Proposed Resolution - 11/22/2023REDEVELOPMENT AGENCY OF SALT LAKE CITY
RESOLUTION NO. _____
LOAN TO ROCKY VENTURES, INC. (DBA THE FRONT CLIMBING CLUB)
RESOLUTION OF THE BOARD OF DIRECTORS OF THE REDEVELOPMENT AGENCY
OF SALT LAKE CITY APPROVING THE TERM SHEET OF A LOAN TO ROCKY
VENTURES, INC. FOR CONSTRUCTION OF AN EXPANSION OF THE FRONT CLIMBING
GYM
WHEREAS, the Redevelopment Agency of Salt Lake City (“RDA”) was created to transact the
business and exercise the powers provided for in the Utah Community Reinvestment Agency Act
(the “Act”).
WHEREAS, the Act grants the RDA powers to use funds to provide for project area development
within project area boundaries.
WHEREAS, the RDA has an RDA Loan Program (“Program”), the purpose of which is to
promote economic development, encourage private investment, and enhance project area vitality.
WHEREAS, on October 18, 2016, the RDA Board adopted Resolution No. R-37-2016,
establishing policy guidelines for the RDA Loan Program (the “Policy”).
WHEREAS, pursuant to the Policy, Rocky Ventures, Inc. (the “Borrower”) submitted an
application for a loan to expand The Front Climbing Club, a climbing gym located within the
RDA’s State Street project area, by remodeling the existing structure and adaptively reusing an
adjacent vacant warehouse (the “Project”).
WHEREAS, the Project requires two waivers for aspects of the Project that do not follow RDA
policies: one waiver from the Sustainable Development Policy because this Project does not meet
the threshold requirements, and one waiver from the RDA Loan Program Policy that requires the
Project to meet six or more Public Benefit Criteria to receive a primary loan from the RDA.
WHEREAS, the RDA Finance Committee reviewed the proposed loan application in a meeting
on November 15, 2023 and voted to recommend the loan to the RDA Board for approval.
WHEREAS, in conjunction with the RDA Finance Committee’s recommendations, the RDA staff
recommends the attached set of terms (the “Term Sheet”) for a loan in the amount of $2,000,000
to the Borrower for construction of the Project (the “Construction Loan”).
WHEREAS, RDA staff further requests the RDA Board approve the two policy waivers from the
for the Project, as also described in the Term Sheet.
NOW, THEREFORE, BE IT RESOLVED by the Board that it approves the two policy waivers
for the Project, and further approves the Construction Loan as outlined in the Term Sheet attached
hereto, subject to revisions that do not materially affect the rights and obligations of the RDA
hereunder. The Board authorizes the Executive Director to negotiate and execute the loan
agreement and any other relevant documents consistent with the Term Sheet, and incorporating
such other terms and agreements as recommended by the City Attorney’s office.
Passed by the Board of Directors of the Redevelopment Agency of Salt Lake City, this
day of , 2023.
Alejandro Puy, Chair
Approved as to form:
Sara Montoya
Salt Lake City Attorney’s Office
Date: November 22, 2023
The Executive Director:
does not request reconsideration
requests reconsideration at the next regular Agency meeting.
Erin Mendenhall, Executive Director
Attest:
City Recorder
LOAN TERM SHEET ROCKY VENTURES, INC. (DBA THE FRONT CLIMBING CLUB) 1470 South 400 West
The terms described on this Term Sheet represent the terms for a primary construction loan to fund
Rocky Ventures, Inc.’s (“Borrower’s”) expansion project of their climbing gym located in the
RDA’s State Street Project Area. The project will allow the Borrower to remodel the existing
structure and adaptively reuse an adjacent vacant warehouse, combining three buildings into one
single facility that will offer approximately 70,000 square feet of space. This expansion project
will add climbing walls, fitness studios, bathrooms and showers, a staff break room, storage space,
and various mechanical, electrical, and fire suppression systems.
The loan, as requested from the Borrower, requires two waivers for aspects of the project that do
not follow RDA policies: a waiver from the Sustainable Development Policy that prohibits on-site
natural gas combustion and requires the project to achieve a Designed to Earn ENERGY STAR
score of 90 or higher or an Energy Use Intensity that is comparable to this score (the project will
include on-site natural gas combustion, and an ENERGY STAR score cannot be calculated for
this facility type), and a second waiver from the Loan Program Policy that requires projects
receiving primary loans to meet six or more Public Benefit Criteria (the project meets five).
LOAN TERMS
Borrower: Rocky Ventures, Inc.
Property: 1420 South 400 West and 1450 South 400 West
Amount: Not to exceed $2,000,000
Source of funds: Revolving Loan Fund
Project Description: The project will include remodeling the existing structures at 1420 South
400 West and 1450 South 400 West, combining three buildings into one
single facility that will offer approximately 70,000 square feet of space.
This expansion project will add climbing walls, fitness studios, bathrooms
and showers, a staff break room, storage space, and various mechanical,
electrical, and fire suppression systems.
Public Benefits: Public Amenities: The project must include a significant public art
amenity on the exterior of the buildings, using at least 1.5% of the RDA
contribution ($30,000) for such art.
Adaptive Reuse: The project’s expansion must repurpose two existing
cinder block warehouse buildings along 400 West, integrating them with
the existing facility and resulting in a positive contribution to the
surrounding neighborhood.
Permanent Job Creation: The project’s expansion must create
opportunities for 40 new jobs, all starting at $15/hour or higher.
Transit Alternatives: The project will add employee showers, lockers, and
indoor bicycle parking, as well as incentivize car share with a dedicated
parking stall.
Economic Impact: The project will rehabilitate two older warehouse
buildings and dedicate 100% of the space to locally owned business
operations.
Term: 3 years
Amortization: 20 years
Interest Rate: 5.10% Interest Rate*
Interest shall accrue during construction, beginning upon the first
disbursement of funds. Accrued interest during construction to be added to
the loan balance.
Repayment Monthly amortized payments commence following receipt of Certificate of
Occupancy.
A balloon payment of any outstanding balance shall be due upon maturity.
Collateral: A second-position mortgage lien on the properties located at 1450 South
400 West and 1420 South 400 West.
Guarantors: Unconditional repayment personal guarantee from Dustin Buckthal, 100%
owner of Rocky Ventures, Inc..
Disbursement: Loan proceeds shall be disbursed through construction draws. Any funds
not disbursed 24 months after closing will be applied to outstanding
interest and principal on the loan.
Fees: Closing costs and legal fees shall be paid by the Borrower including,
but not limited to, the cost of title search and insurance, credit
reports, and attorney fees. Fees will be payable at loan closing.
Use of Funds Funds shall be used for construction costs associated with the renovation of
1420 South 400 West and 1450 South 400 West.
*Interest rate to be determined on closing day based on current 3-year US Treasury Par Yield Curve Rate
CONDITIONS FOR LOAN CLOSING
• Borrower meets all terms of the loan.
• RDA approves final schedule of sources and uses and the project proforma.
• The parties agree on the form of the loan documents (e.g. promissory
notes, loan agreements, security documents, and guarantees) as deemed
necessary by the RDA and its legal counsel.
• Borrower receive and comply with all necessary approvals from the City, as further
defined in the loan agreement.
• Borrower to receive approval from the RDA and its legal counsel of all matters
pertaining to title, legality of the loan, and the legality, sufficiency, and the form
and substance of all documents that are deemed reasonably necessary for the loan
transaction.
• Borrower to provide evidence of insurance in such amounts and with such coverage
as deemed necessary by the RDA for the Property.
• Such other terms as recommended by the RDA’s legal counsel and staff.