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Transmittal - 7/9/2024TO:Salt Lake City Council DATE: May 21, 2024 Victoria Petro, Chair ERIN MENDENHALL Mayor J1ULove Jill Love (May 23, 202416:21 MDT) LAURA BRIEFER, DIRECTOR Department of Public Utilities CITY COUNCIL TRANSM ITTAL Date Received: 05/23/2024 Jill Love, Chief Administrative Officer Date sent to Council: 05/23/2024 SUBJECT: Salt Lake City, Utah Public Utilities Revenue Bond, Series 2024A STAFF CONTACT: Lisa M. Tarufelli, Finance Administrator, 801-483-6755 Iisa.tarufel Ii@slcgov.com Laura Briefer, Director, 801-483-6741 laura.briefer(ci),slcgov.com Teresa Gray, Water Quality and Treatment Administrator, 801-483-6744 teresa.gray@slcgov.com DOCUMENT TYPE: Briefing/Discussion RECOMMENDATION: That the City Council consider adopting a Bond Parameters Resolution for the issuance and sale of up to $39,525,000 principal amount of Salt Lake City Public Utilities Revenue Bond, Series 2024A. This includes a recommendation to 1) brief the Council on June 11, 2024 in anticipation of adopting a Bond Parameters Resolution for the aforementioned bond issue; 2) adopt a Bond Parameters Resolution on July 2, 2024 approving the issuance of up to $39,525,000 principal amount of Salt Lake City Public Utilities Revenue Bond, Series 2024A and give authority to certain officers to approve the final terms and provisions of and confirm the issuance of the Bond within certain parameters set forth in the attached Bond Parameters Resolution; and 3) hold a public hearing on August 13, 2024. BUDGET IMPACT: None. The FY25 budget anticipated the bond issuance (SRF Loan Proceeds). No budget opening will be required. BACKGROUND/DISCUSSION: In accordance with provisions of the Local Government Bonding Act, the City is required to hold a public a hearing to receive input from the public for all bond issues with respect to: a) the issuance of the Series 2024A revenue bonds and b) the potential economic impact that the water infrastructure improvements will have on the private sector. The financing team is requesting that the City Council approve the Bond Parameters Resolution on July 2, 2024 setting Tuesday, August 13, 2024 as the date to hold the public hearing. A Notice of Public Hearing is required to be published once at least 14 days before the public hearing. The publication of that notice is scheduled for July 3, 2024. FROM:Laura Briefer, Public Utilities Director The Bond Parameters Resolution for the above-referenced bond issue contemplates the issuance of up to a $39,525,000 principal amount bond bearing a hardship grant assessment fee in lieu of interest not to exceed 1.5% per annum with a bond period not to exceed 39 years. Public Utilities received a Federal SRF Loan Authorization through the State Drinking Water Board for the planning and construction of lead service line inventory and replacements as well as potential replacement of aging water mains to facilitate service line replacements. The loan will be secured by a non-voted Water Revenue Bond. The authorized loan is up to $39,525,000, with $19,350,000 in principal forgiveness for a net repayable amount of $20,175,000, for up to 39 years at 1.5% hardship grant assessment fee in lieu of interest. Public Utilities is implementing a 5-year approach for planning and construction associated with a Lead Service Line Replacement Program (Program). This Program is being conducted to comply with the federal Safe Drinking Water Act (SOWA) and its revisions to the Lead and Copper Rule. Information gathered through the planning phases of the project will inform the subsequent construction required for lead service removals. Construction will include removal and replacement of both public services and private services. Public Utilities presented information to the City Council about the Lead and Copper Rule changes and our anticipated approach to comply with the changes in January 2023. Draft copies of the Bond Parameters Resolution, Twelfth Supplemental Trust Indenture, LSL Signed Authorization Letter from the Drinking Water Board, draft amortization schedule, and preliminary calendar of events are included for your review. These documents are subject to change. Attachments: Bond Parameters Resolution Twelfth Supplemental Trust Indenture SLC LSL Signed Authorization Letter Draft Loan Amortization Schedule Preliminary Calendar of Events cc: Lisa Tarufelli, Public Utilities Finance Administrator Teresa Gray, Public Utilities Water Quality and Treatment Administrator Mark Kittrell, Salt Lake City Deputy Attorney Marina Scott 4871-4591-9676, v. 3 Gilmore Bell DRAFT 05/21/2024 Salt Lake City, Utah July 2, 2024 The City Council (the “Council”) of Salt Lake City, Utah (the “City”), met in regular session at the regular meeting place of the Council in Salt Lake City, Utah, at 7:00 p.m. on Tuesday, July 2, 2024, with the following members present: Present: Victoria Petro Chair Chris Wharton Vice Chair Alejandro Puy Council Member Eva Lopez Chavez Council Member Darin Mano Council Member Dan Dugan Council Member Sarah Young Council Member There were also present: Erin Mendenhall Mayor Katherine N. Lewis City Attorney Absent: After the meeting had been duly called to order and after other matters not pertinent to this Resolution had been discussed, a Certificate of Compliance with Open Meeting Law with respect to this July 2, 2024 meeting was presented to the Council, a copy of which is attached hereto. The following resolution was then introduced in written form, was fully discussed, and pursuant to motion duly made by Council Member and seconded by Council Member , was adopted by the following vote: AYE: NAY: The resolution is as follows: 24871-4591-9676, v. 3 RESOLUTION NO. A RESOLUTION OF THE CITY COUNCIL OF SALT LAKE CITY, UTAH AUTHORIZING THE ISSUANCE AND SALE OF NOT MORE THAN $39,525,000 AGGREGATE PRINCIPAL AMOUNT OF PUBLIC UTILITIES REVENUE BONDS, SERIES 2024A; FIXING THE MAXIMUM AGGREGATE PRINCIPAL AMOUNT OF THE BONDS, THE MAXIMUM NUMBER OF YEARS OVER WHICH THE BONDS MAY MATURE, THE MAXIMUM INTEREST RATE, IF ANY, OR ASSESSMENT FEE WHICH THE BONDS MAY BEAR, AND THE MAXIMUM DISCOUNT FROM PAR AT WHICH THE BONDS MAY BE SOLD; PROVIDING FOR THE PUBLICATION OF A NOTICE OF PUBLIC HEARING AND BONDS TO BE ISSUED; PROVIDING FOR THE RUNNING OF A CONTEST PERIOD; AUTHORIZING THE EXECUTION BY THE CITY OF A SUPPLEMENTAL INDENTURE, AND OTHER DOCUMENTS REQUIRED IN CONNECTION THEREWITH; AUTHORIZING THE TAKING OF ALL OTHER ACTIONS NECESSARY TO THE CONSUMMATION OF THE TRANSACTIONS CONTEMPLATED BY THIS RESOLUTION; AND RELATED MATTERS. WHEREAS, pursuant to the provisions of the Local Government Bonding Act, Title 11, Chapter 14, Utah Code Annotated 1953, as amended (the “Bond Act”), Salt Lake City, Utah (the “City”), is authorized to issue public utilities revenue bonds (to be issued in one or more series and with such other series or title designation(s) as may be determined by the City) payable from the net revenues of its existing water, sewer, storm drain and street lighting systems (collectively, the “System”) for the municipal purposes set forth therein; and WHEREAS, subject to the limitations set forth herein, the City Council of the City (the “Council”) desires to authorize the issuance of the City’s Public Utilities Revenue Bonds, Series 2024A (the “Series 2024A Bonds”) to (a) finance water improvements to the System, including the replacement of water lines (collectively, the “Project”) and (b) pay costs of issuance of the Series 2024A Bonds, pursuant to this Resolution, the Bond Act, a Master Trust Indenture, dated as of January 1, 2004, as heretofore amended and supplemented (the “Master Indenture”), between the City and U.S. Bank Trust Company, National Association (formerly known as U.S. Bank National Association), as trustee (the “Trustee”), and a Supplemental Indenture to be entered into between the City and the Trustee (the “Supplemental Indenture” and collectively with the Master Indenture, the “Indenture”), in substantially the form presented to the meeting at which this Resolution was adopted and which is attached hereto as Exhibit B; and WHEREAS, the Bond Act provides that prior to issuing bonds, an issuing entity must (a) give notice of its intent to issue such bonds and (b) hold a public hearing to receive input from the public with respect to (i) the issuance of the bonds and (ii) the potential economic impact that the improvement, facility or property for which the bonds pay all or part of the cost will have on the private sector; and WHEREAS, the Council desires to call a public hearing for this purpose and to publish a notice of such hearing with respect to the Series 2024A Bonds; and 34871-4591-9676, v. 3 WHEREAS, the State of Utah Department of Environmental Quality, Drinking Water Board (the “Drinking Water Board”) has offered to purchase the Series 2024A Bonds; and WHEREAS, in order to allow the City, in consultation with the City’s Municipal Advisor, Stifel, Nicolaus & Company, Incorporated (the “Municipal Advisor”) flexibility in setting the pricing date and final terms of the Series 2024A Bonds, the Council desires to grant to (a) the (i) Mayor of the City; or (ii) in the event of the absence or incapacity of the Mayor, the Mayor’s Chief of Staff; or (iii) in the event of the absence or incapacity of both the Mayor and the Mayor’s Chief of Staff, the City Treasurer; or (iv) in the event of the absence or incapacity of the Mayor, the Mayor’s Chief of Staff and the City Treasurer, the Deputy Treasurer of the City and (b) (i) the Chair of the Council; or (ii) in the event of the absence or incapacity of the Chair of the Council, the Vice Chair of the Council; or (iii) in the event of the absence or incapacity of both the Chair and Vice Chair of the Council, any other member of the Council (collectively, the “Designated Officers”), the authority to approve the final interest rates, if any, assessment fees, principal amounts, terms, maturities, redemption or other features, and purchase price at which the Series 2024A Bonds shall be sold and to make any changes with respect thereto from those terms which were before the Council at the time of adoption of this Resolution, provided such terms do not exceed the parameters set forth for such terms in this Resolution (the “Parameters”); NOW, THEREFORE, it is hereby resolved by the City Council of Salt Lake City, Utah, as follows: Section 1. For the purpose of financing the Project and paying costs of issuance of the Series 2024A Bonds, the Council hereby authorizes the issuance of the City’s Series 2024A Bonds which shall be designated “Salt Lake City, Utah Public Utilities Revenue Bonds, Series 2024A” (to be issued from time to time as one or more series and with such other series or title designation(s) as may be determined by the City) in the initial aggregate principal amount of not to exceed $39,525,000. The Series 2024A Bonds shall mature in not more than thirty-nine (39) years from their date or dates, shall be sold at a price not less than one hundred percent (100%) of the total principal amount thereof with the understanding that the Drinking Water Board has agreed to forgive $19,350,000 in principal amount of the Series 2024A Bonds such that the net principal repayment amount shall be $20,175,000. The Series 2024A Bonds shall not bear interest but shall bear an annual Hardship Grant Assessment Fee instead of interest at a rate not to exceed one and one-half percent (1.5%) per annum, and may be non-callable or subject to redemption, all as shall be approved by the Designated Officers in consultation with the City’s Municipal Advisor, all within the Parameters set forth herein. Section 2. The Supplemental Indenture in substantially the form presented at this meeting and attached hereto as Exhibits B is hereby authorized, approved, and confirmed. The Mayor or the Mayor’s Chief of Staff as the Mayor’s designee (collectively referred to herein as the “Mayor”) are hereby authorized to execute and deliver and the City Recorder or Deputy City Recorder (the “City Recorder”) to attest or countersign, the Supplemental Indenture, in substantially the forms and with substantially the content as the form presented at this meeting for and on behalf of the City, with final terms as may be established by the Designated Officers, in consultation with the Municipal Advisor, within the Parameters set forth herein, and with such alterations, changes or additions as may be necessary or as may be authorized by Section 4 hereof. The Designated Officers are each hereby authorized to specify and agree as to the final 44871-4591-9676, v. 3 principal amounts, terms, discounts, maturities, interest rates, assessment fees, redemption and other features, and purchase price with respect to the Series 2024A Bonds for and on behalf of the City, provided that such terms are within the Parameters set by this Resolution. Section 3. The appropriate officials of the City are authorized to make any alterations, changes, deletions or additions to the Indenture, the Series 2024A Bonds, or any other document herein authorized and approved which may be necessary to conform the same to the final terms of the Series 2024A Bonds (within the Parameters set by this Resolution), to correct errors or omissions therein, to complete the same, to remove ambiguities therefrom, or to conform the same to other provisions of said instruments, to the provisions of this Resolution or any resolution adopted by the Council or the provisions of the laws of the State of Utah or the United States. The execution thereof by the Mayor on behalf of the City shall conclusively establish such necessity, appropriateness, and approval with respect to all such additions, modifications, deletions, and changes incorporated therein. Section 4. The form, terms, and provisions of the Series 2024A Bonds and the provisions for the signatures, authentication, payment, registration, transfer, exchange, redemption, and number shall be as set forth in the Indenture. The Mayor and City Recorder are hereby authorized and directed to execute and seal the Series 2024A Bonds and to deliver said Series 2024A Bonds to the Trustee for authentication. The signatures of the Mayor and the City Recorder may be by facsimile or manual execution. Section 5. The appropriate officials of the City are hereby authorized and directed to execute and deliver to the Trustee the written order of the City for authentication and delivery of the Series 2024A Bonds in accordance with the provisions of the Indenture. Section 6. Upon their issuance, the Series 2024A Bonds will constitute special limited obligations of the City payable solely from and to the extent of the sources set forth in the Series 2024A Bonds and the Indenture. No provision of this Resolution, the Indenture, the Series 2024A Bonds, or any other instrument, shall be construed as creating a general obligation of the City, or of creating a general obligation of the State of Utah or any political subdivision thereof, or as incurring or creating a charge upon the general credit of the City or its taxing powers. Section 7. The appropriate officials of the City, and each of them, are hereby authorized and directed to execute and deliver for and on behalf of the City any or all additional certificates, documents and other papers (including, without limitation, any reserve instrument guaranty agreements permitted by the Indenture) and to perform all other acts they may deem necessary or appropriate in order to implement and carry out the matters authorized in this Resolution and the documents authorized and approved herein. Section 8. Pursuant to Section 11-14-318 of the Bond Act, the City shall hold a public hearing on August 13, 2024, to receive input from the public with respect to (a) the issuance of the Series 2024A Bonds and (b) the potential economic impact that the improvements to be financed with the proceeds of the Series 2024A Bonds will have on the private sector. 