financial guarantor. Cole West is a vertically integrated real estate development company with coordinated business lines that include multifamily development, land development, homebuilding, retail development, architecture, design, and general contracting. Since its founding in 2016, the company has completed or advanced more than 250 projects, delivered over 5,000 residential lots and homes, developed more than 60 multifamily communities across Utah, and managed more than 30 retail and commercial developments. Cole West is led by Founder Colin Wright, whose career includes overseeing major residential and mixed-use projects and helping grow prior firms into some of Utah’s most prominent homebuilders. Chief Executive Officer Darlene Carter brings over two decades of experience directing large-scale residential and mixed-use portfolios and currently oversees strategic vision and execution across more than $3 billion in completed and active ventures. A key strength of the project is Cole West’s vertical integration. The firm’s in-house construction company, Cole West Construction, will serve as the general contractor, and its architecture and design firm, Cole West Design, will serve as the project architect. This structure allows for close coordination between design, budgeting, and construction, reduces change-order risk, improves cost control, and ensures the project is executed to a unified standard of quality. Vertical integration also enhances communication across disciplines and allows the project to advance more efficiently through design, permitting, and construction. Affordable Housing Specialists, led by its founder Marcus Lonardo, brings nearly a decade of experience in the development and financing of affordable housing across both 4 percent bond-financed and 9 percent LIHTC communities. Prior to forming Affordable Housing Specialists, Marcus served as the Managing Director of Investments for J Fisher Companies (formerly JF Capital), where he was responsible for structuring and sourcing LIHTC capital stacks for large-scale developments throughout Utah and Idaho. During his career, he’s helped guide more than 1,200 affordable units through various stages of development, including capitalization, closing, cost certification, 8609 issuance, and long-term performance oversight. His background includes extensive experience with soft debt programs, public funding sources, and the compliance and asset-management responsibilities that accompany complex LIHTC transactions. Through Affordable Housing Specialists, Marcus continues to focus on delivering high-quality housing for underserved populations, applying his financial, regulatory, and development expertise to support the successful execution and long-term viability of projects such as theAmelia. 14 PROJECT NAME: 1 – The Amelia – Cole West ADDRESS: 209 W 900 S Traedmark Enterprises is a Utah-based development and construction firm with experience in multifamily, mixed- use, and affordable housing projects. The company is led by its founder, Christian Traeden, who brings more than 20 years of experience in real estate development, construction management, and full life-cycle project delivery throughout Utah and the Intermountain West. During his tenure as President of Strategic Builders, Christian has played a key leadership role in the development and construction of more than 1,500 multifamily units, including numerous LIHTC communities such as Granary Place, Meadowbrook, Union, Glenwood, Franklin, Shoreline, and Q25. His background includes entitlement strategy, underwriting, design coordination, construction oversight, and sustainable building practices. Traedmark’s capabilities in development, design management, and construction oversight make the firm a strong contributor to the successful execution of complex affordable housing projects. The partnership between Cole West, Affordable Housing Specialists, and Traedmark Enterprises brings together a uniquely well-aligned combination of development, finance, and construction expertise. Cole West provides a vertically integrated platform with in-house design, general contracting, and deep experience delivering large multifamily communities across Utah. Affordable Housing Specialists contributes specialized LIHTC financing, underwriting, and compliance knowledge informed by nearly a decade of affordable housing experience. Traedmark Enterprises adds more than twenty years of development and construction leadership, including a strong track record managing and delivering complex LIHTC projects. Together, the team offers a coordinated and complementary skill set that enhances efficiency improves cost and schedule control, and supports the successful execution of theAmelia from entitlement through long-term operations.” 15 PROJECT NAME: 1 – The Amelia – Cole West ADDRESS: 209 W 900 S SITE MAP PROJECT RENDERINGS 16 PROJECT NAME: 1 – The Amelia – Cole West ADDRESS: 209 W 900 S 17 PROJECT NAME: 2 – Gardens at Palmer– TRH ADDRESS: 999 S Main St OVERVIEW Giv Group / The Road Home / First Step House Request Type Project Type Existing Land Use CRA FUNDING REQUEST $3,500,000 Funding (2008) $3,000,000 forgivable loan for Palmer Court Project Total Project Cost CRA Loan to Cost PROPOSED TERMS 2.0% 40 Yr (requires waiver) Cash flow with balloon payment Subordinate to senior debt HDLP THRESHOLDS AND PRIORITIES with Amenities for Children and/or Deeply Affordable Units Deeply Affordable Units 90+ Energy Star Score 100% Electric Priorities Met Neighborhood Services & Commercial Spaces, Architecture & Urban Design, Special Populations, Missing Middle & Unique Housing Types, Public Art, Transportation Opportunities TIMELINE November 2026 February 2028 LOW-INCOME HOUSING TAX CREDIT (Y/N), % Yes, 9% Tax Credits Reserved (Y/N) HOUSING UNITS Bedroom Count Total Units Rate (81%+) 61- 80% AMI 51- 60% AMI 31- 50% AMI <30% AMI Studio - - - - - - - - - - - - Total 187 --- -187 CONSTRUCTION DEBT AHEAD OF CRA Senior Debt $13,672,071 PERMANENT SOURCES Amount LIHTC Equity $22,747,725 52% State Tax Credit $5,499,450 17% Senior Debt $5,547,699 12% OWHLF $4,000,000 6% SLC CRA HDLP $2,358,289 5% Sponsor Soft Loan $2,136,711 5% Deferred Fee $1,000,000 2% Energy Rebates $63,000 1% Total $43,352,874 100% PERMANENT USES Hard Costs $32,069,640 73% Soft Costs $3,414,520 9% Developer Fee $3,967,303 9% Reserves $2,090,786 5% Owner Contingency $1,775,251 4% Public Art $35,374 0% Land $0 0% Total $43,352,874 100% 18 PROJECT NAME: 2 – Gardens at Palmer– TRH ADDRESS: 999 S Main St PROJECT SUMMARY From Developer: Gardens at Palmer is 187-unit Permanent Supportive Housing PSH development collaboration project between The Road Home (TRH) and First Step House (FSH). TRH will develop 126 units and FSH will develop the remaining 61 units. The ground floor of this project will be a service rich supportive environment for future tenants. The team will implement a collaborative and curative model working with key community partners to ensure residents have the opportunity and availability of supportive services. The TRH and FSH projects are designed to be able to stand alone and function separately but also to work in concert to maximize operational and services efficiencies and resources. We have put great thought into the design of this model which will provide best in class PSH and is reflective of our collaborative approach. The project site, situated at 999 S Main Street in Salt Lake City, is presently home to a 201-unit housing complex that was converted from a 1950s Holiday Inn hotel in 2009 by TRH. The current facility is facing many challenges and is in dire need of upgrades to fully support its residents through safe, supportive, and deeply affordable housing. Spanning close to 6 acres and zoned D-2, the site presents an incredible opportunity to expand the availability of service-rich, supportive housing in Salt Lake and the larger region. TRH has developed a vision for the site that will replace the existing housing and expand opportunities across the housing spectrum. The Road Home plans to consolidate the current complex on approximately 1.5 acres of land, while preserving the remaining nearly 5 acres for an additional mixed-use, mixed-income development in order to better serve the community. The existing housing complex will remain open through the development process of Gardens at Palmer, minimizing tenant disruption. The current housing on the site has long-term deed restrictions on 141 of the existing units, and the project will expand the number of long-term deed restricted units considerably, lengthen the duration of restrictions and deepen affordability. Once Gardens at Palmer is occupied, the remaining acres will be repurposed to provide several hundred more affordable housing units. Redevelopment of the former hotel will unlock the potential to create a high-quality mixed-income community that will meet many of Salt Lake City’s housing needs. The surrounding neighborhood of the Gardens at Palmer site has witnessed remarkable growth in recent years, marked by the emergence of multifamily rental housing, numerous civic and cultural centers, and various dining establishments. Enhanced by its proximity to a TRAX stop within a mile, BRT within a third of a mile, and several bus lines running every 15 minutes right at its doorstep, this locale is primed to serve as an ideal housing hub for individuals reliant on public transit. DEVELOPER SUMMARY From Developer: The Road Home (TRH) and First Step House (FSH) are experienced developers, owners and service providers in Salt Lake City. TRH’s portfolio includes three PSH developments totaling 298 units and 20 beds of scattered site PSH. FSH’s portfolio includes 3 PSH developments with 161 completed units and 67 in development. Gardens at Palmer will have on site services provided by both organizations. Gardens at Palmer will adhere to supportive housing best practices, adopting a person-centered, trauma-informed service delivery approach. Grounded in accessibility, the ground floor services will offer support to all tenants. The Gardens at Palmer services team will proactively engage tenants in a flexible array of comprehensive supportive services. TRH and FSH will collaborate effectively to address issues stemming from substance use, mental health, and other crises, with a concerted focus on fostering housing stability and self-sufficiency. For this project, TRH and FSH are working with Giv and Gray Impact Consulting as development consultants to further ensure success 19 PROJECT NAME: 2 – Gardens at Palmer– TRH ADDRESS: 999 S Main St of the project. Also, the building design will leverage work done by AJC Architects with community PSH providers to arrive at model units and amenities. These best practices are incorporated in our design along with the learnings from our onsite teams and residents. The Road Home (TRH) TRH is an experienced developer, owner and service provider in the community. Since the 1980s, we have served as a homeless shelter and services providers in the community. Recognizing community needs, we expanded into permanent housing development, operations and services, opening our first PSH community in 2009. TRH recognizes the critical importance of integrating housing into communities. TRH’s real estate portfolio includes 3 PSH developments totaling 298 units and 20 beds of scattered site PSH. 20 PROJECT NAME: 2 – Gardens at Palmer– TRH ADDRESS: 999 S Main St SITE MAP 21 PROJECT NAME: 2 – Gardens at Palmer– TRH ADDRESS: 999 S Main St PROJECT RENDERINGS 22 PROJECT NAME: 3 – Safe Haven – Valley Behavioral Health ADDRESS: 550 W 700 S OVERVIEW Valley Behavioral Health HDLP Loan Renovation/Rehabilitation of Existing Housing Existing Land Use CRA FUNDING REQUEST $712,866 $13,035,119 5.5% PROPOSED TERMS 1.0 % Term Repayment Terms Lien Priority HDLP THRESHOLDS AND PRIORITIES with Amenities for Children and/or Deeply Affordable Units Deeply Affordable Units 90+ Energy Star Score 100% Electric Priorities Met Building Preservation, Rehabilitation, or Adaptive Reuse, Special Populations, Public Art TIMELINE November 2027 November 2028 LOW-INCOME HOUSING TAX CREDIT (Y/N), % Yes, 9% Tax Credits Reserved (Y/N) HOUSING UNITS Bedroom Count Total Units Rate (81%+) 80% AMI 51- 60% AMI 31- 50% AMI <30% AMI Studio 43 - - - 38 5 1 Bed 11 - - - 6 5 2 Bed - - - - - - Total 54 ---44 10 CONSTRUCTION DEBT AHEAD OF CRA Senior Debt “Approximately $5-6M" PERMANENT SOURCES Amount Total LIHTC Equity $10,428,095 80% Senior Debt $1,303,512 10% SLC CRA HDLP $712,866 5% OWHLF $250,000 2% Deferred Fee $321,927 2% Utility Rebates $18,719 0% Total $13,035,119 100% PERMANENT USES Hard Costs $9,197,226 71% Developer Fee $1,103,667 8% Soft Costs $1,019,395 8% Owner Contingency $1,014,347 8% $689,791 5% Public Art $10,693 0% Land $0 0% Total $13,035,119 100% 23 PROJECT NAME: 3 – Safe Haven – Valley Behavioral Health ADDRESS: 550 W 700 S PROJECT SUMMARY From Developer: This project aims to preserve and modernize one of Salt Lake City's first Permanent Supportive Housing (PSH) communities, expanding and enhancing the availability of deeply affordable housing for vulnerable populations, particularly those experiencing homelessness and mental health challenges. The redevelopment will rehabilitate the existing structure and increase its capacity from 49 to 54 units, all of which will remain deeply affordable and dedicated to special populations—specifically individuals experiencing homelessness and those with significant behavioral health needs DEVELOPER SUMMARY From Developer: L Valley Behavioral Health (VBH) has more than 40 years of experience developing, owning, and operating affordable and supportive housing. During this time, VBH has produced over 250 new affordable units across 11 projects, including three LIHTC developments (42 units in 1996, 25 units in 1999, and 24 units in 2003) and five HUD 811 projects totaling 84 deeply affordable units. VBH has also acquired or constructed more than 100 additional deeply affordable units using a variety of capital, service, and operating funding sources, and currently provides nearly 300 affordable units for adults with Severe Mental Illness (SMI). To expand capacity for future development, VBH hired a new Vice President of Housing and Real Estate Strategy on November 1, 2025, bringing extensive experience in supportive housing development and portfolio strategy. VBH also partners with Gray Impact Consulting, led by Principal Lily Gray, to provide real estate development expertise. Together, these resources strengthen VBH’s ability to successfully plan, finance, and implement affordable housing projects, including the rehabilitation of Safe Haven I & II. 24 PROJECT NAME: 3 – Safe Haven – Valley Behavioral Health ADDRESS: 550 W 700 S SITE MAP PROJECT RENDERINGS 25 PROJECT NAME: 3 – Safe Haven – Valley Behavioral Health ADDRESS: 550 W 700 S 26 PROJECT NAME: 4 – North West Pipeline – HAME ADDRESS: 315 E 200 S OVERVIEW Housing Assistance Management Enterprise Request Type Project Type Structure Existing Land Use CRA FUNDING REQUEST $2,884,183 Previous CRA HDLP Commitment (FY25) $1,000,000 Total Project Cost $45,184,650 CRA Loan to Cost 8.5% PROPOSED TERMS 2.0% 30 Yr Cash Flow with balloon payment Lien Priority HDLP THRESHOLDS AND PRIORITIES with Amenities for Children and/or Deeply Affordable Units Deeply Affordable Units 90+ Energy Star Score 100% Electric Priorities Met Neighborhood Services & Commercial Spaces, Expanding Opportunity, Architecture & Urban Design, Building Preservation, Rehabilitation, or Adaptive Reuse TIMELINE October 2026 March 2028 LOW-INCOME HOUSING TAX CREDIT (Y/N), % Yes, 4% Tax Credits Reserved (Y/N) HOUSING UNITS Bedroom Count Total Units Rate (81%+) 80% AMI 51- 60% AMI 31- 50% AMI <30% AMI Studio - - - - - - 30 - 7 8 10 5 - 2 1 2 1 4 Bed - - - - - - Total 63 - 13 18 21 11 CONSTRUCTION DEBT AHEAD OF CRA Senior Debt $27,454,525 PERMANENT SOURCES LIHTC Equity $14,961,462 33% Senior Debt $10,108,677 22% Note $3,990,000 9% OWHLF $1,000,000 2% Total $45,184,650 100% PERMANENT USES Hard Costs $30,104,000 67% Soft Costs $6,412,803 14% Developer Fee $3,909,512 9% Land $4,229,400 9% Reserves $528,935 1% 27 PROJECT NAME: 4 – North West Pipeline – HAME ADDRESS: 315 E 200 S PROJECT SUMMARY From Developer: The development team led by the Housing Authority of Salt Lake City (HASLC) was selected by Salt Lake City to develop a 2.42 acre site consisting of an existing historical building to be rehabilitated and surface parking lot to be redeveloped. The existing building is located at 315 East 200 South. The development program consists of three buildings totaling over 190 housing units focused on serving families ranging from extremely-low income to moderate income. Our development proposal is anchored by the Northwest Pipeline Building, which will be converted through a historic rehabilitation project from a vacant, blighted property into a vibrant new housing community designed to provide wealth building opportunities for 63 low and moderate- income Salt Lake City households. Given the diversity of housing needs in our community, our development includes homes from studios up to three-bedrooms, with an emphasis on larger unit types and robust onsite amenities for families to thrive in place. Our plans will create a high-quality urban living environment for 63 households on floors 2-8 of the building with an activated ground floor and upper-level community space. This building will build upon the strengths of HASLC’s Family Self Sufficiency (FSS) program, which provides a launching pad for savings and ultimately can enable ownership. FSS is a voluntary 5-year program in which households are provided vouchers and support to advance their financial independence, including a path to homeownership. With this program, a portion of income increases is put into an escrow account. Given the HASLC is part of the Moving to Work (MTW) Demonstration, we have the flexibility to design and test better ways to serve families in their FSS programs. Currently, our FSS program serves 124 voucher households at one time with a successful completion rate of 70% of households participating. HASLC has already had several participants utilize these savings under this new program to become homeowners. The intent of the FSS program is to support households to increase income, which would go into savings accounts. The $3.7 million in funds requested through this application will create 63 attainable housing opportunities. The rental households will all be below 80% AMI with housing costs capped at 30% of income for the rental period. This building presents a unique opportunity to pilot a comprehensive approach linking FSS with high-quality family housing in the heart of downtown. DEVELOPER SUMMARY From Developer: Housing Authority of Salt Lake City (HASLC) | Lead Developer HASLC is a Salt Lake City-based developer, owner and manager of affordable housing with over 50 years of experience. We are an 85-person team with significant in-house systems and capacity, including a professional finance team; lobbyists and public outreach; property management; and other fully-integrated professional skills such as construction management. HASLC’s portfolio consists of over 1,600 affordable homes across 31 properties. HASLC also provides housing vouchers for nearly 3,000 households which enable them to obtain affordable housing, with nearly 2,100 of these family households. HASLC is uniquely positioned to bring critical financial resources to the table which are essential for providing and sustaining affordable housing. Our agency’s goal is to keep families and individuals in Salt Lake City. 28 PROJECT NAME: 4 – North West Pipeline – HAME ADDRESS: 315 E 200 S Xylem Projects | Lead Developer Xylem is a minority and woman-owned business. Our goal is to create thriving communities. We do that by developing high-impact projects leveraging Xylem’s experience in urban planning, design, sustainability and public private partnerships. Xylem’s team is led by CEO Nnenna Lynch. Lynch was the 2021 Bass Distinguished Visiting Fellow at Yale School of Architecture and will lead the project planning, design and sustainability efforts to ensure that good design principles meet good environmental outcomes. Lynch’s background includes serving as a Senior Advisor to Mayor Bloomberg, a role in which she oversaw several large scale, transformational initiatives including Atlantic Yards. In her prior role as head of development at The Georgetown Company, she oversaw close to $2B of development throughout the US including mixed-use, residential, commercial, and hospitality projects ranging from historic building rehabs to ground-up construction. 29 PROJECT NAME: 4 – North West Pipeline – HAME ADDRESS: 315 E 200 S SITE MAP 30 PROJECT NAME: 4 – North West Pipeline – HAME ADDRESS: 315 E 200 S PROJECT RENDERINGS 31 PROJECT NAME: 5 – The Chicago – GLC ADDRESS: 27 - 41 N Chicago St OVERVIEW Great Lakes Capital HDLP Loan New construction Vacant single-family homes CRA FUNDING REQUEST $2,000,000 $43,092,322 4.6% PROPOSED TERMS 2.0% 18 Yr Cash flow with balloon payment Subordinate to senior debt HDLP THRESHOLDS AND PRIORITIES with Amenities for Children and/or Deeply Affordable Units Deeply Affordable Units 90+ Energy Star Score 100% Electric Priorities Met Neighborhood Services & Commercial Spaces, Architecture & Urban Design, Public Art, Transportation Opportunities TIMELINE October 2026 August 2029 LOW-INCOME HOUSING TAX CREDIT (Y/N), % Yes, 4% Tax Credits Reserved (Y/N) HOUSING UNITS Bedroom Count Total Units Rate (81%+) 61- 80% AMI 51- 60% AMI 31- 50% AMI <30% AMI Studio 45 - 18 17 - 10 7 2 Bed 19 - 17 - 1 1 3 Bed - - - - - - 4 Bed - - - - - - Total 119 - 66 29 6 18 CONSTRUCTION DEBT AHEAD OF CRA Senior Debt $31,000,000 PERMANENT SOURCES LIHTC Equity $20,227,039 47% Senior Debt $17,967,000 42% SLC CRA HDLP $2,000,000 5% Deferred Fee $1,826,430 4% OWHLF $1,000,000 2% Energy Rebate $59,502 0% Total $43,079,971 100% PERMANENT USES Hard Costs $28,572,892 66% Soft Costs $7,184,185 17% Developer Fee $3,652,860 8% Land $3,045,375 7% Reserves $594,659 1% Total $43,079,971 100% 32 PROJECT NAME: 5 – The Chicago – GLC ADDRESS: 27 - 41 N Chicago St PROJECT SUMMARY From Developer: The Chicago will be a 119-unit, 100% affordable family housing project located in downtown Salt Lake City. The all-electric building is designed to meet Enterprise Green Communities & Energy Star certification. Located adjacent to Madsen Park, just off the North Temple corridor, this up and coming neighborhood is seeing several new development projects underway in this quite enclave. The transit-oriented community connects residents to Jackson Euclid (0.2 mile) TRAX/Front Runner station, providing public transit access throughout the Wasatch front. The Chicago will also create 42 off-street garage parking stalls and onsite bicycle storage for residents, and features a Clubhouse, Gym, and Outdoor amenity spaces for residents. DEVELOPER SUMMARY From Developer: Great Lakes Capital is a real estate private equity firm uniquely positioned to add value to real estate investments through development and redevelopment across the real estate spectrum. We concentrate on several core asset classes including industrial, medical office, general office, retail and multifamily (including affordable housing, mixed income, and market rate). Since 2005, our experience, long-term perspective and discipline have allowed us to grow to an asset footprint covering the expanded Midwest. Our attention to needs and opportunities in the marketplace has enabled us to successfully invest in over $1.9 billion of real estate projects Great Lakes Capital real estate clients appreciate our partnership approach to providing value at every stage of a project. Our professionals work with architects, construction experts and financing sources to deliver a seamless development process. This approach provides our customers peace of mind in knowing that their interests are being served in a manner that will successfully meet their operating needs at a competitive cost. The Great Lakes Capital team members bring together a broad spectrum of experience in every aspect of real estate development. These complementary skill sets ensure that each project is analyzed, planned, managed and delivered effectively. With its main office in South Bend and additional offices in Fort Wayne and Indianapolis, plus key staff in the Eastern and Western regions of the U.S., the Great Lakes Capital team is uniquely positioned to provide compelling real estate solutions throughout the Midwest, West, and beyond. 