Transmittal - 12/30/2022ERIN MENDENHALL DEPARTMENT of COMMUNITY
Mayor and NEIGHBORHOODS
Blake Thomas
Director
SALT LAKE CITY CORPORATION
451 SOUTH STATE STREET, ROOM 404 WWW.SLC.GOV
P.O. BOX 145486, SALT LAKE CITY, UTAH 84114-5486 TEL 801.535.6230 FAX 801.535.6005
CITY COUNCIL TRANSMITTAL
________________________ Date Received: _________________
Lisa Shaffer, Chief Administrative Officer Date sent to Council: _________________
______________________________________________________________________________
TO: Salt Lake City Council DATE: December 30, 2022
Dan Dugan, Chair
FROM: Blake Thomas, Director, Department of Community and Neighborhoods
__________________________
SUBJECT: Briefing on aligning budget and procedural processes of certain programs
administered by the Housing Stability Division with current City best practices.
STAFF CONTACT: Tammy Hunsaker, Deputy Director, Community and N eighborhoods
Department, 801-535-7244, tammy.hunsaker@slcgov.com
Tony Milner, Director, Housing Stability Division, 801-535-6168, tony.milner@slcgov.com
DOCUMENT TYPE: Information only
RECOMMENDATION: Briefing and policy discussion
BUDGET IMPACT: N/A
BACKGROUND/DISCUSSION: On an annual basis, the Division of Housing Stability
deploys millions of dollars to address the critical needs of residents and neighborhoods. Funding
is ultimately provided to a variety of City departments, agencies, and outside organizations to
implement projects and programs. While Housing Stability serves as a pass-through to partner
agencies for much of the funding it administers, it also retains some of the funding to provide
certain programs directly to tenants, homeowners, businesses, and developers (the “Direct
Delivery Programs”). The Administration has identified areas for improvement regarding the
transparency and budgeting process for certain Direct Delivery Programs. This transmittal
identifies shortcomings and proposes process improvements to bring the programs in line with
current City best practices.
Lisa Shaffer (Dec 30, 2022 15:09 MST)12/30/2022
12/30/2022
Direct Delivery Programs
Most of the Direct Delivery Programs’ resources are dedicated to working directly with
prospective and current homeowners to promote safe, healthy, and affordable homeownership.
These efforts complement the focus of the Redevelopment Agency (“RDA”) to work with
developers on the development and preservation of housing units. There are twelve full-time
positions within Housing Stability dedicated to administering these programs. Refer to
Attachment A: Housing Stability Programs and Activities Matrix for more information on the
efforts currently centralized under Housing Stability. A summary of the current Direct Delivery
Programs for housing and neighborhood development is as follows:
• Home Rehabilitation Program: A program that has been in operation since at least as
early as the 1990s utilizing U.S. Department of Housing and Urban Development
(“HUD”) funding that provides grants and loans to low- and moderate-income
homeowners to address emergency and chronic structural, plumbing, electrical, and
mechanical home repair and replacement needs. This program assists homeowners
through both financial assistance and project management by hiring contractors to make
repairs that ensure a basic standard of living. The City currently holds approximately 360
loans with ~$5.6 million in outstanding debt. Approximately 20 new projects are
completed on an annual basis.
• Homebuyer Program: A program that has been in operation since at least as early as the
1990s utilizing HUD funding that provides mortgage financing for low- and moderate-
income households to further affordable homeownership. The City currently holds
approximately 215 mortgages with ~$19 million in outstanding debt. Historically, the
housing division has operated the program in part by utilizing two bank lines of credit,
secured by the homebuyers’ properties and loan proceeds. The first line of credit was
consolidated in 2016 and has an outstanding balance of $1.6 million with a payoff date of
June 2025. The second line of credit has not been used since 2019 and has an outstanding
balance of $2.2 million with a payoff date of December 2039. Approximately 2-3 new
mortgages are issued on an annual basis.
To allow for the continued preservation of affordability, the City has included a buyback
provision, or right of first refusal, that is valid for the first 15 years of each mortgage.
This has allowed Housing Stability to leverage the Homebuyer Program with the
Community Land Trust (“CLT”), purchasing single-family homes when the current
homeowner decides to sell and placing them in the CLT model for perpetual
affordability. In addition, the housing division has historically purchased property and
developed single-family homes to offer for sale through the program.