54871-4591-9676, v. 3 The date for such public hearing shall not be less than fourteen (14) days after notice of the public hearing is posted as a Class A notice under Section 63G-30-102 (i) on the Utah Public Notice Website created under Section 63A-16-601, Utah Code Annotated 1953, as amended, (ii) on the City’s official website, and (iii) in a public location within the City that is reasonably likely to be seen by residents of the City. The City Recorder shall cause a copy of this Resolution (together with all exhibits hereto) to be kept on file in the office of the City Recorder, for public examination during the regular business hours of the City until at least thirty (30) days from and after the initial posting thereof. The City directs its officers and staff to post a “Notice of Public Hearing and Bonds to be Issued” in substantially the following form: NOTICE OF PUBLIC HEARING AND BONDS TO BE ISSUED NOTICE IS HEREBY GIVEN pursuant to the provisions of the Local Government Bonding Act, Title 11, Chapter 14, Utah Code Annotated 1953, as amended (the “Bond Act”), that on July 2, 2024, the City Council (the “Council”) of Salt Lake City, Utah (the “City”), adopted a resolution (the “Resolution”) in which it authorized the issuance of the City’s Public Utilities Revenue Bonds, Series 2024A (the “Series 2024A Bonds”) (to be issued in one or more series and with such other name, series or title designation(s) as may be determined by the City) and called a public hearing to receive input from the public with respect to (a) the issuance of the Series 2024A Bonds and (b) any potential economic impact that the Project described herein to be financed with the proceeds of the Series 2024A Bonds may have on the private sector. PURPOSE, TIME, PLACE AND LOCATION OF PUBLIC HEARING The City shall hold a public hearing on August 13, 2024, at the hour of 7:00 p.m. at 451 South State Street, Room 315, Salt Lake City, Utah. The purpose of the hearing is to receive input from the public with respect to (a) the issuance of the Series 2024A Bonds and (b) any potential economic impact that the project to be financed with the proceeds of the Series 2024A Bonds may have on the private sector. All members of the public are invited to attend and participate. Members of the public may respond in writing at the address of the City or at the public hearing. All feedback will be forwarded to the Utah Division of Environmental Quality Drinking Water Board. PURPOSE FOR ISSUING THE SERIES 2024A BONDS The Series 2024A Bonds will be issued for the purpose of financing water improvements, including the replacement of water lines, to the City’s water, sewer, storm drain and street lighting systems (collectively, the “System”) and paying costs of issuance of the Series 2024A Bonds. REVENUES TO BE PLEDGED The Series 2024A Bonds are special limited obligations of the City payable from the revenues of the System (the “Revenues”). PARAMETERS OF THE SERIES 2024A BONDS The City intends to issue the Series 2024A Bonds in the aggregate principal amount of not more than Thirty-Nine Million Five Hundred Twenty-Five Thousand Dollars ($39,525,000), to mature in not more than thirty-nine (39) years from their date or dates, shall be sold at a price not 64871-4591-9676, v. 3 less than one hundred percent (100%) of the total principal amount thereof with the understanding that the State of Utah Department of Environmental Quality, Drinking Water Board as the purchaser of the Series 2024 Bonds has agreed to forgive $19,350,000 in principal amount of the Series 2024A Bonds such that the net principal repayment amount shall be $20,175,000. The Series 2024A Bonds shall not bear interest but shall bear an annual Hardship Grant Assessment Fee instead of interest at a rate not to exceed one and one-half percent (1.5%) per annum. The Series 2024A Bonds are to be issued and sold by the City pursuant to the Resolution, including as part of said Resolution, a Master Trust Indenture (the “Master Indenture”) and a Supplemental Indenture of Trust (the “Supplemental Indenture” and collectively, the “Indenture”) which Indenture was before the Council in substantially final form at the time of the adoption of the Resolution and said Supplemental Indenture is to be executed by the City in such form and with such changes thereto as shall be approved by the City; provided that the principal amount, interest rate or rates, maturity, and discount of the Series 2024A Bonds will not exceed the maximums set forth above. OUTSTANDING BONDS SECURED BY REVENUES Other than the proposed Series 2024A Bonds, the City currently has $564,387,999 of bonds outstanding (the “Outstanding Bonds”) secured by the Revenues (as more fully described in the Indenture). OTHER OUTSTANDING BONDS OF THE CITY Additional information regarding the City’s Outstanding Bonds may be found in the City’s financial report (the “Financial Report”) at: https://reporting.auditor.utah.gov/searchreports/s. For additional information, including any information more recent than as of the date of the Financial Report, please contact Marina Scott, City Treasurer, at (801) 535-6565. TOTAL ESTIMATED COST Based on the City’s current plan of finance the estimated cost of the Series 2024A Bonds to be issued under the Bond Act if held until maturity is $27,592,515. A copy of the Resolution and the Indenture are on file in the office of the Salt Lake City Recorder, 451 South State Street, Salt Lake City, Utah, or, in the event such office is closed for any reason, at 349 South 200 East, Salt Lake City, Utah, where they may be examined during regular business hours of the City Recorder from 8:00 a.m. to 5:00 p.m. for a period of at least thirty (30) days from and after the date of publication of this notice. NOTICE IS FURTHER GIVEN that a period of thirty (30) days from and after the date of the publication of this notice is provided by law during which any person in interest shall have the right to contest the legality of the Resolution, the Indenture (only as it pertains to the Series 2024A Bonds), or the Series 2024A Bonds, or any provision made for the security and payment of the Series 2024A Bonds, and that after such time, no one shall have any cause of action to contest the regularity, formality, or legality thereof for any cause whatsoever. DATED this July 2, 2024. 74871-4591-9676, v. 3 /s/ Cindy Lou Trishman City Recorder ********** Section 9. The City hereby reserves the right to opt not to issue the Series 2024A Bonds for any reason, including without limitation, consideration of the opinions expressed at the public hearing. Section 10. All resolutions or parts thereof in conflict herewith are, to the extent of such conflict, hereby repealed and this Resolution shall be in full force and effect immediately upon its approval and adoption. Section 11. Upon the issuance of the Series 2024A Bonds, this Resolution shall be and remain irrepealable until the principal of, premium, if any, and Hardship Assessment Fee on the Series 2024A Bonds are deemed to have been duly discharged in accordance with the terms and provisions of the Indenture. 84871-4591-9676, v. 3 ADOPTED this July 2, 2024. Chair ( S E A L ) Attest and Countersign: City Recorder APPROVED AS TO FORM: City Attorney 94871-4591-9676, v. 3 PRESENTATION TO THE MAYOR The foregoing resolution was presented to the Mayor for her approval or disapproval on July 2, 2024. By: Chair MAYOR’S APPROVAL OR DISAPPROVAL The foregoing resolution is hereby approved on this July 2, 2024. By: Mayor 104871-4591-9676, v. 3 STATE OF UTAH ) : ss. COUNTY OF SALT LAKE ) I, Cindy Lou Trishman, the duly appointed and qualified City Recorder of Salt Lake City, Utah (the “City”), do hereby certify according to the records of the City Council of the City (the “City Council”) in my official possession that the foregoing constitutes a true and correct excerpt of the minutes of the meeting of the City Council held on July 2, 2024, including a resolution (the “Resolution”) adopted at said meeting as said minutes and Resolution are officially of record in my possession. I further certify that the Resolution, with all exhibits attached, was deposited in my office on July 2, 2024, and pursuant to the Resolution, a Notice of Public Hearing and Bonds to Be Issued will be posted no less than fourteen (14) days before the public hearing date as a Class A notice under Section 63G-30-102: (a) on the Utah Public Notice Website created under Section 63A-16-601, Utah Code Annotated 1953, as amended, (b) on the City’s official website, and (c) in a public location within the City that is reasonably likely to be seen by residents of the City. IN WITNESS WHEREOF, I have hereunto subscribed my signature and impressed hereon the official seal of said City, this July 2, 2024. (SEAL) By: City Recorder A-14871-4591-9676, v. 3 EXHIBIT A CERTIFICATE OF COMPLIANCE WITH OPEN MEETING LAW I, Cindy Lou Trishman, the undersigned City Recorder of Salt Lake City, Utah (the “City”), do hereby certify, according to the records of the City in my official possession, and upon my own knowledge and belief, that in accordance with the requirements of Section 52-4-202, Utah Code Annotated, 1953, as amended, I gave not less than twenty-four (24) hours public notice of the agenda, date, time and place of the July 2, 2024, public meeting held by the City Council of the City (the “City Council”) as follows: (a) By causing a Notice, in the form attached hereto as Schedule 1, to be posted at the principal offices of the City at least twenty four (24) hours prior to the convening of the meeting, said Notice having continuously remained so posted and available for public inspection until the completion of the meeting; and (b) By causing a copy of such Notice, in the form attached hereto as Schedule 1, to be posted on the Utah Public Notice Website (http://pmn.utah.gov) at least twenty-four (24) hours prior to the convening of the meeting; and (c) By causing a copy of such notice, in the form attached hereto as Schedule 1 to be posted on the City’s official website at least twenty-four (24) hours prior to the convening of the meeting. In addition, the Notice of 2024 Annual Meeting Schedule for the City Council (attached hereto as Schedule 2) was given specifying the date, time, and place of the regular meetings of the Council to be held during the year, by causing said Notice to be posted at least annually (a) on the Utah Public Notice Website created under Section 63A-16-601, Utah Code Annotated 1953, as amended, (b) on the City’s official website, and (c) in a public location within the City that is reasonably likely to be seen by residents of the City. IN WITNESS WHEREOF, I have hereunto subscribed my official signature this July 2, 2024. (SEAL) By: City Recorder Attachments: SCHEDULE 1 -- NOTICE OF MEETING SCHEDULE 2 -- ANNUAL MEETING SCHEDULE B-14871-4591-9676, v. 3 EXHIBIT B INDENTURE State of Utah SPENCERJ. COX Governor DEIDRE HENDERSON Lieulenant Governor Department of Environmental Quality Kimberly D. Shelley Executive Director DIVISION OF DRINKING WATER Nathan Lunstad Director Drinking Water Board Kristi Bell, Chair Eric Franson, P.E, Vice-Chair Dawn Ramsey Justin Maughan Corinna Harris Jeff Coombs Shazelle Terry Blake Tullis, PhD. Kimberly D. Shelley Nathan Lunstad Executive Secretary April 10, 2024 Laura Briefer Salt Lake City Water System 1530 S. West Temple Street Salt Lake City, Utah 84115 Laura.briefer@slcgov.com Subject:Federal SRF Loan Authorization and Procedures for Committal of Funds; Salt Lake City Water System, System #18026, Loan #3F2028 Dear Laura Briefer: On February 29, 2024, the Drinking Water Board (hereinafter called the "Board") authorized a construction loan of up to $39,525,000, with $19,350,000 in principal forgiveness, for a net repayable amount of $20,175,000 for up to 39 years at 1.5% hardship grant assessment fee in lieu of interest, to Salt Lake City Water System (hereinafter called the "Recipient") for the planning and construction of lead service line inventory and replacements as well as potential replacement of aging water mains to facilitate service line replacements where large quantities of lead are present (hereinafter called the "Project"). The loan from the Board will be secured by General Obligation bond(s), Non-voted Water Revenue bond(s), or a combination thereof; issued by the Recipient as incremental disbursement bond(s) (hereinafter referred to as Bonds) disbursed on a monthly or quarterly basis. The Board has determined the retirement period for the Bonds to be no more than thirty-nine (39) years, with the assessment fee payable on the unpaid principal from the date of each advance of loan funds. The annual assessment fee is 1.5%. The Board will require annual principal payments on the Bonds, plus assessments, totaling approximately $687,000. Enclosed is the proposed bond repayment schedule. If a revenue bond is used, a debt service reserve fund equal to this annual amount must be established by no more than ten equal annual deposits. The authorized financial assistance will be deposited incrementally into the escrow account mentioned in item 2 along with other funds after the bonding requirements for the loan are completed and the principal forgiveness agreement is signed and fully executed. Special Conditions 195 North 1950 West• Salt Lake City, UT Mailing Address: P.O. Box 144830 • Salt Lake City, UT 84114-4830 Telephone (801) 536-4200 • Fax (801) 536-4211 • T.D.D. (801) 536-4414 www.deq.utah.gov Printed on I00% recycled paper Laura Briefer, SLC WS April 10, 2024 Page 2 This financial assistance was authorized subject to the availability of funds. The assistance represented by this authorization will be funded, in whole or in part, from the proceeds of a federal DWSRF Capitalization Grant (Section 1452 SOWA) to the State of Utah. Under the SRF Capitalization Grant Program, federal funds are to be made available to the State by way of authorized draws on a letter of credit over the construction period of the Project. Therefore, this authorization is expressly subject to the continued availability of federal funds through the SRF Capitalization Grant and the letter of credit related thereto. Neither the Board nor the State of Utah shall be bound by this authorization or by any obligation to provide further loan funds to or purchase any bonds from the Recipient if the SRF Capitalization Grant funds to which this authorization relates are not awarded or if payments under the letter of credit are withheld for any reason. As a condition of this authorization, the Board will require the Recipient to provide a schedule of estimated engineering and construction time for the Project within ninety (90) days of the date of this letter. If the Project has not progressed sufficiently for the Recipient to issue