11/18/2021 - Minutes ERIN MENDENHALL DEPARTMENT of COMMUNITY
Mayor ` to ��, and NEIGHBORHOODS
Q HOUSING and NEIGHBORHOOD
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Housing Trust Fund Advisory Board Meeting
Minutes
November 18, 2021, 1:00-2:3opm
Teams Meeting Link: Click here to join the meeting
Call in Number: 1-385-355-0286
Pin: 193 584 880#
Board Members Board Members Not Present
Matt Pauly(Chair) Robert Rendon(Vice-Chair)
Paul Cherecwich Edward Makowski
Amy Rowland Jose Organista
Marty Biljanic Shelley Bodily
Scott Cuthbertson
Staff Present
Tony Milner,Housing Stability
Amanda Best, Housing Stability
Heather Royall,Housing Stability
Ethan Sellers,Housing Stability
Taylee Foulger,Housing Stability
Veatriz Alequin,Housing Stability
Shantel Saville,Housing Stability
Members of Public Present
Sahil Oberoi,Utah Community Action
Rob Roake,NeighborWorks Salt Lake
Josie White, South Valley Sanctuary
Zach Bale,Housing Connect
Jared Hafen,Utah Aids Foundation
Baylee White, The Road Home
Sally,Housing Connect
Brayan Nava, Community Development Corporation of Utah
1. Welcome
By Matthew Pauly, Chair of Housing Trust Fund Advisory Board,
2. Electronic Meeting Adoption
SALT LAKE CITY CORPORATION
451 SOUTH STATE STREET,ROOM 445 WWW.SLC.GOV
P.O. BOX 145487,SALT LAKE CITY,UTAH 84114-5487 TEL 801.535.7712 FAX 801.535.6269 TTY 711
We do not have a quorum for the Electronic Meeting Adoption
3. Electronic Meeting Statement by Chair
Matthew Pauly, Chair of Housing Trust Fund Advisory Board-hereby determine that with the
ongoing COVID-19 pandemic conditions existing in Salt Lake City that meeting at an anchor
location presents a substantial risk to the health or safety of those who would be present
4. Open and Public Meetings Training
Amanda Best—The Open and Public Meetings Training will be offered electronically and a link
to the training will be sent out to the group. Please complete the training before January 2022.
5. Approval of April 7, 2021 Meeting Minutes
Approval postponed until the next HTFAB meeting.
6. Discussion of 22-23 HOME Applications
Amanda Best— Each applicant will have 5 minutes and will be discussed in the same order they
appear in this meeting's agenda. 3 minutes for the Applicant to explain their application and 2
minutes for questions and answers.
UCA—Sahil Oberoi, Director of Case Management for Utah Community Action.
Discussed what UCA has done over the last year:Awarded with a lot of COVID funds from the
County,the City and the State. Provided 34M in assistance to over 5,50o households making
12,000 total individuals. Received 35o applications from Salt Lake City residents per month,for
assistance.We recognized that COVID19 funds are time limited,but we've also seen that several
applicants requesting assistance couldn't be pointed directly to COVID impact but needed
substantial assistance.With all this being said,we are requesting $167,00o to help 32
households.
CDCU— Bryan Nava, Lending manager. Last year we submitted an application for home
funds in the amount of$374,80o to continue operating one of our most needed and successful
programs for down payment assistance.With this funding,we anticipate being able to help
approximately 24 to 30 individuals to purchase their homes by covering their down payments
and closing costs.We've offered this program for about 30 years now and we've been able to
spend the majority of the funds every year;however,last year we were caught by surprise by the
pandemic and also by very competitive and expensive housing market, so we weren't able to
spend a significant amount of funds.We were able to help only a few numbers of borrowers.As
a response to this we were able to meet with the SLC Housing Stability staff to identify ways to
adjust our program and achieve our mission of helping homeowners.This year we were able to
implement a change where we would increase the award amounts that would stay in the Federal
limits to up to $39,00o in assistance. Previously it was up to $14,00o but we recognized that
wasn't enough funds to help with a purchase of a home. I did some research and according to
the Salt Lake board of Realtors the immediate sales price of a single-family home in Salt lake
City or Salt Lake County is $550,00o which translates to a down payment of$16,50o to
$27,500.We recognize and acknowledge that not every homebuyer may purchase a home in a
price that high,but it highlights the fact that properties are in an all-time high price and it is
very difficult to purchase at this time.The fact that we can cover higher amounts now will
definitely go a long way for households to have a chance to purchase a home during these
challenging times. In some cases we can cover up to 1o%of the down payments for FHA loans
Question-Paul: Question about the application- #14 funds were not spent,what
happens with those unused funds?