• Community Land Trust (CLT): In 2017, the Council adopted resolution 12 of 2017
which satisfies the requirements of Utah Code Section 10-8-2, in effect authorizing the
City to sell properties at below-market value to facilitate affordable homeownership
opportunities. City-owned property, which is currently limited to single-family homes, is
designated as part of the CLT; homebuyers purchase the housing improvements and
ground lease the land from the City at a below-market rate. Mortgages are issued through
the Homebuyer Program to CLT homebuyers to maximize affordability. Since the City
retains ownership of the land, it creates affordability when the homeowner purchases just
the improvements. When a homeowner decides to sell the improvements, the homeowner
and City share the accumulated equity. There are currently 17 homes designated as part
of the CLT.
Since the CLT was authorized in 2017, Housing Stability has leveraged the Homebuyer
Program and housing development activities with the CLT. As currently operated, the
CLT is not a traditional model where homes are developed and placed into a land trust.
Rather, the majority of the 17 single-family homes in the CLT are existing homes that are
associated with the City’s Homebuyer Program. Homeowners who have a mortgage
through the Homebuyer program that want to sell within the first 15 years must offer the
home to the City for purchase pursuant to buyback provisions in the mortgage agreement.
Housing Stability has purchased several of these homes and placed them in the CLT
model to provide perpetual affordability. The City has a significant opportunity to
continue to grow the CLT by acting on the buyback provision as the homeowners of the
~215 mortgages in the City’s portfolio elect to sell their homes.
• Targeted and Small Repair (formerly Handyman) Programs: Programs that provide
low- to moderate-income households 1) one-time grants of up to $50,000 to repair major
structural and/or mechanical component deficiencies in their home, historically issued to
~15 households annually, and 2) grants of up to $1,000 per year provided to for small
household repairs for seniors and/or persons with disabilities, historically issued to ~30
households annually.
• HOME Development Fund: A program that utilizes HUD HOME Investment
Partnerships Program (“HOME”) funding that is required to be set aside for certain
housing development activities to be undertaken by a special type of nonprofit called a
Community Housing Development Organization (“CHDO”). Funds are issued as loans
for the development or rehabilitation of affordable housing. Historically, the HOME
Development Fund has provided funding for ~2 affordable housing development projects
per year.
• Neighborhood Business Improvement Program: A program that supports local for-
profit businesses by offering up to $50,000 in HUD Community Development Block
Grant (“CDBG”) grants to improve their façades. Businesses must be located in target
areas that are updated periodically, with preference given to small and local businesses.
Housing Stability coordinates with the Department of Economic Development on this
program. The number of projects funded per year has varied depending on the level of
funding allocated by the City Council.
• Fix the Bricks: A program that provides financial assistance to homeowners for the
structural reinforcement of unreinforced masonry. Assistance may be provided to
households at any income level, and will cover 75% of the cost, with homeowners
responsible for the remaining 25%. This program is the only Direct Delivery Program
that is not funded with HUD dollars. Rather, the program is operated with Federal
Emergency Management Agency (“FEMA”) funding. Prior to FY 23, the program was
administered by the City’s Emergency Management Department.
Direct Delivery Programs - Budget Overview
On May 3, 2022, the Administration submitted a transmittal regarding a ~$12 million surplus in
unused HUD program income (the “Dormant PI”). The Dormant PI was generated over multiple
decades by various Direct Delivery Programs and originated from CDBG and HOME funds.
Subsequently, the Council approved ~$12 million in Dormant PI through the FY 2023 budget,
pending future approval by the Council on uses of the funds. The circumstances that led to the
accumulation of Dormant PI have been rectified, with newly generated program income now
being recaptured and allocated through a subsequent HUD application process.
Since the Dormant PI transmittal was submitted, the Administration has determined that
additional sources of program income and other funds are available for allocation. The following
is intended to provide a comprehensive overview of the current budget of HUD funding as well
as the balances of other accounts that have historically been utiliz ed for the Direct Delivery
Programs. This summary does not include funding for the Fix the Bricks program, as that
program was recently transferred to Housing Stability and does not warrant the same level of
examination.