the Bond within twelve months of the date of authorization, authorized funding may be withdrawn. As a condition of this loan, the Board will require the Recipient to establish a capital facilities replacement reserve account. Deposits to that account shall be made at least annually in the amount of five percent (5%) of the Recipient's annual drinking water system budget, including depreciation, and must continue until the Bonds are redeemed. Failure to maintain the reserve account will constitute a technical default on the Bonds and may result in penalties being assessed. The Bonds may be prepaid, in whole or in part, at any time in minimum amounts of $1,000 or any integral multiple thereof, with the prepayments applied against the Bond principal in inverse order of maturities. In addition, if any Bond proceeds remain after the Project is completed, those remaining proceeds shall be used to redeem Bond principal in inverse order of maturities. The Bond documents must contain the following provisions: i]The Bonds will initially be in the form of a single, fully-registered bond in the amount of $20,175,000 with provisions for incremental advances quarterly, based on a schedule that coincides with the rate at which engineering/construction related costs are expected to be incurred for the Project. However, provisions shall be made which would allow the Bonds to be exchanged for separate serial bonds in minimum denominations of $1,000. ii]If revenue bonds are used the Bonds must be secured by a pledge by the Recipient of 100% of the net revenue produced by the Recipient's water system, and the Recipient will be required to warrant and demonstrate that those net revenues equal or exceed 125% of the total annual debt service requirements on the Bonds and any other obligations secured by a pledge of those revenues. iii]If interest is payable on the Bonds, that interest must be tax-exempt, and delivery of the Bonds must be accompanied by an opinion of recognized bond counsel that the interest is not subject to state or federal income taxes. Laura Briefer, SLC WS April 10, 2024 Page 3 iv]If a revenue bond is used, and if the Recipient has previously issued bonds or other obligations secured by a pledge of water system revenues, the Bonds to be purchased by the Board shall be issued on a parity with those prior bonds or obligations with respect to the revenue. If it is not possible for the Bonds to be issued on a parity basis, the Recipient shall contact Michael J. Grange immediately at (801) 674-2563. Based on the information presented to the Board, the following sources of funding will be available for the construction of the Project: Agency Share % of Total Drinking Water Board (Loan)$20,175,000 51% Drinking Water Board (Principal Forgiveness)$19,350,000 49% Local Contribution $0 0% Total Project Cost $39,525,000 100.0% For DWSRF-funded projects the Recipient must submit engineering drawings for any water main replacements or copies of approved waterline installation standards to the Drinking Water Board for review. If the Recipient chooses to use a contractor for any portion of the authorized project, the Recipient must advertise for bids for those portions of the Project, must open the bids, and must demonstrate to the Drinking Water Board that the bidding process complied with Utah bidding laws and that available sources of funding are adequate to cover the cost of the Project and the bond insurance costs. Prior to bond closing the Recipient must make arrangements for all authorized financial assistance proceeds and all other Project funds to be available for deposit into the escrow account described below at the time the Board delivers funds unless other acceptable arrangements have been previously made. The financial assistance is conditioned upon the availability of funds at the time of closing, satisfaction of the conditions specified in this letter, and adherence to the project schedule approved at that time. If the Project does not proceed according to the project schedule, the Board may withdraw project authorization, so that other projects ready to proceed can obtain necessary funding. The Board may consider extensions to the project schedule. Any extension requested must be fully justified. After the Project's construction bids have been opened and the below listed requirements have been met, and if the project remains substantially as approved, loan closing will proceed subject to funds available at that time. But, if substantial changes in the Project are required, they must be considered by the Board for committal of funds. As the Recipient you will need to complete the following items before the Board will purchase your Bonds: I.The State of Utah has appointed William L. Prater, Esq. as special legal counsel to the Board (the "Board's Attorney") and has assigned to him the responsibility of reviewing Laura Briefer, SLC WS April 10, 2024 Page 4 all proceedings and documents relating to the sale of bonds to the Board. His telephone number is (801) 566-8882, email is bill@billprater.com, or mail to P.O. Box 71368, Salt Lake City, Utah 84171. The Recipient's bond counsel shall submit the following items to his office at the times indicated below. A copy of the transmittal letter for the items indicated below must also be sent to the Division of Drinking Water to document project progress. a.No later than one week prior to the meeting at which the Recipient intends to adopt its Resolution for the issuance of the Bonds, a complete copy of the Resolution shall be submitted for review. b.No later than two weeks after the adoption of the Resolution, the following items shall be submitted: 1)A true and complete photocopy of the Resolution as adopted, showing signatures of the appropriate officials of the Recipient on the Resolution and on the Notice of Meeting, Acknowledgment of Notice and Consent, Certificate of Publication, Open Meeting Certificate, and other similar documents relating to the Resolution. 2)A true and complete photocopy of the minutes, notices, resolutions, and other documents relating to the Bonds, showing signatures of the appropriate officials. 3)A complete copy of the proposed documents to be signed at Closing, including (but not necessarily limited to) General Certificate, Signature Identification and Non-Litigation Certificate, Receipt, Arbitrage Certificate (ifrequired), Recipient Attorney's Non-Litigation Certificate, Certificate of Clerk (or Recorder) as to contents of Bond Transcript File, Escrow Agreement, and the Bond Attorney's Opinion. 4)A copy of the water rate structure described in paragraph 3 below of this letter. 5)A copy of the proposed opinion letter of the Recipient's attorney described in paragraph 7 of this letter. The procedures for bond approval will be substantially the same as required by the Utah Local Government Bonding Act as it applies to cities and towns. The opinion of the bond attorney must accompany delivery of the Bonds to the Board before proceeds of the loan will be released. At or after the Closing, the Board's Attorney will bill the Recipient, and the Recipient must pay those legal fees. This is an eligible project expenditure. If the Recipient fails to close the loan after this authorization, it will nonetheless be by billed for the actions taken by the Board's Attorney prior to loan cancellation. Laura Briefer, SLC WS April 10, 2024 Page 5 2.Consistent with requirements of the law and the covenants of applicable bond resolutions, the actual payment of funds by the Board to the Recipient will not take place until the Board has assurance the funds will be used for Project costs and the Project will actually be completed. To assure this, all monies to be expended on the Proiect. including the Recipient's share shall be placed in an escrow account supervised by the Recipient and the Board, unless other acceptable arrangements have been made. In general, the Board will make incremental advances into the account on a monthly or quarterly basis. A copy of the proposed escrow agreement shall be submitted to the Board and the Board's Attorney for review. Disbursements from the escrow account will be reviewed and approved by the Division of Drinking Water. A Disbursement Request Form must be completed and submitted along with each request. Disbursement amounts must be authorized in writing by the Recipient and the State prior to any funds being released from the escrow account. Please refer to the reimbursement instruction sheet. 3.At the time of the adoption of the bond resolution, the Recipient shall have passed an ordinance or resolution establishing reasonable water use rates and collection enforcement remedies, taking into account many factors including the need to have sufficient revenue income for all outstanding water system debts, operation and maintenance costs, and any reserve funds. It will then be necessary to implement effective collection procedures. A copy of the rate ordinance and collection enforcement procedures shall be submitted to the Board and the Board's Attorney for review. 4.The Recipient's contract with its engineer shall include the cost of developing the plans and specifications and the construction inspection of the Project. The contract shall be submitted to the Division of Drinking Water for review. (This requirement is to assure the Board that adequate and appropriate arrangements are made for completing and inspecting the project within the guidelines set by the Board.) 5.The project engineer shall submit, in accordance with R309-500, plans and specifications, bidding documents, and general conditions to the Division of Drinking Water for review and Plan Approval prior to soliciting bids on the Project. The engineer shall submit project documents via ddwpnf@utah.gov per https://deq. utah.govldrinking-water/general-plan- approval-process for the expeditious assignment and review of the plans and specifications. Any changes to approved plans and specifications prior to finalizing the Recipient Agreement must be reviewed and approved by the Division of Drinking Water. These funds cannot be disbursed until after the bid opening has occurred and a copy of the bid tabulation has been reviewed by the Division to assure that sufficient funds are authorized to complete the Project. If substantial changes in the Project are required, they must be considered by the Board for committal of additional funds. The following shall be included in the specifications: a.The Recipient shall require contractors hired to perform work on their project to pay prevailing wage rates according to Davis-Bacon labor wage requirements. See attached Reference Page for document location. Laura Briefer, SLC WS April 10, 2024 Page 6 b.The Recipient shall comply with the Build America Buy America Act requirements. See attached Reference Page for document location. 6.Rights-of-way and easements for construction, and operation and maintenance of the Project shall be acquired. The Recipient, through its engineer, shall furnish its attorney a right-of-way map showing the location of all sources, buildings, structures, pipelines, and other pertinent facilities not only in the Project but also for the entire water system. The engineer and presiding officer of the Recipient will sign this map and a copy provided to the Recipient's attorney as a basis for the certification described below. 7.The Recipient's attorney shall certify the following items in writing to the Board: a.The Recipient is a legal entity as of the date ofloan closing. b.The Recipient has valid legal title to the rights-of-way designated and shown on the rights-of-way map, including rights-of-way both for the project to be constructed and the remainder of the existing water system as of the date ofloan closing. c.The Recipient has established the ownership of water rights to any and all water used in the system and such rights are summarized with associated water right numbers. d.The bidding process and contract documents for the construction of the Project have the proper and legal format and are in compliance with the Utah Code Annotated 1953 (including, but not limited to Title 34, Chapter 30). e.After the completed and executed construction contract, along with the performance and payment bonds and evidence of necessary insurance, has been reviewed by the Recipient 's attorney, the Recipient 's attorney shall furnish to the Board his legal opinion that all of such items are legal and binding and in compliance with the Utah Code. As indicated earlier, a draft of this letter is to be submitted to the Board and the Board's Attorney two weeks after the adoption of the resolution. 8.If interest is payable on the Bonds, the Bonds must be accompanied by a legal opinion of recognized municipal bond counsel that interest on the bond obligations is exempt from federal income taxation. Unless otherwise covered, the opinion must also include a statement that the project to be constructed with the Bond proceeds is not for private activity and that the Recipient has complied with all the requirements of the Board with respect to the Utah Federal State Revolving Fund (SRF) Program (R309-705 of the Utah Administrative Code). 9.The Recipient must obtain and maintain continuously throughout the loan repayment period, a fidelity bond on the positions handling the Recipient's funds, in an amount at Laura Briefer, SLC WS April 10, 2024 Page 7 least equal to the total amount of funds that will be on hand at any one time, exclusive of loan funds. This amount should be at least twice an annual payment or $1.374.000. This fidelity bond must be obtained and furnished to the Board prior to the loan closing date. The names of the insured on the position fidelity bond will be "Salt Lake City Water System and the State of Utah acting through the Drinking Water Board." 10.As a condition to the acceptance by the Board of a non-voted revenue bond, the issuer must: a.Publish notice and conduct a public hearing consistent with the requirements of the Utah Local Government Bonding Act, and b.Mail notices to System users in the Issuer's service area informing them of that public hearing. In addition to the time and location of the public hearing, the notices which are mailed to System users shall inform System users of the issuer's intent to issue a non-voted revenue bond to the Board, shall describe the face amount of the Bond, the rate of interest, the repayment schedule and shall describe the impact of the Project. User charge rates and connection fees shall be noted in that notice. That notice shall state that System users may respond to the Issuer in writing or in the public hearing. A copy of all written responses and a certified record of a public hearing shall be forwarded to the Board. If the Board feels that there is significant opposition to the proposed project, or if required by the Utah Local Government Bonding Act, it may be necessary for the Issuer to hold a bond election before the Board's funds will be made available. 