33 PROJECT NAME: 5 – The Chicago – GLC ADDRESS: 27 - 41 N Chicago St SITE MAP 34 PROJECT NAME: 5 – The Chicago – GLC ADDRESS: 27 - 41 N Chicago St PROJECT RENDERINGS 35 PROJECT NAME: 6 – Emeril Apartments – CDCU ADDRESS: 37 N 800 W OVERVIEW Community Development Corporation of Utah (CDCU) Request Type Project Type Existing Land Use houses CRA FUNDING REQUEST $2,300,000 $51,079,063 4.5% PROPOSED TERMS 2.0% 30 Yr Cash Flow with balloon payment Lien Priority HDLP THRESHOLDS AND PRIORITIES with Amenities for Children and/or Deeply Affordable Units Both 90+ Energy Star Score 100% Electric Yes Priorities Met Family Housing with Amenities for Children, Deeply Affordable Housing, Architecture & Urban Design, Special Populations, Public Art TIMELINE September 2026 June 2028 LOW-INCOME HOUSING TAX CREDIT (Y/N), % Yes, 4% Tax Credits Reserved (Y/N) HOUSING UNITS Bedroom Count Total Units Market Rate (81%+) 80% AMI 51- 60% AMI 31- 50% AMI <30% AMI Studio - - - - - - 52 - 21 25 - 6 Total 135 -54 60 -21 CONSTRUCTION DEBT AHEAD OF CRA Senior Debt $32,100,000 PERMANENT SOURCES Amount Total LIHTC Equity $24,577,785 48% Senior Debt $17,575,000 34% SLC CRA HDLP $2,300,000 5% Deferred Fee $2,100,000 4% OWHLF $2,000,000 4% OHS DAHF $1,200,000 2% SLCO HOME $500,000 1% NOI $451,279 1% SLC CHDO $325,000 1% Energy Rebates $50,000 0 Total $51,079,064 100% PERMANENT USES Hard Costs $32,341,633 63% Soft Costs $7,995,790 16% Developer Fee $4,200,000 8% Land $4,010,000 8% Owner Contingency $1,636,427 3% Reserves $855,213 2% Public Art $40,000 0% Total $51,079,064 100% 36 PROJECT NAME: 6 – Emeril Apartments – CDCU ADDRESS: 37 N 800 W PROJECT SUMMARY From Developer: Located near the heart of the Fairpark neighborhood of Salt Lake City, Emeril Apartments is a proposed new affordable multi-family apartment complex. The property, located at 826 Emeril Avenue & 37 N 800 W in Salt Lake City and is less than a block to the Jackson/Euclid TRAX Station on North Temple. The project is an urban infill 0.705-acre lot and is situated in a section of the town with significant redevelopment, with numerous of recently finished, under construction, and/or newly proposed developments. Emeril Apartments will consist of (135) new, affordable family apartments for households earning at or below 70% of the Area Median Income, including a portion of the units set aside for individuals or households earning up to 30% AMI. The property will include (56) one-, (52) two-, (27) three- bedroom units, with the focus of serving families in the west Salt Lake City area. The project, as proposed includes a surface and enclosed parking area, with (39) parking stalls and (1) larger parking space for loading and unloading larger vehicles. The building consists of two levels of structure below a | concrete podium deck, with four floors plus a mezzanine of residential on top. The ground level street entrance will allow access to the lobby and mail area along N 800 W, in addition to private entrances to select residences along Emeril Ave. In addition to an elevated resident outdoor amenity space with a play structure, resident gathering spaces, and community garden areas, Emeril Apartments will include an indoor residential amenity space, kid area, flex / event room, and resident community kitchen as well. The units will be Energy Star certified and the property will achieve Enterprise Green Communities certification to ensure a sustainable, healthy, long-term affordable asset to the resident community and neighborhood. DEVELOPER SUMMARY From Developer: The development team consists of BlueLine Development, Inc. (BLD) and the Community Development Corporation of Utah (CDCU), BlueLine Property Management Company (BLPM) will manage Emeril Apartments once constructed. Acting as a developer consultant or partner/owner, BLD has completed over 50 tax credit developments utilizing LIHTC, HOME, CDBG, NSP, TCAP, AHP, NAHASDA, Olene Walker, Section 1602 and Section 8 programs, since it was founded in 2011. BLD is a real estate development company dedicated to creating and sustaining affordable housing. Their success comes from forming partnerships and utilizing all available funding resources. Their goal for each development is to provide a comfortable, healthy home for those who need it most. CDCU is a Utah 501(c)(3) non-profit organization founded in 1990. In addition to building new single and multi- family housing, CDCU rehabilitates existing housing stock and works to revitalize neighborhoods around the state of Utah. CDCU also provides critical community services including homebuyer education, homeowner case management, down payment assistance, and mortgage lending. CDCU works to empower those they serve to find housing and achieve financial stability. CDCU will be offering in-kind voluntary financial education workshops and counseling to the residents at the property on a routine basis. BlueLine Property Management Company was founded in 2018 and has grown quickly. BLPM currently manages over 25 properties with nearly 1,300 total units throughout the states of Wyoming, Montana, South Dakota, Colorado, Utah, and New Mexico. Managed properties vary in funding type; LIHTC, HUD, RD, NSP/HOME, and market rate. BLPM has over 50 years of collective experience, and believes in professional management, financial integrity, and above all else, compassion. The team believes that everybody deserves to have a safe and comfortable home to return to, and we work in affordable housing to be part of that solution. 37 PROJECT NAME: 6 – Emeril Apartments – CDCU ADDRESS: 37 N 800 W SITE MAP 38 PROJECT NAME: 6 – Emeril Apartments – CDCU ADDRESS: 37 N 800 W PROJECT RENDERINGS 39 PROJECT NAME: 7 – 200 West Apartments – FSH ADDRESS: 1055 & 1049 S 200 W OVERVIEW First Step House HDLP Loan New construction Vacant single-family houses CRA FUNDING REQUEST $2,500,000 $25,088,320 10% PROPOSED TERMS 2.0% 17 Yr Cash Flow with Balloon Payment Subordinate to senior debt HDLP THRESHOLDS AND PRIORITIES with Amenities for Children and/or Deeply Affordable Units Deeply Affordable Units 90+ Energy Star Score 100% Electric Priorities Met Neighborhood Services & Commercial Spaces, Architecture & Urban Design, Special Populations, Public Art, Sustainability, Transportation TIMELINE July 2027 November 2029 LOW-INCOME HOUSING TAX CREDIT Yes, 9% Tax Credits Reserved (Y/N) HOUSING UNITS Bedroom Count Total Units Market Rate (81%+) 61- 80% AMI 51- 60% AMI 31- 50% AMI <30% AMI - - - - - - - - - - - - Total 70 ---- 70 CONSTRUCTION DEBT AHEAD OF CRA Senior Debt PERMANENT SOURCES Amount LIHTC Equity $18,889,095 75% Senior Debt $2,887,941 12% SLC CRA HDLP $2,500,000 10% Deferred Fee $636,285 3% 45L Tax Credits $175,000 1% PERMANENT USES Hard Costs $15,459,759 62% Soft Costs $3,382,595 13% Owner Contingency $2,318,964 9% Land $1,400,000 6% Developer Fee $1,272,569 5% Reserves $1,216,934 5% Public Art $37,500 0% Total $25,088,321 100% 40 PROJECT NAME: 7 – 200 West Apartments – FSH ADDRESS: 1055 & 1049 S 200 W PROJECT SUMMARY From Developer: The proposed development at 1055 S 200 W will create 70 units of Permanent Supportive Housing owned and operated by First Step House (FSH). 100% of units will be reserved for individuals at or below 30% AMI. The project is designed for individuals who are homeless, or at risk of homelessness with a behavioral health disorder. Housing and services will be fully integrated, with on-site staff and a comprehensive supportive- services model focused on long-term stabilization. First Step House uses a low-barrier, equitable tenant selection process for PSH, prioritizing individuals with disabilities who are homeless or at risk of homelessness. Screening criteria do not exclude applicants for poor credit, rental history, or non-violent criminal records; income is verified only for eligibility. Applicants must meet IRS Section 42 Low-Income Housing Tax Credit requirements, with most units reserved for applicants at or below 30% AMI, and some at 25% AMI. The application process includes a preliminary services assessment by First Step House, followed by placement on a centralized waitlist managed by our property manager. Applicants are referred through Coordinated Entry and prioritized based on need, using tools like SPDAT. Waitlist management includes regular updates and outreach to service providers. Reasonable accommodation is provided throughout the process to ensure accessibility and compliance with fair housing laws. Tenants will receive a comprehensive suite of supportive services coordinated by First Step House (FSH). Core services include individualized case management, where qualified staff use evidence-based models like Relational Outreach and Engagement (ROEM) and Motivational Interviewing to build trust and support tenants in achieving their goals. Case managers assist with daily living, employment, transportation, social support, recreation, and benefits navigation. FSH ensures access to medical and behavioral health treatment, including coordination for assessments, treatment, and medication management as needed. On-site life skills classes are a key component, covering independent living skills (household management, budgeting, appointments, lease compliance, and local resources), health and wellness (focusing on the eight dimensions of wellness), and self-care (wellness, healing, and relapse prevention). These classes are offered regularly, with additional topics developed based on tenant needs. All services are voluntary, trauma-informed, and designed to promote housing stability, recovery, and well- being. The project is a transit-oriented development located approximately 0.22 miles from the Ballpark TRAX Station, providing residents with direct access to light rail, bus service, and other multimodal options. The property is also located within a Qualified Census Tract, helping ensure that services and investments reach an underserved population. A structured parking garage will accommodate residents and on-site staff, reducing the need for surface parking and supporting the project’s urban form. Ground-floor activation is provided through a dedicated behavioral health clinic leased and operated by FSH. The clinic will serve all residents and will also be available to qualifying members of the general public. Services will include behavioral health support, counseling, intake and assessment, and case management. Public-facing portions of the ground floor will be open during designated hours, contributing neighborhood-serving benefits. The development includes multiple resident amenities designed to support stability, connection, and wellness. These include 100% landlord-paid utilities, free building-wide Wi-Fi, a community room, an on-site fitness room, laundry facilities, and secure bike storage. The project will also implement a bike-sharing program, with at least one shared bicycle per 20 residents, widely marketed through resident onboarding, signage, and ongoing program support. Additional bicycles will be provided as needed to maintain availability. 41 PROJECT NAME: 7 – 200 West Apartments – FSH ADDRESS: 1055 & 1049 S 200 W The project commits to meeting the CRA’s Off-Site Net Zero standard through participation in a qualified renewable energy program that offsets the building’s full annual consumption. Energy-efficient systems, durable materials, and enhanced ground-floor glazing further support long-term performance and reduced operating costs. The design emphasizes an active, transparent, and welcoming street frontage along 200 West, with durable exterior materials, pedestrian-focused entryways, and trauma-informed interior programming DEVELOPER SUMMARY From Developer: First Step House is a leading behavioral healthcare and housing provider, serving individuals with serious substance use disorders, mental health conditions, and serious mental illness since 1958. Our agency has extensive experience in developing and operating Permanent Supportive Housing (PSH) projects. Currently, we operate 161 units in three fully leased PSH properties: Central City Apartments (75 units), Medina Place Apartments (40 units), and Stratford Apartments (46 units). We will double our portfolio in the next three years. A fourth property, 44 North Apartments, is under construction and will add 67 units when it opens in 2026. Gardens at Palmer (61 units) has received tax credits and is in development, while 273 East Apartments (34 units) is in pre- development. In addition to PSH, First Step House operates 52 units of transitional recovery housing and 72 units of transitional housing for veterans. First Step House (FSH) has extensive experience complying with federal funding requirements associated with projects supported by Project-Based Vouchers (PBVs), HUD HOME funds, and other federally sourced programs. FSH has successfully administered multiple developments subject to Davis-Bacon prevailing wage requirements, ensuring full contractor and subcontractor compliance through dedicated in-house oversight and third-party verification. The organization is fully familiar with NEPA environmental review processes and has successfully completed environmental clearances and related documentation for previous federally funded housing developments. On current and recent projects, including 44 North Apartments, FSH and its partners have implemented the requirements of the Build America, Buy America (BABA) Act andmaintain ongoing communication with contractors and suppliers to ensure compliance. FSH maintains a dedicated compliance team responsible for monitoring, documentation, and reporting across all funding programs, and this experienced team has consistently met all state, federal, and investor standards while delivering high-quality, service-enriched housing. First Step House uses a low-barrier, equitable tenant selection process for PSH, prioritizing individuals with disabilities who are homeless or at risk of homelessness. Screening criteria do not exclude applicants for poor credit, rental history, or non-violent criminal records; income is verified only for eligibility. Applicants must meet IRS Section 42 Low-Income Housing Tax Credit requirements, with most units reserved for applicants at or below 30% AMI, and some at 25% AMI. The application process includes a preliminary services assessment by First Step House, followed by placement on a centralized waitlist managed by our property manager. Applicants are referred through Coordinated Entry and prioritized based on need, using tools like SPDAT. Waitlist management includes regular updates and outreach to service providers. Reasonable accommodation is provided throughout the process to ensure accessibility and compliance with fair housing laws. 42 PROJECT NAME: 7 – 200 West Apartments – FSH ADDRESS: 1055 & 1049 S 200 W Tenants will receive a comprehensive suite of supportive services coordinated by First Step House (FSH). Core services include individualized case management, where qualified staff use evidence-based models like Relational Outreach and Engagement (ROEM) and Motivational Interviewing to build trust and support tenants in achieving their goals. Case managers assist with daily living, employment, transportation, social support, recreation, and benefits navigation. FSH ensures access to medical and behavioral health treatment, including coordination for assessments, treatment, and medication management as needed. On-site life skills classes are a key component, covering independent living skills (household management, budgeting, appointments, lease compliance, and local resources), health and wellness (focusing on the eight dimensions of wellness), and self-care (wellness, healing, and relapse prevention). These classes are offered regularly, with additional topics developed based on tenant needs. All services are voluntary, trauma-informed, and designed to promote housing stability, recovery, and well- being 43 PROJECT NAME: 7 – 200 West Apartments – FSH ADDRESS: 1055 & 1049 S 200 W SITE MAP 44 PROJECT NAME: 7 – 200 West Apartments – FSH ADDRESS: 1055 & 1049 S 200 W PROJECT RENDERINGS 45 PROJECT NAME: 8 – Washington Yards – Brinshore ADDRESS: 1050 S Washington St OVERVIEW Brinshore HDLP Loan New Construction Vacant commercial CRA FUNDING REQUEST $2,000,000 $58,297,324 3.4% PROPOSED TERMS 2.0% 30 Yr Cash Flow with balloon payment Lien Priority HDLP THRESHOLDS AND PRIORITIES with Amenities for Children and/or Deeply Affordable Units Family-Sized Units with Amenities for Children 90+ Energy Star Score 100% Electric Yes Priorities Met Family Housing with Amenities for Children, Architecture & Urban Design, Public Art, Transportation Opportunities TIMELINE Q4 2026 Q4 2028 LOW-INCOME HOUSING TAX CREDIT (Y/N), % Yes, 4% Tax Credits Reserved (Y/N) HOUSING UNITS Bedroom Count Total Units Rate (81%+) 80% AMI 51- 60% AMI 31- 50% AMI <30% AMI Studio - - - - - - 79 - 12 37 30 - - 10 22 32 - 4 Bed - - - - - - Total 170 - 30 68 72 - CONSTRUCTION DEBT AHEAD OF CRA Senior Debt $44,293,935 PERMANENT SOURCES Senior Debt $26,199,950 45% Tax Credit Equity $26,199,950 45% Deferred Fee $2,312,391 4% SLC CRA HDLP $2,000,000 3% Seller Note $1,500,000 3% Power Rebate $25,000 0% Total $58,297,341 100% PERMANENT USES Hard Costs $34,359,433 59.0% Soft Costs $8,815,561 15% Land $7,000,000 12% Developer Fee $4,624,782 8% Reserves $1,755,892 3% Contingency $1,711,673 3% Public Art $30,000 0% Total $58,297,342 100% 46 PROJECT NAME: 8 – Washington Yards – Brinshore ADDRESS: 1050 S Washington St PROJECT SUMMARY From Developer: Washington Yards (the “Project”) is a 170-unit affordable housing development located in the heart of Salt Lake City’s Ballpark District neighborhood. The Project is an eight-story new construction building designed to include a variety of unique amenities and features that promote the well-being of residents and the larger Salt Lake City community. This Project is specifically designed to provide large families the opportunity to enjoy the benefits of urban living. Out of 170 units in the Project, there are 79 2-bedroom units (46%) and 64 3-bedroom units (38%). These sizable units are specifically designed to accommodate larger households, including single parents with children, multi- generational families, etc. To further serve these families, the Project will feature family-friendly amenities. It is anticipated that a small structure will be included in the common space of the Project that provides play opportunities for toddlers and small children. Additionally, these common spaces will be designed to encourage families to gather and congregate together. The concentration of large units in the Project, along with family- friendly amenities throughout the building, provide residents with opportunities to build community between their children and themselves. The Project is designed to be 100% electric- there will be no on-site fossil fuel combustion. Al lelectric operation reduces the carbon footprint of the Project, as well as increases the efficiency of heating/cooling systems and appliances. Additionally, this Project is committed to earn an ENERGY STAR score of at least 90. The standardized energy performance metrics from ENERGY STAR allow the Project to establish definitive energy targets in the design phase. The Project is anticipated feature a public art installation on the exterior of the building. This installation will be designed in collaboration with local artists and is intended to contribute to the growing identity of the Ballpark District neighborhood. The Project represents an excellent opportunity to develop a substantial number of units in a transit-served location in a growing section of Salt Lake City. The Project is located within 1/3 mile of two TRAX stops – 900 South and 1300 South. Both these stops are serviced frequently by the red, blue and green lines. Additionally, the Project is within a few blocks of a bus line that runs along 300 W. This major corridor also features more than a mile stretch of protected bike lane. The Project’s location offers exceptional mobility for residents, providing easy access to jobs, essential services, and community amenities. DEVELOPER SUMMARY From Developer: Brinshore Development, L.L.C., (“Brinshore”) is a private real estate development firm specializing in affordable and mixed-income communities that increase economic opportunity and provide community benefit. David Brint and Richard Sciortino, Brinshore’s principals, each gained a decade’s worth of real estate development experience in affordable housing prior to co-founding Brinshore in 1994. Brinshore has grown into one of the nation’s largest and most successful affordable housing development firms, with offices in six states (with headquarters located in Evanston, IL). Brinshore prides itself on producing developments defined by innovative design, community collaboration, and long-term sustainability. To date, Brinshore has completed more than 120 projects nationwide, with many more 47 PROJECT NAME: 8 – Washington Yards – Brinshore ADDRESS: 1050 S Washington St under development, comprising over 10,000 apartments and homes with a total investment at more than $2 billion, and spread across 17 states and the District of Columbia. The firm also owns approximately 90,000 square feet of commercial space throughout its housing developments. Brinshore has built a diverse portfolio of rental units, including low-, and moderate-, and mixed-income developments, senior communities, permanent supportive housing, and affordable artist housing, in addition to for-sale residential and commercial space within its mixed-use housing properties. The firm has a deep bench of experience in a range of development types, including new construction, rehabilitation, historic renovation, and adaptive reuse. Brinshore asset-manages approximately 9,000 apartments, with approximately 2,000 more apartments entering its pipeline as projects complete construction. 48 PROJECT NAME: 8 – Washington Yards – Brinshore ADDRESS: 1050 S Washington St SITE MAP 49 PROJECT NAME: 8 – Washington Yards – Brinshore ADDRESS: 1050 S Washington St PROJECT RENDERINGS 50 PROJECT NAME: 9 – 300 W Apartments – Chelsea ADDRESS: 1485 S 300 W OVERVIEW Chelsea Investment Co HDLP Loan New construction Commercial CRA FUNDING REQUEST $2,400,000 $59,240,045 4.1% PROPOSED TERMS 2.5% 30 Cash Flow with balloon payment Lien Priority HDLP THRESHOLDS AND PRIORITIES with Amenities for Children and/or Deeply Affordable Units Both 90+ Energy Star Score 100% Electric Priorities Met Amenities for Children, Deeply Affordable Housing, Public Art TIMELINE January 2027 October 2028 LOW-INCOME HOUSING TAX CREDIT (Y/N), % Yes, 4% Tax Credits Reserved (Y/N) HOUSING UNITS Bedroom Count Total Units Rate (81%+) 61- 80% AMI 51- 60% AMI 31- 50% AMI <30% AMI Studio - - - - - - 87 - - 72 - 15 - 10 4 Bed - - - - - - Total 154 - - 128 - 26 CONSTRUCTION DEBT AHEAD OF CRA Senior Loan $42,686,842 PERMANENT SOURCES LIHTC Equity $26,835,535 45% Senior Debt $22,460,000 38% OWHLF $3,800,000 6% Deferred Fee $2,436,685 4% SLC CRA HDLP $2,400,000 4% $1,000,000 2% Soft Loan Interest $297,825 1% Power Rebate $10,000 0% Total $59,240,045 100% PERMANENT USES Hard Costs $34,750,000 59% Soft Costs $10,660,812 18% Land $6,250,000 11% Developer Fee $4,902,503 8% Owner Contingency $2,017,666 3% Reserves $623,063 1% Public Art $36,000 0% Total $59,240,044 100% 51 PROJECT NAME: 9 – 300 W Apartments – Chelsea ADDRESS: 1485 S 300 W PROJECT SUMMARY From Developer: 300 West Apartments is a thoughtfully designed, transit-oriented, family-focused community that addresses one of Salt Lake City’s most pressing housing challenges: the shortage of larger, affordable rental homes. The development will deliver 154 high-quality apartments, with an intentional emphasis on serving households with children. More than half of all homes (56%) will be two-bedroom units, and 40% will be three- bedroom units—unit types that remain in critically limited supply throughout both the Ballpark Neighborhood and the broader city. With rents targeted between 30% and 60% of Area Median Income (AMI), the project will meet the needs of a diverse resident population, offering deeply affordable options for extremely low-income families while also supporting households earning up to moderate-income levels. On average, affordability across the project is 54.94%, including 26 deeply affordable units at 30% AMI and 128 units at 60% AMI DEVELOPER SUMMARY From Developer: The development team has more than 50 years of experience developing affordable housing. In addition to founding and leading CHG Utah LLC, Charles Schmid is the CEO of Chelsea Investment Corporation, based in Carlsbad, California, which has developed more than 150 affordable housing developments with more than 15,000 apartments. Chelsea Investment Corporation and it's associated companies have never sold a development. We will be the long-term owner of 300 West Apartments to ensure the development will held and owned by an experienced ownership group and remain an asset to the neighborhood well into the future. Property Management will be provided by Cornerstone Residential, LLC (Cornerstone).Cornerstone has been in the apartment management business for 41 years. They are licensed to manage apartments in 21 states including their home state of Utah. Cornerstone currently manages 174 properties with a mix of market rate and affordable housing. The majority of the LIHTC housing they manage is in Utah and Nevada. They have their own compliance department to ensure compliance with Section 42 requirements. 52 PROJECT NAME: 9 – 300 W Apartments – Chelsea ADDRESS: 1485 S 300 W SITE MAP 53 PROJECT NAME: 9 – 300 W Apartments – Chelsea ADDRESS: 1485 S 300 W PROJECT RENDERINGS 54 ATTACHMENT E: PROJECT PRIORITIES AND INTEREST RATE REDUCTIONS 55 56 57 .     58 59 1 SALT LAKE CITY COMMUNITY REINVESTMENT AGENCY RESOLUTION NO. _______________ Affordable Housing – FY 2025-2026 Competitive Housing Development Loan Program (HDLP) Funding Allocations RESOLUTION OF THE BOARD OF DIRECTORS OF THE SALT LAKE CITY COMMUNITY REINVESTMENT AGENCY APPROVING CITYWIDE AFFORDABLE HOUSING PROJECT FUNDING ALLOCATIONS. WHEREAS, the Salt Lake City Community Reinvestment Agency (“CRA”) was created to transact the business and exercise the powers provided for in the Utah Community Reinvestment Agency Act (the “Act”). WHEREAS, the Act provides that tax increment funds may be used for the purpose of increasing the affordable housing supply within the boundaries of Salt Lake City. WHEREAS, the CRA Board of Directors (“Board”) approved the Housing Funds Allocation Policy (“Funds Policy”), Resolution R-1-2022, which establishes policies with respect to dedicating and directing resources for the development and preservation of housing based on funding source (“Housing Funds”). WHEREAS, the Board has set aside $8,118,128 of Housing Funds for affordable housing (the "Competitive HDLP Funds”) through the CRA’s Competitive Housing Development Loan Program (“HDLP”). The allocation of funds is contingent upon an application and review process administered by the CRA to facilitate the funding of qualified projects that meet the goals established by the HDLP. WHEREAS, through a Notice of Funding Availability (“NOFA”), the CRA administered a loan application and review process for the Competitive HDLP Funds pursuant to the HDLP policy set forth in resolution R-2-2022 (the “HDLP Policy”) and the CRA’s Housing Funding Priorities for Fiscal Year 2025-2026 set forth in R-6-2025 (“Funding Priorities”) that resulted in nine eligible requests for funding totaling $23,297,049 (the “Competitive HDLP Applications”). WHEREAS, on February 18, 2026, the CRA’s Finance Committee reviewed the Competitive HDLP Applications, and recommended funding allocations and preliminary terms as further described in Exhibit A. WHEREAS, based on the Finance Committee’s recommendations, CRA staff recommends that the Board approve the funding allocations and preliminary terms described in Exhibit A. ATTACHMENT F: HDLP FUNDING ALLOCATION RESOLUTION 60 2 WHEREAS, following the Board’s approval of the funding allocations and preliminary terms as set forth on Exhibit B, the CRA shall provide a 24-month conditional commitment period during which the approved applicant shall have the opportunity to obtain needed financial, legal, and regulatory approvals, as well as satisfy other conditions determined by the CRA, to finalize the loan terms. WHEREAS, pursuant to the HDLP Policy, applicants that successfully meet the conditions of the conditional commitment shall be invited to execute a Letter of Commitment to finalize the loan terms, subject to a set of conditions precedent to closing of the loan. NOW THEREFORE, BE IT RESOLVED BY THE BOARD that it approves the funding allocations and preliminary terms as further described in Exhibit B (Competitive HDLP Funding Allocations), subject to revisions that do not materially affect the rights and obligations of the CRA hereunder. For approved applicants that successfully meet the required conditions, the Board authorizes the Executive Director to negotiate and execute the conditional commitment letter, the Letter of Commitment, the loan agreements, and other relevant documents consistent with the funding allocations and preliminary terms contained on Exhibit B and incorporating such other terms and conditions as recommended by the City Attorney’s office. Passed by the Board of Directors of the Salt Lake City Community Reinvestment Agency, this _______ day of March 2026. ________________________________ Dan Dugan, Chair Approved as to form: __/s/ Sara Montoya _____ Salt Lake City Attorney’s Office Sara Montoya Date:_____February 24, 2026_________ The Executive Director: ____ does not request reconsideration ____ requests reconsideration at the next regular Agency meeting. ________________________________ Erin Mendenhall, Executive Director Attest: ________________________ City Recorder 61 3 EXHIBIT A: FY2025-2026 CRA FINANCE COMMITTEE FUNDING RECOMMENDATIONS The CRA Finance Committee recommends that funding be allocated to projects in order of funding ranking. 