• HUD Entitlement and Program Income – Budget and Activities Submitted to HUD
Specific activities for the utilization of the following funds have been submitted to HUD
and, as such, these funds are currently being utilized by Housing Stability for the
administration and operations of the Direct Delivery Programs. As of November 30,
2022, the balance available for allocation to specific projects/recipients is as follows:
o FY22 & FY 23 HUD Entitlement Allocation Balance
These funds were allocated through the annual HUD entitlement process, which is
transparently administered and includes an application process with review by the
Community Development and Capital Improvement Programs Advisory Board , the
Housing Trust Fund Advisory Board, and the Mayor, with final funding allocations
made by the City Council.
PROGRAM/FUND CDBG HOME OTHER
Small Repair & Targeted Repair Programs $470,881 $0 $0
Home Rehabilitation and Homebuyer Programs $500,000 $0 $0
Neighborhood Business Improvement Program $650,000 $0 $0
HOME Development Fund $0 $831,214 $0
Total: $1,620,881 $831,214 $0
o FY 21 & FY 22 Active HUD Program Income Balance
While some of the funding for the Homebuyer, Home Rehabilitation, and CLT
programs has been transparently budgeted through the annual HUD entitlement
process, the housing division has historically used supplemen tal funding that is
budgeted annually through Other Fund, Miscellaneous Grants Operating (FC 72) and
Housing (FC 78). There is a lack of transparency on the origination and uses of
funding due to the way these funds have historically been budgeted.
There is available budget from program income that was budgeted for FY 22, prior to
the identification of the Dormant PI issue. While these funds were included in the FY
22 budget, uses of the funding were not transparently identified. Activities for these
funds were submitted to HUD after the FY 22 budget adoption. The historical
practice of budgeting HUD PI in a non-transparent manner was rectified beginning
with FY 23.
PROGRAM/FUND CDBG HOME OTHER
Home Rehabilitation and Homebuyer Programs $762,704 $0 $0
Total: $762,704 $0 $0
• HUD Program Income and Other Funds – Activities Not Identified
The following is an accounting of Dormant PI and other sources that have historically
been budgeted through Other Funds: FC 72 and FC 78, with balances that are available
for allocation to specific programs/recipients as of November 30, 2022:
PROGRAM/FUND CDBG HOME OTHER
Dormant PI* $5,739,448 $8,610,035 $0
American Dream Downpayment Initiative $0 $0 $48,100
Renter Rehab $0 $0 $1,655,828
Riverpark $0 $0 $2,977,851
Misc. Bank Funds $0 $0 $1,381,728
Total: $5,739,448 $8,610,035 $6,063,507
*Note: Inclusive of the ~$12 million in Dormant PI identified in the May 2022 transmittal.
Note that the Dormant PI balances have increased since the May transmittal because
additional program income has been acquired as interest is earned, loans are paid, etc.
Additional detail on the origination and historical use of these funds is as follows:
o American Dream Downpayment Initiative (“ADDI”): Was signed into law by
President Bush on December 16, 2003, under the American Dream Downpayment
Act. Funds were available to HOME program participating jurisdictions (PJs) to
assist low-income families become first-time homebuyers. The ADDI funds were
available from 2003 through 2007. This balance is program income that is treated as
HOME PI and used in accordance with HOME regulations.
o Renter Rehab: Years ago, this funding was set aside for the rehabilitation of small
multi-family (e.g., duplex, 4-plex) rental properties, where one of the units was
owner-occupied. This program is inactive, however there are outstanding loans that
generate program income.
o Riverpark: Originated with the program income generated through a HUD Special
Purpose Grant for the River Park project that was issued in 1993 and closed-out in
2000. Since the grant was closed-out prior to 2014, it is the Administration’s belief
that HUD regulations no longer apply, and State and City codes have taken over.
o Misc. Funds: The origination of this funding is unclear.
For decades, the housing division has utilized these funds as an unofficial revolving loan
fund for uses that support various housing activities, including acquisition of property,
development of housing, loans to support homeownership, and loans for the rehabilitation
of housing. Revenue from the sale of property and loan repayments has gone back into
the various cost centers and is held there instead of dropping to the City’s fund balance.