11.As a condition of this loan, the Board will require the Recipient to complete a Water Conservation Plan. If your system has less than 500 connections, the plan must be submitted to the Division of Drinking Water prior to loan closing. If your system has more than 500 connections, the plan must be submitted to the Division of Water Resources for review and approval, and the approved plan must be adopted (completing the Certification of Adoption) prior to loan closing. If the Recipient has already adopted such a plan, that plan and its certification of adoption may be submitted to the Division of Drinking Water for verification. Laura Briefer, SLC WS April 10, 2024 Page 8 12.In compliance with Utah Code Annotated 9-8-404 and 36 CFR 800.3(g), the project engineer shall submit a report to the Division of Drinking Water that demonstrates a reasonable and good faith effort was made to identify and gather information to etermine if cultural resources are present in the area of potential effects, including a Class III Survey. The report format shall meet SHPO State of Utah Archaeological Compliance Guidance. Cultural resource reporting guidance is outlined in the Utah SHPO Short Cultural Resources Inventory Report Form. See attached Reference page for document location. 13.The Recipient must agree to comply with the above Federal laws, executive orders, and government-wide policies that apply to the Project and complete the following: a.Ensure, to the fullest extent possible, that Disadvantaged Business Enterprise procurement requirements are achieved in all procurements for prime contractors, subcontractors, suppliers, and others. For your information, refer to these forms for DBE utilization: DBE Contact Log for Bidders, Subcontractor Participation, Performance, and Utilization forms, Suggested Sources for Locating Certified MBE/WBE Contractors in Utah. See attached Reference page for document locations. Ensure that the "six affirmative steps" are taken to assure compliance with the State's "fair share goals" in all procurements. The Division will specify the required language, documents, and instructions. (1)Bid solicitations shall state that this is a federally funded project requiring compliance with the State's "fair share goals" and federal EEO regulations. See attached Reference Page for document location. (2)The "Special Conditions" or "Supplemental Conditions" in the bid documents shall contain the language and instructions specifying the MBE and WBE procurement requirements, provided by the Division. (3)The same bid documents shall also contain the federal EEO requirements. b.Report MBE/WBE utilization for construction services on "EPA Form 5700-52A." See attached Reference Page for document location. This is a requirement for projects that exceed the Simplified Acquisition Threshold set by the Office of Management and Budget. Annual reports are due by October 30th of each year. c.Include the following certification in the bond resolution: "The Issuer agrees, in accepting the proceeds of the Series Bonds, to comply with all applicable state and federal regulations related to the Utah State Revolving Fund administered by the Drinking Water Board These requirements include, but are not limited to, Title XIV of the Safe Drinking Water Act of 1996, 0MB Circular A-133, the Utah Federal State Revolving Fund (SRF) Program (R309-705 of the Laura Briefer, SLC WS April 10, 2024 Page 9 Utah Administrative Code), the Utah Municipal Bond Act, the Utah Money Management Act, the Utah Procurement Code and the State of Utah Legal Compliance Audit Guide." 14.The Recipient shall submit a cash drawdown schedule prepared and certified by their consulting engineer to be a schedule that coincides with the rate at which expected construction related costs are incurred by the project. 15.The Recipient must get a Unique Entity ID from SAM.gov. Once the entity record has been validated, submit a copy of the Unique Entity ID to the Division of Drinking Water. 16.The Recipient shall comply with the Single Audit Act requirements in accordance with 0MB Circular A-133. 17.The Recipient is required to comply with the Bipartisan Infrastructure Law Signage requirements. See attached Reference Page for document location. 18.In compliance with Utah Code Annotated 73-10g-402, water systems applying for federal financial assistance for improvements to capital assets related to water infrastructure shall commit to adopt a capital asset management plan. The Asset Management Plan shall be submitted to the Division for review and approval prior to loan closing, unless preparing an Asset Management Plan is included as part of the project for which the Recipient has applied for financial assistance. In which case, the Asset Management Plan shall be submitted to the Division as soon as it is completed or prior to the entity submitting its final project reimbursement request. To facilitate the timely completion of the financial assistance requirements outlined in this letter, the Recipient and its attorney and engineer shall submit to the Division of Drinking Water all of the items required before loan closing no later than 30 days before the bond closing, and the Recipient's bond attorney shall submit to the Board's Attorney the items listed in subsection "b" of paragraph l on or before the due date specified. These requirements must be completed on or before March 1, 2025. If the Recipient fails to reasonably comply with the Project schedule, the Authorization may be withdrawn in accordance with R309-705-7. Laura Briefer, SLC WS April 10, 2024 Page 10 These requirements may not cover all the matters pertaining to the Project. We anticipate that specific questions on matters relating to your Project will arise, and we are confident that a cooperative effort can resolve any issues. If you have any questions concerning these requirements, please contact Andrea Thurlow at (385) 260-0337, Heather Pattee at (385) 515-1498 or me at (801) 674-2563. Sincerely, DRINKING WATER BOARD Michael J. Grange, P.E. Assistant Executive Secretary MJG/hp/at/lr Enclosures 1.Reference Page 2.Salt Lake City Water System Loan Repayment Schedule cc: William Prater, Esq., William L. Prater, LLC, PO Box 71368, SLC, UT 84171, bill@billprater.com Lisa Tarufelli, Salt Lake City Water System, lisa.tarufelli@slcgov.com Teresa Gray, Salt Lake City Water System, Teresa.Gray@slcgov.com Emma McGowan, Jacobs, emma.mcgowan@jacobs.com Bradley Patterson, Gilmore & Bell, bpatterson@gilmorebell.com Andrea Thurlow, Division of Drinking Water, athurlow@utah.gov Heather Pattee, Division of Drinking Water, hpattee@utah.gov Nagendra Dev, Division of Drinking Water, ndev@utah.gov DDWFinance Laura Briefer, SLC WS April 10, 2024 Page 11 Reference Page *Davis-Bacon labor wage requirements - https://documents.deq.utah.gov/drinking- water/financial-assistance/Federal%20SRF/DOW-2022-0005 38.pdf. *American Iron and Steel Provision - https://documents.deq.utah.gov/drinking-water/financial- assistance/Federal%20SRF /DDW-2022-000536.pdf *Build America Buy America Act - https://documents.deq.utah.gov/drinking-water/financial- assistance/Federal%20SRF/DDW-2022-004136.pdf *Utah SHPO Short Cultural Resources Inventory Report form - https://documents.deg.utah.gov/drinking-water/financial-assistance/Federal%20SRF /DDW-2020- 038201.pdf#page=53 *Disadvantaged Business Enterprise procurement requirements - https://documents.deq.utah.gov/drinking-water/financial-assistance/Federal%20SRF/DDW-2022- 000522.pdf *DBE Contact Log for Bidders - https://documents.deq.utah.gov/drinking-water/financial- assistance/Federal%20SRF /DDW-2022-000526.pdf *Subcontractor Participation, Performance, and Utilization forms - https://documents.deg.utah.gov/drinking-water/financial-assistance/Federal%20SRF/DDW-2022- 000526.pdf *Suggested Sources for Locating Certified MBE/WBE Contractors in Utah - https://documents.deg.utah.gov/drinking-water/financial-assistance/Federal%20SRF/DDW-2022- 000532.pdf *Federal EEO regulations - https://documents.deq.utah.gov/drinking-water/financial- assistance/Federal%20SRF/DDW-2022-000530.pdf *" EPA Form 5700-52A" - https://documents.deq.utah.gov/drinking-water/financial- assistance/Federal%20SRF/DDW-2022-000524.pdf INVESTING IN AMERICA Investing In America Signage Guidelines Law Last Updated: March 2, 2023 . Office of Digital Strategy White House Office, EOP Meena Yi Abbey Pitzer The Bipartisan Infrastructure The CHIPS and Science Act The Inflation Reduction Act The American Rescue Plan Investing In America Signage Guidelines I Last Updated: 03/02/23 2 Guidelines for Logo Applications The purpose of this document is to provide general guidelines for signs displayed at project sites for projects funded under the Bipartisan Infrastructure Law (also known as the Infrastructure Investment and Jobs Act), the CHIPS and Science Act, the Inflation Reduction Act, the American Rescue Plan, and other Federally-funded projects as appropriate. The first part of this document pertains to signs for Federally- funded projects that are not installed in the highway right-of- way. For highway signage guidance that is MUTCD compliant please see pages 13 and 14. For all other signs please start here. This document provides information about the Investing In America logo mark as well as how logos, marks and seals of states, cities, and counties can be incorporated into signage. Logos of contractors are not permitted on the signage. When logos are included in signage, the placement should conform to these brand guidelines. Investing In America Signage Guidelines I Last Updated: 03/02/23 3 Variations and Usage There is one approved mark associated with the Investing In America logo. To preserve the integrity of the Investing In America logo mark, make sure to apply them correctly. Altering, distorting, or recreating the 'marks' in any way weakens the power of the image and what it represents. Layout and design of signs and communication materials will vary, so care must be taken when applying the logo mark. Primary Logo Mark INVESTING IN AMERICA Colors The colors, graphics, and fonts used should conform to graphic standards. PMS7687 C COLOR ■Blue CMYK 83,48,0,48 RGB 22 / 68 / 132 HEX #164484 PMS ■Red 0, 100, 81, 0 255 / 0 / 49 #FF0031 PMS185 C White 2,2,0,3 242/ 244/ 248 #F2F4F8 Bright White Investing In America Signage Guidelines I Last Updated: 03/02/23 4 Investing In America Signage Guidelines I Last Updated: 03/02/23 5 Logos INVESTING IN AMERICA White background: logo in red and blue INVESTING IN AMERICA Gray background: logo in red and blue Blue background: logo in all white Investing In America Signage Guidelines I Last Updated: 03/02/23 6 Investing In America Signage Guidelines I Last Updated: 03/02/23 s I Investing In America General Guidelines for Logo Applications PROJECT FUNDED BY President Joe Biden's lSln.[Insert Name of Law]C co <::t 12 fn.481n.""I 71n.3.Sln. t------7----.::C=------ 3, 5 In.7 in. 72 in. 3.Sin.INVESTING IN AMERICA Investing In America Signage Guidelines I Last Updated: 03/02/23 6 Sign Colors 1.The Bipartisan Infrastructure Law PROJECT FUNDED BY President Joe Biden's Bipartisan Infrastructure Law INVESTING IN . PROJECT FUNDED BY President Joe Biden's Bipartisan Infrastructure Law INVESTING IN l"" AMERICA 0,t; White AMERICA 0 Gray Blue Red Border PROJECT FUNDED BY President Joe Biden's Bipartisan Infrastructure Law INVESTING IN AMERICA Investing In America Signage Guidelines I Last Updated: 03/02/23 7 PROJECT FUNDED BY President Joe Biden's CHIPS and Science Act INVESTING IN AMERICA 0 . Sign Colors 2.The CHIPS and Science Act PROJECT FUNDED BY President Joe Biden's CHIPS and Science Act PROJECT FUNDED BY President Joe Biden's CHIPS and Science Act INVESTING IN AMERICA 0, ..INVESTING IN AMERICA White Gray Blue Red Border 0. Investing In America Signage Guidelines I Last Updated: 03/02/23 8 Sign Colors 3.The Inflation Reduction Act PROJECT FUNDED BY President Joe Biden's Inflation Reduction Act PROJECT FUNDED BY President Joe Biden's Inflation Reduction Act INVESTING IN AMERICA INVESTING IN AMERICA White Gray PROJECT FUNDED BY President Joe Biden's Inflation Reduction Act 0.. Blue Red Border PROJECT FUNDED BY President Joe Biden's Inflation Reduction Act INVESTING IN AMERICA 0 6:2 J......,......0 .INVESTING IN AMERICA 06:J............. -.c,c..-. 2 0 . Investing In America Signage Guidelines I Last Updated: 03/02/23 9 0 .0 2 PROJECT FUNDED BY President Joe Biden's American Rescue Plan INVESTING IN AMERICA 0 ,,.. Sign Colors 4.The American Rescue Plan PROJECT FUNDED BY President Joe Biden's American Rescue Plan PROJECT FUNDED BY President Joe Biden's American Rescue Plan INVESTING IN AMERICA 0 .i . ,. EJ I, White Gray Blue Red Border INVESTING IN AMERICA Investing In America Signage Guidelines I Last Updated: 03/02/23 10 PROJECT FUNDED BY President Joe Biden's [Insert Name of Law] State, City, and County Logo Variations PROJECT FUNDED BY President Joe Biden's [Insert Name of Law] INVESTING IN AMERICA Square or Circular State Logo: 7x7 in. INVESTING IN AMERICA Rectangular or Oval State Logo: not to exceed 17.5 x 7 in. Investing In America Signage Guidelines I Last Updated: 03/02/23 11 .. PROJECT FUNDED BY President Joe Biden's [Insert Name of Law] INVESTING IN AMERICA 3 Logo Samples PROJECT FUNDED BY President Joe Biden's [Insert Name of Law] INVESTING IN AMERICA County/City Logo l i .,; '•\- State Logol ''ll2QT Circular City Logo 7 x 7 in. State rectangular logo should not exceed 17.5 x7 in. Rectangular State Logo: not to exceed 17.5 x 7 in. Investing In America Signage Guidelines I Last Updated: 03/02/23 12 PROJECT FUNDED BY President Joe Biden's (Insert Name of Law] INVESTING IN AMERICA J29-T 2 Logo Samples PROJECT FUNDED BY President Joe Biden's [Insert Name of Law] INVESTING IN AMERICA, Circular State Lo o: 7 x 7 in. Rectangular State Logo: not to exceed 17.5 x 7 in. Investing In America Signage Guidelines I Last Updated: 03/02/23 13 Pictograph ----27.9 ------4_.J._a_1---J._4_J.._11_55 J 5.775 ------zs.9----------- -.i------'39.s----------1-4..J.12.ss---- 13'.56 3.37 19 68.88 40.25 ---------------'I ----------------96 ----------------------------M3.37 Rules for Highway Right of Way Signage 8 Feet i i Rules for Highway Right of Way Signage 6 Feet INVESTING IN AMERICA C") --l .l.O... s;f'-¼ State Agency Pictograph USDOT Pictograph lONiri C'1 5.6-->IJ-E--19.04---- --)IE---16.84--•loo-E4 5.16 4-L-7.7645.6 --------20.12 --------21.96-------4..J.._s.4---3.76 I I 3.76-9.76-lk----------52.48--------- a>k-9.76- 5.25l-3-JE--14.25-------27.73 14.25--- 3.76 3.76 12 >1 Investing In America Signage Guidelines I Last Updated: 03/02/23 14 II. ' PROJECT FUNDED BY THE Bipartisan Infrastructure Law j Gilmore Bell DRAFT 05/21/2024 TWELFTH SUPPLEMENTAL TRUST INDENTURE BETWEEN SALT LAKE CITY, UTAH AND U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION as Trustee Dated as of [August] 1, 2024 $39,525,000 SALT LAKE CITY, UTAH PUBLIC UTILITIES REVENUE BONDS, SERIES 2024A 4854-3464-3644, v. 3 4854-3464-3644, v. 3 TABLE OF CONTENTS ARTICLE I DEFINITIONS.............................................................................................................2 Section 1.1 Definitions..............................................................................................................2 Section 1.2 Authority for Twelfth Supplemental Indenture......................................................4 ARTICLE II AUTHORIZATION, TERMS AND ISSUANCE OF SERIES 2024A BONDS.......4 Section 2.1 Authorization of Bonds, Principal Amount, Designation and Series.....................4 Section 2.2 Finding and Purpose...............................................................................................4 Section 2.3 Advances of Proceeds.............................................................................................5 