62 4 EXHIBIT B: FY2025-2026 CRA BOARD APPROVED HDLP FUNDING ALLOCATIONS: 63 This page has intentionally been left blank COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY 451 SOUTH STATE STREET, ROOM 304 P.O. BOX 145476, SALT LAKE CITY, UTAH 84114-5476 SLC.GOV/COUNCIL TEL 801-535-7600 FAX 801-535-7651 BOARD STAFF REPORT COMMUNITY REINVESTMENT AGENCY of SALT LAKE CITY TO:Board Members FROM Allison Rowland Senior Budget & Policy Analyst DATE:March 10, 2026 RE:PROPOSED HOUSING DEVELOPMENT FUNDING PRIORITIES FOR FISCAL YEAR 2026-27 ISSUE AT-A-GLANCE Each year, in preparation for the CRA budget discussions, the Board reviews and considers whether to change any aspects of its Housing Development Funding Strategy. This strategy guides CRA staff and affordable housing developers on the types of proposals that the Board prefers to fund. This is the first of two planned discussions of the funding strategy for FY27. For the coming year, CRA staff proposes a change that would affect both of the “threshold priorities” for affordable housing projects; at least one of these must be met for an application to be eligible for funding through the CRA’s Housing Development Loan Program (HDLP). CRA staff also proposes to slightly shift one of the other priorities, as shown below. Existing Threshold Priorities Existing Other Priorities Deeply Affordable Housing Affordable Family Housing Wealth Building Opportunity Expanding Opportunity Neighborhood Services and Commercial Space - Proposed FY27 Changes Proposed FY27 Changes -The share of units required in a proposed development for it to qualify as either “Deeply Affordable Housing” or “Affordable Family Housing,” would rise from 10% to 20%. “Expanding Opportunity” would be changed to “Expanding Affordable Housing Availability.” This would shift the focus from “high opportunity areas,” instead incentivizing new affordable housing in areas where deed-restricted affordable housing not currently available. Schedule: Page | 2 The discussions of annual Housing Priorities also set the bases for the annual CRA budget process each May and June. Both the proposed total funding amount dedicated to affordable housing development projects, and the allocation of this amount among different program categories are subject to Board approval. This includes: -specific funding allocations among eligible Housing Activities (for example, the Housing Development Loan Program (HDLP), or Land Acquisition), and -projected revenue for allocations to each of the four CRA Housing Funds (Primary Housing Fund, Secondary Fund, Westside Community Initiative Fund, and Housing Development Loan Fund). Goal of the briefing: Discuss the proposed Fiscal Year 2027 Housing Priorities and potentially straw poll any changes to provide direction to CRA staff for preparing a resolution next month. POLICY QUESTIONS The Board may wish to request additional information on the proposed change to the Expanding Opportunity priority, specifically how different areas of the City would be prioritized or ranked. CRA staff suggests renaming this priority Expanding Affordable Housing Availability, to focus less on expanding affordable housing in specific “high opportunity areas” and more on ensuring that housing investments incentivize additional housing in areas that do not currently have deed-restricted affordable units available. For example, the Board could request a current list of City census block groups and the number of deed-restricted affordable units in each. Does the Board wish to modify any items on the proposed list of FY27 Priorities? Please refer to the straw poll sheet. ADDITIONAL & BACKGROUND INFORMATION FY27 Proposed Funding Priorities. For FY27, CRA staff proposes the changes listed below to annual Housing Priorities, which are particularly relevant to the HDLP and its annual Notice of Funding Availability (NOFA) processes. Each of the five annual Housing Priorities is weighted more heavily than other factors in the project score calculated during the HDLP project selection, which helps assess applications and potentially qualify them for interest rate reductions. Note: All HDLP applicants must comply with the CRA’s Sustainable Development Policy. It requires all new construction and rehab projects receiving $900,000 or more in funding to receive an Energy Star score of 90 or more; be 100% electric (no on-site fuel combustion); and participate in Salt Lake City’s Energy Benchmarking Program. Existing Threshold Priorities Existing Other Priorities Deeply Affordable Housing Affordable Family Housing Wealth Building Opportunity Expanding Opportunity Neighborhood Services and Commercial Space - Proposed FY27 Changes Proposed FY27 Changes -The share of units required in a proposed development for it to qualify as either “Deeply Affordable Housing” or “Affordable Family Housing,” would rise from 10% to 20%. “Expanding Opportunity” would be changed to “Expanding Affordable Housing Availability.” This would shift the focus from “high opportunity areas,” instead incentivizing new affordable housing in areas where deed-restricted affordable housing not currently available. Page | 3 Background on CRA Housing Programs and Policies. The guiding polices for the annual Affordable Housing Strategy are the Housing Allocation Funds Policy and Housing Development Loan Program (HDLP) Policy, which were adopted by the Board in 2021 (see below for more details). As outlined in these policies, each year, CRA staff prepares a proposed Strategy—including a resolution and funding allocations—for the Board’s consideration and approval. During the broader City budget discussions (typically in May) the Board finalizes the funding amounts in the Strategy. Housing Development Funding Strategy. Per policy, the Strategy includes: -a projected revenue amount proposed by CRA staff to be allocated to the Housing Funds, and -a proposed funding allocation among the Housing Activities (for example, gap financing loans, property acquisition) approved annually by the Board. Housing Development Loan Program (HDLP) Policy defines one of the four typical Activities used to implement the Annual Priorities: the Housing Development Loan Program. The purpose of this program is to provide low-cost financial assistance to incentivize the development and preservation of affordable housing in Salt Lake City. Annual HOUSING FUNDING strategy Fy 2026-27 CRA Board Meeting March 10, 2026 ADOPTED Q1 2021 YEARLY BOD APPROVAL HOUSING DEVELOPMENT FUND WESTSIDE COMMUNITY INITIATIVE FUND SECONDARY HOUSING FUND PRIMARY HOUSING FUND HOUSING ALLOCATION FUNDS POLICY HOUSING FUND ALLOCATIONS ANNUAL HOUSING PRIORITIES HOUSING ACTIVITIES ANNUAL HOUSING FUNDING STRATEGY This policy established guidelines for allocating/directing resources for housing by funding source. Also requires "Annual Housing Funding Strategy" (right) be brought in front of Board every year. For your feedback today PRIMARY HOUSING FUND WESTSIDE COMMUNITY INITIATIVE FUND HOUSING DEVELOPMENT FUND SECONDARY HOUSING FUND housing fund allocations $$$$ HOUSING FUND ALLOCATIONS ANNUAL HOUSING PRIORITIES HOUSING ACTIVITIES ANNUAL HOUSING FUNDING STRATEGY Wealth Building Opportunity Family Housing with Amenities Expanding Opportunity FY26 Housing Activity RECAP FY 2025-26 HOUSING PRIORITIES Deeply Affordable Housing Neighborhood Services and Commercial Spaces FY 2026-27 Housing Development Loan Program $8.1M released - In process, to be reviewed by CRA Board in March ADU Financing Program (FY24 Priority)/ Down Payment Assistance Finalizing contracts for ADU Financing Program and Downpayment Assistance Program Residential Wealth Building NOFA $6.4M released - In process, to be review by CRA Board in April Data - current and future slc deed-restricted affordable housing developments map Data - city supported Affordable housing constructed since 2016 and future developments Data - city supported Affordable housing units by bedroom size since 2016 Units by Bedroom Count Data - city supported Affordable housing units by ami since 2016 Units by Affordability Level Data - Salt Lake City Housing Snapshot Source: US Census, American Community Survey 5 Year Estimates 2019-2024 MEDIAN HOUSEHOLD INCOME $74,9251 MEDIAN HOME VALUE2 3 COST-BURDENED HOUSEHOLDS $495,700 22,169 (spending 30% or more income on housing costs) FY 2024-2025 MEDIAN RENT $1,343 MEDIAN HOUSEHOLD INCOME $75,0901 MEDIAN HOME VALUE2 3 COST-BURDENED HOUSEHOLDS $539,500 24,617 (spending 30% or more income on housing costs) FY 2025-2026 MEDIAN RENT $1,414 In One Year... Median Household Income grew by 0.2% Median Home value grew by 8.8% Median Rent grew by 5.2% 1 Source: US Census, American Community Survey 5 Year Estimates 2019-2024 HOMEOWNERSHIP RATE IS GROWING AT A SLOWER PACE THAN RENTALS AND HOMES PRICES CONTINUE TO RISE Data - other metrics Salt Lake City Owner and Renter-Occupied Units 1 HOMEOWNERSHIP RATE IS GROWING AT A SLOWER PACE THAN RENTALS AND HOMES PRICES CONTINUE TO RISE Source: US Census, American Community Survey 5 Year Estimates 2019-2024 Data - other metrics Salt Lake City Home Values 2 Source: US Census, American Community Survey 5 Year Estimates 2019-2024 11,411 OR 23% OF RENTING HOUSEHOLDS ARE SPENDING MORE THAN HALF THEIR INCOME ON RENT Data - other metrics Households by Percentage of Income Spent on Rent 3 Source: US Census, American Community Survey 5-Year Estimates 2019-2024 PERCENTAGE OF FAMILY HOUSEHOLDS HAVE BEEN DECREASING SINCE 2018 Data - other metrics Household Type 4 Source: US Census, American Community Survey 5-Year Estimates 2019-2024 HIGHER INCOME HOUSEHOLDS MAKING $75K OR MORE HAVE INCREASED WITHIN SALT LAKE CITY THROUGH THE YEARS, LOWER INCOME HOUSEHOLD MAKING LESS THAN $50K HAVE DECREASED. Data - other metrics Salt Lake City Household Income Levels 5 Source: Colliers Retail Q4, Salt Lake County Report COMMERCIAL CONSTRUCTION HAS SLOWED, WHILE VACANCY REMAINS LOW Data - other metrics Salt Lake County Commercial Data 2 3 4 5 Source: US Census, American Community Survey 5 Year Estimates 2019-2024 Colliers Retail Q4, Salt Lake County Report (5) HIGHER INCOME HOUSEHOLDS MAKING $75K OR MORE HAVE INCREASED WITHIN SALT LAKE CITY THROUGH THE YEARS, LOWER INCOME HOUSEHOLD MAKING LESS THAN $50K HAVE DECREASED. COMMERCIAL CONSTRUCTION HAS SLOWED, WHILE VACANCY REMAINS LOW PERCENTAGE OF FAMILY HOUSEHOLDS HAVE BEEN DECREASING SINCE 2018 11,411 OR 23% OF RENTING HOUSEHOLDS ARE SPENDING MORE THAN HALF THEIR INCOME ON RENT 1 HOMEOWNERSHIP RATE IS GROWING AT A SLOWER PACE THAN RENTALS AND HOMES PRICES CONTINUE TO RISE Data - other metrics salt lake City Housing Goals HOUSING SLC PUBLIC SAFETY PLAN GOALS CRA LIVABILITY BENCHMARKS Increase deeply affordable housing Support projects that allow tenants to build wealth and/or gain equity Continue to release housing funds through CRA for development or acquisition of moderate income housing Promote the development of affordable family-sized units with 3+ bedrooms Utilize Inland Port Housing Funds to expand affordable housing options Ownership - Create opportunities for residents/business owners to building wealth and/or establish permanent roots Housing for Everyone - Promote housing for families, underserved populations and extremely low income Promote mixed-income developments, economically integrated communities, and opportunities for low-income residents. Affordable Commercial Spaces - Support mixed-use projects with space for commercial uses that serve the community Produce more housing, especially affordable housing Protect tenants from displacement, especially the most vunerable THRIVING IN PLACE Progress towards affordable housing goals WEALTH BUILDING OPPORTUNITY FY27 recommended annual housing priorities Seeking Board feedback today FAMILY HOUSING w/ AMENITIES for CHILDREN DEEPLY AFFORDABLE HOUSING HOUSING FUND ALLOCATIONS ANNUAL HOUSING PRIORITIES HOUSING ACTIVITIES ANNUAL HOUSING FUNDING STRATEGY NEIGHBORHOOD SERVICES AND COMMERCIAL SPACES EXPANDING AFFORDABLE HOUSING AVAILABILITY FY2026-27 Priority Update LAND ACQUISITION/ DISPOSITION HOUSING DEVELOPMENT LOAN PROGRAM WEALTH BUILDING NOFA recommended housing ACTIVItIES Tools/programs by which to achieve Priorities; Seeking Board feedback today HOUSING FUND ALLOCATIONS ANNUAL HOUSING PRIORITIES HOUSING ACTIVITIES ANNUAL HOUSING FUNDING STRATEGY housing ACTIVItIES to achieve housing priorities Require affordable family housing and/or deeply affordable housing as threshold in Housing Development Loan Program NOFA - proposing to increase from 10% to 20% threshold Utilize interest rate reduction benchmarks (Alignment with CRA's Guiding Framework) Annual priorities will have greater ranking weight HOUSING FUND ALLOCATIONS ANNUAL HOUSING PRIORITIES HOUSING ACTIVITIES ANNUAL HOUSING FUNDING STRATEGY FY27 Housing Activity IMPACT HOUSING PRIORITIES Wealth Building Opportunity Affordable Family Housing w/ Amenities for Children Deeply Affordable Housing Neighborhood Services & Commercial Spaces Wealth Building NOFA Land Acquisition/ Disposition Housing Development Loan Program HOUSING ACTIVITIES Expanding Affordable Housing Availability HOUSING DEVELOPMENT FUND SECONDARYPRIMARY WESTSIDE COMMUNITY INITIATIVE FUND housing fund allocations FY27 ANNUAL HOUSING FUNDING STRATEGY ANNUAL HOUSING PRIORITIES HOUSING ACTIVITIES NEIGHBORHOOD SERVICES & COMMERCIAL SPACES WEALTH BUILDING OPPORTUNITY DEEPLY AFFORDABLE HOUSING AFFORDABLE FAMILY HOUSING HOUSING DEVELOPMENT LOAN PROGRAM LAND ACQUISITION/ DISPOSITION WEALTH BUILDING NOFA EXPANDING AFFORDABLE HOUSING AVAILABILITY Reinvestment Advisory Committee (RAC) Presented to RAC 3/4/26 RAC feedback: Ensure the 3-bedroom requirement for family housing is not making it more difficult to build family housing/starter homes Two bedroom units, paired with amenities for children, may still be appropriate for families Concerns about putting affordable housing away from amenities HOUSING FUND ALLOCATIONS ANNUAL HOUSING PRIORITIES HOUSING ACTIVITIES ANNUAL HOUSING FUNDING STRATEGY next steps The Board may wish to provide feedback The Board will consider approval of the FY27 housing priorities at the April meeting. Proposed funding allocations to housing activities will be brought to the Board with the budget presentation in May Housing activities are approved as a part of the CRA budget approval HOUSING FUND ALLOCATIONS ANNUAL HOUSING PRIORITIES HOUSING ACTIVITIES ANNUAL HOUSING FUNDING STRATEGY SALT LAKE CITY TRANSMITTAL To:  Community Reinvestment Agency Chair Salt Lake City Council Chair Submission Date: 02/23/2026 Date Sent to Council: 02/24/2026 From: Department * Community Reinvestment Agency Employee Name: Stine, Robyn E-mail robyn.stine@slc.gov Community Reinvestment Agency Director Signature Mayor's Office Chief of Staff Signature Community Reinvestment Agency Director Signed Date 02/23/2026 Chief of Staff's Signed Date 02/23/2026 Subject: FY2026-2027 Housing Development Funding Strategy Additional Staff Contact: Tracy Tran, (tracy.tran@slc.gov) and Browne Sebright (browne.sebright@slc.gov) Presenters/Staff Table Tracy Tran, (tracy.tran@slc.gov) and Browne Sebright (browne.sebright@slc.gov) Document Type Information Item Budget Impact? Yes No Recommendation: Informational briefing Background/Discussion Each year, CRA staff provides a housing development funding strategy to the Board to establish housing priorities and housing activities for the upcoming fiscal year. Public Hearing Is there a City or State statutory requirement to hold a public hearing for this item?* Yes No The City Council reserves the option to hold and notice for a public hearing pursuant to their practices for public engagement. Does the City have a general practice to hold a public hearing for this item?* Yes No Public Process This page has intentionally been left blank SALT LAKE CITY CORPORATION 451 SOUTH STATE STREET, ROOM 115 WWW.SLC.GOV · WWW.CRA.SLC.COM P.O. BOX 145518, SALT LAKE CITY, UTAH 84114-5518 TEL 801-535-7240 · FAX 801-535-7245 MAYOR ERIN MENDENHALL Executive Director DANNY WALZ Director SALT LAKE CITY COMMUNITY REINVESTMENT AGENCY DATE: February 20, 2026 PREPARED BY: Tracy Tran, CRA Senior Project Manager Browne Sebright, CRA Project Manager RE: FY 2026-27 Housing Development Funding Strategy REQUESTED ACTION: Briefing on the FY 2026-27 Housing Development Funding Strategy POLICY ITEM: Affordable Housing BUDGET IMPACTS: N/A EXECUTIVE SUMMARY: The Salt Lake City Community Reinvestment Agency (“CRA”) Housing Allocations Funds Policy (“Funds Policy”) establishes guidelines for allocating and directing resources for the development and preservation of housing by funding source. Additionally, the CRA’s Housing Development Loan Program (“HDLP”) Policy creates a program that centralizes the application, underwriting, and approval process across all funding sources, providing a one-stop-shop for community partners to access gap financing for the development and preservation of affordable housing. Both policies contemplate that annually, prior to the annual budget process, the CRA shall present to the CRA Board of Directors (“Board”) a Housing Development Funding Strategy (“Funding Strategy”) that includes: • A projected amount of revenue to be allocated to each Housing Fund for the upcoming fiscal year (approved as a part of CRA budget) • Proposed housing funding priorities (“Funding Priorities”) for the upcoming fiscal year (approved as separate resolution) • Proposed funding allocations for specific housing activities (i.e. gap financing loans, property acquisition, etc.) for the upcoming fiscal year (approved as a part of CRA budget) This memo reviews the Funding Priorities and housing activities adopted in Fiscal Year 2025-2026 (“FY 26) as well as the proposal for Fiscal Year 2026-2027 (“FY 27”). The projected revenue to be allocated to each of the four Housing Funds (Primary Housing Fund, Secondary Housing Fund, Westside Community Initiative Fund and Housing Development Fund) as well as allocations of funding to each housing activity will be brought back to the Board as a part of the annual budget discussion. The Board may wish to discuss the proposed Funding Priorities and housing activities as described in this memo. In a future meeting, when the proposed FY 27 budget is reviewed, the Board may also wish to provide direction on potential funding levels for various housing activities. 2 BACKGROUND: FY 2025-2026 Annual Housing Funding Strategy Progress/Outcomes – Last year, the Board adopted five housing funding priorities to guide funding decisions for the rest of the fiscal year: deeply affordable housing, family housing with amenities for children, wealth building opportunities, expanding opportunity, and neighborhood services and commercial spaces. Progress has been made to further each of these priorities as follows: Priority Objective Activities Implementation Impact/Status Deeply Affordable Housing availability of units for extremely low-income households at 30% of the area median income (AMI) or less, thereby providing housing options for individuals or families that are homeless or at risk of homelessness. • • requirement for HDLP, higher weighted score in HDLP; Dedicated funds for deeply affordable units $8.1M Notice of Funding Availability (”NOFA”) in October 2025, with $2.48M of the $8.1M dedicated to deeply affordable units through the HDLP to fund affordable housing developments. The total units funded will be available after the CRA Board reviews the funding allocations for the competitive HDLP Amenities for Children for families to enjoy the many benefits of urban living by encouraging the development of affordable housing suited to larger households, including units with 3 or more bedrooms and on-site family-oriented amenities. • • Property acquisition/ disposition • Residential Wealth Building Pilot Program • requirement for HDLP, higher weighted score in HDLP • Residential Wealth Building NOFA $8.1M NOFA through the HDLP to fund affordable housing developments and a $6.4M NOFA to fund Residential Wealth Building proposals in October 2025. The total units funded will be available after the CRA Board reviews the funding allocations for the competitive HDLP and Residential Wealth Building 3 Wealth Building Opportunity for low-moderate income households earning up to 120% of the AMI to build wealth through different pathways, such as homeownership, supplemental income opportunities, renter stipends, cooperative housing, and other wealth-building • Building Pilot Program • HDLP • Building NOFA • Higher weighted score in HDLP $6.4 M NOFA for Residential Wealth Building Pilot Program in October 2025. The total approximate number of units funded will be available after the CRA Board reviews the proposed funding allocations for the Residential Wealth Building NOFA. Opportunity housing within areas that have access to resources that may improve a person’s chances of upward economic mobility as identified on CRA’s High Opportunity Area map. score in HDLP $8.1M NOFA through the HDLP to fund affordable housing developments and a $6.4M NOFA to fund Residential Wealth Building proposals in October 2025. The total units funded will be available after the CRA Board reviews the funding allocations for the competitive HDLP and Residential Wealth Building Services and Commercial Spaces commercial spaces that support the neighborhood, such as daycares, restaurants, and retail spaces. score in HDLP $8.1M NOFA through the HDLP to fund affordable housing developments and a $6.1M NOFA to fund Residential Wealth Building proposals in October 2025. The total commercial units created will be available after the CRA Board reviews the funding 4 competitive HDLP and Residential Wealth Building Housing and Data Snapshot The graphic below provides an overview of recent data within Salt Lake City. Please see Attachment B for an overview of all the data used to inform our priorities. 5 Citywide Housing Plans and Goals The CRA is guided by and charged with implementing citywide plans and goals. Additionally, the CRA is guided by its own project area plans, Guiding Framework, and Livability Benchmarks. Current housing plans and goals that the CRA’s annual Housing Development Funding Strategy should consider include: Public Safety Plan Goals • Increase deeply affordable housing Housing SLC (Citywide 5-year housing plan) – Strategies • Support projects that allow tenants to build wealth and/or gain equity in their building based on tenure • Work with community development partners to acquire priority properties for permanently affordable housing • Continue to release housing funds through Salt Lake City Community Reinvestment Agency (CRA) for the development or acquisition of moderate income housing. • Utilize Inland Port Housing Funds (pursuant to Utah Code Section 11-58-601(6)(b) of the Inland Port Act) and other housing set-aside funds received by the Community Reinvestment Agency (CRA) to expand affordable housing options, including tenant equity opportunities throughout the city, especially on the Westside • Develop a financing program for low-income homeowner Accessory Dwelling Unit (ADU) construction • Promote the development of affordable family-sized housing units with 3+ bedrooms • Establish at least one housing and transit reinvestment zone (HTRZ) in the city • Expand workforce, artist, and essential worker housing, up to 125% AMI, so that these populations can live in the city in which they serve • Provide funding for programs and/or initiatives that build wealth and/or provide equity sharing opportunities for residents Thriving in Place (anti-displacement framework) – Strategic priorities relevant to the CRA include: • Protect tenants from displacement, especially the most vulnerable o Help tenants become owners. • Preserve the affordable housing we have o Acquire and rehabilitate unsubsidized housing o Invest in Community Land Trust Models • Produce more housing, especially affordable housing. o Create more diverse housing choices in all areas o Utilize publicly owned property o Prioritize long-term affordability, support services, and transit access. • Expand capacity for tenant support and affordable housing o Develop new funding sources and leverage existing resources CRA Livability Benchmarks (4 of 21 benchmarks) • Ownership – Encourage the creation of opportunities for residents/business owners to building wealth and/or establish permanent roots through affordable home/commercial ownership. 6 • Housing for Everyone – Promote housing for families, underserved populations and extremely low income residents. • Mixed-Income Neighborhoods – Promote mixed-income developments, economically integrated communities, and housing opportunities for low-income residents. • Affordable Commercial Spaces – Projects are mixed-use and include spaces within the development for commercial uses. The chart below displays progress related to affordable housing unit goals listed in Housing SLC that Salt Lake City anticipates supporting over a five-year period. The three goals referenced below are specific to the period of July 2023-June 2028. Housing Funds Projected account balances in the CRA’s various housing funds for the fiscal year are currently not available and will be shared when available. ANALYSIS: FY 2026-2027 Proposed Funding Priorities - After reviewing city plans, current housing data, commercial data, and remarks from the Board, the housing funding priorities identified below are proposed to guide the CRA’s housing development activities in FY 27. Staff determined that most of FY 26’s funding priorities are still relevant in addressing the city’s current housing needs. Many of the programs and initiatives introduced in the last two fiscal years to further each FY 26 Funding Priority are currently underway or ongoing, and more time is needed for implementation. For these reasons, the proposed priorities are very similar to last year’s proposal. The one proposed change would be to update the Expanding Opportunity priority to Expanding Affordable Housing Availability, which focuses less on “high opportunity areas” and incentivizes expanding affordable housing in areas within limited options. 7 1. DEEPLY AFFORDABLE HOUSING – This priority promotes housing units affordable for those earning 30% AMI and below. While the City has made progress facilitating the development of deeply affordable units, there is still a shortage of units for those earning 30% AMI or less in particular and CRA staff propose to continue to promote this priority through FY 27 (Housing SLC - Housing Needs Analysis). 