Programs that provide loans typically operate with a revolving loan fund (“RLF”), or a
self-replenishing pool of money that utilizes interest and principal payments on old loans
to issue new ones. A RLF has never been formally established for any of the Direct
Delivery Programs.
Process Improvements
The Administration has identified the need to align Direct Delivery Programs with current City
practices, paying particular attention to the Home Rehabilitation, Homebuyer, and CLT
programs since they are more complex and utilize both federal and local funds.
Recommendations are as follows:
• Establish Formal Policies and Procedures
o Overview: Housing Stability administers the Direct Delivery Programs pursuant to
internal policies and procedures; however, these policies and procedures have never
been adopted as part of the City’s administrative rule or legislative resolution.
o Process Improvement: Establish a clear understanding of the Direct Delivery
Programs’ goals, objectives, activities, and allocation process through the adoption of
policies and procedures as either part of the City’s Policies and Procedures Manual or
through legislative resolution.
o Policy Considerations: All the Direct Delivery Programs are funded entirely or in part
with federal funds and, as such, have specific requirements for the administration and
deployment of funding. As such, policies and procedures must align with federal
requirements.
• Increase Budget Transparency
o Overview: The way in which funding for certain Direct Delivery Programs is
budgeted on an annual basis lacks transparency, especially for the programs that
utilize a mix of federal funding, program income, and local funding.
o Process Improvement: Implement a budgeting process in which all budgetary
information for each program is clearly identified. The Administration will submit
information to the Council that shows the costs of the program, the revenues that the
program generates, as well as ways to evaluate the program’s effectiveness and
outputs through performance metrics.
o Policy Considerations: In effect, this will be a program-based budgeting model that
provides a clearer picture of how much funding is being spent on each program, the
services that program delivers to residents, as well as how well the program is
performing. Understanding the full costs associated with each program, along with
the value of that program and whether the program generates revenue, will enable
better decision-making throughout the budget process.
• Alignment with the Open and Public Meetings Act
o Overview: Housing Stability has various internal loan committees that review
applications and award funding for the Direct Delivery Programs. The City
Attorney’s Office has advised that these internal Housing Stability loan committees
are not public bodies created under the Open and Public Meetings Act (“OPMA”)
because they are not created by statute, rule, ordinance, or resolution (Utah Code 52 -
4-103(9)), and so OPMA does not apply but that the City may want to hold the
meetings as open meetings. This points to a broader issue, as discussed above, that
the Direct Delivery Programs are not recognized by the City’s administrative rule or
legislative resolution. The Attorney’s Office has advised that formal policies and
procedures need to be established and approved/adopted/codified.
o Process Improvement: Establish formal policies and procedures for the Direct
Delivery Programs including the establishment of a review and approval process that
is subject to OPMA.
o Policy Considerations: Most of the recipients of funding allocated through the Direct
Delivery Programs are homeowners and small businesses. HUD requires that the
personal information of low and moderate-income recipients remain confidential. As
such, sensitive information such as names, credit history, incomes, and addresses will
need to be generalized and/or kept confidential. Housing Stability is in the process of
researching best practices for compliance with OPMA while maintaining
confidentiality, including consultation with other programs in the county and region.
In addition, the process for awarding funding will need to be carried out on a timely
basis to meet closing deadlines.
• Establishment of a Homeowner Revolving Loan Fund
o Overview: For the Homebuyer and Home Rehabilitation programs to continue to
operate in a revolving nature, a formal RLF should be established and could be
capitalized with either federal grant funding or non-restricted funds such as the
Riverpark funds. This will provide an account for the principal and interest payments
of the combined ~575 outstanding loans with a current balance of approximately $25
million to be deposited into, with annual budget allocations at the discretion of the
City Council.
o Process Improvement: Establish a formal RLF that is recognized in City code and
transparent in the annual budget process. Ensure that programs and activities funded
with the RLF align with adopted plans and policies.
o Policy Considerations: If CDBG program income is to be utilized for a RLF, the City
would need to notify HUD and gain approval from the local field office. Notification
must include program guidelines for that specific revolving loan fund. HUD
regulations place several restrictions and requirements on HUD -funded RLFs.