Section 2.4 Debt Forgiveness....................................................................................................5 Section 2.5 Denominations, Payments, Payment Date, and Hardship Grant Assessment ........5 Section 2.6 Delinquent Payment...............................................................................................7 Section 2.7 Exchange of State Bond .........................................................................................7 Section 2.8 Paying Agent..........................................................................................................7 Section 2.9 Optional Redemption; Redemption Price...............................................................7 Section 2.10 Execution of Series 2024A Bond...........................................................................8 Section 2.11 Delivery of Series 2024A Bonds............................................................................8 ARTICLE III APPLICATION OF SERIES 2024A BOND PROCEEDS AND OTHER MONEYS; ESTABLISHMENT AND OPERATION OF ACCOUNTS AND SUBACCOUNTS .................................................................................................8 Section 3.1 Application of Proceeds of the Series 2024A Bonds..............................................8 Section 3.2 Series 2024A Project Account................................................................................8 Section 3.3 Establishment of Debt Service Reserve Subaccount..............................................8 Section 3.4 Renewal and Replacement Fund............................................................................9 Section 3.5 Establishment of Series 2024A Project Account....................................................9 Section 3.6 Establishment of Series 2024A Bond Service Subaccount ....................................9 ARTICLE IV ADDITIONAL COVENANTS AND REPRESENTATIONS OF THE CITY........9 Section 4.1 Additional Covenants and Representations with Respect to the Series 2024A Bonds ...................................................................................................................9 ARTICLE V MISCELLANEOUS...................................................................................................9 Section 5.1 Confirmation of Sale of Series 2024A Bonds........................................................9 Section 5.2 System of Registration..........................................................................................10 Section 5.3 Article and Section Headings...............................................................................10 Section 5.4 Partial Invalidity...................................................................................................10 Section 5.5 Counterparts..........................................................................................................10 Section 5.6 Electronic Signatures............................................................................................10 Section 5.7 Effective Date.......................................................................................................10 Section 5.8 Confirmation of Master Indenture........................................................................10 4854-3464-3644, v. 3 Section 5.9 Representation Regarding Ethical Standards for City Officers and Employees and Former City Officers and Employees..........................................................10 EXHIBIT A-1 (FORM OF STATE BOND) ........................................................................... A-1-1 EXHIBIT A-2 (FORM OF EXCHANGE BOND) .................................................................. A-2-1 EXHIBIT B COST OF ISSUANCE DISBURSEMENT REQUEST .........................................B-1 EXHIBIT C FORM OF REQUISITION .....................................................................................C-1 4854-3464-3644, v. 3 TWELFTH SUPPLEMENTAL TRUST INDENTURE THIS TWELFTH SUPPLEMENTAL TRUST INDENTURE (the “Twelfth Supplemental Indenture”), dated as of [August] 1, 2024, between Salt Lake City, Utah, a municipal corporation and political subdivision of the State of Utah (the “City” or “Issuer”), and U.S. Bank Trust Company, National Association, as successor in interest to U.S. Bank National Association, a national banking association duly organized and qualified under the laws of the United States of America, authorized by law to accept and execute trusts and having an office in Salt Lake City, Utah (the “Trustee”): WITNESSETH WHEREAS, the City has entered into a Master Trust Indenture, dated as of January 1, 2004, as amended and supplemented to the date hereof (the “Master Indenture” and, together with the Twelfth Supplemental Indenture, the “Indenture”), with the Trustee; and WHEREAS, the City considers it necessary and desirable and for the benefit of the City and the users of the System (as defined in the Master Indenture) to issue revenue bonds pursuant to the Indenture and as hereinafter provided for the purpose of financing part of the costs of acquiring a project consisting of the acquisition, improvement or extension of water improvements, facilities and property that will be a part of the System pursuant to authority contained in the Local Government Bonding Act, Chapter 14 of Title 11, Utah Code Annotated 1953, as amended; and WHEREAS in order to (i) finance all or a portion of the costs of construction of improvements to its water system, including, but not limited to lead service line inventory and replacements as well as potential replacement of aging water mains to facilitate service line replacements and related improvements (collectively, the “Series 2024A Project”), and (ii) finance the costs of issuance of the Bonds herein authorized, the City has determined to issue its Public Utilities Revenue Bonds, Series 2024A in the aggregate principal amount of $39,525,000, with $19,350,000 in principal forgiveness, for a net repayable amount of $20,175,000 (the “Series 2024A Bonds”); and WHEREAS, the State of Utah Department of Environmental Quality, Drinking Water Board (the “Drinking Water Board”) has agreed to purchase the Series 2024A Bonds at par upon the terms and conditions herein set forth; and WHEREAS, the Series 2024A Bonds will be authorized, issued and secured under the Indenture on a parity with all other Bonds issued and outstanding from time to time thereunder; and WHEREAS, the execution and delivery of the Series 2024A Bonds and of this Twelfth Supplemental Indenture have in all respects been duly authorized and all things necessary to make the Series 2024A Bonds, when executed by the City and authenticated by the Trustee, the valid and binding legal obligations of the City and to make this Twelfth Supplemental Indenture a valid and binding agreement have been done; 24854-3464-3644, v. 3 NOW, THEREFORE, THIS TWELFTH SUPPLEMENTAL INDENTURE WITNESSETH: For and in consideration of the mutual covenants herein contained and of the purchase of the Series 2024A Bonds by the Bondholders thereof from time to time, and of the acceptance by the Trustee of the trusts hereby created, and intending to be legally bound hereby, the City has executed and delivered this Twelfth Supplemental Indenture, and by these presents does confirm the pledge provided for in the Master Indenture and to further secure the payment of the Series 2024A Bonds and all other Bonds now or hereafter Outstanding under the Indenture does hereby sell, assign, transfer, set over and pledge unto U.S. Bank Trust Company, National Association, as Trustee, its successors and trusts and its assigns forever, all right, title and interest of the City in and to (a) the proceeds of the sale of the Series 2024A Bonds, (b) the Revenues, (c) all moneys held by Trustee in funds and accounts established hereunder, including the investments, if any, thereof (except for any Rebate Fund), and (d) all other rights hereinafter granted for the future securing of such Series 2024A Bonds subject to the permitted applications thereof as provided in the Master Indenture. TO HAVE AND TO HOLD THE SAME unto the Trustee and its successors and its assigns in trust forever; IN TRUST, NEVERTHELESS, FIRST, for the equal and ratable benefit and security of all present and future Bondholders and Security Instrument Issuers without preference, priority, or distinction as to security or otherwise (except as otherwise specifically provided), of any of the Bonds or Security Instrument Repayment Obligations over any of the others by reason of time of issuance, sale, delivery, maturity or expiration thereof or otherwise for any cause whatsoever; and SECOND, for the equal and proportionate benefit, security and protection of all Reserve Instrument Issuers without preference, priority, or distinction as to lien or otherwise (except as otherwise specifically provided) of any Reserve Instrument Provider over any other Reserve Instrument Provider by reason of time of issuance, delivery or expiration thereof or otherwise for any cause whatsoever. ARTICLE I DEFINITIONS Section 1.1 Definitions. (a) Except as provided in subparagraph (b) of this Section and as the same may be amended hereby, all defined terms contained in the Master Indenture when used in this Twelfth Supplemental Indenture shall have the same meanings as set forth in the Master Indenture. (b)As used in this Twelfth Supplemental Indenture, unless the context shall otherwise require, the following terms shall have the following meanings: “Advance” means an incremental advance to the City of the Series 2024A Bonds by the Drinking Water Board in accordance with this Supplemental Indenture. “Drinking Water Board” means the State of Utah Department of Environmental Quality, Drinking Water Board, or any successor thereof. 34854-3464-3644, v. 3 “Hardship Grant Assessment” means the hardship grant assessment fee to be charged in connection with the Series 2024A Bonds pursuant to Section 2.1 hereof. “Hardship Grant Assessment Payment Date” means, with respect to the Series 2024A Bonds, each February 1, commencing February 1, 2025. “Issue Date” means, with respect to the Series 2024A Bonds, the original date of issuance of the Series 2024A Bonds. “Indenture” means the Master Indenture as amended and supplemented by this Twelfth Supplemental Indenture and as from time to time hereafter amended and supplemented by Supplemental Indentures. “Master Indenture” means the Master Trust Indenture, dated as of January 1, 2004, as heretofore amended and supplemented, between the City and the Trustee, providing for the issuance of public utility revenue bonds. “Outstanding Parity Bonds” means, as of the date of execution and delivery of the Series 2024A Bonds, (i) the Taxable Water and Sewer Bonds, Series 2009; (ii) the Water and Sewer Revenue Bonds, Series 2010; (iii) the Water and Sewer Revenue Bonds, Series 2011; (iv) Water and Sewer Improvement and Refunding Revenue Bonds, Series 2012; (v) Public Utilities Revenue and Refunding Bonds, Series 2017; (vi) Public Utilities Revenue Bonds, Series 2020; (vii) Public Utilities Revenue Bond (WIFIA Loan), Series 2020B; and (viii) Public Utilities Revenue Bonds, Series 2022. “Record Date” means the fifteenth day of the month next preceding any Hardship Grant Assessment Payment Date. “Renewal and Replacement Fund Reserve Requirement” means an amount equal to $0. “Repayable Principal Amount” means the maximum principal amount of the Series 2024A Bonds payable to the Registered Owner thereof calculated by reducing the purchase price of the Series 2024A Bonds by the debt forgiveness amounts as provided in Section 2.4 and Section 2.5 hereof. “Series 2024A Bonds” means the City’s Public Utilities Revenue Bonds, Series 2024A, issued pursuant to this Twelfth Supplemental Indenture. “Series 2024A Bond Service Subaccount” means the Series Subaccount in the Bond Service Account established in Section 3.5. “Series 2024A Debt Service Reserve Subaccount” means the Subaccount established in the Debt Service Reserve Account for the Series 2024A Bonds. “Series 2024A Debt Service Reserve Requirement” means an amount equal to $745,625. 44854-3464-3644, v. 3 “Series 2024A Project” means improvements to the City’s water system including, but not limited to lead service line inventory and replacements as well as potential replacement of aging water mains to facilitate service line replacements and related improvements. “Series 2024A Project Account” means the Project Account in the Construction Fund established in Section 3.4. “Twelfth Supplemental Indenture” means this Twelfth Supplemental Trust Indenture, dated as of [August] 1, 2024, between the City and the Trustee. The terms “hereby,” “hereof,” “hereto,” “herein,” “hereunder,” and any similar terms as used in this Twelfth Supplemental Indenture, refer to this Twelfth Supplemental Indenture. Section 1.2 Authority for Twelfth Supplemental Indenture. This Twelfth Supplemental Indenture is executed pursuant to the provisions of the Act and the Indenture. ARTICLE II AUTHORIZATION, TERMS AND ISSUANCE OF SERIES 2024A BONDS Section 2.1 Authorization of Bonds, Principal Amount, Designation and Series. In order to provide sufficient funds, together with other available moneys of the City, if any, for the (a) financing of the Series 2024A Project and (b) paying all expenses properly incidental thereto and to the issuance of the Series 2024A Bonds and in accordance with and subject to the terms, conditions and limitations established in the Indenture, the City’s Public Utilities Revenue Bonds, Series 2024A are hereby authorized to be issued. The Series 2024A Bonds shall be limited to $39,525,000, with $19,350,000 in principal forgiveness for a net repayable amount of $20,175,000 and shall be issued (i) if issued as a state bond, in the form set forth in Exhibit A-1 (the “State Bond”) and (ii) if issued as an exchange bond, in the form set forth in Exhibit A-2 (the “Exchange Bonds”) in fully registered form. The Series 2024A Bonds shall bear a Hardship Grant Assessment from their Issue Date at the rate of 1.50% per annum on the unpaid principal balance of the Series 2024A Bonds which shall be payable commencing February 1, 2025, until the Series 2024A Bonds are paid in full. If issued as Exchange Bonds, the Series 2024A Bonds shall be in the denomination of $1,000 or any integral multiple thereof. The Series 2024A Bonds shall initially be issued as one fully registered State Bond. The Series 2024A Bonds shall be in such form as to permit the Drinking Water Board to make incremental advances on its total loan commitment to the City during the period of acquisition and construction of the Series 2024A Project and in compliance with Section 2.3 below. Section 2.2 Finding and Purpose. The Series 2024A Bonds are hereby authorized to be issued for the purpose of paying part of the Cost of Construction of the Series 2024A Project pursuant to Section 2.03 of the Master Indenture. Except for the City’s Outstanding Parity Bonds and the Series 2024A Bonds authorized by this Twelfth Supplemental Indenture, the City has no outstanding bonds, notes or other obligations issued pursuant to the Indenture. 