2. FAMILY HOUSING WITH AMENITIES FOR CHILDREN – This priority promotes income- targeted larger housing units for tenant populations with children that have three or more bedrooms and includes amenities for children. There is a need for income-targeted family-sized units, especially as more families look outside of Salt Lake City boundaries for affordable housing options and enrollment in Salt Lake City schools decreases. Per the interlocal agreements with the School District for the State Street and 9 Line project areas, the CRA must also prioritize affordable family and workforce housing described as: • Affordable Family Housing: Development of new housing units that include 3+ bedrooms and are affordable to households at or below 80% of the area median income as defined by the U.S. Department of Housing and Urban Development. • Workforce Housing: Development of new housing units affordable to low and middle- income workers, including teachers and school district employees. 3. WEALTH BUILDING OPPORTUNITY – This priority supports development projects that provide different forms of wealth building opportunities for households making up to 120% AMI. Although homeownership is a path to wealth building, it is not the only form the CRA could support to help individuals and families meet this goal. Wealth building can be accomplished through homeownership, supplemental income opportunities, renter stipends, cooperative housing, and other models that support residents in building equity. 4. EXPANDING AFFORDABLE HOUSING AVAILABILITY – This priority provides affordable housing within areas that currently have limited availability. The availability of affordable housing is determined by the number of deed-restricted affordable housing units in each Census Block Group (geographic subdivisions of Census Tracts). This priority looks to disperse affordable housing developments throughout the city and prevent the concentration of affordable housing within areas that already have a high number of affordable housing units. A map showing the areas with limited affordable housing can be found in Attachment A. 5. NEIGHBORHOOD SERVICES AND COMMERCIAL SPACES– This priority ensures that as housing continues to be built throughout the City, residents and neighbors continue to have access to neighborhood services and amenities such as daycares, restaurant, and retail spaces. These commercial and retail spaces should not be exclusive to residents of the housing development in which they are located. 8 FY 27 Proposed Housing Activities – To encourage the incorporation of the five proposed Funding Priorities in CRA-funded housing projects, CRA staff proposes allocating funding to the following activities and tactics as part of the CRA’s FY27 budget. Some of the housing activities may achieve multiple Funding Priorities. HOUSING ACTIVITIES HOUSING PRIORITIES De e p l y A f f o r d a b l e H o u s i n g Se r v i c e s a n d Sp a c e s Housing Development Loan Program(“HDLP”): The HDLP is a gap financing program for affordable housing developments. The CRA releases funds annually through a competitive Notice of Funding Availability (NOFA). Similar to previous years, at least 20% of a development’s units must be deeply affordable or affordable family-sized with amenities for children to qualify for the CRA’s competitive NOFA. Given the City’s goal to increase the amount of deeply affordable units, CRA staff may propose specific funding within the HDLP focused on deeply affordable units. All the housing priorities will be weighted heavier as a part of the competitive NOFA review process. ✓ ✓ ✓ ✓ ✓ Residential Wealth-Building NOFA: With the primary goal of removing barriers to wealth building and creating generational wealth, the CRA will focus funds to develop units that will help lower to-moderate income individuals and families build wealth. This model could take on different models such as homeownership, shared profit, and shared equity programs. ✓ ✓ ✓ Land Acquisition/Disposition: The CRA will release requests for qualifications (RFQ) and/or requests for proposals (RFP) on CRA-owned land. For properties that contemplate housing as a land use, the CRA may require that deeply affordable units, family-sized units, residential wealth building units, and/or neighborhood services and commercial spaces are incorporated within proposals. Additionally, the CRA can actively look to purchase properties to implement CRA goals. ✓ ✓ ✓ ✓ ✓ 9 NEXT STEPS: • The CRA Board should consider whether the proposed Funding Priorities align with their goals for the upcoming fiscal year. • The finalized Funding Priorities will be brought back for the Board’s consideration to adopt via resolution in April. • CRA staff will present the final Funding Strategy to the Board as a part of the budget presentation, which includes the projected amount of revenue to be allocated to each of the four housing funds. The Board should consider whether to adopt the final Funding Strategy as part of the annual budget adoption process. ATTACHMENTS: Attachment A – Affordable Housing Availability Map Attachment B – Data Attachment C – CRA Affordable & Mixed-Income Housing Summary: FY15-FY25 10 ATTACHMENT A – AFFORDABLE HOUSING AVAILABILITY MAP 11 ATTACHMENT B – DATA EXISTING AFFORDABLE HOUSING DATA Current and Future Salt Lake City Deed-Restricted Affordable Housing Developments Map Source: SLC Affordable Housing Construction and Preservation Dashboard 12 All City-Supported Affordable Housing Constructed Since 2016 and Future Developments Source: SLC Affordable Housing Construction and Preservation Dashboard 13 City-Supported Housing Units Constructed Since 2016 Units by Bedroom Count Units by Affordability Level Source: SLC Affordable Housing Construction and Preservation Dashboard 14 Salt Lake City Owner and Renter-Occupied Units Source: US Census, American Community Survey 5 Year Estimates 2019-2024 15 Household Type Source: US Census, American Community Survey 5 Year Estimates 2019-2024 16 Salt Lake City Family Income Source: US Census, American Community Survey 5 Year Estimates 2019-2024 17 Salt Lake City Household Income Levels Source: US Census, American Community Survey 5 Year Estimates 2019-2024 18 Salt Lake City Home Values Source: US Census, American Community Survey 5 Year Estimates 2019-2024 19 Commercial Data – Salt Lake County Source: Colliers Retail Q4, Salt Lake County Report 20 ATTACHMENT C - CRA AFFORDABLE HOUSING SUMMARY: FY15-FY25 Affordable Housing Funding 21 Affordable Housing Units Source: Salt Lake City Affordable Housing Construction and Preservation Data This page has intentionally been left blank Item C5 COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY 451 SOUTH STATE STREET, ROOM 304 P.O. BOX 145476, SALT LAKE CITY, UTAH 84114-5476 SLC.GOV/COUNCIL TEL 801-535-7600 FAX 801-535-7651 MOTION SHEET COMMUNITY REINVESTMENT AGENCY of SALT LAKE CITY TO:Community Reinvestment Agency Board FROM: Kate Werrett Budget & Policy Analyst DATE:March 10, 2026 RE: MOTION SHEET – NWQ, LLC PHASE IV TAX INCREMENT REIMBURSEMENT REQUEST MOTION 1 – ADOPT RESOLUTION I move that the Board adopt a resolution adopting the NWQ, LLC Phase IV Tax Increment Reimbursement Agreement. Optional Intent: I further move that it is the intent of the CRA Board that the tax increment funds provided to NWQ, LLC under this reimbursement agreement are intended solely to support warehouse development and associated warehouse public infrastructure as outlined in Exhibit A, and that these tax increment funds are not intended for any other category of development or uses. MOTION 2 – NOT ADOPT I move that the Board not adopt the resolution. NWQ, LLC TAX INCREMENT REIMBURSEMENT Phase IV CRA BOARD OF DIRECTORS MEETING –FEBRUARY 10, 2026 MASTER PLAN AUGUST 2016 •Establishes the vision and land use plan for future development, from which subsequent zoning amendments were based. ZONING & OVERLAY DISTRICTS 2016 - 2018 •Establishes natural areas to protect sensitive lands and developable areas zoned as M1: Light Manufacturing. COMMUNITY REINVESTMENT AREA ESTABLISHED JANUARY 2018 •Enables the collection of tax increment to facilitate economic development and master plan implementation. •An interlocal agreement between Salt Lake City and the CRA establishes that the CRA collect 75% of tax increment for project area development activities over a 20-year term. The remaining 25% is retained by the City. MASTER DEVELOPMENT AGREEMENT JANUARY 2018 •The CRA and City entered into a Master Reimbursement and Development Agreement with NWQ, LLC. •The Agreement establishes “reimbursement qualified expenses” that are eligible for a tax increment reimbursement. NWQ TI REIMBURSEMENT POLICY AUGUST 2018 •Establishes the policies and procedures for evaluating and approving a Tax Increment Reimbursement Agreement. •Applications for a reimbursement of $1 million or more of tax increment shall be subject to a public benefits analysis completed by a third-party consultant NWQ TI REIMBURSEMENT AGREEMENT Phase I MAY 2020 NWQ TI REIMBURSEMENT AGREEMENT Phase II & III JUNE 2024 •The CRA and NWQ, LLC entered into a tax increment reimbursement agreement for Phase I with a maximum reimbursement of $28 million Phase II & III for a maximum reimbursement of $49 million. APPLICANT: NWQ, LLC PHASE IV: 25.1 total acres CRA PARTICIPATION: 70% TERM: 20 Years or the sum of the remaining collection years of the Project Area, whichever is less MAXIMUM REIMBURSEMENT: $1,544,202 ELIGIBLE EXPENSES: $6,412,487 •Systemwide Improvements: $4,407,511 Improvements that benefit the larger area within Phase IV •Project-Specific Improvements: $2,004,977 NWQ, LLC’s improvements specific to Phase IV of property development Note: NWQ, LLC may only receive a reimbursement after the improvements are developed and the property generates sufficient tax increment. Note: Annual reimbursements subject to verification of the actual costs incurred by NWQ, LLC. NWQ, LLC’s Phase 4 will include roadways, water and sewer improvements, soil remediation, building pad and insulated panels. •355,176 square feet of development •$63 million of private investment •$71 million of newly assessed value •309 jobs Source Moderate Scenario Value High Scenario Value Total City Tax Increment $2,611,041 City Portion (25%)$652,760 $735,334 CRA Portion (75%)$1,958,280 Note: Tax increment values are projections over the remaining 13 years of the Project Area term based on the Public Benefits Analysis completed by LRB Public Finance Advisors. Use %Moderate Scenario High Scenario Tax Increment Reimbursement 70%$1,370,796 $1,544,202 Affordable Housing 10%$195,828 $220,600 CRA Administration 10%$195,828 $220,600 Shared Costs 10%$195,828 $220,600 Total Uses of Tax Increment 100%$1,958,280 $2,206,003 Note: Tax increment uses are projections based on the Public Benefits Analysis completed by LRB Public Finance Advisors. •There are significant extraordinary infrastructure improvements in the NWQ area, including soil remediation, access to utilities and renewable energy investments. •Tax increment participation will assist with removing development impediments and the system-wide infrastructure investment will lead to substantial development within the remaining NWQ area. •The Development has the potential to create millions of new assessed value within an underutilized area that has generated very little tax revenue historically for the City. •The Development is projected to create over 309 new jobs. •“But for” the use of tax increment, this area will remain underutilized and vacant. SALT LAKE CITY TRANSMITTAL To:  Community Reinvestment Agency Chair Salt Lake City Council Chair Submission Date: 02/23/2026 Date Sent to Council: 02/24/2026 From: Department * Community Reinvestment Agency Employee Name: Stine, Robyn E-mail robyn.stine@slc.gov Community Reinvestment Agency Director Signature Mayor's Office Chief of Staff Signature Community Reinvestment Agency Director Signed Date 02/23/2026 Chief of Staff's Signed Date 02/23/2026 Subject: Tax Increment Reimbursement terms for NWQ, LLC Phase IV New transmittal or Revision New transmittal Revision Revision Updates: Added/revised the following under Executive Summary: The Developer may only receive a reimbursement after the improvements are made and the property generates sufficient tax increment, and after the CRA verifies (a) the actual costs incurred by the developer, (b) that the reimbursements comply with City ordinances and permit requirements, and (c) that the reimbursements are consistent with the intent of the CRA to support the development of warehouses and logistics, industrial, and manufacturing/distribution facilities, and associated uses. Additional Staff Contact: Kristina Harrold - kristina.harrold@slc.gov Presenters/Staff Table Kristina Harrold - kristina.harrold@slc.gov Document Type Resolution Budget Impact? Yes No Budget Impact: 1,544,202 Recommendation: Approve resolution to enter into a tax increment reimbursement agreement with applicant NWQ, LLC. Background/Discussion NWQ, LLC (“Developer”) has requested a tax increment reimbursement for the development of improvements in the Northwest Quadrant Community Reinvestment Area that meet the goals and objectives of the Salt Lake City Community Reinvestment Agency (“CRA”). If the terms of a tax increment reimbursement agreement (“Reimbursement Agreement”) are approved, Developer will receive a percentage of the tax increment generated from Phase IV of its development for a specified timeframe, and the CRA will receive the residual tax increment for other project area development activities, CRA Administration, and affordable housing. The Developer may only receive a reimbursement after the improvements are made and the property generates sufficient tax increment, with reimbursements subject to verification of the actual costs incurred by the Developer. Public Hearing Is there a City or State statutory requirement to hold a public hearing for this item?* Yes No The City Council reserves the option to hold and notice for a public hearing pursuant to their practices for public engagement. Does the City have a general practice to hold a public hearing for this item?* Yes No Public Process This page has intentionally been left blank SALT LAKE CITY COMMUNITY REINVESTMENT AGENCY SALT LAKE CITY CORPORATION 451 SOUTH STATE STREET, ROOM 115 WWW.SLC.GOV · WWW.CRA.SLC.GOV P.O. BOX 145518, SALT LAKE CITY, UTAH 84114-5518 TEL 801-535-7240 · FAX 801-535-7245 MAYOR RIN ENDENHALL Executive Director DANNY ALZ Director STAFF MEMO DATE: February 20, 2026 PREPARED BY: Kristina Harrold, Project Manager RE: Consideration of the terms of a tax increment reimbursement request from NWQ, LLC for systemwide and lot-specific improvements associated with Phases IV of the Northwest Quadrant Community Reinvestment Area REQUESTED ACTION: Consider approving a resolution authorizing a property tax increment reimbursement of up to $1,544,202 to NWQ, LLC for its Phase IV of development. POLICY ITEM: Northwest Quadrant Tax Increment Reimbursement Policy BUDGET IMPACTS: Up to $1,544,202 of future tax increment proceeds with the actual reimbursement amount based on increment generated only by Phase IV of the project. EXECUTIVE SUMMARY: NWQ, LLC (“Developer”) has requested a tax increment reimbursement for the development of improvements in the Northwest Quadrant Community Reinvestment Area that meet the goals and objectives of the Salt Lake City Community Reinvestment Agency (“CRA”). If the terms of a tax increment reimbursement agreement (“Reimbursement Agreement”) are approved, Developer will receive a percentage of the tax increment generated from Phase IV of its development for a specified timeframe, and the CRA will receive the residual tax increment for other project area development activities, CRA Administration, and affordable housing. The Developer may only receive a reimbursement after the improvements are made and the property generates sufficient tax increment, and after the CRA verifies (a) the actual costs incurred by the developer, (b) that the reimbursements comply with City ordinances and permit requirements, and (c) that the reimbursements are consistent with the intent of the CRA to support the development of warehouses and logistics, industrial, and manufacturing/distribution facilities, and associated uses. The Developer’s request includes the reimbursement of certain eligible improvements (“Reimbursable Improvements”), separated into the following categories: • Systemwide Improvements: Infrastructure improvements that will facilitate the development of the entire Community Reinvestment Area. • Project-specific Improvements: Improvements that will facilitate the Developer’s fourth phase of development, encompassing 25.1-acres of land and facilitating approximately 355,176 square feet of future light industrial and manufacturing space (“Phase IV”). Pursuant to established polices and agreements, the CRA and Developer have negotiated the terms of a Reimbursement Agreement for consideration by the CRA Board of Directors (“Board”) – refer to Attachment C: Resolution and Term Sheet. CRA FINANCE COMMITTEE RECOMMENDATION: On January 21, the CRA Finance Committee (“Committee”) convened to review the Developer’s request. The Committee asked for staff confirmation that the Phase IV improvements fall within eligible expense categories, that the Phase IV request does not deviate from the Policy in any way, and that the conditions to reimbursement payments will be addressed before each payment request. The Committee unanimously recommended the approval of the request with the terms contained herein. ANALYSIS & ISSUES: Additional information on the project’s I) Background, II) Overview, III) Tax Increment Budget, IV) Eligible Improvements, V) Policy Alignment, and VI) Applicant is as follows: I. Background The Community Reinvestment Area is located north of Interstate 80 and includes over 3,000 acres of developable land (Attachment A). To facilitate development of the Community Reinvestment Area, Salt Lake City (“City”) and the CRA carried out the following efforts: • Community Reinvestment Area, January 2018: The CRA (then known as the “RDA”) established the Community Reinvestment Area to enable the collection of tax increment to carry out economic development and master plan implementation. Subsequently, the CRA entered into an interlocal agreement with the City to collect 75% of the City’s tax increment for a period of 20 years (“Project Area Increment”). • Master Reimbursement and Development Agreement, January 2018: The CRA and City entered into a Master Reimbursement and Development Agreement (“Development Agreement”) with each of the two majority property owners within the Community Reinvestment Area. Pursuant to the Development Agreement with Developer, 70% of Project Area Increment generated from Developer’s respective property shall be available for reimbursement. Prior to receiving Project Area Increment, Developer shall complete an application and review process and enter into a separate tax increment reimbursement agreement (“Reimbursement Agreement”) that is approved by the Board. • Northwest Quadrant Tax Increment Reimbursement Policy, August 2018: The CRA adopted the Northwest Quadrant Tax Increment Reimbursement Policy (“Policy”) that establishes the policies and procedures for evaluating and approving a Reimbursement Agreement. Pursuant to the Policy, applications for a reimbursement of $1 million or more of tax increment shall be subject to a public benefits analysis completed by a third-party consultant. Refer to Attachment D: Public Benefits Analysis for an analysis of the Developer’s request for Phases IV completed by LRB Public Finance Advisors (“LRB”). • Northwest Quadrant Phase I Tax Increment Reimbursement Agreement, May 2020: In accordance with the Northwest Quadrant Tax Increment Reimbursement Policy, the CRA entered into a Participation and Reimbursement Agreement with NWQ, LLC for Phase I of the development, with a maximum reimbursement amount of approximately $28 million through the term of the agreement. • Northwest Quadrant Phase II and III Tax Increment Reimbursement Agreement, February, 2024: In accordance with the Northwest Quadrant Tax Increment Reimbursement Policy, the CRA entered into a Participation and Reimbursement Agreement with NWQ, LLC for Phase II and III of the development, with a maximum reimbursement amount of approximately $49 million through the term of the agreement. II. Project Overview In coordination with adjacent property owners, the Developer is working to develop the SLC Port Global Logistics Center, an approximately 3,000-acre industrial and intermodal development that is served by rail and can accommodate manufacturing, warehouse, and distribution tenants of varying size. The Developer is the record owner of approximately 1,800 acres of land within the Community Reinvestment Area. Development activities have been phased. Currently, the known phases have approximately the following acreage: • Phase I: 361 acres • Phase II: 342.51 acres • Phase III: 611.86 acres • Phase IV: 25.1 acres Refer to Attachment B: Site Map & Buildings Plan for a site map of the development plan. Phase IV includes earthwork, infrastructure, remediation, and roadways that enable the construction of approximately 355,176 square feet of future light industrial and manufacturing space. Private investment for the planned system-wide improvements and the Phases IV development will be between $63 and $71 million. Phase IV may create $71.2 million of new assessed value and generate approximately 309 jobs. III. Tax Increment Budget According to LRB’s analysis, the Community Reinvestment Agency is projected to receive between $1,958,280 and $2,206,003 in Project Area Increment from Developer’s Phase IV development over a 13-year period. Of the actual amount of CRA collected increment, the Developer is proposed to receive 70% as a reimbursement for Reimbursable Improvements. Tax increment projections are as follows: ASSUMPTION Development Assessed Incremental Value $63,164,792 $71,154,556 Total Agency Tax Increment $1,958,280 $2,206,003 Pursuant to the Development Agreement, the Developer has requested 70% of the CRA’s portion of tax increment, which would result in a reimbursement between $1,370,796 and $1,544,202. Uses of tax increment are as follows: USES Tax Increment Reimbursement 70% $1,370,796 $1,544,202 CRA Housing 10% $195,828 $220,600 CRA Administration 10% $195,828 $220,600 Shared Costs 10% $195,828 $220,600 Total Uses of Tax Increment $1,958,280 $2,206,003 IV. Reimbursable Improvements The Developer has submitted a combined $6,412,487 in projected Reimbursable Improvements for future Systemwide and Project-Specific categories, as provided below: Type Improvement Description of Costs Amount Systemwide Improvements Mobilization $56,773 SWPPP $60,950 Earthwork $217,675 Site Work $191,764 Concrete & HMA Material costs for Concrete and Hot Mix Asphalt for road construction. $220,648 Waterline Extension Addition of new water supply pipes to serve areas not previously connected. $341,815 Storm Drain $200,007 Dry Utilities buildings including electricity, natural gas, $118,950 Hydro Seed Seeding for erosion control $42,000 Site Wide – Import Fill Fill required to stabilize soil conditions. $747,938 Storm Drain Easement Necessary system wide improvement required by SLC Public Utilities. $1,600,307 Land Dedication $608,685 Project-specific Improvements (Phase IV) Imported Fill Building Required imported fill due to the present risk of liquefaction and poor soils. $310,241 Vapor Barrier building footprint to mitigate the risk of environmental vapor intrusion pathways that arise from the former North Temple $829,715 Soft Spot Repair Imported cobble, rock, and fill required to fix and remediate poor soils. $88,268 Insulated Sandwich Panels panels and high-insulating sandwich panels $776,754 Total Reimbursable Improvements $6,412,487 *Note: A cost escalator of 10% per line item may be applied to address inflation or market increases as improvements are developed over time; however, the Maximum Reimbursement (defined below) will not increase unless otherwise agreed to in writing by CRA pursuant to the TI Reimbursement Agreement. Pursuant to the proposed terms (Attachment C), the reimbursement may be applied to any of the listed Reimbursable Improvements provided however that reimbursement does not exceed the actual cost incurred by the Developer. V. Policy Alignment The Developer’s request aligns with the CRA and City’s plans and policies for the Community Reinvestment Area and Northwest Quadrant. Policy alignment includes the following: • Economic Development: The Developer’s Phase IV development will create a dynamic employment center that will allow for the recruitment, retention, and expansion of businesses to provide livable-wage jobs and enhance economic prosperity. According to LRB’s analysis, the project will generate over 309 jobs with an average wage of $80,808. In addition, it is estimated that Developer’s project will employ between approximately 170 construction workers generating over $15.42 million in construction salaries during the construction period. • Infrastructure Improvements: The Developer’s project will construct infrastructure in a coordinated, efficient, and systematic manner for the facilitation of economic development and implementation of the City general plan, including the Major Street Plan, the Northwest Quadrant Master Plan, and the Northwest Quadrant Master Drainage Plan. • Sustainability: The Northwest Quadrant Tax Increment Reimbursement Policy was approved prior to the CRA’s Sustainable Development Policy adoption. CRA staff and the attorney’s office have determined that tax increment reimbursement agreements entered into within the Northwest Quadrant Community Reinvestment Area and in compliance with the Northwest Quadrant Tax Increment Reimbursement Policy are not subject to the CRA’s Sustainable Development Policy. • Affordable Housing: 10% of the tax increment generated from the Developer’s project, estimated to be between $195,828 and $220,660, will be allocated toward affordable housing to ensure the availability and affordability of quality housing throughout the City. VI. Applicant Information The tax increment reimbursement request is being coordinated by SLC GLC on behalf of NWQ, LLC. SLC GLC is an entity associated with Colmena Capitol, one of Developer’s managing members. As part of the Colmena Group, SLC GLC has real estate experience in developing, owning, and managing multi-family apartments, commercial office space, student housing, research parks, retail, hotel, industrial warehouses, and mixed-use properties. The Colmena Group has a current portfolio of over $1.6 Billion, 5 million square feet and approximately 11,000 housing units. PREVIOUS BOARD ACTION: • January 2018: The CRA Board approved Resolution No. R-1-2018 and the Salt Lake City Council approved Ordinance 1-2018 adopting the Northwest Quadrant Community Reinvestment Area. • January 2018: The CRA Board approved Resolution No. R-4-2018 and the Salt Lake City Council approved Ordinance 4-2018 authorizing approval of a development