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010 of 2019 - SLC Housing Trust Fund loan to Lincoln Tower Housing Associations R 19-1 R 19-8 RESOLUTION NO. 10 OF 2019 Authorizing a loan from Salt Lake City's Housing Trust Fund To Lincoln Tower Housing Associates LP (Lincoln Tower) WHEREAS, Salt Lake City Corporation(the "City")has a Housing Trust Fund to encourage affordable and special needs housing development within the City; and WHEREAS, Lincoln Tower Housing Associates LP ("Lincoln Tower Housing") has applied to the City for a loan to facilitate the acquisition and rehabilitation of an existing senior housing development known as Lincoln Tower(the"Project") located at 2017 South Lincoln Street, Salt Lake City, Utah (the "Property"); WHEREAS, the Project includes 95 units, with all of them considered affordable housing units targeting those at 60% area median income and below; and WHEREAS, on January 7, 2019 the Housing Trust Fund Advisory Board (the"Board") reviewed and recommended approval of the loan application with a 3% interest rate; and WHEREAS, following a change in the financing sources for the Project, the Board ratified its original approval on April 3, 2019; and WHEREAS, the City recommends the attached set of terms for a loan to Lincoln Tower Housing for the Project(the"Term Sheet"), including a recommendation for a 2% interest rate based on its underwriting of the Project. NOW THEREFORE, BE IT RESOLVED by the City Council of Salt Lake City, Utah: 1. That the City Council hereby approves issuing the loan outlined in the Term Sheet attached hereto, subject to revisions that do not materially affect the rights and obligations of the City hereunder, with the requirement that the loan proceeds shall be used to acquire and renovate the Property for the Project. 2. That Jacqueline M. Biskupski, Mayor of Salt Lake City, Utah, on behalf of Salt Lake City Corporation is hereby authorized to negotiate and execute the requisite loan documents and any other relevant documents consistent with the Term Sheet, and incorporating such other terms and agreements as recommended by the City Attorney's office, and to act in accordance with their terms. 1 Passed by the City Council of Salt Lake City, Utah,this 23rd day of April , 2019. crrY LT L ITY COUNCIL o�pOR.�I��' y IR ATTEST: Approved as to Form Salt L ke ity Attorney's Office: I KCfm7-,,, CITY RECORDER K m erl�ypK�. yttrau�s, Sen ior City Attorney Date: ]yr 2 LOAN TERM SHEET Lincoln Tower Borrower: Lincoln Tower Housing Associates LP Address: 2017 South Lincoln Street, SLC, UT 84105 Loan Amount: $1,300,000 (to be reduced if Fannie Mae loan can be increased at time of closing) Interest Rate: 2% Interest Accrual: Interest shall start to accrue upon Closing Term: 35 years Repayment Terms: Payments will be made annually following completion of Borrower's full annual audit Contingent on surplus cash flow Balloon payment at maturity Collateral and Priority: Second position Trust Deed on the Property, subordinate to primary lender Conditions: Standard loan conditions approved by City Attorney's Office 3