SALT LAKE CITY CORPORATION
451 SOUTH STATE STREET,ROOM 445 WWW.SLC.GOV
P.O. BOX 145487,SALT LAKE CITY,UTAH 84114-5487 TEL 801.535.7712 FAX 801.535.6269 TTY 711
Answer-Nava: Our contracts are design in a reimbursement process so,we
basically did not bill the city for the unspent funds,we only billed the amount for the few
that we closed.
Answer-Amanda:Any funds left unspent goes into the next award year.This is
why our award pot could be a little more than what was funded directly that year.
Question—Amy:As the prices and amounts get bigger/higher,have you
considered instead of an"all or nothing'forgiveness, doing like a quarter forgiven after 5
years, another quarter forgiven after io years in recognition of those rising values and
amounts, and put the money back into your funds to be used on other future home
buyers(just a thought)?
Answer-Nava:we've considered a proration approach every year but have
decided on the"all or nothing"where if they stay 5 years then they get forgiven up to
$15,000.Now with the bigger amounts we go to"all or nothing" after io years.This has
worked great for us without challenges.We'll still consider a prorate approach;we'll keep
it in our radar.
NeighborWorks — Rob Roake Director of Business and Resource Development.We
are an experienced lender and community organizer.This application is for our NeighborWorks
Affordable Home Buy down Program; requesting $315,000.00 to do buy outs that would go as a
silent end mortgage.There's no payment, no interest unless the homeowner decides to sell out or
refinance the home then,we recapture the whole funds.This is basically the same idea of what
Bryan was talking about: the insanely high prices in the market and affordability gap and that's
why we think we should approach the problem differently.These funds would give us the
opportunity to address 3 households.The scope of work would be stablishing the program in
connection with SLC along HUD and Home guidelines and give them a buy down of up to
$200,000.00 for income qualified customers
Question-Paul: I'm concerned about the limited number of people that will be
benefited with these amounts of money. How are you going about selecting who is eligible?
Answer—Rob: In a first come first serve basis
Question-Paul: How is this advertised for the people to know about the
program?
Answer—Rob: Extensive social media,mostly.
South Valley Sanctuary—Josie for South Valley Sanctuary, a Domestic violence
shelter and Service provider
Housing assistance program; Requesting $138,500.0o to offer supportive service throughout
Salt Lake County and operate under Domestic Violence Housing First Model which places domestic violence
survivors with shelter without any pre conditions. Domestic violence victims, mainly have zero source of
income as a result of economic abuse.
The Road Home — Baylee White Director of Grants and Compliance for a non profit
agency that helps individuals facing homelessness. Requesting $300,000.00 to assist 63 households for rental,
deposits and utility assistance through our Rapid Rehousing program. Last year we were able to help 1,639
SALT LAKE CITY CORPORATION
451 SOUTH STATE STREET,ROOM 445 WWW.SLC.GOV
P.O. BOX 145487,SALT LAKE CITY,UTAH 84114-5487 TEL 801.535.7712 FAX 801.535.6269 TTY 711
households through the Rapid Rehousing program; 27%increase from the prior fiscal year since we've seen a
substantial increase due to COVID.With this program,people only pay up to 3o%of what their income is and
Road Home covers the remaining portion.
Question—Amy: How many months of assistance is provided household?
Answer— Baylee: Prior to COVID,we used to provide an average of 4 months.