agreement between the CRA, City, and NWQ, LLC. • August 2018: The CRA Board adopted Resolution No. R-26-2018 adopting the Northwest Quadrant Tax Increment Reimbursement Policy. • August 2019: The CRA Board adopted Resolution No. R-11-2019 adopting the NWQ LLC Phase I Tax Increment Reimbursement Agreement. • June 2024: The CRA Board adopted Resolution No. R-09-2024 adopting the NWQ LLC Phase II & Phase III Tax Increment Reimbursement Agreement. ATTACHMENTS: A. Northwest Quadrant Community Reinvestment Area Map B. Site Map C. Resolution and Term Sheet D. Public Benefits Analysis ATTACHMENT A: NORTHWEST QUADRANT CRA MAP ATTACHMENT B: SITE MAP ATTACHMENT C: RESOLUTION AND TERM SHEET 1 SALT LAKE CITY COMMUNITY REINVESTMENT AGENCY RESOLUTION NO. NWQ LLC Phase IV Tax Increment Reimbursement Agreement RESOLUTION OF THE BOARD OF DIRECTORS OF THE SALT LAKE CITY COMMUNITY REINVESTMENT AGENCY APPROVING A TAX INCREMENT REIMBURSEMENT AGREEMENT WITH NWQ, LLC FOR PHASE IV OF ITS DEVELOPMENT. WHEREAS, the Salt Lake City Community Reinvestment Agency (CRA) was created to transact the business and exercise the powers provided for in the Utah Community Reinvestment Agency Act. WHEREAS, pursuant to CRA Resolution 1-2018 and Salt Lake City (City) Ordinance 1- 2018, the CRA and City adopted the Northwest Quadrant Community Reinvestment Area Plan (Project Area). WHEREAS, the CRA and City entered into an interlocal agreement authorizing use of 75% of the City’s tax increment (Project Area Increment) to support the implementation of the Project Area plan. WHEREAS, the CRA entered into a Master Development and Reimbursement Agreement with NWQ, LLC (Developer) that specifies up to 70% of Project Area Increment generated from Developer’s respective property shall be available for reimbursement pending the execution of a tax increment reimbursement agreement (Agreement). WHEREAS, pursuant to CRA Resolution 26-2018, the CRA has established a tax increment reimbursement policy for the Northwest Quadrant Community Reinvestment Area (NWQ TI Policy) that establishes the policies and procedures for entering into an Agreement with Developer. WHEREAS, pursuant to the NWQ TI Policy, Developer entered into an Agreement with the CRA on May 12, 2020 for phase I of their development, and an Agreement on October 12, 2025 for phases II and III. WHEREAS, for phase IV of its development, Developer is constructing improvements on an additional 25.1 acres within the Project Area (Property) for the purpose of constructing warehouses, industrial, manufacturing and distribution-related facilities, a global logistics center for energy production, and associated infrastructure (Project-Specific Improvements). WHEREAS, Developer also intends to develop the Property with utility and stormwater management infrastructure that will facilitate the development of the larger Project Area (Systemwide Improvements), consistent with the Northwest Quadrant Community Reinvestment Area Plan. WHEREAS, Developer’s development of the Project-Specific Improvements and 2 Systemwide Improvements will contribute to achieving the goals, policies, and purposes of the Project Area plan. WHEREAS, to facilitate Developer’s development of the Project-Specific Improvements and Systemwide Improvements, the CRA is willing to provide a reimbursement of Project Area Increment from the Property to Developer in the maximum amount of $1,544,202. WHEREAS, it is the intent of the Board that this reimbursement of Project Area Increment is intended solely to support the development of warehouses, industrial, manufacturing and distribution-related uses, a global logistics center for energy production, and associated public infrastructure, and is not intended for any other category of development or uses. NOW, THEREFORE, BE IT RESOLVED BY THE BOARD OF DIRECTORS OF THE SALT LAKE CITY COMMUNITY REINVESTMENT AGENCY, that the term sheet for the tax increment reimbursement agreement between the CRA and Developer, attached as Exhibit A, is hereby approved. The Board finds that the proposed development will contribute to achieving the goals, policies, and purposes of the Northwest Quadrant Project Area plan. The Board hereby authorizes the Executive Director to negotiate and execute a tax increment reimbursement agreement with NWQ LLC consistent with the term sheet. The documents shall also incorporate such other terms as recommended by the Salt Lake City Attorney’s Office. Passed by the Board of Directors of the Salt Lake City Community Reinvestment Agency, this day of , 2026 Dan Dugan, Chair Transmitted to the Executive Director on . The Executive Director: does not request reconsideration requests reconsideration at the next regular Agency meeting. Erin Mendenhall, Executive Director Approved as to form: /s/ Jennifer Huntsman__________ Salt Lake City Attorney’s Office Jennifer Huntsman ATTEST: 3 CITY RECORDER 4 Error! Unknown document property name. EXHIBIT A TO RESOLUTION Term Sheet for Tax Increment Reimbursement Agreement between CRA and NWQ LLC for Phase IV  Property: Tax increment shall be reimbursed from Developer’s Phase IV development, which is more particularly described in Exhibit 1 to this term sheet (the “Property”).  Reimbursable Improvements: The CRA will agree to provide an annual tax increment reimbursement (each a “TI Reimbursement”) to Developer for certain improvements that have been identified as eligible for reimbursement based in part on Developer’s representation that such improvements will be used in support of warehouses, a global logistics center for power/energy, industrial, manufacturing and distribution solutions, and associated uses, subject to applicable laws and ordinances. The annual reimbursement may be applied to any of the listed improvements as long as the conditions for payment are met. Total Eligible Reimbursable Improvements may exceed the Maximum Reimbursement Amount, however, the CRA is only obligated to reimburse up to the Maximum Reimbursement (defined below). Reimbursable Improvements are as follows: Type Improvement Description of Costs Amount Systemwide Improvements Mobilization to prepare site for construction $56,773 SWPPP Prevention Plan to reduce runoff into $60,950 Earthwork $217,675 Site Work $191,764 Concrete & HMA $220,648 Waterline Extension $341,815 Storm Drain $200,007 Dry Utilities buildings including electricity, natural $118,950 Hydro Seed Seeding for erosion control $42,000 Site Wide – Import Fill Fill required to stabilize soil conditions. $747,938 Storm Drain Easement Necessary system wide improvement required by SLC Public Utilities. $1,600,307 Land Dedication $608,685 Project-specific Improvements Imported Fill Building present risk of liquefaction and poor $310,241 5 Error! Unknown document property name. 20 Mil Vapor Barrier building footprint to mitigate the risk of environmental vapor intrusion pathways that arise from the former $829,715 Soft Spot Repair Imported cobble, rock, and fill required to fix and remediate poor soils. $88,268 Insulated Sandwich Panels up panels and high-insulating sandwich panels to promote sustainable $776,754 Total Reimbursable Improvements $6,412,487 NOTE: A cost escalator of 10% per line item may be applied to address inflation or market increases as improvements are developed over time; however, the Maximum Reimbursement (defined below) will not increase unless otherwise agreed to in writing by CRA pursuant to the TI Reimbursement Agreement.  CRA Participation: The CRA will agree to reimburse the Developer up to 70% of the annual tax increment the CRA is entitled to receive from the Property, subject to the terms of a written agreement between Developer and the CRA (“TI Reimbursement Agreement”), for a term of 20 years or the sum of the remaining collection years of the Project Area, whichever is less. As currently defined, the Project Area is set to end collection in tax year 2038. The first annual TI Reimbursement payment shall be due in fiscal year 2027-2028 for the 2026 tax year.  Maximum Reimbursement: The maximum amount available for TI Reimbursement shall be $1,544,202 (“Maximum Reimbursement”). The actual TI Reimbursement paid to Developer may be lower or higher than the projected amount based on actual increment generated from the Property and compliance of each Reimbursable Improvement with the requirements of the TI Reimbursement Agreement, provided, however, that the maximum total amount of the reimbursement shall not exceed the Maximum Reimbursement. In the event that tax increment revenue the CRA is entitled to receive from the NWQ Project Area exceeds the Maximum Reimbursement, Developer may request an increase in the Maximum Reimbursement, which the CRA Board may authorize in its sole discretion.  Conditions to Payment: CRA will provide an annual TI Reimbursement payment for the Reimbursable Improvements once the following information is satisfactorily provided (in a form and substance satisfactory to CRA in its sole discretion): 1. A description and/or depiction of the Reimbursable Improvements for which Developer is seeking reimbursement for that year. 2. Evidence reasonably acceptable to the CRA that the Reimbursable Improvements for which Developer is seeking reimbursement for that year: (a) have been completed and paid in full, (b) comply with all City ordinances and permit requirements, and (c) are consistent with the intent of the CRA that the improvements support the development and operation of a global logistics center for power/energy, industrial, manufacturing and distribution solutions, warehouses, and associated uses. 6 Error! Unknown document property name. 3. A list of tax parcels comprising the area to be served by the Reimbursable Improvement(s) (“Improvement Area”), including owners and parcel numbers. 4. A map or drawing clearly identifying the boundaries of the Improvement Area, including the location of the Reimbursable Improvements. 5. The total actual cost of the Reimbursable Improvements paid by Developer, with executed construction contracts, supporting invoices, proof of payment, or other written documentation acceptable to the CRA. 6. Disclosure of any other sources of revenue and/or financing used to pay for the Reimbursable Improvements, including but not limited to grants or loans from other governmental entities, impact fee reimbursements, additional tax increment sources, or reimbursements from pioneering agreements (“Other Reimbursements”). 7. Evidence reasonably acceptable to CRA that no mechanic’s and materialmen’s liens, or other financial encumbrances related to payment to contractors for the Reimbursable Improvements have been or will be recorded against the Property. 8. Evidence reasonably acceptable to CRA that no material or adverse changes have occurred in the finances, business, operations, or affairs of Developer. 9. Evidence reasonably acceptable to the CRA that construction of the Reimbursable Improvements is in compliance with all laws and regulations. • Maintenance of Reimbursable Improvements: Developer shall, during the term of the TI Reimbursement Agreement and unless ownership has been transferred to the City, maintain in good repair and condition, consistent with applicable laws, generally accepted engineering standards, and take steps to ensure the intended use of the Property is consistent with the NWQ Community Reinvestment Area Plan, the Reimbursable Improvements for which CRA provides TI reimbursement. Failure to do so will result in a breach of the reimbursement agreement and may subject Developer to claw back of all or some portion of TI Reimbursement payments.  Transfer of Property: Developer reserves the right to TI Reimbursements for Reimbursable Improvements even if Developer sells any portion of the Property to a third-party. Any assignment of the right to receive TI Reimbursements under the Reimbursement Agreement must be in writing, signed by Developer and approved by CRA in its sole discretion, and must include specific details regarding the right or amount of reimbursement to be transferred to a third party.  Conditions for Agreement Execution: 1. CRA Board must approve the terms of the TI Reimbursement Agreement. 2. Developer must obtain all required City approvals for the Reimbursable Improvements. 3. Developer must receive approval from the CRA and its legal counsel on all matters pertaining to title; legality of the reimbursement request; the legality, sufficiency, and the form and substance of all documents that are deemed reasonably necessary for the transaction; and compliance with applicable laws and CRA policies (including, but not limited to, the Housing and Transit Reinvestment Zone Act, Utah Code § 63N-3-602 et seq., CRA’s HTRZ Tax Increment Reimbursement Program Policy, and all Salt Lake City ordinances). 4. Such other terms as recommended by the CRA’s legal counsel and staff. 7 Error! Unknown document property name. EXHIBIT 1 TO TERM SHEET Legal Description and Map Proposed Legal Description per current SLC plat application: SLC Port GLC Phase 4 Plat “A” Subdivision lots 1, and 2. Metes and Bounds description – Pre plat recordation A parcel of land being a part of an entire tract being described as "Parcel 3 Adjusted” in that Notice of Lot Line Adjustment Approval recorded July 10, 2018 as Entry No. 12807806 in Book 10692 at Page 2576; in the Office of the Salt Lake County Recorder. Said parcel of land is located in the Southwest Quarter, and Southeast Quarter, of Section 28, Township 1 North, Range 2 West, Salt Lake Base and Meridian and is described as follows: Beginning at a point on the northerly line of that 700 North Roadway Dedication Recorded January 31, 2023 as Entry No. 14067628, in Book 2023P, at Page 023 in the Office of said Recorder, which is 51.00 feet N.00°15'56"E. along the Quarter Section Line from the South Quarter Corner of said Section 28; thence westerly along the northerly line of said 700 North Roadway Dedication N.89°45'50"W. 1,530.58 feet; thence N.00°23'17"E. 527.00 feet; thence S.89°45'50"E. 1529.18 feet; thence S.89°45'13"E. 542.44 feet; thence S.00°21'30"E. 527.03 feet to the northerly line of said 700 North Roadway Dedication; thence westerly along the northerly line of said 700 North Roadway Dedication N.89°45'13"W. 547.90 feet to the Point of Beginning. The above-described entire tract contains 1,093,553 Sq. Ft., in area or 25.105 Acres, more or less. 2 Lots. 8 Error! Unknown document property name. ATTACHMENT D: PUBLIC BENEFITS ANALYSIS NORTHWEST QUADRANT CRA BENEFITS ANALYSIS RELATED TO PHASE IV SALT LAKE CITY COMMUNITY REINVESTMENT AGENCY JANUARY 2026 NORTHWEST QUADRANT PHASE IV BENEFITS ANALYSIS PREPARED BY: LRB PUBLIC FINANCE ADVISORS FORMERLY LEWIS YOUNG ROBERTSON & BURNINGHAM INC. Page 2 LRB PUBLIC FINANCE ADVISORS | 41 NORTH RIO GRANDE, SUITE 101 | SALT LAKE CITY, UT 84101 SECTION I: INTRODUCTION The Salt Lake City Community Reinvestment Agency (the “Agency” or the “CRA”) has retained LRB Public Finance Advisors (“LRB”) to conduct an independent third-party review of the Tax Increment Reimbursement Application submitted by NWQ, LLC, developer of the Salt Lake City Global Logistics Center (hereafter referred to as the “Developer”). In accordance with Resolution No. R-26-2018 of Agency, which adopted the Northwest Quadrant Tax Increment Reimbursement Policy, LRB performed the following analysis pursuant to Section 3.2 Application Analysis. This Application Analysis examines and analyzes (i) the public benefits associated with the proposed development of Phase IV of Salt Lake City Global Logistics Center (the “Global Logistics Center”), and (ii) the financial need and appropriateness of tax increment reimbursement to the Developer to encourage and incentivize the development of supportable public infrastructure and private investment. The Developer, through its Tax Increment Reimbursement Application (attached hereto in Appendix A) has requested the Agency to provide tax increment reimbursement to cover a portion of the costs related to constructing system wide infrastructure improvements that will facilitate the development of the entire 3,000+ acres of developable land within the Northwest Quadrant Community Reinvestment Project Area (the “Northwest Quadrant CRA” or “NWQ CRA”) and project specific infrastructure projects within the 25.1 acres referenced as Phase IV of the Global Logistics Center. The estimated costs of the infrastructure necessary to support Phase IV is estimated at $6.41 million. As noted in the previous paragraphs, the purpose of this report is to conduct a benefits analysis, which assesses the fiscal and economic impacts (benefits) that are anticipated to be derived from Phase IV of the development; determine the anticipated level of tax increment to be generated; and analyze the level of tax increment reimbursement necessary to facilitate the infrastructure projects within the Northwest Quadrant CRA. In summary, this analysis includes 1: 1. A brief summary of the Northwest Quadrant CRA; 2. An evaluation of the reasonableness of the costs of the proposed development; 3. Efforts that have been made, or will be made to maximize private investment; 4. The rationale for use of tax increment funds, including an analysis of whether the proposed development might reasonably be expected to occur in the foreseeable future solely through private investment; 5. An estimate of the total amount of project area funds that the Agency intends to spend on the development; 6. The anticipated public benefit from the proposed development, including a thorough analysis of the various development revenues and expenditures; 7. The associated business and economic activity the proposed development will likely stimulate; and 8. Whether tax increment participation is necessary and appropriate to undertake the proposed development. 1 A 13-year timeframe was used to calculate the public benefits of the development. Page 3 LRB PUBLIC FINANCE ADVISORS | 41 NORTH RIO GRANDE, SUITE 101 | SALT LAKE CITY, UT 84101 INTERLOCAL COOPERATION AGREEMENT – SALT LAKE CITY AND AGENCY Authorization was provided by Salt Lake City (the “City”) to the Agency to receive Tax Increment for the purposes identified in an Interlocal Cooperation Agreement dated as of February 9, 2018, which is also inclusive of the NWQ CRA Plan (adopted January 9, 2018). The Interlocal Cooperation Agreement is attached hereto and included in Appendix C. Therein is the adopted Project Area Budget (17C-5- 303) and the required Public Benefits Analysis (17C-5-105(2)(b)). Other taxing entities who levy property taxes within the Northwest Quadrant CRA determined not to participate in the Northwest Quadrant CRA through sharing of tax increment revenues at the time it was created in 2018. Thus, for the purposes of this analysis only the City’s tax increment is evaluated. MASTER DEVELOPMENT AND REIMBURSEMENT AGREEMENT The Master Development and Reimbursement Agreement (recorded January 31, 2018), by and between the Agency and the Developer, outlines additional information including design standards, infrastructure construction and dedication, planning and development coordination/dedication and tax increment reimbursement guidelines. A copy of the Master Development and Reimbursement Agreement is attached in Appendix D, which provides additional context to the idea of tax increment reimbursement to facilitate the Global Logistics Center. As was previously referenced herein, LRB relied in part upon that certain Tax Increment Reimbursement Application submitted by the Developer to the Agency and attached hereto in Appendix A. The Developer is seeking to receive 70% of the tax increment generated from Phase IV of the development to partially offset the significant infrastructure costs, which have been estimated to be approximately $6.41M. Page 4 LRB PUBLIC FINANCE ADVISORS | 41 NORTH RIO GRANDE, SUITE 101 | SALT LAKE CITY, UT 84101 SECTION II: NORTHWEST QUADRANT COMMUNITY REINVESTMENT AREA FIGURE 2.1: NWQ PROJECT AREA Phase IV includes a 25.1-acre parcel newly annexed into the NWQ CRA. Due to the conditions of the parcel that make up Phase IV, as well as the absence of existing stormwater conveyance infrastructure available to serve the site, a comprehensive storm drain solution is required to enable development. Achieving buildable elevations will require import fill, along with a full stormwater management system incorporating engineered swales and detention facilities to meet City standards and protect downstream resources. The site also carries potential legacy environmental contamination, requiring the installation of an environmentally rated vapor barrier beneath any building footprints to mitigate exposure risks. Absent tax increment reimbursement, the site’s existing challenges and conditions substantially increase the cost burden associated with development. OVERVIEW AND SUMMARY OF THE NORTHWEST QUADRANT CRA The Northwest Quadrant CRA or NWQ CRA is located immediately west of the Salt Lake City International Airport and north of Interstate 80. It contains over 3,000 acres of developable land near an international airport, major national and state highways, and national railway crossings. The Northwest Quadrant CRA will assist the State of Utah in competing with other global economic development regional hubs. Page 5 LRB PUBLIC FINANCE ADVISORS | 41 NORTH RIO GRANDE, SUITE 101 | SALT LAKE CITY, UT 84101 After adopting the NWQ CRA Project Area Plan and entering into the Interlocal Cooperation Agreement with the City, the Utah State Legislature made the Northwest Quadrant CRA part of the State’s Inland Port Authority and most of the tax increment and governing powers are controlled by the Inland Port Authority. However, the Interlocal Cooperation Agreement, attached as Appendix C, was grandfathered and permitted the Agency to receive 75% of the City’s property tax increment for a 20-year period. The Developer in the Tax Increment Reimbursement Application, attached as Appendix A, and the Developer’s TIR Narrative, attached as Appendix B, requests that the Agency authorize reimbursement of 70% of all Tax Increment generated and received by the Agency related to Phase IV f the Global Logistics Center project. The Developer has indicated to the Agency that they will have over $2.29 million in tax increment reimbursement qualified expenses. These expenses will include both system-wide infrastructure projects that will facilitate development within the entire Northwest Quadrant CRA and project specific infrastructure expenses on the Developer’s Phase IV development, which will include over 355K square feet of light industrial and manufacturing space. As depicted in Table 2.1 below, the Project is anticipated to create over $71.2 million of new assessed value and generate 309 jobs. It is estimated that the system-wide infrastructure investment will enable the development of billions in additional assessed value. TABLE 2.1: PHASE IV PROJECTIONS DEVELOPMENT PHASE SQ FT NEW SSESSED TOTAL JOBS Phase IV 355,176 $71,154,556 309 TOTAL 355,176 $71,154,556 309 INFRASTRUCTURE EXPENSES In the Tax Increment Reimbursement Application (Appendix A), the Developer has provided an estimate of $6,412,487 for both system-wide infrastructure projects and project specific infrastructure projects (deemed to be qualified tax increment reimbursement expenses), which are critical for the development of Phase IV of the development. Table 2.2 outlines the $4,407,511 of system-wide tax increment reimbursement qualified expenses, as identified by the Developer. TABLE 2.2: SYSTEM-WIDE INFRASTRUCTURE COSTS DESCRIPTION TOTAL COST Mobilization $56,773 SWPPP $60,950 Earthwork $217,675 Site Work $191,764 Concrete & HMA $220,648 Waterline Extension $341,815 Storm Drain $200,007 Dry Utilities $118,950 Hydro Seed $42,000 Site Wide - Import Fill $747,938 Storm Drain Easement $1,600,307 Land Dedication $608,685 TOTAL SYSTEM-WIDE INFRASTRUCTURE COSTS $4,407,511 Page 6 LRB PUBLIC FINANCE ADVISORS | 41 NORTH RIO GRANDE, SUITE 101 | SALT LAKE CITY, UT 84101 Table 2.3 outlines the $2,004,977 of project specific tax increment reimbursement qualified expenses within Phase IV development, as identified by the Developer. TABLE 2.3: PROJECT SPECIFIC INFRASTRUCTURE COSTS DESCRIPTION TOTAL COST Building Pad Import Fill $310,241 20 Mil Vapor Barrier $829,715 Soft Spot Repair $88,268 Insulated Sandwich Panels $776,754 Solar Panels N/A TOTAL PROJECT-SPECIFIC INFRASTRUCTURE COSTS $2,004,977 DEVELOPMENT ASSUMPTIONS Development assumptions for the Phase IV development were provided by the Developer, as well as the usage of comparable parcels. Table 2.4 includes the development assumptions used for this analysis, including a Moderate and High development scenario. TABLE 2.4: DEVELOPMENT ASSUMPTIONS ASSUMPTION MODERATE SCENARIO HIGH SCENARIO Phase IV Acres 25.10 25.10 Incremental Land Value $7.73/Square Foot $7.73/Square Foot Building Value $140.04/Square Foot $160.49/Square Foot Personal Property Value 10% of Building Value 10% of Building Value Land Use Flex/Light Industrial Flex/Light Industrial Absorption Schedule 2025 2025 Using these assumptions, the Phase IV development will create between an additional $63,164,792 and $71,154,556 in assessed value. Table 2.5 depicts the project assessed value of the development for the Moderate Scenario and Table 2.6 depicts the project assessed value of the development for the High Scenario. TABLE 2.5: PHASE 4 PROJECTED TAXABLE VALUE: MODERATE SCENARIO TAX YEAR SQUARE FEET BUILDING VALUE LAND VALUE PERSONAL PROPERTY TOTAL INCREMENTAL Building 1 2025 164,988 $23,105,469 $3,925,586 $2,310,547 $29,341,602 Building 2 2025 190,188 $26,634,561 $4,525,174 $2,663,456 $33,823,191 TOTAL 355,176 $49,740,029 $8,450,760 $4,974,003 $63,164,792 TABLE 2.6: PHASE 4 PROJECTED TAXABLE VALUE: HIGH SCENARIO TAX YEAR SQUARE FEET BUILDING VALUE LAND VALUE PERSONAL PROPERTY TOTAL INCREMENTAL Building 1 2025 164,988 $26,479,507 $3,925,586 $2,647,951 $33,053,044 Building 2 2025 190,188 $30,523,944 $4,525,174 $3,052,394 $38,101,512 TOTAL 355,176 $57,003,450 $8,450,760 $5,700,345 $71,154,556 Page 7 LRB PUBLIC FINANCE ADVISORS | 41 NORTH RIO GRANDE, SUITE 101 | SALT LAKE CITY, UT 84101 SECTION III: PUBLIC BENEFITS ANALYSIS EVALUATION OF THE REASONABLENESS OF THE COSTS OF THE PROPOSED PROJECT AREA DEVELOPMENT Projected costs include system-wide infrastructure that will allow for development of the Northwest Quadrant CRA and site-specific infrastructure for over 355K square feet of light/flex industrial space. The Developer has identified over $6.41 million of infrastructure costs, which are identified in Table 3.1. TABLE 3.1: TOTAL INFRASTRUCTURE COSTS DESCRIPTION TOTAL COST Mobilization $56,773 SWPPP $60,950 Earthwork $217,675 Site Work $191,764 Concrete & HMA $220,648 Waterline Extension $341,815 Storm Drain $200,007 Dry Utilities $118,950 Hydro Seed $42,000 Site Wide - Import Fill $747,938 Storm Drain Easement $1,600,307 Land Dedication $608,685 $829,715 $88,268 Insulated Sandwich Panels $776,754 Solar N/A TOTAL INFRASTRUCTURE COSTS $6,412,487 The infrastructure costs are comparable to other construction projects