Transmittal - 11/22/2023
SALT LAKE CITY CORPORATION
451 SOUTH STATE STREET, ROOM 118 WWW.SLC.GOV · WWW.SLCRDA.COM
P.O. BOX 145518, SALT LAKE CITY, UTAH 84114-5518 TEL 801-535-7240 · FAX 801-535-7245
MAYOR ERIN MENDENHALL
Executive Director DANNY WALZ
Director
REDEVELOPMENT AGENCY of SALT LAKE CITY
DATE: November 22, 2023
PREPARED BY: Lauren Parisi, RDA Senior Project Manager
RE: Proposed HTRZ Tax Increment Reimbursement Policy
REQUESTED ACTION: Consider Adoption of the HTRZ Tax Increment Reimbursement Policy
POLICY ITEM: Tax Increment
BUDGET IMPACTS: N/A
EXECUTIVE SUMMARY: The State of Utah enacted the Housing and Transit Reinvestment Zone Act
(“HTRZ Act”) in 2021 and subsequent amendments in 2022 and 2023. The Act authorizes municipalities to
establish project areas known as Housing and Transit Reinvestment Zones (“HTRZs”) around certain
public transit facilities to encourage the development of mixed-use, affordable housing and increase the
utilization of public transit. The Act also authorizes the Redevelopment Agency of Salt Lake City (“RDA”)
to enter into tax increment reimbursement agreements with project developers or property owners for the
development of improvements in an HTRZ that meet the objectives of the HTRZ Act.
The attached HTRZ Tax Increment Reimbursement Program Policy (“HTRZ TI Policy”) is provided for
the RDA Board of Directors’ (“Board’s”) consideration. If adopted, this policy will guide the disbursement
of tax increment (“TI”) in HTRZs.
BACKGROUND:
Tax increment reimbursement (“TIR”) allows for a portion of the property tax generated by a development
to be reimbursed back to the developer over a given period of time. TIRs are a powerful tool to incentivize
certain types of development because unlike a loan, the funding is a direct payment that does not need to be
paid back. TIRs are post-performance based, meaning that the amount of the reimbursement is calculated as
a percentage of the property tax revenue generated by the development. Projects often use TIRs to fund
significant development costs, and securing TIRs often allows developers to attract additional funding
sources.
The RDA’s first HTRZ request centered around the TRAX stop at 200 West/900 South was approved by
the State in November 2023. The RDA intends to submit additional HTRZ requests in the future. A Board-
approved HTRZ TI Policy will help guide RDA staff in the negotiation and distribution of TIRs to specific
projects if/when an HTRZ is approved by the State.
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ANALYSIS:
In the 200 West/900 South HTRZ application, the RDA proposed using 10% to 40% of the tax increment
received by the RDA from the HTRZ for large public infrastructure projects in the area. The Agency is
authorized to capture 1% for administration costs related to the HTRZ. The remai nder of the increment
(60% to 90% of the tax increment received by the RDA) would be available for TIRs to specific
developments.
Components of the draft HTRZ TI Policy include:
1. TI Reimbursement Thresholds –
Projects must
• Meet the standards and objectives of the HTRZ Act (Utah State Code 63N-3), approved HTRZ
(including any conditions set by the HTRZ Committee), and a future interlocal between the
RDA and Salt Lake City
• Include activated, ground-floor space
• Comply with the RDA’s Sustainable Development Policy
• Provide sufficient evidence that tax increment funding is necessary for the project to succeed
• Housing Projects: Include affordable housing. The HTRZ Act requires a minimum of 10% of
units be affordable to households earning 80% of the Area Median Income (AMI) or less. As
drafted, the HTRZ TI Policy requires an increased threshold of 20% of units at 80% AMI or
10% of units at 60% AMI to generate more affordable housing.
• Non-Housing Projects: Meet at least two (2) of the RDA’s qualifying livability benchmarks:
permanent job creation; affordable commercial spaces; ownership; transportation opportunities;
neighborhood safety; community engagement and support; public art; public space; walkability;
and, building preservation, rehabilitation, or adaptive reuse .