Currently we're at 6 to 7 months of assistance per household
Salt Lake City Housing Stability—Amanda Best about the Home Development
Fund, requesting $900,000.00.This is a pot of money for developers and organizations
rehabbing affordable housing,which is what we focused on last year as,low income apartments
(managed by Utah non profit) and 9 single family homes that are rented through The Road
Home and one Multi Family home rehab (through Shelter the Homeless).
Question-Paul: Do you see the building trend that we currently have continuing,
with many apartments being built and hoping that they will be affordable?
Answer-Amanda: Building's cost is higher, especially in the city which is why
we've focused more on rehabilitating since it makes it easier to spread the money. It's based on
the applications we get every year,that we're able to award that funding.We're trying to put the
word out for developers than we used to.
Question— Scott: How many units overall was it?
Answer-Amanda:with the home development fund,typically there's a
maximum amount that we can utilize per home unit, so the HOME units are technically less
than what the total development will have.Total of 13 (one from each development).
Question—Amy: for most of them the guideline is up to 8o%AMI; is that the
number they're being restricted at income wise or is it different in other cases?
Answer-Amanda: to be eligible,they'd have to be under 8o%AMI but we have
seen a lot more low income applications coming in because that is a priority for SLC to get that
4o%AMI or lower.
7. Discussion of 22-23 HOPWA Applications
a. Review and Ask Questions of Applicants:
UCA- Sahil Oberoi, Director of Case Management for Utah Community Action. Similar case
management as the TBRA. Last year we received a total $172,000 from the State and City to
help those HOPWA qualified.We were able to stabilize 32 households.With COVID,most
participants are more hesitant to go out to get jobs because they are immune compromised so,
we haven't been able to stretch the funds as much as we used to because we're making sure to
help until the person is self-reliant.We are working closely with the Work Force Services to find
at home jobs for folks to make that pivot.
This year,we're requesting 165,000.0o to assist about 4o households.The referral process has
been great.
Housing Connect— Zack serves approximately 5,00o households a year.We are an active
housing developer,property manager and manage the assistance programs with HOPWA being
specifically for a group under specific circumstances and upon needs.
SALT LAKE CITY CORPORATION
451 SOUTH STATE STREET,ROOM 445 WWW.SLC.GOV
P.O. BOX 145487,SALT LAKE CITY,UTAH 84114-5487 TEL 801.535.7712 FAX 801.535.6269 TTY 711
Sally Goodger,Grants Program Coordinator for Housing Connect—Requesting
519,185.0o which will support 52 households with rental assistance(this includes $400o for
permanent housing placement). This is an increase of about 35,000.0o from our current award
which will allow us to provide two additional households as well as help with the rental price
increase that we're seeing in order to maintain their housing. Currently with funding from the
state of Utah we have 64 households under the payment assistance(13 State funding,51 SLC
funding) and that puts both programs at capacity causing long wait lists for the programs. In our
SLC Program, 85%of the current participants have low income(30 to 30%AMI).
Utah AIDS Foundation —Jared Hafen,We appreciate for the HOPWA support during
previous years.We submitted 2 applications for House Case Management and for Mental Health
Counseling. Prior to COVID we saw an increase in clients with the need of Housing Case
Management Assistance. Requesting 45,000.0o for salary support to provide housing
management to provide people living with HIV. People living with HIV are one of the most
vulnerable population in Utah experiencing financial hardship, most of them live at the poverty
level,there's a higher rate of suicidal risk, depression and trauma. UAF1 helps provide individual
counseling,we collaborate with infectious disease clinics at the UofU and The Pride Center's
mental health program and we already have a wait list for these programs. Requesting
50,000.0o.
Question—Paul: Unfortunately I was one of the persons that said we couldn't afford to
respond to your mental health request last year.That bothered me immensely because I know
that the mental health is something we need to worry about.Where did you get the funds for to
turn around and hire somebody for last year?
Answer—Jared:Applied to additional foundations and private funding and shifted focus
to our mental health program because it has been so needed and requested.There was never a
program that specialized in HIV and this is our focus now.
Answer—Amanda Best: To clarify,the funding wasn't recommended at this level but
then the council actually did award some HOPWA funding to the program from Housing
Connect's award.