within the Wasatch Front. Additional information regarding the infrastructure costs can be found in the Developer’s TIR Narrative at the end of this document and included in Appendix B. EFFORTS MADE TO MAXIMIZE PRIVATE INVESTMENT Private investment in the Northwest Quadrant CRA and specifically within the proposed Phase IV of the development will be significant. Based on the information provided by the Developer, the private investment for the system-wide improvements and the Phase IV Development will be between $63 and $71 million. RATIONALE FOR USE OF TAX INCREMENT FUNDS The site requires remediation and infrastructure investment. Additionally, the Developer is investing over $6.41 million of infrastructure costs including a full stormwater management system, incorporating engineered swales and detention facilities to meet the City’s standards and applicable environmental regulations. “But for” the use of tax increment, the necessary system-wide infrastructure investment would not be feasible and the land within the [Northwest Quadrant CRA or Page 8 LRB PUBLIC FINANCE ADVISORS | 41 NORTH RIO GRANDE, SUITE 101 | SALT LAKE CITY, UT 84101 Phase IV of the development] would remain in its underutilized state and continue to generate minimal benefit to the City and its residents. The parcel that makes up Phase IV is part of a parent parcel that is 838 acres that will be subdivided into 25 acres by the end of 2025. Phase IV’s full parcel of the Development area was generating $1,433 in annual property tax revenue for the City on $155,080 mostly vacant/agricultural land. For the purposes of this analysis, it was assumed that the subdivided 25-acre parcel, or three percent of the total parent parcel, has a base value of $4,644 and generates $43. Through the investment of tax increment funds, the property within Phase IV of the development is projected to generate up to $226,257 in annual property tax increment for the City on $71,154,556 of assessed value. This substantial increase would not be realized without public participation. Table 3.2 breaks out these projections by the phase of development. TABLE 3.2: ASSESSED VALUE (13 YEARS) DEVELOPMENT PHASE SQ FT NEW ASSESSED VALUE ODERATE CENARIO NEW ASSESSED VALUE IGH CENARIO Building 1 164,988 $29,341,602 $33,053,044 Building 2 190,188 $33,823,191 $38,101,512 TOTAL 355,176 $63,164,792 $71,154,556 ESTIMATE OF TOTAL AMOUNT OF PROJECT AREA FUNDS THE AGENCY ESTIMATES TO SPEND ON DEVELOPMENT The Agency has not yet negotiated tax increment participation with the Developer for Phase IV of the development. This public benefit analysis will help guide the negotiation. The Agency has entered into an interlocal agreement (Appendix C) with the City whereby the City will pass through 75% of the tax increment generated in the NWQ. In addition, the City, Agency, and Developer may enter into a development agreement which provides that the Developer is eligible to receive 70% of the tax increment received by the Agency pending the successful completion of an application, review, and approval process. The Development is projected to generate between $1,958,280 and $2,206,003 during the remaining 13-year life of the CRA (20-year life for the entire CRA but 13-year life for Phase IV of development). Table 3.3 outlines the tax increment projections. TABLE 3.3: AGENCY TAX INCREMENT PROJECTIONS (13 YEARS) ASSUMPTION MODERATE CENARIO IGH CENARIO Development Assessed Incremental Value $63,164,792 $71,154,556 2025 City Tax Rate Total City Tax Increment $2,611,041 $2,941,337 Participation Rate 75% 75% TOTAL AGENCY TAX INCREMENT $1,958,280 $2,206,003 NPV (4.75%) $1,436,560 $1,618,285 The Developer has requested 70% of the Agency’s portion of tax increment related to Phase IV of the Development, which is projected to be between $1,370,796 and $1,544,202. Table 3.4 depicts an estimate of how much TIF will be generated within Phase IV and an allocation of how the Agency has determined to utilize the tax increment under the Interlocal Agreement. Page 9 LRB PUBLIC FINANCE ADVISORS | 41 NORTH RIO GRANDE, SUITE 101 | SALT LAKE CITY, UT 84101 TABLE 3.4: USES OF TAX INCREMENT USE PERCENTAGE MODERATE SCENARIO HIGH SCENARIO TOTAL NPV (4%) TOTAL NPV (4%) Tax Increment Reimbursement 70% $1,370,796 $1,005,592 $1,544,202 $1,132,799 CRA Housing 10% $195,828 $143,656 $220,600 $161,828 CRA Administration and Operations 10% $195,828 $143,656 $220,600 $161,828 Shared Costs 10% $195,828 $143,656 $220,600 $161,828 TOTAL SES OF AX NCREMENT ANTICIPATED PUBLIC BENEFIT FROM THE PROPOSED DEVELOPMENT REVENUES PROPERTY TAX Using the City’s 2025 certified tax rate, the Development will generate between approximately $2.6 and $2.9 million of property tax revenue for the City during the 13-year life of the CRA, or an annual average of between $200,849 and $226,257. This is a significant increase over the $588 of base year taxes generated during the same period. Table 3.5 summarizes the City’s property tax revenue. TABLE 3.5: CITY PROPERTY TAX REVENUE (13 YEARS) The Development is projected to generate between $2.54 and $2.86 million of property tax revenue for the other taxing entities within the Development. Under HB 433, the Utah Inland Port Authority is authorized to collect these revenues. Table 3.6 outlines the property tax revenues of the other taxing entities. TABLE 3.6: TAXING ENTITY PROPERTY TAX REVENUE (13 YEARS) TAXING ENTITY MODERATE CENARIO ALUE IGH CENARIO ALUE SLC School District $3,093,016 $3,484,282 Salt Lake County $1,028,816 $1,158,961 Salt Lake City $652,760 $735,334 Salt Lake City Library $0 $0 Metro Water Salt Lake $268,494 $302,458 Salt Lake City Mosquito Abatement District $133,836 $150,767 Central Utah Water Conservancy District $328,433 $369,980 Multicounty Assessing & Collecting Levy $11,495 $12,949 County Assessing & Collecting Levy $111,667 $125,793 13-YEAR NEW DEVELOPMENT PROPERTY TAX TOTAL $2,535,501 $2,856,242 SALES TAX ASSUMPTION MODERATE CENARIO ALUE HIGH SCENARIO VALUE 2025 City Tax Rate 0.003180 0.003180 Base Year Value $4,644 $4,644 Annual Base Year Property Tax Revenue $43 $43 13-year Base Year City Property Tax Total $192 $192 13-Year Base Year Property Tax Total $558 $558 New Development Value $63,164,792 $71,154,556 Average Annual New Development City Property Tax Revenue $200,849 $226,257 13-YEAR NEW DEVELOPMENT CITY PROPERTY TAX TOTAL $2,611,041 $2,941,337 Page 10 LRB PUBLIC FINANCE ADVISORS | 41 NORTH RIO GRANDE, SUITE 101 | SALT LAKE CITY, UT 84101 While industrial users typically do not generate sales of goods, some large industrial spaces have cafeterias to serve employees. However, for the purposes of this analysis, it is assumed that any annual gross taxable sales within their cafeterias will be negligible and no sales tax revenue is included. FRANCHISE TAX The City charges a municipal energy (“franchise”) tax on all taxable electric and natural gas sales within the City. Estimated average electric and natural gas usages were estimated via information from the U.S. Energy Information Administration (EIA). Average prices were determined using information from the EIA and Enbridge Gas. The actual franchise tax benefit will increase or decrease with the performance of the solar infrastructure. Table 3.7 summarizes the City’s projected franchise tax revenue. TABLE 3.7: CITY FRANCHISE TAX REVENUE (13 YEARS) ASSUMPTION MODERATE IGH ALUE Average Industrial Consumption (kWh) per SF 5.8157 Average Industrial Price (Dollar/kWh) $0.08 Average Industrial Natural Gas Use (Dth) per SF 0.01930 Average Industrial Price per Dth $6.45 Average Annual Franchise Tax $14,217 13-YEAR FRANCHISE TAX REVENUE TOTAL $184,824 CLASS B/C ROAD FUNDS Utah Department of Transportation (“UDOT”) distributes road funds to cities based on both a population distribution and a weighted road mile distribution. The Development will not increase the City’s population but includes 0.108 miles of new roads, which equates to 0.54 weighted miles.2 The Development is projected to generate $8,238 in Class B/C Road Funds Table 3.8 depicts the Class B/C Road Fund revenues. TABLE 3.8: CLASS B/C ROAD FUNDS (13 YEARS) ASSUMPTION MODERATE IGH FY 2025 Weighted $ per Mile $1,039 Miles of Road (Weighted) 0.540 Growth Rate 2.00% Average Annual Class B/C Road Funds $634 13-YEAR CLASS B/C ROAD FUNDS TOTAL $8,238 TOTAL CITY REVENUES The Development is projected to produce between approximately $2.80 and $3.13 million of total City Revenue during the 13-year life of the CRA. This is a substantial increase over the $588 that would be produced if the NWQ remained in its current underutilized state. Table 3.9 summarizes the City’s total Development revenues. 2 Based on Class B and C Roads Apportionment Formula (Utah Code 72-2-108) Page 11 LRB PUBLIC FINANCE ADVISORS | 41 NORTH RIO GRANDE, SUITE 101 | SALT LAKE CITY, UT 84101 TABLE 3.9: TOTAL CITY REVENUES (13 YEARS) REVENUE TYPE MODERATE CENARIO VALUE HIGH CENARIO VALUE Property Tax $2,611,041 $2,941,337 Franchise Tax $184,824 $184,824 Class B/C Road Funds $8,238 $8,238 13-YEAR REVENUE TOTAL $2,804,102 $3,134,399 EXPENDITURES The Development will also create additional General Government, Public Safety and Public Works expenses for the City. These expenses are calculated by multiplying the City’s total cost per $ assessed value by the Development’s projected assessed value. Additionally, the analysis factors in the cost to service the projected land uses within the Development. GENERAL GOVERNMENT TABLE 3.10: TOTAL GENERAL GOVERNMENT EXPENSE (13 YEARS) ASSUMPTIONS MODERATE CENARIO IGH CENARIO 2024 Salt Lake City Assessed Value $56,932,846,081 $56,932,846,081 2024 General Government Expenditures $8,173,277 $8,173,277 Cost per $ Assessed $0.00014 $0.00014 Development Assessed Value $63,164,792 $71,154,556 Inflation 3.0% 3.0% 13-YEAR GENERAL GOVERNMENT TOTAL $9,482 $10,681 PUBLIC SAFETY TABLE 3.11: TOTAL PUBLIC SAFETY EXPENSE (13 YEARS) ASSUMPTIONS MODERATE CENARIO ALUE IGH CENARIO ALUE 2024 Salt Lake City Assessed Value $56,932,846,081 $56,932,846,081 2024 Public Safety Expenditures $182,524,975 $182,524,975 Cost per $ Assessed $0.00321 $0.00321 Development Assessed Value $63,164,792 $71,154,556 Inflation 3.0% 3.0% 13-YEAR PUBLIC SAFETY TOTAL $211,741 $238,524 PUBLIC WORKS TABLE 3.12: TOTAL PUBLIC WORKS EXPENSE (13 YEARS) ASSUMPTIONS MODERATE CENARIO VALUE HIGH CENARIO VALUE 2024 Salt Lake City Assessed Value $56,932,846,081 $56,932,846,081 2024 Public Works Expenditures $51,201,349 $51,201,349 Cost per $ Assessed $0.00090 $0.00090 Development Assessed Value $63,164,792 $71,154,556 Inflation 3.0% 3.0% 13-YEAR PUBLIC WORKS TOTAL $64,905 $73,114 Page 12 LRB PUBLIC FINANCE ADVISORS | 41 NORTH RIO GRANDE, SUITE 101 | SALT LAKE CITY, UT 84101 TOTAL CITY EXPENDITURES TABLE 3.13: TOTAL CITY EXPENSE (13 YEARS) ASSUMPTIONS MODERATE CENARIO VALUE HIGH CENARIO VALUE Estimated Budget (TIF Estimates) $1,958,280 $2,206,003 General Government $9,482 $10,681 Public Safety $64,905 $73,114 Public Works $211,741 $238,524 13-YEAR CITY EXPENSE TOTAL $2,244,407 $2,528,322 NET BENEFIT Phase IV of development are projected to have a total City net benefit of up to $606,077 during the 13-year life of the CRA. Any tax increment reimbursement up to this amount will still provide a net benefit to the City. Table 3.14 outlines the net benefit of the Development assuming both a moderate and high scenario valuation. NET BENEFITS SUMMARY ANALYSIS (REVENUES COMPARED TO EXPENSES) TABLE 3.14: TOTAL DEVELOPMENT NET BENEFIT (13 YEARS) ASSUMPTIONS MODERATE CENARIO ALUE IGH CENARIO ALUE Total Revenues $2,804,102 $3,134,399 Total Expenses ($2,244,407) ($2,528,322) NET BENEFIT $559,695 $606,077 THE ASSOCIATED BUSINESS AND ECONOMIC ACTIVITY THE PROPOSED DEVELOPMENT WILL LIKELY STIMULATE FULL-TIME JOB CREATION It is anticipated that Phase IV of development will produce nearly 309 jobs. This is calculated by taking the average industrial job per square foot in Salt Lake City and multiplying it by the square footage of Phase IV of the development. This analysis assumes the average salary will be $80,808 3, which represents the average salary of various industrial wages within Utah. Table 3.15 depicts the full-time jobs created by Phase IV of development. TABLE 3.15: FULL-TIME JOBS ASSUMPTIONS VALUE Total Square Feet 355,176 Job Per SF 0.0009 Total Projected Employees 309 Average Manufacturing Wage $80,808 Growth Rate 2.00% Average Annual Salaries $29,084,991 13-YEAR SALARY TOTAL $378,104,878 3 Average annual wages for Manufacturing jobs in Salt Lake City. See Utah Department Of Workforce Services, Workforce Research & Analysis, Annual Report Of Labor Market Information, 2023 Page 13 LRB PUBLIC FINANCE ADVISORS | 41 NORTH RIO GRANDE, SUITE 101 | SALT LAKE CITY, UT 84101 These wages will be reinvested into the local economy through purchases of goods, services, home, etc. Additionally, these wages will create additional jobs within the community. CONSTRUCTION BENEFIT Phase IV will also create a significant number of construction jobs and investment over the absorption period. The average construction wage is $90,600 4 per year. The analysis assumes during the construction period, there will be 170 construction workers in the Project. This will produce an average additional $15.42 million in annual wages. Table 3.16 depicts the Development construction wages. TABLE 3.16: CONSTRUCTION JOBS ASSUMPTIONS VALUE Construction Workers 170 Average Annual Wage $90,600 Absorption Period 1 Year TOTAL CONSTRUCTION SALARIES $15,418,394 In addition to the construction jobs, construction materials and supplies will also be purchased within the community. This could be a significant benefit, depending on the amount of materials and supplies purchased within the City. WHETHER TAX INCREMENT PARTICIPATION IS NECESSARY AND APPROPRIATE Our review and analysis has concluded that Tax Increment participation is necessary and appropriate for the following reasons:  Extraordinary Site and Location Improvements Necessary for Development: There are significant extraordinary infrastructure impediments in the Northwest Quadrant CRA and particularly within Phase IV of the Development, including import fill and environmental mitigation.  Tax Increment Participation Mitigates Several System-Wide Infrastructure Impediments: Public participation in the form of Tax Increment reimbursement will assist the developer and the Agency in removing several impediments and system-wide infrastructure investments that based on our professional opinion will lead to substantial development with the remaining Northwest Quadrant CRA and specifically within Phase IV of the development.  Tax Increment Participation will lead to Significant Growth in the Area’s Tax Base: Phase IV of development has the potential to create millions in new assessed value within an underutilized area that has generated very little tax revenue historically for the City and other taxing entities.  Current Capital Markets are not Sufficient to Cover the Extraordinary Costs: With the increases in construction costs and significant increase in interest rates over the past 2-4 year period, access to capital investment in Phase IV is significantly limited by virtue of these two factors. In essence, capital markets are likely to be able to cover the traditional “private” investment costs of Phase IV of Development but not the entire system-wide and project 4 Average annual wages for Construction jobs in Salt Lake City. See Utah Department Of Workforce Services, Workforce Research & Analysis, Annual Report Of Labor Market Information, 2023 Page 14 LRB PUBLIC FINANCE ADVISORS | 41 NORTH RIO GRANDE, SUITE 101 | SALT LAKE CITY, UT 84101 specific infrastructure needed to support the over 355K square feet of development. “But for” the Tax Increment Reimbursement to the Developer, we believe Phase IV will remain underutilized and vacant for the foreseeable future. Page 15 LRB PUBLIC FINANCE ADVISORS | 41 NORTH RIO GRANDE, SUITE 101 | SALT LAKE CITY, UT 84101 APPENDIX A: TIR APPLICATION Project Name Total Project Cost Estimated Financial Gap Estimated Project Start Date Estimated Project Completion Date Project Street Address City State Zip Contact Name Contact Phone Contact Email Address Business Name Tax ID Number Street Address City State Zip Entity Type:☐ LLC ☐ 501(c) 3 ☐ Partnership ☐ Joint Venture ☐ C Corp ☐ Other: % Ownership ☐ Yes ☐ NoAre there any judgments or liens outstanding against the applicant? Name, Title ☐ Sole Owner 451 South State Street, Room 418, PO Box 145518, Salt Lake City, Utah 84114 I 801-535-7240 I www.slcrda.com I: P R O J E C T S U M M A R Y Ownership - Provide the following information for officers and shareholders owning 10% or more of the entity. ☐ S Corp II : A P P L I C A N T S U M M A R Y Date of Application Role in Proposed Project PART A APPLICATION The Part A Application for the Tax Increment Reimbursement Program ("Program") is the first part of a two-part process to request tax increment reimbursement ("Reimbursement") from the Redevelopment Agency of Salt Lake City ("RDA"). Please complete the application in full and provide supplemental documentation as indicated in section VIII: Attachments . Within 10 business day of submission, RDA staff will notify the applicant if the Part A application is approved. Once Part A is approved, the applicant will be invited to submit the Part B application. RDA TIR PROGRAM PART A APPLICATION PAGE 1 38.2 LP 18.1 LP 36.1 Manager GLC Phase 4a 8/6/202 $64,350,000 $5,000,000 Sept 2025 October 2026 7588 W 700 N SLC UT 841116 801.842.2608 baron@slc-glc.com NWQ, LLC 82-1888568 6628 W 700 N Ste:501 SLC UT 84116 4 Blue Field NWQ, LLC MEWF 3 NWQ, LLC NWQ GP, LLC 4 ☐ Other: ☐ Yes ☐ No ☐ Yes ☐ No ☐ Renovation/Rehabilitation of Existing Structure(s)☐ Addition to Existing Structure Does the project require a zoning change or variance, conditional use permit, subdivision, or other planning or zoning approval (including historic preservation)? What is the current and proposed zoning and use of the site? ☐ Yes ☐ No If yes, will the proposed project displace residents or businesses? Building area, (sq feet) ☐ Energy Efficiency Upgrades Land area (acres) If the applicant does not currently own the site, explain how site control has been or will be obtained, including timing of acquisition. ☐ New Construction, Undeveloped Site ☐ New Construction, Demolition of Existing Structures Construction Type: Project Summary: Provide a brief summary of the project. II I : D E V E L O P M E N T O V E R V I E W Is the site occupied? RDA TIR PROGRAM PART A APPLICATION PAGE 2 4 25.1 Approx 375k sqft The project will consist of 2 warehouse buildings and a road to be constructed and dedicated to Salt Lake City M-1 4 4 4 ☐ No ☐ West Temple Gateway If a planning or zoning approval is required, indicate if this process has been initiated and provide a timeline. Option II: Single-Property Community Reinvestment Area ("CRA") Option I: Existing Project Area Project is located in an existing Project Area and meets a corresponding Project Area Objective. Describe how the proposed project aligns with the Objectives as provided through the most recent Project Area Strategic Plan as adopted by the RDA Board of Directors. Which RDA Project Area is the proposed project located? ☐ Central Business District If Yes, please only fill out "Option I: Existing Project Area" fields in Section V Is the project located within an existing RDA Project Area?☐ Yes III: DEVELOPMENT OVERVIEW V. P R O J E C T O B J E C T I V E S Refer to the RDA Tax Increment Reimbursement Program Policies & Guidelines for more information on Project Objective Requirements. If No, please only fill out "Option II: Single-Property Community Reinvestment Area" field in Section V IV . EL I G I B I L I T Y 1) Explain how the proposed project will result in a minimum of a $12 million investment of private capital and expenditures. Project is not located in an existing Project Area, but will fulfill economic development objectives as described in the answers to the five questions below: ☐ Central City ☐ Depot District ☐ Granary District ☐ North Temple RDA TIR PROGRAM PART A APPLICATION PAGE 3 NWQ is not listed above. 4 ☐ Transit Alternatives ☐ Economic Impact ☐ Affordable Housing: AMI Targets ☐ Affordable Housing: Special Populations ☐ Affordable Housing: Neighborhood Opportunity Does the proposed project include a Public Benefit that may qualify it for increased incentives? Check all that apply. ☐ Architecture & Urban Design ☐ Historic Preservation ☐ Permanent Job Creation VI I : A P P L I C A N T E X P E R I E N C E ☐ Sustainability ☐ Public Amenities ☐ Adaptive Reuse Describe how the proposed project will meet the criteria for each of the Public Benefits selected above. 5) Explain how the proposed project employs sustainable construction practices consistent with a reputable sustainable building program. V. P R O J E C T O B J E C T I V E S ( C O N T I N U E D ) VI : P U B L I C B E N E F I T 2) Demonstrate how the proposed project as a single-property CRA results in job retention/expansion and/or job creation. 3) Describe how the tax increment reimburement is necessary for the proposed project to succeed. 4) Confirm that the business is an existing Salt Lake City-based business, and describe how the tax increment reimbursement will result in the business remaining or expanding in Salt Lake City. RDA TIR PROGRAM PART A APPLICATION PAGE 4 Role Years of Experience Architect Contractor Developer Owner Property Manager /Marketing Agent Other Other Check if Complete ☐ ☐ ☐ • 4: Preliminary plans (include renderings if available)☐ • 5: Market study (if available) *ONLY for Single-Property CRA ☐ The applicant must attach the following to assist in verficiation of the funding gap. (please label accordingly) • 1: Sources and uses (template may be utilized) • 3: Operating pro forma (template may be utilized) VI I : A P P L I C A N T E X P E R I E N C E Development Team: Please provide the following information for each relevant development team member. Firm/Organization Contact Name, Email • 2: Appraised project value VI I I : A T T A C H M E N T CH E C K L I S T RDA TIR PROGRAM PART A APPLICATION PAGE 5 AEUrbia Tom Stuart NWQ, LLC NWQ, LLC CBRE Tom Dischmann By (signature) Title Date I/We hereby certify that all statements in this application are true and complete and are made for the purpose of obtaining credit. I/We fully understand that it is a federal crime punishable by fine or imprisonment or both to knowingly make any false statements concerning any of the above facts, as applicable under the provisions of Title 18, United States Code, Section 101. Applicant (print) X: C E R T I F I C A T I O N Applicant Certification Tax Increment Reimbursement Calculation A sample Tax Increment Reimbursement calculation is attached to this application as Exhibit A. The formula below is to calculate the potential maximum total tax increment reimbursement generated from the proposed improvements and available to a developer shall be as follows: IX : T I R C A L C U L A T I O N a. Step 1: Calculate the Total Annual Tax Increment  The difference between the base taxable value of the proposed project prior to improvements and the estimated new growth in taxable value resulting from the improvements. (New Growth – Base Value)  Multiplied by the current Salt Lake County effective tax rate. (New Growth – Base Value) x (Effective Tax Rate) = Total Annual TI b. Step 2: Calculate the Annual Tax Increment Collected by the RDA  Total Annual TI multiplied by the percentage of TI collected from the taxing entities by the RDA (Total Annual TI) x (% of TI collected by the RDA) = Annual TI Collected by the RDA c. Step 3: Calculate the 1 st Year Developer Allocation  (Annual TI Collected by the RDA) x (Developer’s Reimbursement Split [defined below]) = Estimated Year 1 TI Reimbursement to Developer (Refer to Section 2.4: Reimbursement Split for more information on calculating the split between the RDA and the developer.) d. Step 4: Calculate the Maximum Amount of Tax Increment Available to the Developer Over the Term of the TI Reimbursement Agreement.  (Estimated Year 1 Tax Increment Reimbursement to Developer) x (the Term of the Reimbursement Agreement*) = Total Developer Tax Increment Available Over the Term *Note: An annual growth multiplier based on current economic conditions may be applied to this calculation. RDA TIR PROGRAM PART A APPLICATION PAGE 6 Baron Gajkowski Project Manager 08.26.25 Page 22 LRB PUBLIC FINANCE ADVISORS | 41 NORTH RIO GRANDE, SUITE 101 | SALT LAKE CITY, UT 84101 APPENDIX B: TIR NARRATIVE Qualification & Analysis Narrative Narrative Request for Phase 4 Development – Northwest Quadrant, Salt Lake City We respectfully submit this narrative in support of the proposed development of Phase 4, a 25.1-acre parcel located within the Northwest Quadrant of Salt Lake City and newly annexed into the NWQ, LLC Master Development Agreement. The site currently faces substantial barriers to development due to unresolved environmental and infrastructure constraints. Site Challenges and Conditions The subject parcel is characterized by poor subsurface conditions, including low-lying topography and previously disturbed soils, which render the site undevelopable without significant import fill to achieve buildable elevations and meet required grades for drainage and building foundations. Additionally, no existing stormwater conveyance infrastructure is available to serve the site. To enable any meaningful development, a comprehensive storm drain solution must be implemented, including engineered roadside swales and detention features to manage on-site runoff and protect downstream waterways in accordance with City standards and applicable environmental regulations. Furthermore, the site is subject to legacy environmental concerns, including the potential for contamination stemming from historic land uses and adjacent disturbed properties. This requires the installation of an environmentally rated vapor barrier to be installed across building footprints to properly mitigate risks of environmental exposure. Burdened Cost Narrative Understanding the current challenges and conditions that exist for the Northwest Quadrant, development encounters significant hurdles that impede growth and the future build out of the area. If not for tax increment reimbursement, these hurdles of import fill, environmental mitigation, and necessary infrastructure improvements would burden the project to the point that financial feasibility is greatly impacted. Page 25 LRB PUBLIC FINANCE ADVISORS | 41 NORTH RIO GRANDE, SUITE 101 | SALT LAKE CITY, UT 84101 APPENDIX C: INTERLOCAL COOPERATION AGREEMENT Page 78 LRB PUBLIC FINANCE ADVISORS | 41 NORTH RIO GRANDE, SUITE 101 | SALT LAKE CITY, UT 84101 APPENDIX D: MASTER DEVELOPMENT AND REIMBURSEMENT AGREEMENT This page has intentionally been left blank Item C6 COMMUNITY REINVESTMENT AGENCY OF SALT LAKE CITY 451 SOUTH STATE STREET, ROOM 304 P.O. BOX 145476, SALT LAKE CITY, UTAH 84114-5476 SLC.GOV/COUNCIL TEL 801-535-7600 FAX 801-535-7651 MOTION SHEET COMMUNITY REINVESTMENT AGENCY of SALT LAKE CITY TO:Community Reinvestment Agency Board FROM: Kate Werrett Budget & Policy Analyst DATE:March 10, 2026 RE: MOTION SHEET – USA CLIMBING AT RIO GRANDE DISTRICT – SALT LAKE MATTRESS COMPANY BUILDING MOTION 1 – ADOPT I move that the Board adopt a resolution amending and restating the lease rate and terms for USA Climbing Headquarters and Training Facility at approximately 500 West and 300 South. MOTION 2 – NOT ADOPT I move that the Board proceed to the next agenda item. CITY COUNCIL OF SALT LAKE CITY 451 SOUTH STATE STREET, ROOM 304 P.O. BOX 145476, SALT LAKE CITY, UTAH 84114-5476 SLCCOUNCIL.COM TEL 801-535-7600 FAX 801-535-7651 BOARD STAFF REPORT CITY COUNCIL of SALT LAKE CITY tinyurl.com/SLCFY26 TO:CRA Board Members FROM:Kate Werrett, Budget and Policy Analyst DATE:March 10, 2026 RE:USA Climbing at Rio Grande District – Salt Lake Mattress Company Building ________________________________________________________________________________ ISSUE AT-A-GLANCE This staff report includes a request from the Community Reinvestment Agency (CRA) staff for guidance regarding potential modifications to Resolution No. 13 of 2024, which authorizes the lease rate and terms for the USA Climbing Headquarters and Training Facility located at approximately 500 West 300 South. Under this resolution, the CRA agreed to support USA Climbing (USAC) in the rehabilitation of the historic Salt Lake Mattress Company (SERTA Building) Building by providing $6 million in rehabilitation funding. Subsequent construction cost estimates exceeded initial projections, and USAC is unable to cover the additional expenses. Two potential options have been identified for consideration to determine the path forward. CRA staff is seeking guidance from the CRA Board regarding these options and direction on how to proceed. Goal of the briefing: Receive details regarding changes to the existing resolution, discuss the proposed modifications, and provide direction to CRA staff. ADDITIONAL & BACKGROUND INFORMATION USA Climbing is developing construction plans for its headquarters, which will be located at approximately 500 West 300 South. This location is within the CRA’s Rio Grande District and is located within the expired CRA Depot District as well as the SL Central Housing and Transit Reinvestment Zone (HTRZ) project area. To support catalytic development within the CRA’s project area, the CRA is collaborating with USA Climbing on the headquarters project, which is anticipated to draw visitors, spur investment, and contribute to a more active and well-utilized surrounding area. The attached resolution includes the details of the term sheet and of the USAC agreement. The project’s public benefits included in the resolution include: Equitable and inclusive programming Transportation demand management strategies Activation of the historic Salt Lake Mattress Company Building Design, construction, management, and participation in the maintenance of an outdoor plaza The SERTA Building rehabilitation was anticipated to save the shell of the building, not the interior. USAC received a $7.3 million cost estimate to complete this renovation work. USAC does not have the capacity to contribute the additional $1.3 million required for the rehabilitation and has therefore proposed two options for moving forward: Page | 2 Option 1: The CRA provides an additional $1.3 million to support the rehabilitation of the building shell. To fund this request, the CRA would need to reallocate resources from other projects or programs. Option 2: USAC has proposed taking the building down and rebuilding the structure with concrete masonry brick walls and the original brick used as both interior and exterior facades throughout. The building would be more structurally sound and would be built to meet the CRA’s Sustainable Development Policy. NOTE: If this option is selected, USAC will need an additional $250,000 to move forward with this option. The CRA could use contingency funds to cover this additional cost. Additional details on the proposed adaptive reuse and the reconstruction options are located within the CRA transmittal. ATTACHMENTS 1.CRA Transmittal: USA Climbing at Rio Grande District – Salt Lake Mattress Company Building 2.Resolution No. 13 of 2024 Authorizing Lease Rate and Terms for USA Climbing Headquarters and Training Facility at Approximately 500 West 300 South 3.Rio Grande District Vision and Implementation Plan USA Climbing at Rio Grande CRA Board of Directors March 10, 2026 Salt Lake Mattress Co. Building Background On January 13, 2026, the CRA outlined cost increases associated with USA Climbing’s planned adaptive reuse of the Salt Lake Mattress Company Building, and put forth a less expensive option to reconstruct the Building using its historic materials. On February 10, 2026, the Board requested that the CRA explore other options for site development/treatment of the Building, including construction of a smaller/more contemporary structure. Considerations USA Climbing is nearing completion of a design that meets all of their needs while satisfying the requirement to incorporate the Salt Lake Mattress Building in a meaningful way. Necessary uses are spread across both buildings. Changes to the Mattress Building could require changes to the larger facility. This would add significant redesign costs to the project and delay construction. Reconstruction would support the Board’s original goal of retaining the structure, and related components of the Board-endorsed Rio Grande District Plan. Given financial realities, proposal could be a good middle ground: not true preservation, but design matches historic conditions as closely as possible, and materials would be original to the building. Proposed Term Amendment Proposed Language: USA Climbing shall expend all reasonable efforts to reconstruct the Salt Lake Mattress Company Building to match historic conditions, including building placement, massing, and fenestration patterns, with exceptions subject to approval by CRA staff. The building shall be carefully deconstructed, and the historic bricks cleaned, safely stored, and reappointed to clad the interior and exterior of the structure. USA Climbing will take on the responsibility of paying the up-front costs of design, demolition, and reconstruction, and the CRA will reimburse USA Climbing a maximum of up to $6,250,000 for these costs. Current Language: “As part of the construction of the project, USA Climbing will take on the responsibility of paying the up-front costs of rehabilitating the historic Salt Lake Mattress Building. The [CRA] will reimburse USA Climbing up to $6 million for design and construction costs associated with seismic upgrades and building improvements needed to meet minimum building code requirements, unless a greater amount is approved by the [CRA] Board of Directors.” Next Steps If the Board chooses to adopt the resolution with amended term sheet: USA Climbing will advance the design of a reconstructed Mattress Building in accordance with the approved terms. The additional funding (up to $250,000) is allocated to the Rio Grande District Property Disposition & Site Work Project and will be made available for the design, demolition, and reconstruction of the Mattress Building. Salt Lake Mattress Co. Building Graphics from the Rio Grande District Vision & Implementation Plan (2024) 1907 2020 (post earthquake)2020 (post reinforcement) Salt Lake Mattress Co. Building USA Climbing HQ & National Training Center 310 S. 500 West development site and vicinity USA Climbing HQ & National Training Center On July 9, 2024, CRA Board approved term sheet for ground lease of Rio Grande site. Three (3) primary project components: New construction of primary climbing training facility Outdoor plaza Rehabilitation and activation of Salt Lake Mattress Co. Building CRA committed to reimburse USA Climbing up to $6 million for costs associated with rehabilitating Mattress Building. Approximate lease area Proposed Design Northern (front) facade Interface between Mattress Building and new construction Eastern facade Northeast corner Southern (rear) facade Challenges Eastern facade Northeast corner Southern (rear) facade Challenges Adaptive Reuse - $7.3 million Reconstruction - $6.25 million Considerations Consider proposed options for incorporation of the historic Salt Lake Mattress Company building into the USA Climbing project. Options include adaptive reuse OR reconstruction using historic materials. Both options would result in an aesthetically similar end product. Both options require additional funding (at different scales). Both options involve removal/reappointment of large swaths of historic brick. Reconstruction would minimize safety concerns during construction. Reconstruction would result in a more energy efficient building that supports USA Climbing’s goal to achieve on-site net zero status. SALT LAKE CITY TRANSMITTAL To:  Community Reinvestment Agency Chair Salt Lake City Council Chair Submission Date: 01/23/2026 Date Sent to Council: 01/27/2026 From: Department * Community Reinvestment Agency Employee Name: Stine, Robyn E-mail robyn.stine@slc.gov Community Reinvestment Agency Director Signature Mayor's Office Chief of Staff Signature Community Reinvestment Agency Director Signed Date 01/25/2026 Chief of Staff's Signed Date 01/27/2026 Subject: USA Climbing at Rio Grande District – Salt Lake Mattress Company Building Additional Staff Contact: Ashley Ogden, Senior Project Manager ashley.ogden@slc.gov Presenters/Staff Table Ashley Ogden, Senior Project Manager ashley.ogden@slc.gov Document Type Resolution Budget Impact? Yes No Budget Impact: $250,000 Recommendation: Review the amended term sheet and consider approving via attached resolution. Background/Discussion At the January 13, 2026, CRA Board Meeting, CRA staff provided an overview of two (2) options for incorporating the Mattress Building into the USA Climbing project: adaptive reuse or reconstruction. Based on discussion during the meeting, CRA sta ff have amended the Approved Terms to clarify that USAC will reconstruct the Mattress Building, with an increased reimbursement allowance of up to $6.25 million. Attachment A includes a redlined version of the amended terms. If the CRA Board chooses to adopt the amended term sheet, a draft resolution is included as Attachment B. Public Hearing Is there a City or State statutory requirement to hold a public hearing for this item?* Yes No The City Council reserves the option to hold and notice for a public hearing pursuant to their practices for public engagement. Does the City have a general practice to hold a public hearing for this item?* Yes No Public Process This page has intentionally been left blank SALT LAKE CITY COMMUNITY REINVESTMENT AGENCY SALT LAKE CITY CORPORATION 451 SOUTH STATE STREET, ROOM 115 WWW.SLC.GOV · WWW.CRA.SLC.GOV P.O. BOX 145518, SALT LAKE CITY, UTAH 84114-5518 TEL 801-535-7240 · FAX 801-535-7245 MAYOR RIN ENDENHALL Executive Director DANNY ALZ Director STAFF MEMO DATE: January 23, 2026 PREPARED BY: Ashley Ogden, Senior Project Manager RE: USA Climbing at Rio Grande District – Salt Lake Mattress Company Building REQUESTED ACTION: Review the amended term sheet and consider approving via attached resolution POLICY ITEM: Real Property Disposition, Budget BUDGET IMPACTS: Use of $250,000 that is allocated to the Rio Grande District Property Disposition & Site Work Project EXECUTIVE SUMMARY: On July 9, 2024, the Community Reinvestment Agency Board of Directors (“CRA Board”) approved Resolution No. 13 of 2024 authorizing terms (“Approved Terms”) associated with the disposition of CRA-owned property for the development of USA Climbing’s (“USAC”) headquarters and national training center. Per the Approved Terms, the project is to include a) the new construction of the primary climbing training facility, b) the rehabilitation and activation of the historic Salt Lake Mattress Company building (“Mattress Building”), and c) the new construction of an outdoor plaza. The CRA committed to reimbursing USAC up to $6 million for design and construction costs associated with rehabilitation of the Mattress Building. USAC committed to activating the Mattress Building with publicly accessible food, beverage, and retail uses for the duration of the ground lease term. After bringing a contractor on board and further evaluating what it will take to adaptively reuse the Mattress Building, it was determined that additional structural reinforcement will be necessary to maintain a safe work environment during construction. In addition, large swaths of the historic brick are unstable and will need to be removed and reappointed, further compromising the building’s stability. These factors result in a higher-than-anticipated project cost of $7.3 million. USAC has indicated that the organization is unable to absorb any costs beyond the $6 million being provided by the CRA. As an alternative, USAC proposed to reconstruct the Mattress Building using concrete masonry block (CMU) that is clad with the historic brick on the interior and exterior. Aesthetically, the end result would be similar to what would be achieved via adaptive reuse: same building placement, elevations, fenestration patterns, etc. Benefits of this option include safer working conditions during construction (a key concern for all parties), a safe and efficient building that meets modern seismic and energy building codes, and a lower project cost at an estimated $6.25 million. At the January 13, 2026, CRA Board Meeting, CRA staff provided an overview of two (2) options for incorporating the Mattress Building into the USA Climbing project: adaptive reuse or reconstruction. Based on discussion during the meeting, CRA staff have amended the Approved Terms to clarify that USAC will reconstruct the Mattress Building, with an increased reimbursement allowance of up to $6.25 million. Attachment A includes a redlined version of the amended terms. If the CRA Board chooses to adopt the amended term sheet, a draft resolution is included as Attachment B. ANALYSIS: Notable proposed amendments to the Approved Terms include: • Replacement of all references to the Redevelopment Agency of Salt Lake City (RDA) with the Salt Lake City Community Reinvestment Agency (CRA). • Addition of the following language regarding reconstruction of the Mattress Building: USA Climbing shall expend all reasonable efforts to reconstruct the Salt Lake Mattress Company Building to match historic conditions, including building placement, massing, and fenestration patterns, with exceptions subject to approval by CRA staff. The building shall be carefully deconstructed, and the historic bricks cleaned, safely stored, and reappointed to clad the interior and exterior of the structure. USA Climbing will take on the responsibility of paying the up-front costs of design, demolition, and reconstruction, and the CRA will reimburse USA Climbing up to $6,250,000 for these costs. NEXT STEPS: If the Board chooses to adopt the resolution with amended term sheet: • USA Climbing will advance design of a reconstructed Mattress Building in accordance with the approved terms. • The additional funding (up to $250,000) is allocated to the Rio Grande District Property Disposition & Site Work Project and will be made available for the design, demolition, and reconstruction of the Mattress Building. PREVIOUS BOARD ACTION: • On September 29, 2020, the CRA Board conducted a straw poll releasing $865,000 to stabilize the Mattress Building, which had sustained serious damage from the March 2020 earthquake. • On April 16, 2024, the CRA Board adopted a resolution approving FY2024 Budget Amendment #2, which allocated $8,100,000 to the Rio Grande District Property Disposition & Site Work Project. • On July 9, 2024, the CRA Board adopted a resolution authorizing the lease rate and terms for the USA Climbing headquarters and training facility at approximately 500 West 300 South. •On December 10, 2024, the CRA Board adopted a resolution endorsing the CRA’s utilization of the Rio Grande District Vision & Implementation Plan. ATTACHMENTS: A.Redlined version of amended term sheet B.Draft resolution to adopt amended term sheet 1 ATTACHMENT A USA CLIMBING AT RIO GRANDE DISTRICT Development and Ground Lease Agreement Term Sheet Purpose The purpose of ground leasing RedevelopmentCommunity Reinvestment Agency property to USA Climbing is to help facilitate the construction of their national headquarters and training facility as well as establish an exciting and catalytic anchor tenant for the Rio Grande District. Parties The RedevelopmentSalt Lake City Community Reinvestment Agency (CRA)of Salt Lake City (RDA) and USA Climbing. USA Climbing is the national governing body of the sport of competition climbing in the United States. USA Climbing is a non-profit entity that promotes the disciplines of bouldering, lead and speed climbing, as well as collegiate and paraclimbing series. Property to be Leased A portion of property near the southwest corner of 500 West 300 South, Salt Lake City, Utah 84101. The lease area shall encompass building footprints, setback areas between buildings and adjacent rights-of- way, and the outdoor plaza. An approximate depiction of the real property to be leased is shown in Exhibit 1 of this document and will be referred throughout as “Lease Area.” Project Description The project involves the construction of a headquarters and training facility for USA Climbing, which will include: 1. New construction of a primary structure that is about 65-75 feet tall with a roughly 45,000 sf footprint (exact specifications subject to further stakeholder engagement). This structure will include bouldering, lead, and speed climbing walls, as well as other support uses that are typical of a climbing facility. Most areas of the facility will be accessible by the community; some spaces will be reserved for the U.S. National Team’s exclusive use. The exterior building facades will include climbing walls. 2. RehabilitationReconstruction and activation of the historic Salt Lake Mattress Company building, anticipated to include publicly facing and accessible food, beverage, and retail uses, as well as private spaces for USA Climbing offices. 3. New construction of an outdoor plaza that will be utilized for USA Climbing-hosted competitions as well as other non-USA Climbing events (will be designed to accommodate 3,500 – 5,000 spectators). Lease Terms 1. Term: 99 years, to commence upon execution of a ground lease agreement. Execution of a ground lease agreement is contingent on both parties satisfying the conditions outlined in the last section of this document. Ownership of the improvements constructed on the Lease Area will revert to RDACRA ownership at the end of the term. In the last five years of the term, USA Climbing may exercise an option to renew the lease for an additional 50 years. The lease rate for the additional lease period will be fair market value, unless otherwise negotiated and approved by the administration and legislative body. 2 2. Lease Rate: As set forth in more detail below, the lease rate will be based on a portion of the fair market value of the Lease Area and will be increased incrementally over time. The outdoor plaza space shall not be included in the calculation of the lease rate. Stated another way, the outdoor plaza shall be leased at no cost. a. The annual lease rate will be the fee simple, fair market value of the Lease Area (not including the outdoor plaza space, as determined by an RDACRA-commissioned appraisal) multiplied by 5% (Annual Lease Rate). If a ground lease agreement is not executed within 12 months of the approval of this term sheet by the RDA Board of Directors, the RDA shall reserve the right to commission an updated appraisal on which the Annual Lease Rate will be based. b. The Annual Lease Rate will be increased, or escalated, every five years. This escalator is based on the average consumer price index (CPI) rate over the previous five years, with a minimum escalation rate of 2% and a maximum escalation rate of 5%. The first escalation will take place at the start of the 6th year of the lease and be based on the average CPI rate calculated for the first 1-5 years of the lease. The Annual Lease Rate, inclusive of the escalation, shall be referred to as the “Escalated Annual Lease Rate.” c. The Escalated Annual Lease Rate shall be reduced according to the following schedule: i. Years 1-6: USA Climbing will not make any lease payments during the first six years to account for construction and stabilization. ii. Year 7: USA Climbing shall make a payment that is equal to 45% of the Escalated Annual Lease Rate. iii. Year 8: USA Climbing shall make a payment that is equal to 50% of the Escalated Annual Lease Rate. iv. Year 9: USA Climbing shall make a payment that is equal to 55% of the Escalated Annual Lease Rate. v. Years 10-99: USA Climbing shall make annual payments that are equal to 60% of the Escalated Annual Lease Rate. 3. Common Area Maintenance (CAM) Fees: CAM fees will be collected from Rio Grande District property lessees to contribute to the cost of maintaining public spaces in the neighborhood. The annual CAM fee for USA Climbing will be $1.50 per square foot of the gross floor area of their project, inclusive of the new structure and the reconstructed Salt Lake Mattress Company Building (Annual CAM Fee). Gross floor area shall be interpreted to mean the sum in square feet of all floors of the building, measured from the exterior face of the exterior walls. The Annual CAM Fee will be assessed upon USA Climbing receiving its occupancy permit, be charged at the same reduced rate as the schedule provided in 2.c.i-v, and escalated in the same manner as outlined in 2.b. 4. Community Benefits: During the term of the lease, USA Climbing is committed to providing the community benefits described below. The lease rate outlined above is tied to USA Climbing providing these benefits, and as such, should USA Climbing not provide these benefits, the lease rate will increase as specified in more detail in the agreements. a. Equitable and inclusive programming that may include offerings such as youth programming, workforce development opportunities, and access to the facility for community members who may not otherwise have access to the sport of climbing, based on income or other key measures. 3 b. Transportation demand management strategies to reduce auto dependency of employees and visitors and encourage the use of alternative modes of transportation. This may include discounted day passes for those that utilize public transit, and inclusion of shower, locker, and bicycle storage facilities. c. Activation of the historicreconstructed Salt Lake Mattress Company Building, anticipated to include – at ground level - food and beverage and retail components that are open and clearly accessible by the general public during regular operating hours. The second floor will house private USA Climbing offices. and the basement may be utilized for storage. d. Design, construction, and management of the outdoor plaza, which will primarily be used for USA Climbing-hosted events and made available for use by other entities for additional events. i. Design – USA Climbing shall work collaboratively with the RDACRA to develop the design for the outdoor plaza, which shall be incorporated into the construction drawings for the larger project at USA Climbing’s sole expense. ii. Construction – The plaza shall be constructed by USA Climbing and built at the same time as the rest of the project. Prior to construction, USA Climbing and the RDACRA will determine a cost-sharing formula and the RDACRA will reimburse USA Climbing for agreed-upon plaza construction costs, in an amount not to exceed $1 million, unless a greater amount is approved by the RDACRA Board of Directors. iii. Management – USA Climbing will be responsible for managing the use of the plaza, for both USA Climbing and non-USA Climbing-hosted events. It is anticipated that USA Climbing will host six (6) multi-day competition events per year, in addition to smaller events associated with their programming. USA Climbing events may take precedence over other plaza uses but when there is no scheduling conflict, USA Climbing shall allow all reasonable requests by outside parties to utilize the plaza for special events. USA Climbing shall not charge the City or RDACRA for the use of the plaza. Other Rio Grande District property lessees that contribute to the CAM fund will be charged a reduced rental rate for the use of the plaza. iv. Maintenance – USA Climbing shall contribute to a CAM fund that will be utilized to fund maintenance of the outdoor plaza, as well as other publicly owned parks, plazas, park strips, public art, alleyways, parking facilities, etc., within the neighborhood. CAM fees will also be used to fund enhanced street and sidewalk maintenance beyond the baseline City maintenance level. The RDACRA shall be responsible for implementing maintenance activities funded by the CAM assessment. e. Tracking and Reporting. Some of the community benefits described above are physical improvements that will be memorialized in construction drawings, development agreements, cost-sharing agreements, and/or use agreements. Others are programmatic and ongoing in nature and shall be memorialized in a 5-year community benefits plan that is provided by USA Climbing to RDACRA Staff for their approval, and which may be amended from time to time with prior Staff approval. RDACRA Staff will present USA Climbing’s informational progress report to the RDACRA Board of Directors at the conclusion of each 5-year plan period. 