Proposed Resolution - 5/10/2022REDEVELOPMENT AGENCY OF SALT LAKE CITY
RESOLUTION NO. _______________
Loan to Bicycle Collective
RESOLUTION OF THE BOARD OF DIRECTORS OF THE REDEVELOPMENT AGENCY
OF SALT LAKE CITY APPROVING THE TERM SHEET FOR A LOAN TO THE BICYCLE
COLLECTIVE FOR A COMMERCIAL DEVELOPMENT PROJECT LOCATED AT
APPROXIMATELY 901 SOUTH GALE STREET
WHEREAS, the Redevelopment Agency of Salt Lake City (“RDA”) was created to
transact the business and exercise the powers provided for in the Utah Community Reinvestment
Agency Act.
WHEREAS, the RDA and the governing body of Salt Lake City (the “City”) adopted the
Granary District Redevelopment Project Area Plan on April 15, 1999.
WHEREAS, the RDA has a revolving loan fund to provide construction loans for projects
located in its project areas.
WHEREAS, Bicycle Collective, a Utah nonprofit entity, (the “Developer”) will construct
a commercial development to house its headquarters (the “Project”) on the property consisting of
approximately 0.26 acres located at approximately 901 South Gale Street (the “Property”).
WHEREAS, the Developer has applied for a loan from the RDA to assist with construction
costs for development of the Project.
WHEREAS, on May 5, 2022, the RDA Finance Committee reviewed the loan application.
WHEREAS, based on the RDA Finance Committee’s recommendations, the RDA staff
recommends the attached set of terms (the “Term Sheet”) for a loan to the Developer, as borrower,
for the Project.
NOW, THEREFORE, BE IT RESOLVED by the Board of Directors of the
Redevelopment Agency of Salt Lake City (the “Board”) that it approves the loan outlined in the
Term Sheet attached hereto, subject to revisions that do not materially affect the rights and
obligations of the RDA hereunder. The Board authorizes the Executive Director to negotiate and
execute the loan agreement and any other relevant documents consistent with the Term Sheet,
and incorporating such other terms and agreements as recommended by the City Attorney’s
office.
ATTACHMENT E: RESOLUTION
Passed by the Board of Directors of the Redevelopment Agency of Salt Lake City, this ____ day of May, 2022. _________________________________ Ana Valdemoros, Chair Approved as to form: __________________________________
Salt Lake City Attorney’s Office
Sara Montoya
Date: April 21, 2022
The Executive Director:
____ does not request reconsideration
____ requests reconsideration at the next regular Agency meeting.
________________________________
Erin Mendenhall, Executive Director
Attest:
________________________
City Recorder
r i ~
EXHIBIT A: LOAN TERM SHEET
APPLICANT
Bicycle Collective (“Applicant”), a nonprofit entity
ADDRESS
Property located at approximately 901 S Gale Street
PROPOSED LOAN TERMS
Amount: $1,750,000
Eligible Uses: Construction costs
Interest Rate:
RDA Loan Program Base Rate (U.S. Treasury Yield plus 3%) 5.66%
Public Benefit Interest Rate Reduction:
Public Amenities*
Transit Alternatives**
Architecture and Urban Design***
Sustainability****
-0.5%
-0.5%
-0.5%
-0.5%
Final Interest Rate***** 3.66%
RDA staff will confirm the Project qualifies for the applicable interest rate reductions. Any changes to the
project could result in changes to the interest rate reductions:
*To be eligible for this interest rate reduction, the project will include a public art amenity
**To be eligible for this interest rate reduction, the project will be required to provide employee shower,
locker, and bicycle facilities as part of their overall development.
***The project participated and received approval through an RDA Design Review process.
****The project will be an all-electric building that will include rooftop solar and the Project has been
designed to a LEED-Silver equivalent standard.
*****The interest rate provided is an estimate. The final interest rate will be based on the U.S. Treasury
Yield Curve Rate, as determined by the term of the loan, at loan closing.
Term: 5 years
Amortization: 20 years
Payments: Hard repayments with balloon payment due at the end of the term.
Security: A first position lien on the property.
Disbursement: Loan proceeds shall be disbursed through construction draws.
CONDITIONS FOR LOAN CLOSING
Prior to loan closing, the Applicant will complete the following:
RDA approves all terms of the loan.
LOAN TERM SHEET
Bicycle Collective RDA LOAN
RDA LOAN PROGRAM
Obtain all required City approvals.
Execute loan documents (e.g. promissory notes, loan agreements, security documents, and
guarantees) as deemed necessary by the RDA and its legal counsel.
Receive approval from the RDA and its legal counsel of all matters pertaining to title, legality of
the loan, and the legality, sufficiency, and the form and substance of all documents that are
deemed reasonably necessary for the loan transaction.
Provide evidence of insurance in such amounts and with such coverage as deemed necessary by
the RDA for the Property.
Such other terms as recommended by the RDA’s legal counsel and staff.
OTHER CONDITIONS
The Project shall operate as the intended use over the term.
The Project shall remain in good financial and legal standing over the term.