Housing Roles and Responsibilities
Between 2018 and 2020, the Administration, including City and RDA, engaged in discussions to
coordinate housing efforts. This included a series of briefings with the City Council acting as the
RDA Board of Directors (“Board”). Coordination resulted in a draft Salt Lake City Housing
Implementation Framework (“Housing Framework”), transmitted to the Board in January 2020,
that outlined the roles and responsibilities of housing policies, programs, and activities across
divisions and departments – refer to Attachment B: 2020 Draft Housing Implementation
Framework.
While the Housing Framework was not formally adopted by the Board or City Council, it
proposes that the housing division administer various housing programs for tenants and
homeowners and that funding targeted to developers for the development of housing is
centralized within the RDA. Further, it proposes that the RDA utilize RDA-owned properties to
further affordable housing goals when applicable, and that the City may partner with or sell to
the RDA select City-owned properties to further affordable housing goals.
Next Steps
Based on the information provided in this transmittal, the Council may wish to provide policy
direction to the Administration that will inform next steps. The Administration anticipates that
next steps will include the following:
1. The Administration will submit additional information to the Council on each of the
Direct Delivery Programs as we work to establish policies and procedures either through
administrative rule or legislative resolution. This will inform policy discussions by the
Council on program budgeting procedures, goals, activities, conditions, and approval
processes.
2. The Administration will submit information to the Council on the Direct Delivery
Programs to inform decision-making and increase transparency during the FY 24 budget
process.
PUBLIC PROCESS: N/A
EXHIBITS:
A. Housing Stability Programs and Activities Matrix
B. 2020 Draft Housing Implementation Framework
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Community Development Block Grant
(CDBG)
Federal HUD funding Citywide Administers funding to programs that address a wide variety of community needs, including housing
assistance and rehabilitation.
80% AMI and below No requirement X X X X X X 2020-24
Consolidated Plan
Emergency Solutions Grant (ESG)Federal HUD Funding Citywide Administers funding to programs that provide homelessness services and prevention.Individuals experiencing homelessness;
30% AMI and below
N/A X X X 2020-24
Consolidated Plan
HOME Investment Partnership
Program (HOME)
Federal HUD funding Citywide Administers funding to programs that provide a wide-range of housing activities, including new
construction, rehabilitation, and rental assistance.
~60% AMI and below 5-20 years for rental and
homebuyer projects; N/A for
rental assistance
X X X X X X X
2020-24
Consolidated Plan
Housing Opportunities for Persons
with AIDS (HOPWA)
Federal HUD funding Salt Lake, Tooele
Counties
Administers funding to programs that provide assistance, to people living with HIV/AIDS.80% AMI and below N/A X X 2020-24
Consolidated Plan
CARES HUD-COVID (CDBG-CV,
ESG-CV, and HOPWA-CV
Federal HUD funding Citywide (HOPWA
includes Salt Lake,
Tooele Counties)
Administers funding to programs that address a wide variety of community needs, including: mortgage
assistance (CDBG-CV), homeless services and prevention, and rental assistance (ESG-CV), and housing
assistance to people living with HIV/AIDS (HOPWA-CV).
80% AMI and below (CDBG-CV, HOPWA-
CV) and 50% AMI and below (ESG-CV)
N/A (CDBG-CV, ESG-CV,
HOPWA-CV)X X X X
2020-24
Consolidated Plan
Funding Our Future Initiative -
Housing
Sales tax revenue Citywide Funding support for housing programs that align with alignment with goals and objectives outlined in Salt
Lake City’s Housing Plan, Growing SLC.
80% AMI and below (For DPA programs,
the AMI is up to 120%)
5-10 years for down payment
assistance X X X X X X N/A
City-Owned Property for Affordable
Housing
N/A Citywide Facilitates the development of affordable housing through the utilization and/or disposition of surplus city-
owned property.
Varies No Requirement; case-by-case
basis X X X SLC Ordinance
Chapter 2.58
Community Commitment Program General Fund Citywide Addresses the ongoing challenge of homelessness by implementing both long- and short-term solutions
with the goal of creating safety for everyone in our public spaces.