5. Additional Terms: 4 a. Parking: The RDACRA is exploring the feasibility of financing and developing a shared parking structure on the south block of the neighborhood. i. If developed, the RDACRA will lease parking privileges to interested property owners and tenants, including USA Climbing, based on operational needs, estimated demand, and parking management best practices. ii. If the parking structure is not completed by the time the USA Climbing project is operational, the RDACRA shall lease adjacent RDACRA-owned property to USA Climbing at no cost for a temporary surface parking lot. USA Climbing shall be responsible for funding and constructing all site improvements necessary for the surface parking lot. The planned location of the parking structure and temporary surface parking lot (if needed) is shown in Exhibit 2. iii. Should the parties need surface parking for an extended period, or if the proposed temporary parking location becomes unavailable for this use, the parties will work together to negotiate a solution to accommodate USA Climbing’s parking needs within one block of their facility, with the goal of ultimately eliminating the surface parking lot. b. Salt Lake Mattress Company Building: USA Climbing shall expend all reasonable efforts to reconstruct the Salt Lake Mattress Company Building to match historic conditions, including building placement, massing, and fenestration patterns, with exceptions subject to approval by CRA staff. The building shall be carefully deconstructed, and the historic bricks cleaned, safely stored, and reappointed to clad the interior and exterior of the structure. As part of the construction of the project, USA Climbing will take on the responsibility of paying the up-front costs of rehabilitatingdesign, demolition, and reconstruction, and the historic Salt Lake Mattress Building. Tthe RDACRA will reimburse USA Climbing up to $6,250,000 for these costs. million for design and construction costs associated with seismic upgrades and building improvements needed to meet minimum building code requirements, unless a greater amount is approved by the RDA Board of Directors. c. Demolition of Existing Buildings: The Lease Area currently contains multiple existing structures that are currently being leased to the State of Utah and will be demolished to accommodate the project. USA Climbing will take on the responsibility of paying the up- front costs of demolition. The RDACRA will reimburse USA Climbing up to $120,000 for these costs, unless a greater amount is approved by the RDACRA Board of Directors. d. Contaminated Soil Disposal: It is possible that USA Climbing will encounter soils contaminated with semi-volatile organic compounds (SVOCs) during excavation for their building. Potentially contaminated soils should be screened and stockpiled during excavation and disposed of in accordance with applicable laws. USA Climbing will take on the responsibility of paying the up-front costs of disposing of contaminated soils, and the RDACRA will reimburse USA Climbing for the cost differential associated with transporting and disposing of contaminated soil versus non-contaminated soil. It is anticipated that the cost differential will not exceed $200,000. e. RDACRA to Develop Certain Adjacent Public Improvements: As part of the planned redevelopment of the neighborhood, RDACRA will design and install utilities with increased capacity to support increased density, reconstruct 300 South between 500 West and 600 West, and extend the City grid by building out new midblock street connections, as illustrated in Exhibit 3. It is the RDACRA’s intent to coordinate with USA Climbing, the design consultants, and pertinent City divisions when developing plans for the public improvements adjacent to USA Climbing’s lease area. 5 i. Accessible Parking Spaces – The RDACRA recognizes that USA Climbing works with paraclimbing athletes who may require special accommodation. As such, the RDACRA commits to working with USA Climbing to identify opportunities to incorporate accessible on-street parking spaces near the project, along the planned Market Street alignment. Conditions to Execution of Lease and Development Agreements  USA Climbing to receive approval of these development agreement and lease terms by the RDACRA Board of Directors.  Compliance with all applicable laws and regulations, including any applicable RDACRA policies such as the Sustainable Development and Public Art policies. If any waivers of RDACRA policies are requested, such waivers must be considered by the RDACRA Board of Directors.  The Project shall align with the RDACRA’s administrative design review process, which shall require RDACRA’s review and approval to ensure the design and development plans are consistent with the term sheet.  USA Climbing to receive all City approvals required to construct the Project, including obtaining any necessary zoning approvals from the City’s Planning Division and a will-issue demolition and building permit from the City’s Building Services Division.  USA Climbing to provide evidence of insurance in such amounts and coverage as deemed necessary by the RDACRA.  RDACRA to review USA Climbing’s projected operating pro forma to ensure that future ground lease payments are supported and the Project will be maintained, during the term, consistent with the RDACRA Board-approved term sheet.  Parties agree on the form of a Development Agreement, which shall include, but is not limited to: o USA Climbing’s commitment to construct the Project consistent with the RDACRA Board-approved term sheet, all City approvals, and a schedule of development. o An RDACRA-approved community benefit plan/strategy. o RDACRA to approve USA Climbing’s financial sources and uses and firm financial commitments for sources of funding and donations consistent with the schedule of development. o USA Climbing’s commitment to comply with all applicable laws and regulations. o An obligation for USA Climbing to provide the RDACRA quarterly progress reports on the construction of the Project. o Remedies should USA Climbing not comply with the terms of the Development Agreement may include, but not be limited to, filing a breach of contract claim, terminating the ground lease, damages, injunctive relief, or any other remedies available at law.  Parties to agree on the form of a Lease Agreement, which shall include, but is not limited to: o USA Climbing’s obligation to pay the applicable Lease Rate and CAM fees. o USA Climbing’s commitment to maintain the Project, during the term, consistent with the RDACRA -Board approved term sheet. o USA Climbing shall not be permitted to assign the lease to an unaffiliated entity without the RDACRA’s consent, which may be withheld at the RDACRA’s sole discretion. o Submission and approval of the community benefits plan. 6 o An obligation for USA Climbing to provide the RDACRA annual progress reports on the performance of the public benefits. o Continual operation of USA Climbing’s headquarters, outdoor plaza, and activation of the reconstructed Salt Lake Mattress Company Building consistent with the term sheet and the community benefits plan. o Remedies should USA Climbing not comply with the terms of the Lease Agreement may include, but not be limited to, filing a breach of contract claim, terminating the ground lease, increasing the Lease Rate, damages, injunctive relief, or any other remedies available at law.  Receive approval from the RDACRA and City Attorney’s Office on all matters pertaining to the legality, sufficiency, and form and substance of all other documents that are deemed reasonably necessary for the execution of the transaction. 7 Exhibit 1: Lease Area 8 9 Exhibit 2: Proposed Future Parking Areas Temporary Surface Parking Lot Shared Parking Structure 10 Exhibit 3: Planned Neighborhood Midblock Street Connections SALT LAKE CITY COMMUNITY REINVESTMENT AGENCY RESOLUTION NO. __________ Amending and Restating Lease Rate and Terms for USA Climbing Headquarters and Training Facility at Approximately 500 West 300 South RESOLUTION OF THE BOARD OF DIRECTORS OF THE SALT LAKE CITY COMMUNITY REINVESTMENT AGENCY AMENDING AND RESTATING THE LEASE RATE AND TERMS FOR THE USA CLIMBING HEADQUARTERS AND TRAINING FACILITY AT CRA-OWNED PROPERTY AT APPROXIMATELY 500 WEST 300 SOUTH IN THE DEPOT DISTRICT PROJECT AREA. WHEREAS, on July 9, 2024, the Board of Directors (Board) of the Salt Lake City Community Reinvestment Agency (CRA) passed Resolution No. 13 of 2024 authorizing the lease rate and terms (Approved Terms) for the development of a USA Climbing (USAC) headquarters and training facility (Project) at CRA-owned property at approximately 500 West 300 South in the Depot District Project Area (Property). WHEREAS, the Approved Terms include provisions for USAC to incorporate the historic Salt Lake Mattress Company Building (Mattress Building) into the Project. WHEREAS, the Approved Terms indicate that USAC will rehabilitate and activate the Mattress Building for the duration of the 99-year ground lease term. WHEREAS, the Approved Terms indicate that USAC will pay the up-front costs of rehabilitating the Mattress Building, and the CRA will reimburse USAC up to $6,000,000 for qualifying design and construction costs associated with the rehabilitation, unless a greater amount is approved by the Board. WHEREAS, following more detailed due diligence, the cost of Mattress Building rehabilitation is now estimated to be $7,300,000. USAC has indicated it is unable to pay additional costs beyond the $6,000,000 allocated in the Approved Terms. USAC has proposed an alternative option to reconstruct the Mattress Building utilizing its historic materials for an estimated cost of $6,250,000. WHEREAS, based on discussion during the informational briefing provided to the Board at the January 13, 2026, meeting, CRA staff has amended the Approved Terms (Amended and Restated Term Sheet) to clarify that CRA will provide an additional $250,000 in reimbursement for USAC’s reconstruction of the Mattress Building for a total maximum reimbursement allowance of $6,250,000. NOW, THEREFORE, BE IT RESOLVED by the Board that the Board approves the Amended and Restated Term Sheet attached hereto, and that the Board authorizes the CRA administration to negotiate the final agreements consistent with the Amended and Restated Term Sheet or more beneficial to the CRA, and execute the ground lease and any other relevant ATTACHMENT B documents consistent with this Resolution and incorporating such other terms and agreements as recommended by the City Attorney’s office. Passed by the Board of Directors of the Salt Lake City Community Reinvestment Agency on this day of , 2026, to be effective upon adoption. ________________________________ , Chair Approved as to form: /s/ Jennifer Huntsman___________________ Salt Lake City Attorney’s Office Jennifer Huntsman The Executive Director: ____ does not request reconsideration ____ requests reconsideration at the next regular Agency meeting _________________________________ Erin Mendenhall, Executive Director Attest: _________________________ City Recorder EXHIBIT A AMENDED AND RESTATED TERM SHEET 1 USA CLIMBING AT RIO GRANDE DISTRICT Development and Ground Lease Agreement Term Sheet Purpose The purpose of ground leasing Community Reinvestment Agency property to USA Climbing is to help facilitate the construction of their national headquarters and training facility as well as establish an exciting and catalytic anchor tenant for the Rio Grande District. Parties The Salt Lake City Community Reinvestment Agency (CRA) and USA Climbing. USA Climbing is the national governing body of the sport of competition climbing in the United States. USA Climbing is a non-profit entity that promotes the disciplines of bouldering, lead and speed climbing, as well as collegiate and paraclimbing series. Property to be Leased A portion of property near the southwest corner of 500 West 300 South, Salt Lake City, Utah 84101. The lease area shall encompass building footprints, setback areas between buildings and adjacent rights-of- way, and the outdoor plaza. An approximate depiction of the real property to be leased is shown in Exhibit 1 of this document and will be referred throughout as “Lease Area.” Project Description The project involves the construction of a headquarters and training facility for USA Climbing, which will include: 1. New construction of a primary structure that is about 65-75 feet tall with a roughly 45,000 sf footprint (exact specifications subject to further stakeholder engagement). This structure will include bouldering, lead, and speed climbing walls, as well as other support uses that are typical of a climbing facility. Most areas of the facility will be accessible by the community; some spaces will be reserved for the U.S. National Team’s exclusive use. The exterior building facades will include climbing walls. 2. Reconstruction and activation of the historic Salt Lake Mattress Company building, anticipated to include publicly facing and accessible food, beverage, and retail uses, as well as private spaces for USA Climbing offices. 3. New construction of an outdoor plaza that will be utilized for USA Climbing-hosted competitions as well as other non-USA Climbing events (will be designed to accommodate 3,500 – 5,000 spectators). Lease Terms 1. Term: 99 years, to commence upon execution of a ground lease agreement. Execution of a ground lease agreement is contingent on both parties satisfying the conditions outlined in the last section of this document. Ownership of the improvements constructed on the Lease Area will revert to CRA ownership at the end of the term. In the last five years of the term, USA Climbing may exercise an option to renew the lease for an additional 50 years. The lease rate for the additional lease period will be fair market value, unless otherwise negotiated and approved by the administration and legislative body. 2 2. Lease Rate: As set forth in more detail below, the lease rate will be based on a portion of the fair market value of the Lease Area and will be increased incrementally over time. The outdoor plaza space shall not be included in the calculation of the lease rate. Stated another way, the outdoor plaza shall be leased at no cost. a. The annual lease rate will be the fee simple, fair market value of the Lease Area (not including the outdoor plaza space, as determined by a CRA-commissioned appraisal) multiplied by 5% (Annual Lease Rate). b. The Annual Lease Rate will be increased, or escalated, every five years. This escalator is based on the average consumer price index (CPI) rate over the previous five years, with a minimum escalation rate of 2% and a maximum escalation rate of 5%. The first escalation will take place at the start of the 6th year of the lease and be based on the average CPI rate calculated for the first 1-5 years of the lease. The Annual Lease Rate, inclusive of the escalation, shall be referred to as the “Escalated Annual Lease Rate.” c. The Escalated Annual Lease Rate shall be reduced according to the following schedule: i. Years 1-6: USA Climbing will not make any lease payments during the first six years to account for construction and stabilization. ii. Year 7: USA Climbing shall make a payment that is equal to 45% of the Escalated Annual Lease Rate. iii. Year 8: USA Climbing shall make a payment that is equal to 50% of the Escalated Annual Lease Rate. iv. Year 9: USA Climbing shall make a payment that is equal to 55% of the Escalated Annual Lease Rate. v. Years 10-99: USA Climbing shall make annual payments that are equal to 60% of the Escalated Annual Lease Rate. 3. Common Area Maintenance (CAM) Fees: CAM fees will be collected from Rio Grande District property lessees to contribute to the cost of maintaining public spaces in the neighborhood. The annual CAM fee for USA Climbing will be $1.50 per square foot of the gross floor area of their project, inclusive of the new structure and the reconstructed Salt Lake Mattress Company Building (Annual CAM Fee). Gross floor area shall be interpreted to mean the sum in square feet of all floors of the building, measured from the exterior face of the exterior walls. The Annual CAM Fee will be assessed upon USA Climbing receiving its occupancy permit, be charged at the same reduced rate as the schedule provided in 2.c.i-v, and escalated in the same manner as outlined in 2.b. 4. Community Benefits: During the term of the lease, USA Climbing is committed to providing the community benefits described below. The lease rate outlined above is tied to USA Climbing providing these benefits, and as such, should USA Climbing not provide these benefits, the lease rate will increase as specified in more detail in the agreements. a. Equitable and inclusive programming that may include offerings such as youth programming, workforce development opportunities, and access to the facility for community members who may not otherwise have access to the sport of climbing, based on income or other key measures. b. Transportation demand management strategies to reduce auto dependency of employees and visitors and encourage the use of alternative modes of transportation. This may include discounted day passes for those that utilize public transit, and inclusion of shower, locker, and bicycle storage facilities. 3 c. Activation of the reconstructed Salt Lake Mattress Company Building, anticipated to include – at ground level - food and beverage and retail components that are open and clearly accessible by the general public during regular operating hours. The second floor will house private USA Climbing offices. d. Design, construction, and management of the outdoor plaza, which will primarily be used for USA Climbing-hosted events and made available for use by other entities for additional events. i. Design – USA Climbing shall work collaboratively with the CRA to develop the design for the outdoor plaza, which shall be incorporated into the construction drawings for the larger project at USA Climbing’s sole expense. ii. Construction – The plaza shall be constructed by USA Climbing and built at the same time as the rest of the project. Prior to construction, USA Climbing and the CRA will determine a cost-sharing formula and the CRA will reimburse USA Climbing for agreed-upon plaza construction costs, in an amount not to exceed $1 million, unless a greater amount is approved by the CRA Board of Directors. iii. Management – USA Climbing will be responsible for managing the use of the plaza, for both USA Climbing and non-USA Climbing-hosted events. It is anticipated that USA Climbing will host six (6) multi-day competition events per year, in addition to smaller events associated with their programming. USA Climbing events may take precedence over other plaza uses but when there is no scheduling conflict, USA Climbing shall allow all reasonable requests by outside parties to utilize the plaza for special events. USA Climbing shall not charge the City or CRA for the use of the plaza. Other Rio Grande District property lessees that contribute to the CAM fund will be charged a reduced rental rate for the use of the plaza. iv. Maintenance – USA Climbing shall contribute to a CAM fund that will be utilized to fund maintenance of the outdoor plaza, as well as other publicly owned parks, plazas, park strips, public art, alleyways, parking facilities, etc., within the neighborhood. CAM fees will also be used to fund enhanced street and sidewalk maintenance beyond the baseline City maintenance level. The CRA shall be responsible for implementing maintenance activities funded by the CAM assessment. e. Tracking and Reporting. Some of the community benefits described above are physical improvements that will be memorialized in construction drawings, development agreements, cost-sharing agreements, and/or use agreements. Others are programmatic and ongoing in nature and shall be memorialized in a 5-year community benefits plan that is provided by USA Climbing to CRA Staff for their approval, and which may be amended from time to time with prior Staff approval. CRA Staff will present USA Climbing’s informational progress report to the CRA Board of Directors at the conclusion of each 5-year plan period. 5. Additional Terms: a. Parking: The CRA is exploring the feasibility of financing and developing a shared parking structure on the south block of the neighborhood. i. If developed, the CRA will lease parking privileges to interested property owners and tenants, including USA Climbing, based on operational needs, estimated demand, and parking management best practices. 4 ii. If the parking structure is not completed by the time the USA Climbing project is operational, the CRA shall lease adjacent CRA-owned property to USA Climbing at no cost for a temporary surface parking lot. USA Climbing shall be responsible for funding and constructing all site improvements necessary for the surface parking lot. The planned location of the parking structure and temporary surface parking lot (if needed) is shown in Exhibit 2. iii. Should the parties need surface parking for an extended period, or if the proposed temporary parking location becomes unavailable for this use, the parties will work together to negotiate a solution to accommodate USA Climbing’s parking needs within one block of their facility, with the goal of ultimately eliminating the surface parking lot. b. Salt Lake Mattress Company Building: USA Climbing shall expend all reasonable efforts to reconstruct the Salt Lake Mattress Company Building to match historic conditions, including building placement, massing, and fenestration patterns, with exceptions subject to approval by CRA staff. The building shall be carefully deconstructed, and the historic bricks cleaned, safely stored, and reappointed to clad the interior and exterior of the structure. USA Climbing will take on the responsibility of paying the up-front costs of design, demolition, and reconstruction, and the CRA will reimburse USA Climbing up to $6,250,000 for these costs. c. Demolition of Existing Buildings: The Lease Area contains multiple structures that are currently being leased to the State of Utah and will be demolished to accommodate the project. USA Climbing will take on the responsibility of paying the up-front costs of demolition. The CRA will reimburse USA Climbing up to $120,000 for these costs, unless a greater amount is approved by the CRA Board of Directors. d. Contaminated Soil Disposal: It is possible that USA Climbing will encounter soils contaminated with semi-volatile organic compounds (SVOCs) during excavation for their building. Potentially contaminated soils should be screened and stockpiled during excavation and disposed of in accordance with applicable laws. USA Climbing will take on the responsibility of paying the up-front costs of disposing of contaminated soils, and the CRA will reimburse USA Climbing for the cost differential associated with transporting and disposing of contaminated soil versus non-contaminated soil. It is anticipated that the cost differential will not exceed $200,000. e. CRA to Develop Certain Adjacent Public Improvements: As part of the planned redevelopment of the neighborhood, CRA will design and install utilities with increased capacity to support increased density, reconstruct 300 South between 500 West and 600 West, and extend the City grid by building out new midblock street connections, as illustrated in Exhibit 3. It is the CRA’s intent to coordinate with USA Climbing, the design consultants, and pertinent City divisions when developing plans for the public improvements adjacent to USA Climbing’s lease area. i. Accessible Parking Spaces – The CRA recognizes that USA Climbing works with paraclimbing athletes who may require special accommodation. As such, the CRA commits to working with USA Climbing to identify opportunities to incorporate accessible on-street parking spaces near the project, along the planned Market Street alignment. 5 Conditions to Execution of Lease and Development Agreements • USA Climbing to receive approval of these development agreement and lease terms by the CRA Board of Directors. • Compliance with all applicable laws and regulations, including any applicable CRA policies such as the Sustainable Development and Public Art policies. If any waivers of CRA policies are requested, such waivers must be considered by the CRA Board of Directors. • The Project shall align with the CRA’s administrative design review process, which shall require CRA’s review and approval to ensure the design and development plans are consistent with the term sheet. • USA Climbing to receive all City approvals required to construct the Project, including obtaining any necessary zoning approvals from the City’s Planning Division and a will-issue demolition and building permit from the City’s Building Services Division. • USA Climbing to provide evidence of insurance in such amounts and coverage as deemed necessary by the CRA. • CRA to review USA Climbing’s projected operating pro forma to ensure that future ground lease payments are supported and the Project will be maintained, during the term, consistent with the CRA Board-approved term sheet. • Parties agree on the form of a Development Agreement, which shall include, but is not limited to: o USA Climbing’s commitment to construct the Project consistent with the CRA Board- approved term sheet, all City approvals, and a schedule of development. o An CRA-approved community benefit plan/strategy. o CRA to approve USA Climbing’s financial sources and uses and firm financial commitments for sources of funding and donations consistent with the schedule of development. o USA Climbing’s commitment to comply with all applicable laws and regulations. o An obligation for USA Climbing to provide the CRA quarterly progress reports on the construction of the Project. o Remedies should USA Climbing not comply with the terms of the Development Agreement may include, but not be limited to, filing a breach of contract claim, terminating the ground lease, damages, injunctive relief, or any other remedies available at law. • Parties to agree on the form of a Lease Agreement, which shall include, but is not limited to: o USA Climbing’s obligation to pay the applicable Lease Rate and CAM fees. o USA Climbing’s commitment to maintain the Project, during the term, consistent with the CRA Board approved term sheet. o USA Climbing shall not be permitted to assign the lease to an unaffiliated entity without the CRA’s consent, which may be withheld at the CRA’s sole discretion. o Submission and approval of the community benefits plan. o An obligation for USA Climbing to provide the CRA annual progress reports on the performance of the public benefits. o Continual operation of USA Climbing’s headquarters, outdoor plaza, and activation of the reconstructed Salt Lake Mattress Company Building consistent with the term sheet and the community benefits plan. o Remedies should USA Climbing not comply with the terms of the Lease Agreement may include, but not be limited to, filing a breach of contract claim, terminating the ground lease, increasing the Lease Rate, damages, injunctive relief, or any other remedies available at law. 6 • Receive approval from the CRA and City Attorney’s Office on all matters pertaining to the legality, sufficiency, and form and substance of all other documents that are deemed reasonably necessary for the execution of the transaction. 7 Exhibit 1: Lease Area 8 Exhibit 2: Proposed Future Parking Areas Temporary Surface Parking Lot Structure 9 Exhibit 3: Planned Neighborhood Midblock Street Connections This page has intentionally been left blank UPDATES TO THE BOARD OF DirEctors march 2026 Sugar house S-line Extension The Sugar House S-Line extension design is moving forward with construction anticipated to begin by the end of April. The CRA is working to finalize a funding agreement with UTA that will lay out CRA’s contribution of funds towards the demo and utility work associated with CRA-owned properties, which will be completed as part of the extension. Additionally, the CRA in conjunction with UTA and the City, anticipate bringing to the CRA Board and City Council on March 24, an interlocal agreement for this S-Line extension that will outline management policies and provide license agreements for the use of City-owned property for the project. This interlocal agreement needs to be approved for UTA to execute its construction contract. UP D A T E S SALT LAKE CITY COMMUNITY REINVESTMENT AGENCY THANK YOU