2. Maximum Reimbursement Rate –
Meeting the threshold criteria may allow for a developer to receive up to 60% of the tax increment
received by the RDA for the subject property. The draft policy allows for incremental increases in
participation rate of 10% for each additional public benefit included beyond the threshold criteria
(e.g., increasing the level/amount of affordable housing, adding qualifying livability benchmarks,
including 3- and 4-bedroom units in residential projects, and meeting a priority identified in the
RDA’s Annual Housing Funding Strategy). The maximum potential participation rate is 90% of the
tax increment received by the RDA.
3. Maximum Reimbursement Term –
The maximum reimbursement term will be up to fifteen (15) years for an HTRZ centered around a
light rail or bus rapid transit station and up to twenty-five (25) years for an HTRZ centered around a
commuter rail station, or the total remaining collection years on the project parcels, whichever is
less. These terms are established by the State in the HTRZ Act.
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4. Maximum Reimbursement Amount –
The maximum Reimbursement amount will be negotiated based upon a project’s eligible costs,
level of public benefits, and demonstrated financial need.
NEXT STEPS:
• The Board may wish to consider adoption of the attached resolution to approve the HTRZ TI
Reimbursement Policy.
• Upon the State’s approval of an HTRZ and as required by the HTRZ Act, the RDA will propose
an interlocal agreement between the City and RDA to ensure the distribution of tax increment is
consistent with this policy, the HTRZ Act, and the approved HRTZ. Pursuant to the HTRZ Act,
the RDA cannot receive HTRZ funds prior to the execution of this interlocal agreement.
• In addition to the RDA’s recommendations for creating a new HTRZ TI Policy, the current TI
Reimbursement Policy, which guides the disbursement of TI in Community Reinvestment
Areas (“CRAs”), is in the process of being revised. Staff will return to the Board with a draft
CRA TI Reimbursement Policy that is intended to strengthen the criteria by which projects are
eligible for a TIR – reserving this tool for only the most transformative projects with wide-
reaching public impact.
ATTACHMENT:
Attachment A – HTRZ TI Reimbursement Resolution & Policy
Redevelopment Agency of Salt Lake City
RESOLUTION NO. ________
Housing and Transit Reinvestment Zone
Tax Increment Reimbursement Program Policy
RESOLUTION OF THE BOARD OF DIRECTORS OF THE REDEVELOPMENT AGENCY OF
SALT LAKE CITY ADOPTING THE RDA HOUSING AND TRANSIT REINVESTMENT ZONE
TAX INCREMENT REIMBURSEMENT PROGRAM POLICY
WHEREAS, the Utah Housing and Transit Reinvestment Zone Act (HTRZ Act) was
enacted to further a number of objectives including promoting a higher utilization of public transit
and increasing the availability of housing including affordable housing.
WHEREAS, pursuant to the Act, the Redevelopment Agency of Salt Lake City (RDA)
administers the tax increment, including entering into reimbursement agreements (also known as tax
increment reimbursement agreements) with project developers or property owners associated with an
HTRZ Committee approved Housing and Transit Reinvestment Zone (HTRZ) for the purpose of
utilizing the funds as allowed by the HTRZ Act.
WHEREAS, the Board of Directors of the Redevelopment Agency of Salt Lake City
(Board) supports the distribution of tax increment associated with an HTRZ pursuant to the process
outlined below.
NOW, THEREFORE, BE IT RESOLVED BY THE BOARD OF DIRECTORS OF THE
REDEVELOPMENT AGENCY OF SALT LAKE CITY, that we do hereby establish policy
guidelines for the RDA HTRZ Tax Increment Reimbursement Program to include the following:
1. GENERAL
a. Purpose
The RDA HTRZ Tax Increment Reimbursement Program (Program) may provide
project developers or property owners a tax increment reimbursement
(Reimbursement) for the development of improvements in or associated with an
HTRZ that meet the goals and objectives of the HTRZ Act, the executed interlocal
agreement between the RDA and Salt Lake City, and the RDA’s Mission and Values,
and provides significant public benefit. The Program is designed to provide
reimbursements that are calculated using Salt Lake County’s assessed property value.