Individuals experiencing homelessness N/A X X N/A
Community Land Trust Sales tax revenue, CDBG,
CDBG Program Income
Citywide City-owned property may be placed into the trust; homebuyers purchase the housing unit and lease the land
from the City.
80% AMI and below Perpetuity X X SLC Resolution 12
of 2017
COVID Housing Stability Program -
GF
General Fund Citywide Provides rapid re-housing, homeless prevention rental assistance & mortgage assistance to stabilize SLC
households experiencing a financial hardship due to COVID-19.
60% AMI and below 5 years for mortgage assistance X X X X N/A
Emergency Rental Assistance
Program (ERAP)
Treasury Citywide ERAP provides funding for low-income households at risk of housing instability during the COVID-19
pandemic.
80% AMI and below, with a priority for
50% AMI or lower
N/A X N/A
Fix the Bricks Federal FEMA Funding Citywide Funding facilitates seismic improvements for unreinforced masonry homes (URM's). No AMI criteria None X X N/A
Small Repair/Handyman Program CDBG Citywide Seniors, persons with disabilities, and low income households are eligible for assistance ($1,000 or less
per year) with small household repairs.
80% AMI and below None X X N/A
Homebuyer Program CDBG program income,
HOME program income
Citywide Mortgage financing for low and moderate-income households to further affordable homeownership.50% to 80% AMI None X X N/A
Home Development Fund HOME, HOME program
income
Citywide Loans for acquisition, new construction and rehabilitation activities.80% AMI and below 20 years for rental and
homebuyer projects X X X X X X N/A
Home Rehabilitation Program CDBG Citywide Provides grants and loans to low and moderate-income households to address code issues including
health, safety, and structural deficiencies.
80% AMI and below None X X X N/A
Impact Fee Waivers N/A Citywide Facilitates the waiver of impact fees for affordable housing; Waiver varies by affordability level.100% AMI and below Varies X X X SLC Ordinance
Chapter 18.98
Neighborhood Business Improvement
Program
CDBG Target Areas Provides up to $50,000 in grants to improve the façades of local businesses. LMI census tract If over $25,000 then a 5 year
period.X X X N/A
Renovation Pilot Program (Renter
Rehab Program)
tax increment (one-time
funding)
Citywide Loans for improvements to existing affordable housing in exchange for a guaranteed period of affordability.25% of the units to be restricted at 60%
AMI and below
30 years X X N/A
State Homeless Mitigation Grant
Activities
State Citywide, with focus on
Ballpark and Central
City
State grant funds case managers and community liaisons who serve all City residents, with specific
emphasis on building community in the homeless resources center ("HRC") host neighborhoods.
N/A N/A
X X
N/A
Targeted Repair Program CDBG Citywide Grant of up to $50,000 to repair major structural and/or mechanical component deficiencies in their home.80% AMI and below If over $25,000 then a 5 year
period.X X N/A
Note: Low and Moderate-Income ("LMI") is defined as 80% of the Area Median Income ("AMI") and below. Down Payment Assistance ("DPA") can typically be provided to households up to 120% of the AMI per federal regulations.
Note: Although all of the Programs listed under "Funding Administration" are provided as "grants", funds are not always provided to the end-user as grants. As such, the City generates and/or receives program income from some of these Programs.
EXHIBIT A: HOUSING STABILITY - PROGRAMS & ACTIVITIES
INCENTIVE TYPE
AFFORDABILITY TERM
SCOPE
AMI CRITERIAPROGRAMSOURCE OF FUNDING GEOGRAPHY
Note: All housing activities are guided by the city's housing plan, Growing SLC: A 5-Year Housing Plan.
Note: Federal or state regulations are attached to the majority of funding sources.
