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R-018-2018 - Spy Hop Forgivable Loan; 208 West 900 SouthR 18-2 REDEVELOPME NT AGENCY OF SALT LAKE CITY RESOLUTION NO. R-18-2018 SPY HOP FORGIVABLE LOAN RESOLUTION OF THE BOARD OF DIRECTORS OF THE REDEVELOPMENT AGENCY OF SALT LAKE CITY APPROVING THE TERM SHEET FOR A LOAN TO SPY HOP PRODUCTIONS FOR A DEVELOPMENT PROJECT LOCATED AT 208 WEST 900 SOUTH. WHEREAS, the Redevelopment Agency of Salt Lake City ("RDA") was created to transact the business and exercise the powers provided for in the Utah Community Reinvestment Agency Act; and WHEREAS, the RDA and the governing body of Salt Lake City (the "City") adopted a redevelopment plan entitled "West Temple Gateway Project Area Plan ("Project Area Plan")" on August 1, 1987; and WHEREAS, the RDA has a revolving loan fund to provide construction loans for projects located in its project areas; and WHEREAS, Spy Hop Productions, Inc., a Utah nonprofit corporation (the "Developer") will construct a community -services oriented development ("Project") on 0.40 acres of property located at 208 West 900 South ("Property"); and WHEREAS, the Developer has requested a loan from the RDA to assist with construction costs for development of the Project; and WHEREAS, the Developer has requested a waiver from RDA Loan Program Policy and requests that the loan be provided as a forgivable loan; and WHEREAS, on May 21, 2018, the RDA Finance Committee reviewed the loan application; and WHEREAS, based on the RDA Finance Committee's recommendations, RDA staff recommends approval of the attached set of terms for a loan to Developer, as borrower, for the Project ("Term Sheet"). THEREFORE, BE IT RESOLVED by the Board of Directors of the Redevelopment Agency of Salt Lake City that the loan outlined in the Term Sheet attached hereto is approved, subject to revisions that do not materially affect the rights and obligations of the RDA thereunder. The Board authorizes the Executive Director to negotiate and execute the loan agreement and any other relevant documents consistent with the Term Sheet, and incorporating such other terms and agreements as recommended by the City Attorney's office. Passed by the Board of Directors of the Redeye ,?pment • gency of Salt Lake City, this 12th day of June, 2018. The Executive Director: 54- does not request reconsideration Derek Kitchen, Chairman requests reconsideration at the next regular Agency meeting. Jaequelir M. Biskupski, Executive Director Approved as to form: alt Lake City Attorney's Office Kimberly K. Chytraus Date: MAI2�j.Volt LAKE City Recorder HB ATTY-#70483-v2-RDA Resolution SpyHop_Forgivable_Loan TERM SHEET FORGIVABLE LOAN SPY HOP PROJECT LOCATED AT 208 WEST 900 SOUTH Amount: $1,000,000 Type: Forgivable loan Loan Forgiveness: No principal shall be forgiven in years one through five of the loan term. Principal shall be forgiven in equal annual installments at the end of years six through fifteen of the loan term if all Conditions are met. Eligible Uses: Construction costs Term: 15 years (180 months), commencing upon conveyance of the property to the Applicant. Amortization: N/A Interest Rate: 0% if all Conditions are met Default Interest Rate: If the Project fails to meet Conditions, the Applicant may be required to repay the outstanding portion of principal and interest. Interest shall be due on the portion deemed to be repaid, accrued as of the date Program funding was dispersed, at a default interest rate of the US Treasury Yield, as of loan closing, plus 300 basis points. Payments: No payments if all Conditions are met. Disbursement: Disbursement of funds shall be coordinated with the senior lender's funds. Security: A deed of trust, which may be subordinated, on the property located at 208 West 900 South. Contingencies: The Applicant shall obtain the legal, regulatory, and financial requirements necessary to close on the Property. This shall include obtaining sufficient financing and equity commitments to complete the Project in a timely manner. Conditions: • The Project shall be constructed as agreed upon with the RDA, and operate as the intended use over the term. • The Project shall remain in good financial and legal standing over the term.