The developer or property owner will receive a percentage of the tax increment
generated from its project for a specified timeframe, and the RDA will receive the
residual tax increment generated by the project.
b. Authorization
The RDA shall determine whether a project meets the goals and objectives of the
HTRZ Act, the executed interlocal agreement between the RDA and Salt Lake City,
the approved HTRZ, and the RDA’s Mission and Values. As provided in the HTRZ
Act, a Reimbursement can only be authorized pursuant to a Reimbursement
Agreement (Agreement), the terms of which are approved by the Board. The Board
reserves the right to modify or deny a tax increment reimbursement application at any
time for any reason. The Board’s approval of an Agreement shall be made by
resolution and include a description of the development the applicant will undertake,
the amount of funds the applicant may receive, and the terms and conditions under
which the applicant may receive the funds.
c. Tax Increment Calculation
The formula to calculate the Reimbursement generated from the proposed
improvements shall be as follows:
i. Step 1: Estimate the Total Annual Tax Increment.
o Determine the property's taxable value as shown upon the assessment
roll last equalized prior to the construction of improvements on the
property. This value is referred to as the property’s Base Taxable
Value.
o Calculate the difference between the Base Taxable Value of the
property prior to improvements and the property’s estimated taxable
value after the improvements have been made. This difference is
referred to as New Growth.
o Multiply New Growth by the current effective tax rate.
(New Growth) x (Effective Tax Rate) = Total Annual Tax Increment
(TI)
ii. Step 2: Estimate the Annual TI Received by the RDA.
o Total Annual TI multiplied by the percentage of TI received by the
RDA. (Total Annual TI) x (% of TI received by the RDA) = Total
Annual TI Received by the RDA.
iii. Step 3: Estimate the Annual Reimbursement Payment.
o Using the developer/property owner reimbursement rate
(Reimbursement Rate) established in the Agreement, calculate the
estimated annual reimbursement payment.
o (Total Annual TI Received by the RDA) x (Reimbursement Rate) =
Estimated Annual TI Reimbursement Payment. Refer to Section 2 for
more information on calculating the participation rate between the
RDA and the developer.
iv. Step 4: Calculate the Maximum Amount of Tax Increment Available to
the Developer or Property Owner Over the Term of the Agreement.
o (Estimated Annual TI Reimbursement Payment) x (the Term of the
Reimbursement Agreement) = Total TI Available to Developer or
Property Owner Over the Term. An annual growth multiplier based
on current economic conditions may be applied to this calculation, at
the RDA’s sole discretion.
Actual Reimbursement is dependent on the increment being generated by the project.
d. Eligible Costs
The tax increment reimbursement will be limited by state law as indicated by Section
63N-3-607(4) of the HTRZ Act and Section 11-41-103 of the Prohibition on Retail
Facility Incentive Payments Act. The RDA may determine, in its sole discretion, if
the entire project or only specific project elements are eligible.
e. Design Review
Projects approved for Reimbursement must follow the RDA’s administrative design
review process. Projects will be required to be in conformance with all Salt Lake City
policies, ordinances, and codes.
2. REQUIREMENTS AND STRUCTURE
a. Threshold Requirements of Projects that Incorporate Housing
i. Projects must meet all applicable standards and objectives of the HTRZ Act
and the approved HTRZ; and,
ii. At least 10% of housing units within a project must be affordable to those
earning 60% the Area Median Income (AMI) and below, or, 20% of units
must be affordable to those earning 80% AMI and below. Income averaging
of units within a single project may be utilized to achieve AMI thresholds;
and,
iii. Projects must include activated, ground floor space if not a private residence.