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LEGISLATIVE
POLICY
OVERVIEW
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HOUSING IMPLEMENTATONSALT LAKE CITY
FRAMEWORK
11/4/2019 DRAFT
DRAFT
SALT LAKE CITY HOUSING IMPLEMENTATION FRAMEWORK I 2
HAND
PLANNING
CARES
BUILDING
SERVICES
• Federal Grant
Funding
Administration
(CDBG, HOME,
ESG, HOPWA)
• Other Program
Funding
Administration
(Funding Our
Future)
• Citywide Housing
Policy
• Home Repair
Program
• Home Buyer
Program
• Community Land
Trust
• Zoning & Land
Use
• Permits, Building
Code, & Zoning
Review
• Leverage of Select
City Property
• Affordablity
Monitoring &
Compliance
• Fair Housing
• HTFAB
Administration
• Impact Fee
Exemption
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POLICY ADMINISTRATION
& REGULATION
PROGRAM
FUNDING
PROJECT
IMPLEMENTATION
RDA • Housing
Development Trust
Fund
• Other Programs -
RDA Loan Program
& Tax Increment
Reimbursement
Program
• Development of
RDA Property &
Select City Property
• RDA Housing
Funding Policy
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Definitions:
CARES: Capital Asset & Real Estate Services
CDBG: Community Development Block Grant
ESG: Emergency Solutions Grant
HAND: Housing and Neighborhood Development Division
HOME: Home Investment Partnership Program
HOPWA: Housing Opportunities for Persons with AIDS
HTFAB: Housing Trust Fund Advisory Board
1. HOUSING IMPLEMENTATION FRAMEWORK
DRAFT
SALT LAKE CITY HOUSING IMPLEMENTATION FRAMEWORK I 3
2. ROLES & RESPONSIBILITIES
Implementation of Growing SLC: A Five-Year Housing Plan (“Housing Plan”) requires coordination
between various City departments and divisions. Key efforts shall be as follows:
COMMUNITY & NEIGHBORHOODS (“CAN”)
Divisions under the CAN umbrella shall participate in the implementation of the Housing Plan
through the creation and employment of policy and programs as follows:
Capital Asset and Real Estate Services (“CARES”)
• Leveraging of Select City Property: CARES shall coordinate the utilization of surplus City-
owned property for the development of community assets including affordable housing. On
a case-by-case basis, CAN and RDA shall assess the appropriateness of RDA-involvement in
the redevelopment of select City-owned properties that may contain redevelopment barriers.
In instances where RDA participation is deemed appropriate, CAN and RDA may partner on
redevelopment efforts or the property may be conveyed to the RDA.
Planning
• Zoning & Land Use: Planning shall work to review and modify land-use and zoning regulations to
remove barriers and encourage affordable housing development.
Building Services
• Permits, Building Code, & Zoning Review: Building Services shall work to remove impediments and
streamline the permitting, building code review, and zoning review process.
Housing and Neighborhood Development (“HAND”)
• Citywide Housing Policy: HAND shall develop and maintain citywide housing policies, the foremost
of which is the Housing Plan. By providing implementation leadership, HAND shall work with
the Mayor’s Office and other City agencies to coordinate efforts in cooperation with community
stakeholders as well as public, private, philanthropic and nonprofit partners.
• Affordability Monitoring & Compliance: HAND shall ensure that projects awarded City and/or RDA
resources maintain compliance with affordability and other development restrictions.
• Fair Housing: Within the HUD framework, HAND shall develop policies and ensure compliance of
the Fair Housing Act to provide equal access to housing opportunities for all residents.
• Housing Trust Fund Advisory Board (“HTFAB”) Administration: HAND shall provide administrative
support for the HTFAB to ensure the Board functions in an efficient and transparent manner.
• Impact Fee Exemptions: HAND shall processes impact fee exemption requests, pursuant to
Ordinance 18.98.060 - Impact Fees: Exemptions, to incentivize the development of affordable
units by reducing regulatory fees.
• Federal Grant Funding Administration: HAND shall administer federal grant programs to
further housing opportunities for Salt Lake City residents. Programs include the Community
Development Block Grant (“CDBG”), Home Investment Partnerships Program (“HOME”),
Housing Opportunities for Persons with AIDS (“HOPWA”), and Emergency Solutions Grant
(“ESG”).
DRAFT
SALT LAKE CITY HOUSING IMPLEMENTATION FRAMEWORK I 4
• Program Funding Administration - Other: HAND shall administer the portion of Funding Our Future
funds that is allocated for rental assistance, supportive services, and related housing programs.
Source of funding: Funding Our Future.