Still, no quorum.
8. Other Business:
Amanda Best:
a. We could pull Neighborworks and go over any questions with Rob -No questions from
participants.
b. Upcoming meeting, as usual: First Wednesday from 12:00pm— 1:oopm(December 1st).We will
do our final recommendation, as long as we have a quorum.You'd need to go into Zoomsgrant
and score by the end of the day of Monday,November 29, 2021.
c. Applicants and organizations are good to log out since we'll be talking about board stuff.
i. Sahil Oberoi from UCA asked: when does the board anticipate letting the organizations
know if and what funding level they'll be funding at?
SALT LAKE CITY CORPORATION
451 SOUTH STATE STREET,ROOM 445 WWW.SLC.GOV
P.O. BOX 145487,SALT LAKE CITY,UTAH 84114-5487 TEL 801.535.7712 FAX 801.535.6269 TTY 711
1. Amanda: these usually go before council around April or May,when the final
decision will be made.
ii. Paul: I have a general question about the total available money. Could you tell us exactly
how much we have from Home and how much from HOPWA?
1. Amanda:We don't know our final amounts from HUD until around April or May
when council makes their recommendation, so we do a broad overview. —
Heather: on a call during earlier this week, HUD said we should get projections
within the next couple of weeks which are based in large part on what's currently
before congress.We will have final numbers after a Budget has passed,usually
around February sometimes closer to April when
2. Ethan: Congress passed HOPWA modernization act and that was providing
incremental more funding towards the HOPWA program,every year. This is the
last year of that program but,we just attended a Webinar from HUD that said
that we have additional funding from Congress.We'll have to wait to see what the
Budget is but, HUD said it should be proportional to the amounts we received.
Last year we received 600,000 HOPWA so,we heard about $7oo,000 that's with
having$50,00o remaining from last project year with a$650,00o award.
iii. Matthew Pauly: in Zoomgrants,that total amount of 1.8M, is it HOME&HOPWA's
totals together?
1. Amanda:Yes, and that's what we've been telling our clients 1.8M with $650,000
assigned to HOPWA which is more than what we expected to be awarded
because, as I mentioned earlier there were organizations that didn't spend out all
of their award so we're recapturing that also.
iv. Going back to b.we just want to see your scores and we would rank it based on your
scores as to how you want to award the funding. If you have questions about scalability
that is something you can find in the applications,figure out their budget,how much will
be taken away to continue to use this program or if they need the full amount requested.
We will have a larger conversation about that in our next meeting.This is mainly to see
how you want to score an application and then that will go into Zoomgrants.
v. Paul brought up the fact that he would prefer to award funding that serves a lower AMI,
the rental assistance that goes below 6o%AMI rather than the others that go up to 80%
AMI.
1. Paul: I was unhappy with the"First come first serve"on the $1oo,000 request
(just so the members are aware).
2. Amy: That's problematic to me as well,to know that there are agencies that
mange resources like that. Unfortunately,it helps for near or related people to the
organization members to take advantage.
d. Amanda—I want to mention that at this time we also are awarding CDBG and ESG Federal
upward funds. ESG typically is for that low-income area(3o%AMI and lower). CDBG goes from
o to 8o%AMI as well but that has a much broader capacity.
i. AMIs and rent levels are in the Dropbox— Does everyone have access to the Dropbox
and Zoomgrants?You're welcome to reset your passwords or let me know.
No need to adjourn since there is not a quorum.
SALT LAKE CITY CORPORATION
451 SOUTH STATE STREET,ROOM 445 WWW.SLC.GOV
P.O. BOX 145487,SALT LAKE CITY,UTAH 84114-5487 TEL 801.535.7712 FAX 801.535.6269 TTY 711
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SALT LAKE CITY CORPORATION
451 SOUTH STATE STREET,ROOM 445 WWW.SLC.GOV
P.O.BOX 145487,SALT LAKE CITY,UTAH 84114-5487 TEL 801.535.7712 FAX 801.535.6269 TTY 711