Activated, ground floor space means a minimum of 50% of all ground floor,
street-facing building facades must contain an active (commercial, retail, or
office) use that is not exclusive to the tenants of the building; and,
iv. Projects must comply with the RDA’s Sustainable Development Policy; and,
v. The applicant must provide sufficient evidence (including, but not limited to
the project pro forma, senior lender agreement(s), equity investor agreements,
etc.) that tax increment funding is necessary for the project to succeed and to
verify that the request is reasonable.
b. Threshold Requirements of Projects that Do Not Incorporate Housing
i. Projects must meet all applicable standards and objectives of the HTRZ Act
and the approved HTRZ; and,
ii. Projects must meet at least two (2) of the RDA’s qualifying livability
benchmarks: permanent job creation; affordable commercial spaces;
ownership; transportation opportunities; neighborhood safety; community
engagement and support; public art; public space; walkability; and building
preservation, rehabilitation, or adaptive reuse (collectively, Qualifying
Livability Benchmarks).
iii. Projects must include activated, ground floor space; and,
iv. Projects must comply with the RDA’s Sustainable Development Policy; and,
v. The applicant must provide sufficient evidence (including, but not limited to
the project pro forma, senior lender agreements, equity investor agreements,
etc.) that the Reimbursement is necessary for the project to succeed and to
verify that the request is reasonable.
c. Affordable Housing Requirements.
i. Deed Restriction – If the project qualifies for a Reimbursement based on the
incorporation of housing, prior to executing an Agreement, a restriction shall
be recorded against the property that requires continued use of the specified
units as affordable housing for at least 30 years. Both rent and income
restrictions shall be included to limit the maximum rent that can be charged
for a unit and to require that the unit be made available only to households
with qualifying incomes.
ii. Bedroom Count Mix – The affordable units shall be located on different
floors of the building and spread among bedroom counts (1-bedroom, 2-
bedroom, 3-bedroom, etc.) in the same proportion as the units available
within the rest of the project.
d. Eligible Project Locations
Eligible projects shall be located in or associated with an active HTRZ that allows tax
increment reimbursements pursuant to the HTRZ Act.
e. Maximum Reimbursement Term
The Reimbursement term will be negotiated based upon a project’s level of public
benefits and demonstrated financial need and shall be consistent with the HTRZ Act.
f. Maximum Reimbursement Rate
i. Base Level Reimbursement – The maximum reimbursement rate for Projects
that only meet the Threshold Requirements is 60%.
ii. Increased Reimbursement Incentives – Projects may be eligible to receive an
additional 10% increase in the reimbursement rate for meeting elements listed
below, with each element being worth an additional 10%. The possible total
maximum reimbursement rate is 90%. The elements are:
1. Incorporating Qualifying Livability Benchmarks in the project
beyond the Threshold Requirements.
2. Providing an additional 10% of total affordable units at 60% AMI and
below beyond the Threshold Requirements.
3. The inclusion of 3- and 4-bedroom units in projects that incorporate
housing.
4. Meeting a priority identified in the RDA’s Annual Housing Funding
Strategy established pursuant to the Housing Allocation Funds Policy.
g. Maximum Reimbursement Amount
The maximum Reimbursement amount will be negotiated based upon a project’s
eligible costs, level of public benefits, and demonstrated financial need, and shall be
consistent with the HTRZ and HTRZ Act.
3. EVALUATION AND APPROVAL PROCESS
a. Applications that meet the requirements detailed in Section 2 will be evaluated and
processed as detailed below.
i. Step 1: Application Processing and RDA Staff Review.
All applications shall be made to RDA staff, on standard RDA forms. All
applications must be complete to be evaluated, and if either the applicant or
proposed project fails to demonstrate the ability to meet application
requirements, RDA staff may deny the application.
ii. Step 2: RDA Finance Committee Review.
RDA staff shall forward complete applications that meet the threshold
requirements to the RDA Finance Committee. The RDA Finance Committee
shall evaluate applications, supplemental materials, and other documentation
necessary to thoroughly review the application and formulate a
recommendation to the Board.
iii. Step 3: Board Consideration of the Tax Increment Reimbursement
Agreement Terms.