54854-3464-3644, v. 3 Section 2.3 Advances of Proceeds. On or before fifteen (15) days prior to the first day of each calendar quarter beginning prior to the payment by the City of costs of construction of the Series 2024A Project, or at such other time as shall be specified by the Drinking Water Board, the City shall provide to the Drinking Water Board a certificate setting forth a schedule of the costs of construction which the City estimates will become due and payable by the City during the next calendar quarter. Advances made by the Drinking Water Board on the basis of such certificates shall be deposited in the Series 2024A Construction Account. All such advances shall be in the amount of $1,000 or any integral multiple thereof. Upon receipt of evidence of deposit of each advance in the Series 2024A Construction Account, the [Finance Director of the Department of Public Utilities of the City] shall give telephonic authorization followed by written confirmation to the Drinking Water Board to stamp or write the date and amount of such advance made by the Drinking Water Board in the appropriate place on the Certificate of Dates of Payment and Amount appearing on the State Bond. Each advance made by the Drinking Water Board on the State Bond shall constitute proceeds of the State Bond and shall be deemed to constitute the full purchase price of the corresponding principal amount of the State Bond noted on the Certificate of Dates of Payment and Amount appearing on the State Bond. As advances are made by the Drinking Water Board, they shall be deemed to represent principal payments in the order of their maturity. Section 2.4 Debt Forgiveness. The Drinking Water Board has committed to purchase the Series 2024A Bonds for a purchase price of not to exceed Thirty-Nine Million Five Hundred Twenty-Five Thousand Dollars ($39,525,000). The Drinking Water Board has also agreed to forgive and relieve the City of a maximum amount of Nineteen Million Three Hundred Fifty Thousand Dollars ($19,350,000) of the maximum Total Principal Sum of the Series 2024A Bonds such that the Repayable Principal Amount of the Series 2024A Bonds shall not exceed Twenty Million One Hundred Seventy-Five Thousand Dollars ($20,175,000). [Accordingly, approximately [ ] percent ( %) of each incremental advance pursuant to Section 2.3 hereof shall be forgiven and shall be recorded under the “Debt Forgiveness Amount” column on the Certificate of Dates of Payment and Amount on the State Bond certificate. The remaining approximately [ ] percent ( %) of each increment advance shall be recorded under the “Repayable Principal Amount” column on the Certificate of Dates of Payment and Amount and shall constitute the total principal repayment obligation of the City with respect to the Series 2024A Bonds.] Section 2.5 Denominations, Payments, Payment Date, and Hardship Grant Assessment. The Series 2024A Bonds shall be in the denomination of One Thousand Dollars ($1,000) or any integral multiple thereof and shall be paid as provided in this Section 2.5. Except as provided in the next succeeding paragraph, principal payments, whether at maturity or by redemption, shall be payable upon presentation of the applicable Series 2024A Bonds at the offices of the Paying Agent for endorsement or surrender, or of any successor Paying Agent. So long as the Drinking Water Board is the Registered Owner of the Series 2024A Bonds, payments on the Series 2024A Bonds shall be made by check or draft without presentation of the Series 2024A Bonds and mailed to the Drinking Water Board as the Registered Owner at the address shown on the registration books maintained by the Registrar. Payment on the Series 64854-3464-3644, v. 3 2024A Bonds shall be made in any coin or currency which on the date of payment is legal tender for the payment of debts due the United States of America. The Series 2024A Bonds shall be dated as of the Issue Date, and shall be payable in installment payments of Principal on February 1 in the years and in the amounts and shall bear a Hardship Grant Assessment on the principal amount of each Advance beginning on the date of such Advance at the rate of 1.5% per annum. The City shall make a Hardship Grant Assessment only payment (accruing from date of closing) on February 1, 2025. Principal payments are as follows and as further described herein: Maturity Date (February 1) Principal Amount Maturity Date (February 1) Principal Amount 2030 $443,000 2048 $578,000 2031 449,000 2049 587,000 2032 456,000 2050 596,000 2033 463,000 2051 605,000 2034 470,000 2052 614,000 2035 477,000 2053 623,000 2036 484,000 2054 633,000 2037 491,000 2055 642,000 2038 498,000 2056 652,000 2039 506,000 2057 661,000 2040 514,000 2058 671,000 2041 521,000 2059 681,000 2042 529,000 2060 692,000 2043 537,000 2061 702,000 2044 545,000 2062 713,000 2045 553,000 2063 723,000 2046 562,000 2064 734,000 2047 570,000 If less than $20,175,000 is advanced on the Series 2024A Bonds, the repayment period shall be shortened and the number of annual principal installments shall be reduced in inverse order of payment (and the amount of the final remaining principal payment shall be reduced, if required) to correspond to the maximum principal amount of the Series 2024A Bonds. The Hardship Grant Assessment on Series 2024A Bonds so payable, and punctually paid and duly provided for, on any Hardship Grant Assessment Payment Date will be paid to the Registered Owner thereof at the close of business on the Regular Record Date for such Hardship Grant Assessment. Any such Hardship Grant Assessment not so punctually paid or duly provided for shall forthwith cease to be payable to the registered owner of any Series 2024A Bonds on such Regular Record Date and may be paid to the registered owner thereof at the close of business on a Special Record Date for the payment of such defaulted Hardship Grant Assessment to be fixed by the Trustee, notice thereof to be given to such registered owner not less than ten days prior to such Special Record Date. The Hardship Grant Assessment shall be paid by check or draft mailed on each Hardship Grant Assessment Payment Date to the Holder of each of the Series 2024A Bonds as the name and address of such Holder appears on the Record Date in the Register. The Hardship 74854-3464-3644, v. 3 Grant Assessment on the Series 2024A Bonds shall be calculated on the basis of a 360 day year consisting of twelve 30-day months. Section 2.6 Delinquent Payment. Payments of principal and the Hardship Grant Assessment on the Series 2024A Bonds which are delinquent from the due date thereof shall draw interest at the rate of [eighteen percent (18%)] per annum on the delinquent payment from said due date until paid in full. Section 2.7 Exchange of State Bond. As long as the Drinking Water Board is the sole Registered Owner of the Series 2024A Bonds, the Series 2024A Bonds shall be issued only as a State Bond in the form prescribed in Exhibit A-1. It is recognized that the Drinking Water Board may sell or otherwise transfer the Series 2024A Bonds pursuant to the provisions of the State Financing Consolidation Act, Title 63B, Chapter 1b, Utah Code Annotated 1953, as amended, or otherwise. In the event the Drinking Water Board determines to sell or otherwise transfer all or a portion of the Series 2024A Bonds pursuant to the State Financing Consolidation Act, or otherwise, the State Bond shall be exchanged at the office of the Paying Agent for a like aggregate principal amount of Exchange Bonds in accordance with the provisions of this Section 2.7. Any Series 2024A Bond, or any portion thereof, which is sold or otherwise transferred or liquidated by the Drinking Water Board pursuant to the State Financing Consolidation Act, or otherwise, shall be in the form of an Exchange Bond prescribed in Exhibit A-2, and shall be executed pursuant to authorization contained in Section 3.04 of the Master Indenture. Each principal payment on the State Bond not previously paid or canceled shall be represented by an equivalent principal amount of Exchange Bonds, in authorized denominations, and of like maturity. The City and its officers shall execute and deliver such documents and perform such acts as may reasonably be required by the City to accomplish the exchange of the State Bond for Exchange Bonds, provided that the Drinking Water Board shall pay or cause to be paid all costs and other charges incident to such exchange and the City shall have no obligation to pay any such costs or charges. Section 2.8 Paying Agent. U.S. Bank Trust Company, National Association, of Salt Lake City, Utah, is hereby appointed the Paying Agent for the Series 2024A Bonds, pursuant and subject to Section 7.02 of the Master Indenture. Principal of the Series 2024A Bonds when due shall be payable at the principal corporate trust operations office of the Trustee, or of its successor as Paying Agent. Payment of the Hardship Grant Assessment on Series 2024A Bonds will be made by the Paying Agent pursuant to Section 2.5 herein. Section 2.9 Optional Redemption; Redemption Price. (a) The Series 2024A Bonds may be prepaid at the election of the City, in whole or in part, at any time in minimum amounts of $1,000 or any integral multiple thereof, with the prepayments applied against the Principal of the Series 2024A Bonds in inverse order of the payment due dates thereof. (b) The City shall provide notice of redemption as required in Section 4.03 of the Master Indenture, and upon at least thirty (30) days’ prior written notice of the amount of prepayment and the date scheduled for prepayment to the Drinking Water Board with respect to the State Bonds, and at a redemption price equal to 100% of the principal amount to be prepaid or redeemed to the date of redemption. 84854-3464-3644, v. 3 Section 2.10 Execution of Series 2024A Bond. The Series 2024A Bonds shall be executed on behalf of the City by the Mayor by manual or facsimile signature, and attested and countersigned by the City Recorder by manual or facsimile signature, and the City’s seal shall be affixed or a facsimile thereof shall be imprinted upon the Series 2024A Bonds. The Series 2024A Bonds shall then be delivered to the Trustee and manually authenticated by it. Section 2.11 Delivery of Series 2024A Bonds. The Series 2024A Bonds shall be delivered to the Drinking Water Board, upon compliance with the provisions of Section 3.02 of the Master Indenture. ARTICLE III APPLICATION OF SERIES 2024A BOND PROCEEDS AND OTHER MONEYS; ESTABLISHMENT AND OPERATION OF ACCOUNTS AND SUBACCOUNTS Section 3.1 Application of Proceeds of the Series 2024A Bonds. The Drinking Water Board shall deposit with the Trustee the proceeds of the Series 2024A Bonds when advanced pursuant to Section 2.3 herein, and the Trustee shall deposit said proceeds into the Series 2024A Project Account established by Section 3.5 herein and held by the Trustee and upon the Trustee’s receipt of an executed requisition form from the City in the form attached hereto as Exhibit C. At closing, payment of [$ ], which constitutes the first incremental advance of the Series 2024A Bonds shall be deposited in the Series 2024A Project Account within the Construction Fund. Section 3.2 Series 2024A Project Account. Disbursements of moneys in the Series 2024A Project Account shall be made in accordance with the terms of Section 5.03 of the General Indenture. Each requisition from said Series 2024A Project Account shall be approved by a qualified representative of the Drinking Water Board; provided, however, that the costs of issuance of the Series 2024A Bonds shall be paid by the Trustee from the Series 2024A Project Account upon receipt from the City of an executed Cost of Issuance Disbursement Request in substantially the form of Exhibit B attached hereto. Section 3.3 Establishment of Debt Service Reserve Subaccount. There is hereby established for the Series 2024A Bonds the Series 2024A Debt Service Reserve Subaccount. The amount to be deposited from the proceeds of the Series 2024A Bonds into the Series 2024A Debt Service Reserve Subaccount is $0. The City shall, upon the issuance of the Series 2024A Bonds, deposit annually $74,562.50 into the Series 2024A Debt Service Reserve Subaccount until the Series 2024A Debt Service Reserve Requirement of $745,625 has been met. Amounts deposited in the Series 2024A Debt Service Reserve Subaccount shall be used to pay the principal and Hardship Grant Assessment falling due on the Series 2024A Bonds at any time when there are insufficient funds in the Bond Service Account to pay the same, but pending such use may be invested as provided in the Master Indenture. No further deposits to said Series 2024A Debt Service Reserve Subaccount need be made unless payments from said Series 2024A Debt Service Reserve Subaccount have reduced the same below the Series 2024A Debt Service Reserve Requirement, in which event the City agrees to restore the Series 2024A Debt Service Reserve Subaccount to the Series 2024A Debt Service Reserve Requirement in the time and in the manner specified in Section 5.05 of the Master Indenture. In lieu of a separate subaccount as provided 94854-3464-3644, v. 3 herein, the City may use internal notations on its books in order to account for the accumulation and maintenance of the Series 2024A Debt Service Reserve Requirement. Section 3.4 Renewal and Replacement Fund. The amount to be deposited from the proceeds of the Series 2024A Bonds into the Renewal and Replacement Fund is $-0-. Section 3.5 Establishment of Series 2024A Project Account. There is hereby established a Project Account in the Construction Fund designated as the “Series 2024A Project Account.” Moneys in the Series 2024A Project Account shall be used for the purposes and as authorized by Section 5.03 of the Master Indenture to pay the Cost of Construction of the Series 2024A Project. Section 3.6 Establishment of Series 2024A Bond Service Subaccount. Pursuant to Section 5.06(a) of the Master Indenture, there is hereby established a separate Series Subaccount in the Bond Service Account in the Principal and Interest Fund designated as the “Series 2024A Bond Service Subaccount.” Moneys shall be deposited into and paid from the Series 2024A Bond Service Subaccount in accordance with Section 5.06 of the Master Indenture to pay Principal of and interest, if any, and the Hardship Grant Assessment on the Series 2024A Bonds. ARTICLE IV ADDITIONAL COVENANTS AND REPRESENTATIONS OF THE CITY Section 4.1 Additional Covenants and Representations with Respect to the Series 2024A Bonds. The City hereby covenants, represents, and agrees with the holder of the Series 2024A Bonds issued hereunder the following: (a)The City agrees, in accepting the proceeds of the Series 2024A Bonds, to comply with all applicable state and federal regulations related to the Utah State Revolving Fund administered by the Drinking Water Board. These requirements include, but are not limited to, Title XIV of the Safe Drinking Water Act of 1996, OMB Circular A-133, the Utah Federal State Revolving Fund (SRF) Program (R309-705 of the Utah Administrative Code), the Utah Local Government Bonding Act, the Utah Money Management Act, the Utah Procurement Code and the State of Utah Legal Compliance Audit Guide. (b)The Series 2024A Bonds are issued on a parity with the Outstanding Parity Bonds and comply with the Additional Bonds requirements of the Master Indenture. (c)Each position of the City having custody or control of any of the Revenues or of the proceeds of the Series 2024A Bonds shall be bonded by a responsible corporate surety in an amount not less than twice the annual debt service on the Series 2024A Bonds ($1,374,000). ARTICLE V MISCELLANEOUS Section 5.1 Confirmation of Sale of Series 2024A Bonds. The sale of the Series 2024A Bonds to the Drinking Water Board at a price of $[39,525,000], is hereby ratified, confirmed and approved. 