• Home Repair & Home Buyer Programs: HAND shall administer housing programs targeted to
homeowners. The Home Repair Program shall provide low and moderate-income homeowners
with no and low-interest loans to address health, safety, and structural issues to the homeowners’
primary residence. The Home Buyer Program shall provide low-interest loans to expand
homeownership opportunities. Source of funding: federal grant programs and Funding Our
Future.
• Community Land Trust (“CLT”): HAND shall administer a CLT to promote affordable housing in
perpetuity. By placing city-owned property into the CLT, monthly mortgage payments shall be
kept affordable. Home buyers shall purchase the home and the improvements, and lease the land
from the City. This shall allow Salt Lake City to preserve the home’s affordability into the future
while still allowing the buyer to build equity in their home. Source of funding: federal grant
programs and Funding Our Future.
REDEVELOPMENT AGENCY OF SALT LAKE CITY (“RDA”)
The RDA shall act as the implementation arm for Salt Lake City’s development activities, working
to implement the City’s Master Plans and Housing Plan. Roles and responsibilities include the
following:
• RDA Housing Policy: The RDA shall develop and maintain policies for the utilization of tax
increment for affordable housing and housing activities.
• Housing Development Trust Fund (“HDTF”): The primary program administered by the RDA for the
development of affordable housing shall be the HDTF. The HDTF shall provide low cost financial
assistance to incentivize the acquisition, construction, and rehabilitation of property to provide
housing that serves low and moderate-income households, including seniors, people with
disabilities, individuals and families exiting homelessness, and people working for low wages.
Funding shall be provided to projects located within Salt Lake City municipal boundaries as gap
financing to cover the difference between total development costs and the amount that can be
secured from other sources. Source of funding: Funding Our Future, tax increment, revolving loan
fund.
• Program Administration - Other: In addition to the HDTF, the RDA shall administer various other
programs, such as the RDA Loan Program and Tax Increment Reimbursement Program, to
promote community revitalization activities including the development of affordable housing.
Source of funding: tax increment.
• Development of RDA-Owned Property & Select City-Owned Properties: The RDA shall work to
further citywide housing objectives by strategically acquiring and disposing of property for the
development of innovative, high-quality, and equitable mixed-income projects. In some cases,
the City may choose to partner with or sell to the RDA select properties.
DRAFT
SALT LAKE CITY HOUSING IMPLEMENTATION FRAMEWORK I 5
GOAL 1 INCREASE HOUSING OPTIONS: REFORM CITY PRACTICES TO
PROMOTE A RESPONSIVE, AFFORDABLE, HIGH-OPPORTUNITY
HOUSING MARKET
LEAD
Objective 1 Modernize land-use and zoning regulations to reflect the
affordability needs of a growing, pioneering city
CAN, HAND,
PLANNING
Objective 2 Remove impediments in City processes to encourage housing
development
CAN, HAND,
PLANNING
Objective 3 Lead in the construction of innovative housing solutions HAND, RDA
Objective 4 Provide residents, community advocates, business leaders, and
elected officials with high quality data to drive decision-making
HAND
GOAL 2 AFFORDABLE HOUSING: INCREASE HOUSING OPPORTUNITIES AND
STABILIZATION FOR COST-BURDENED HOUSEHOLDS
Objective 1 Prioritize the development of new affordable housing with an
emphasis on households earning 40% AMI and below
HAND, RDA
Objective 2 Pursue funding sources for affordable housing opportunities HAND, RDA
Objective 3 Stabilize very low-income renters HAND
Objective 4 Secure and preserve long-term affordability HAND, RDA
Objective 5 Work with landlords to both improve their housing stock and
rent to very low-income households
HAND, RDA
Objective 6 Increase home ownership opportunities HAND, RDA
GOAL 3 EQUITABLE & FAIR HOUSING: BUILD A MORE EQUITABLE CITY
Objective 1 Eliminate incidences of housing discrimination in Salt Lake City HAND
Objective 2 Align resources to create Areas of Opportunity HAND, RDA
Objective 3 Implement Lifecycle Housing principles in neighborhoods
throughout the city
HAND, RDA,
PLANNING
Growing SLC: A Five-Year Housing Plan 2017 - 2021 - Goals & Objectives
Implementation of goals and objectives is as follows:
3. IMPLEMENTATION OF GOALS & OBJECTIVES
DRAFT