Upon review of the application and supporting material, the Board may
consider for approval a resolution detailing the Agreement terms.
iv. Step 4: Agreement Finalization.
Once the terms of an agreement have been authorized by the Board through
an approved resolution, the RDA and developer will execute an Agreement
consistent with the terms approved by the Board, and any other legal
agreements (including an affordable housing restriction) deemed necessary by
the City Attorney’s Office.
4. AGREEMENT TERMS
a. Participation and Reimbursement Agreement Terms
In addition to any other terms as recommended by legal counsel, the following terms
shall be included in the Agreement:
i. Reimbursement to Benefit Owner: RDA Discretion
The RDA intends that the beneficiary of the Reimbursement will be the
owner of the project for the life of the Agreement. In the event of a transfer or
sale of the project or property, the Agreement and all benefits conferred under
the Agreement shall benefit the project and be recorded against the property
to run with the land, with the intent that all Reimbursements will remain with
the owner of the real property and project. In the event that the ownership of
the real property and improvements are severed, the RDA will have sole
discretion to determine the beneficiary of the tax increment.
If the Agreement is executed and the real property and project are conveyed
to a third party while the improvements are still being constructed, the RDA
will retain the right to consent to the transfer the Agreement to the new
owner, in order to ensure that the benefits the RDA anticipated receiving
under the original Agreement with the original developer are consistent with
the new developer. If RDA does not consent to the transfer of the Agreement,
the Reimbursement will cease and the Agreement will terminate.
ii. Tax Appeals
All reimbursement recipients shall be required to notify the RDA if they have
applied for a property tax appeal with Salt Lake County. In the event that any
such appeal results in a reduction in property taxes, the percentage share of
the Reimbursement payable by the RDA to the recipient will decrease, and
the percentage share of the tax increment received by RDA shall be increased,
so that the dollar amount received by the RDA is the same as if no appeal of
the assessed value had been made.
iii. Recapture Provisions in the Event of Default
Agreements shall require the recapture of Reimbursement funds allocated to a
project that fails to meet the requirements as provided in the Agreement.
iv. Participant Reporting Requirements
Agreements shall require the following reporting from Reimbursement
recipients as per the following:
1. Project Completion: Upon project completion, Reimbursement
recipients shall provide a report that includes, but is not limited to,
the total cost of improvements, a summary of completed
improvements, and outcome metrics relating to project-specific
requirements.
2. Annual Pre-Reimbursement: Contingent upon receiving an annual
Reimbursement, Reimbursement recipients shall provide a report that
includes a notification of any tax appeals and outcome metrics
relating to project-specific requirements. As applicable, the report
shall include relevant data that is certified by a financial officer or
public accountant.
b. Interest
Interest will not accrue against the RDA on the anticipated or projected tax increment
to be reimbursed to the developer.
5. REPORTING REQUIREMENTS
a. Reporting
The RDA shall provide a written briefing to the Board once per fiscal year, which
contains an update on the RDA’s Reimbursement portfolio. Such briefing shall
include a summary of new Agreements, anticipated budget impacts, and project
metrics.
6. EXCEPTIONS
The Board, by a majority vote of those present, may waive requirements or make exceptions
to the foregoing criteria and procedures with a finding that the RDA’s mission and values
will be furthered by such waiver or exception. RDA staff will prepare a written
recommendation and statement regarding the waiver or exception. The statement will be
placed in the project file.
Passed by the Board of Directors of the Redevelopment Agency of Salt Lake City, this day of
, 202_.
________________________
, Chair
Approved as to form: __________________________________
Salt Lake City Attorney’s Office
Allison Parks
Date:____________________________
The Executive Director:
does not request reconsideration
requests reconsideration at the next regular Agency meeting.
________________________
Erin Mendenhall, Executive Director
Attest:
________________________
City Recorder
November 21, 2023