104854-3464-3644, v. 3 Section 5.2 System of Registration. The Indenture shall constitute a system of registration within the meaning and for all purposes of the Registered Public Obligations Act, Chapter 7 of Title 15, Utah Code Annotated 1953, as amended. Section 5.3 Article and Section Headings. The headings or titles of the several articles and sections hereof, and any table of contents appended to copies hereof, shall be solely for convenience of reference and shall not affect the meaning, construction or effect of this Twelfth Supplemental Indenture. Section 5.4 Partial Invalidity. In any one or more of the covenants or agreements, or portions thereof, provided in this Twelfth Supplemental Indenture to be performed shall be contrary to law (other than the provisions of the Indenture limiting the liability of the City to make payments on the Bonds solely from Revenues and other amounts pledged therefor by the Indenture), then such covenant or covenants, such agreement or agreements, or such portions thereof, shall be null and void and shall be deemed separable from the remaining covenants and agreements or portions thereof and shall in no way affect the validity of this Twelfth Supplemental Indenture or of the Series 2024A Bonds; but the Holders of the Series 2024A Bonds and any other Security Instrument Issuer and any Reserve Instrument Issuer shall retain all the rights and benefits accorded to them under the Act or any other applicable provisions of law. Section 5.5 Counterparts. This Twelfth Supplemental Indenture may be executed in multiple counterparts, each of which shall be regarded for all purposes as an original; and such counterparts shall constitute but one and the same instrument. Section 5.6 Electronic Signatures Pursuant to the Uniform Electronic Transactions Act, Title 46, Chapter 4 of the Utah Code Annotated 1953, as amended, all parties, including the Trustee, have agreed and consented to the use of electronic signatures in connection with all documents executed in connection with the Series 2024A Bonds, including this Twelfth Supplemental Indenture. Section 5.7 Effective Date. This Twelfth Supplemental Indenture shall take effect immediately. Section 5.8 Confirmation of Master Indenture. As supplemented and amended by this Twelfth Supplemental Indenture, and except as provided herein, the Master Indenture is in all respects ratified and confirmed, and the Master Indenture and this Twelfth Supplemental Indenture shall be read, taken and construed as one and the same instrument so that all of the rights, remedies, terms, conditions, covenants and agreements of the Master Indenture shall apply and remain in full force and effect with respect to this Twelfth Supplemental Indenture and to any revenues, receipts and moneys to be derived therefrom. Section 5.9 Representation Regarding Ethical Standards for City Officers and Employees and Former City Officers and Employees. The Trustee represents that it has not: (a) provided an illegal gift or payoff to a City officer or employee or former City officer or employee, or his or her relative or business entity; (b) retained any person to solicit or secure this contract upon an agreement or understanding for a commission, percentage, or brokerage or contingent fee, other than bona fide employees or bona fide commercial selling agencies for the purpose of 114854-3464-3644, v. 3 securing business; (c) knowingly breached any of the ethical standards set forth in the City’s conflict of interest ordinance, Chapter 2.44, Salt Lake City Code; or (d) knowingly influenced, and hereby promises that it will not knowingly influence, a City officer or employee or former City officer or employee to breach any of the ethical standards set forth in the City’s conflict of interest ordinance, Chapter 2.44, Salt Lake City Code. TWELFTH SUPPLEMENTAL INDENTURE IN WITNESS WHEREOF, the City has caused this Twelfth Supplemental Indenture to be executed by the Mayor (or her designee) and countersigned by the City Recorder, and its official seal to be hereunto affixed and attested by the City Recorder, and to evidence its acceptance of the trusts hereby created, U.S. Bank Trust Company, National Association has caused this Twelfth Supplemental Indenture to be executed, all as of the date hereof. SALT LAKE CITY, UTAH COUNTERSIGN AND ATTEST: By: Mayor By: City Recorder (SEAL) APPROVED AS TO FORM: By: City Attorney U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, as Trustee By: Trust Officer S-1 A-1-14854-3464-3644, v. 3 EXHIBIT A-1 (FORM OF STATE BOND) Registered Registered UNITED STATES OF AMERICA SALT LAKE CITY, UTAH PUBLIC UTILITIES REVENUE BONDS SERIES 2024A Number R - 1 $39,525,000 Hardship Grant Assessment Rate Maturity Date Dated Date 1.5%February 1, 2064 [August 29], 2024 Registered Owner: STATE OF UTAH DEPARTMENT OF ENVIRONMENTAL QUALITY, DRINKING WATER BOARD Principal Amount: THIRTY-NINE MILLION FIVE HUNDRED TWENTY-FIVE THOUSAND AND NO/100 DOLLARS************************** Salt Lake City, Utah (the “City”), a duly organized and existing municipal corporation and political subdivision of the State of Utah, located in Salt Lake County, Utah, acknowledges itself indebted and for value received hereby promises to pay, in the manner and from the source hereinafter provided, to the registered owner identified above, or registered assigns, out of the special fund hereinbelow designated and not otherwise, the Repayable Principal Amount and Debt Forgiveness Amount, set forth in the “Certificate of Dates of Payment and Amount” attached hereto (the “Certificate”), but in no event more than a maximum principal amount of $39,525,000, with $19,350,000 in principal forgiveness for a net repayable amount of $20,175,000. [Accordingly, approximately percent ( %) of each incremental advance pursuant to Section of the Supplemental Indenture shall be forgiven and shall be recorded under the “Debt Forgiveness Amount” column on the Certificate of Dates of Payment and Amount on the Certificate. The remaining approximately percent ( %) of each increment advance shall be recorded under the “Repayable Principal Amount” column on the Certificate of Dates of Payment and Amount and shall constitute the total principal repayment obligation of the City with respect to the Series 2024A Bonds.] The outstanding principal amount of the Series 2024A Bonds shall bear a Hardship Grant Assessment [accruing from the Issue Date] at the rate of 1.5% per annum payable beginning February 1, 2025 and thereafter on each on February 1, until the Series 2024A Bonds are paid in full. This Bond, as to principal when due, will be payable at the principal corporate trust operations office of U.S. Bank Trust Company, National Association, in St. Paul, Minnesota, as paying agent of the City, or its successor as such paying agent; provided, however, that as long as the State of Utah Department of Environmental Quality Drinking Water Board (the “Drinking A-1-24854-3464-3644, v. 3 Water Board”) is the registered holder of this Bond, installment payments of principal and the Hardship Grant Assessment shall be made without presentation of the Bond by check or draft mailed to the Drinking Water Board as the Registered Owner at the address shown on the registration books maintained by the Registrar. The Hardship Grant Assessment on this Bond shall be payable by check or draft mailed to the Registered Owner hereof at its address as it appears on the registration books of the Paying Agent, who shall also act as the Registrar for the City, or at such other address as is furnished to the Paying Agent in writing by such Registered Owner. The Hardship Grant Assessment hereon shall be deemed to be paid by the Paying Agent when mailed. Both Principal and the Hardship Grant Assessment shall be payable in lawful money of the United States of America. Principal shall be payable in registered installments on February 1 of each of the years as set forth in the following repayment schedule: Maturity Date (February 1) Principal Amount Maturity Date (February 1) Principal Amount 2030 $443,000 2048 $578,000 2031 449,000 2049 587,000 2032 456,000 2050 596,000 2033 463,000 2051 605,000 2034 470,000 2052 614,000 2035 477,000 2053 623,000 2036 484,000 2054 633,000 2037 491,000 2055 642,000 2038 498,000 2056 652,000 2039 506,000 2057 661,000 2040 514,000 2058 671,000 2041 521,000 2059 681,000 2042 529,000 2060 692,000 2043 537,000 2061 702,000 2044 545,000 2062 713,000 2045 553,000 2063 723,000 2046 562,000 2064 734,000 2047 570,000 If less than $20,175,000 is advanced on the Series 2024A Bonds, the repayment period shall be shortened and the number of annual principal installments shall be reduced in inverse order of payment (and the amount of the final remaining principal payment shall be reduced, if required) to correspond to the maximum principal amount of the Series 2024A Bonds. Payments of principal and the Hardship Grant Assessment on the Series 2024A Bonds which are delinquent from the due date thereof shall draw interest at the rate of [eighteen percent (18%)] per annum on the delinquent payment from said due date until paid in full. This Bond is a special obligation of the City and is one of the public utilities revenue bonds of the City (the “Bonds”) issued under and by virtue of the Act and under and pursuant to a Master Trust Indenture, dated as of January 1, 2004, and heretofore amended and supplemented (the “Master Indenture”), between the City and U.S. Bank Trust Company, National Association, as trustee (said trustee and any successor thereto under the Master Indenture being herein referred to A-1-34854-3464-3644, v. 3 as the “Trustee”), as further amended and supplemented by a Twelfth Supplemental Trust Indenture, dated as of [August] 1, 2024 (the “Twelfth Supplemental Indenture”), between the City and the Trustee (such Master Indenture, as amended and supplemented by the Twelfth Supplemental Indenture and as hereafter amended and supplemented, being herein referred to as the “Indenture”), for the purposes of (a) paying all or a portion of the costs of construction of improvements to its water system, including, but not limited to lead service line inventory and replacements as well as potential replacement of aging water mains to facilitate service line replacements and related improvements and (b) paying of all expenses incident thereto and to the issuance of the Series 2024A Bonds. This Bond is issued on a parity with the Outstanding Parity Bonds (as defined in the Indenture), such that this Bond is secured by an equal lien pledge of the Net Revenues of the City’s System with said Outstanding Parity Bonds. The Bonds are special limited obligations of the City, payable solely from the Net Revenues, moneys, securities, and funds pledged therefor in the Indenture. Neither the credit nor the taxing power of the City, the State or any agency, instrumentality, or political subdivision thereof is pledged for the payment of the principal of, premium, if any, or interest on the Bonds. The Bonds are not general obligations of the City or the State or any agency, instrumentality, or political subdivision thereof. The issuance of the Bonds shall not directly, indirectly, or contingently obligate the City or the State or any agency, instrumentality, or political subdivision thereof to levy any form of taxation therefor or to make any appropriation for the payment of the Bonds. THE CITY IS OBLIGATED TO PAY PRINCIPAL, INTEREST, IF ANY, AND THE HARDSHIP GRANT ASSESSMENT ON THIS BOND SOLELY FROM THE REVENUES (AFTER PAYMENT OF OPERATION AND MAINTENANCE COSTS) AND OTHER FUNDS OF THE CITY PLEDGED THEREFOR UNDER THE TERMS OF THE INDENTURE (AS DEFINED BELOW). THIS BOND IS NOT A DEBT OF THE CITY WITHIN THE MEANING OF ANY CONSTITUTIONAL OR STATUTORY LIMITATIONS OF INDEBTEDNESS OR PROVISIONS THEREFOR. PURSUANT TO THE INDENTURE, SUFFICIENT REVENUES HAVE BEEN PLEDGED AND WILL BE SET ASIDE INTO SPECIAL FUNDS BY THE CITY TO PROVIDE FOR THE PROMPT PAYMENT OF THE PRINCIPAL OF AND INTEREST ON THIS BOND AND ALL BONDS OF THE SERIES OF WHICH IT IS A PART. This Bond is one of a Series of Bonds designated as “Public Utilities Revenue Bonds, Series 2024A” (the “Series 2024A Bonds”), limited to the aggregate principal amount of 39,525,000, dated as of the dated date identified above, and duly issued under and by virtue of the Act and under and pursuant to the Indenture and a Resolution of the City Council of the City adopted on [July 2], 2024. Copies of the Indenture are on file at the office of the City Recorder in Salt Lake City, Utah, and at the principal corporate trust office of the Trustee, in Salt Lake City, Utah, and reference to the Indenture and the Act is made for a description of the pledge and covenants securing the Series 2024A Bonds, the nature, manner and extent of enforcement of such pledge and covenants, the terms and conditions upon which the Series 2024A Bonds are issued and additional Bonds may be issued thereunder, and a statement of the rights, duties, immunities and obligations of the City and of the Trustee. Such pledge and other obligations of the City under the Indenture may be discharged at or prior to the maturity or redemption of the Series 2024A A-1-44854-3464-3644, v. 3 Bonds upon the making of provision for the payment thereof on the terms and conditions set forth in the Indenture. Pursuant to the Indenture, the definition of the System is subject to including additional systems of the City by Supplemental Indenture, without the consent of the holders of Outstanding Bonds. This Bond and the issue of Bonds of which it is a part are issued in conformity with and after full compliance with the Constitution of the State of Utah and pursuant to the provisions of the Local Government Bonding Act, Chapter 14 of Title 11, Utah Code Annotated 1953, as amended (the “Act”), and all other laws applicable thereto. As provided in the Indenture, Bonds may be issued from time to time in one or more series in various principal amounts, may mature at different times, may bear interest at different rates, and may otherwise vary as provided in the Indenture, and the aggregate principal amount of Bonds which may be issued is not limited. All Bonds issued and to be issued under the Indenture are and will be equally and ratably secured by the pledge and covenants made therein, except as otherwise expressly provided or permitted in or pursuant to the Indenture. To the extent and in the respects permitted by the Indenture, the Indenture may be modified, supplemented or amended by action on behalf of the City taken in the manner and subject to the conditions and exceptions prescribed in the Indenture. The holder or owner of this Bond shall have no right to enforce the provisions of the Indenture or to institute action to enforce the pledge or covenants made therein or to take any action with respect to an event of default under the Indenture or to institute, appear in, or defend any suit or other proceeding with respect thereto, except as provided in the Indenture. This Bond is transferable, as provided in the Indenture, only upon the books of the City kept for that purpose at the principal corporate trust office of the Trustee, by the registered owner hereof in person or by his attorney duly authorized in writing, upon surrender hereof together with a written instrument of transfer satisfactory to the Trustee, duly executed by the registered owner or such duly authorized attorney, and thereupon the City shall issue in the name of the transferee a new registered Bond or Bonds of the same aggregate principal amount and series, designation, maturity and interest rate as the surrendered Bond, all as provided in the Indenture and upon the payment of the charges therein prescribed. The City and the Trustee may treat and consider the person in whose name this Bond is registered as the holder and absolute owner hereof for the purpose of receiving payment of, or on account of, the principal hereof and interest due hereon and for all other purposes whatsoever. This Bond is subject to prepayment and redemption at any time, in whole or in part (if in part, in integral multiples of $1,000), at the election of the City in inverse order of the due date of the principal installments hereof and if less than all Bonds of a particular due date are to be redeemed, in such manner as the Trustee shall deem fair and appropriate, upon notice given as set forth in the Indenture, at a redemption price equal to the principal amount to be so prepaid. The Series 2024A Bonds are issuable solely in the form of fully registered Bonds, without coupons, in the denomination of $1,000, or any integral multiple of $1,000. A-1-54854-3464-3644, v. 3 Except as otherwise provided herein and unless the context clearly indicates otherwise, words and phrases used herein shall have the same meanings as such words and phrases in the Indenture. It is hereby certified and recited that all conditions, acts and things required by the Constitution or statutes of the State of Utah or by the Act, or the Indenture to exist, to have happened or to have been performed precedent to or in the issuance of this Bond exist, have happened and have been performed and that the issue of Bonds, together with all other indebtedness of the City, is within every debt and other limit prescribed by said Constitution and statutes. This Bond shall not be valid until the Certificate of Authentication hereon shall have been signed by the Trustee. IN WITNESS WHEREOF, SALT LAKE CITY, UTAH, has caused this Bond to be signed in its name and on its behalf by the signature of its Mayor (or her designee), and its corporate seal to be impressed or imprinted hereon, and attested and countersigned by the signature of its City Recorder (the signatures of said Mayor and City Recorder being by facsimile or manual signature), all as of the dated date specified above. SALT LAKE CITY, UTAH (SEAL) ATTEST AND COUNTERSIGN: By Mayor By City Recorder APPROVED AS TO FORM: By City Attorney A-1-64854-3464-3644, v. 3 CERTIFICATE OF AUTHENTICATION This Bond is one of the Bonds described in the within mentioned Indenture and is one of the Public Utilities Revenue Bonds, Series 2024A of Salt Lake City, Utah. U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, as Trustee By: (Manual Signature) Authorized Officer Date of Authentication: [August ], 2024. A-1-74854-3464-3644, v. 3 REGISTRATION CERTIFICATE (No writing to be placed herein except by the Bond Registrar) Date of Registration Name of Registered Owner Signature of Bond Registrar State of Utah Department of Environmental Quality, Drinking Water Board A-1-84854-3464-3644, v. 3 CERTIFICATE OF DATES OF PAYMENT AND AMOUNT The undersigned authorized representative of the State of Utah Department of Environmental Quality, Drinking Water Board (the “Board”), hereby certifies that the Board has received written authorization from the [Finance Director of the Department of Public Utilities] of the City to stamp or write the amount or amounts indicated below on the date or dates set forth opposite such amount(s); that the amount last inserted under the column “Total Principal Sum” is the total amount received by the City for the issuance of this Bond, and that the undersigned has placed his/her signature in the space provided opposite such amount(s) to evidence the same. A copy of this certificate shall be forwarded to the Trustee (U.S. Bank Trust Company, National Association) pursuant to the requirement in [Section 2.3] of the Twelfth Supplemental Indenture dated as of [August] 1, 2024. Amount of Payment Date of Payment [Debt Forgiveness Amount] Repayable Principal Amount Total Principal Sum Board Representative Signature $ $$$ $ $$$ $ $$$ $ $$$ $ $$$ $ $$$ $ $$$ $ $$$ $ $$$ $ $$$ $ $$$ $ $$$ A-2-1 EXHIBIT A-2 (FORM OF EXCHANGE BOND) Registered Registered UNITED STATES OF AMERICA SALT LAKE CITY, UTAH PUBLIC UTILITIES REVENUE BONDS SERIES 2024A Number R - $ Hardship Grant Assessment Rate Maturity Date Issue Date %February 1, 20 , 20 Registered Owner: Principal Amount: AND NO/100 DOLLARS Salt Lake City, Utah (the “City”), a duly organized and existing municipal corporation and political subdivision of the State of Utah, located in Salt Lake County, Utah, acknowledges itself indebted and for value received hereby promises to pay, but solely in the manner and from the revenues and sources hereinafter provided, to the Registered Owner identified above or its registered assigns, on the Maturity Date specified above, upon presentation and surrender hereof, the Principal Amount identified above. The Hardship Grant Assessment on the Principal Amount shall be payable by check or draft mailed by U.S. Bank Trust Company, National Association (the “Paying Agent”) to the Registered Owner hereof on each February 1. Principal and redemption price of this Bond shall be payable upon presentation of this Bond to the Paying Agent, for payment at maturity. If any installment payment of Bond principal and the Hardship Grant Assessment is not paid when due and payable, the City shall pay the Hardship Grant Assessment at the rate of [eighteen percent (18%)] per annum on the delinquent installment from said due date until paid. All payments shall be made in any coin or currency which on the date of payment is legal tender for the payment of debts due the United States of America. This Bond is one of an authorized issue of bonds of like date, term and effect except as to maturity, in the aggregate principal amount of Dollars ($ ), issued in exchange for the conversion of the City’s $39,525,000 Public Utilities Revenue Bonds, Series 2024A, issued under and by virtue of the Local Government Bonding Act, Title 11, Chapter 14, Utah Code Annotated, 1953, as amended (the “Act”), and under and pursuant to a Master Trust Indenture, dated as of January 1, 2004, and heretofore amended and supplemented (the “Master Indenture”), between the City and U.S. Bank Trust Company, National Association, as trustee (said trustee and any successor thereto under the Master Indenture being herein referred to as the “Trustee”), as further amended and supplemented by a Twelfth Supplemental Trust Indenture, dated as of [August] 1, 2024 (the “Twelfth Supplemental Indenture”), between the City and the Trustee (such Master Indenture, as amended and supplemented by the Twelfth Supplemental Indenture and as hereafter amended and A-1-24854-3464-3644, v. 3 supplemented, being herein referred to as the “Indenture”), for the purposes of (a) paying all or a portion of the costs of construction of improvements to its water system, including, but not limited to the [planning and construction of lead service line inventory and replacements as well as potential replacement of aging water mains to facilitate service line replacements] and related improvements and (b) paying of all expenses incident thereto and to the issuance of the Series 2024A Bonds. This Bond is a special, limited obligation of the City payable solely from the Net Revenues (as defined in the Indenture) of the System and does not constitute an indebtedness of the City within the meaning of any state constitutional or statutory limitation. In no event shall this Bond be deemed or construed to be a general obligation indebtedness of the City or payable from any funds of the City other than the Revenues of the System. As provided in the Indenture, bonds, notes and other obligations may be issued from time to time in one or more series in various principal amounts, may mature at different times, may bear Hardship Grant Assessments or interest at different rates and may otherwise vary as provided in the Indenture, and the aggregate principal amount of such bonds, notes and other obligations which may be issued is not limited. This Bond and all other bonds, notes and other obligations issued and to be issued under the Indenture on a parity with this Bond are and will be equally and ratably secured by the pledge and covenants made therein, except as otherwise expressly provided or permitted in or pursuant to the Indenture. The issuance of this Bond shall not, directly, indirectly or contingently, obligate the City or any agency, instrumentality or political subdivision thereof to levy any form of taxation therefor or to make any appropriation for its payment. The Bonds are subject to redemption prior to maturity at any time, in whole or in part (if in part, in integral multiples of $1,000), at the election of the City in inverse order of maturity (if less than all of the Bonds maturing on any single date are called for redemption, the Trustee shall select the Bonds to be redeemed, from the Outstanding Bonds maturing on that date not previously called for redemption, in such manner as in the Trustee’s sole discretion it shall deem appropriate and fair) upon not less than thirty (30) days’ nor more than forty-five (45) days’ prior notice, at a redemption price equal to 100% of the principal amount of each Bond to be redeemed. Notice of redemption shall be mailed by the City, postage prepaid, to the registered owners of said Bonds addressed to such owners at their address appearing on the registration books maintained by the City. Subject to the provisions of the Indenture, the Series 2024A Bonds are issuable in fully registered form, without coupons, in denomination equal to the principal amount of the bonds or, upon exchange, in the denomination of $1,000 or any integral multiple thereof. The City covenants and agrees that it will fix rates for service to customers of the System sufficient to pay this Bond when due, and principal and the Hardship Grant Assessments on all bonds and Bonds issued on a priority to or parity with this Bond, if any, as the same fall due, provided such rates must be reasonable rates for the type, kind and character of the service rendered, and will collect and account for the Revenues (as defined in the Indenture) to be received for such service, and will set aside one hundred percent (100%) of the Net Revenues of the System A-1-34854-3464-3644, v. 3 (as defined in the Indenture) to pay this Bond according to the payment terms hereinabove set forth and the principal and Hardship Grant Assessments on all bonds and notes issued on a parity with this Bond, if any. To the extent and in the respects permitted by the Indenture, the Indenture may be modified or amended by action on behalf of the City taken in the manner and subject to the conditions and exceptions prescribed in the Indenture. The Registered Owner of this Bond shall have no right to enforce the provisions of the Indenture or to institute action to enforce the pledge or covenants made therein or to take any action with respect to an event of default under the Indenture or to institute, appear in, or defend any suit or other proceeding with respect thereto, except as provided in the Indenture. This Bond is transferable by the registered holder hereof in person or by his attorney duly authorized in writing at the office of the Trustee (the “Registrar”) but only in the manner, subject to the limitations and upon payment of the charges provided in the Indenture and upon surrender and cancellation of this Bond. Upon such transfer a new registered Bond or Bonds of the same series and the same maturity and of authorized denomination or denominations for the same aggregate principal amount will be issued to the transferee in exchange therefor. It is hereby certified, recited and declared that all conditions, acts and things essential to the validity of this Bond and the issue of which it forms a part do exist, have happened and have been done, and that every requirement of law affecting the issue hereof has been duly complied with; that this Bond and the issue of which it forms a part does not exceed any limitation prescribed by the Constitution and laws of the State of Utah; that one hundred percent (100%) of the Net Revenues to be derived from the operation of the System, including any future improvements, additions and extensions thereto, have been pledged and will be set aside into said special fund by the City to be used for the payment of this Bond and the issue of which it forms a part, and all bonds and notes issued on a parity with this Bond, if any, and that said Net Revenues of the System are not pledged, hypothecated or anticipated in any way other than by the issue of Series 2024A Bonds of which this Bond is one and all bonds and notes issued on a parity with this Bond, if any. This Bond shall not be valid or become obligatory for any purpose or be entitled to any security or benefit under the Indenture until the Certificate of Authentication on this Bond shall have been manually signed by the Trustee. SALT LAKE CITY, UTAH COUNTERSIGN AND ATTEST: By: Mayor By: City Recorder B-1 EXHIBIT B COST OF ISSUANCE DISBURSEMENT REQUEST U.S. Bank Trust Company, National Association 170 South Main, Suite 200 Salt Lake City, Utah 84101 Pursuant to Section 3.2 of the Twelfth Supplemental Indenture of Trust dated as of [August 1], 2024, you are hereby authorized to pay to the following costs of issuance from the Series 2024A Project Account: [See Attached Schedule] SALT LAKE CITY, UTAH Authorized Representative Form of Schedule COSTS OF ISSUANCE Payee Purpose Amount C-1 EXHIBIT C FORM OF REQUISITION Re: Salt Lake City, Utah Public Utilities Revenue Bonds, Series 2024A in the sum of $ U.S. Bank Trust Company, National Association 170 South Main, Suite 200 Salt Lake City, Utah 84101 You are hereby authorized to disburse from the Series 2024A Account of the Construction Fund with regard to the above-referenced bond issue the following: REQUISITION NUMBER: NAME AND ADDRESS OF PAYEE: AMOUNT: $ PURPOSE FOR WHICH EXPENSE HAS BEEN INCURRED: Each obligation, item of cost, or expense mentioned herein has been properly incurred, is a proper charge against the Series 2024A Account of the Construction Fund based upon audited, itemized claims substantiated in support thereof (evidence of such support not herein required by the Trustee), is justly due and owing and constitutes a Cost of a Project and has not been the basis for a previous withdrawal. The amount remaining in the Series 2024A Account of the Construction Fund after such disbursement is made, together with the amount of unencumbered Net Revenues, if any, which the City reasonably estimates will be deposited in the Series 2024A Account of the Construction Fund during the period of construction of the Project from the investment of moneys on deposit in the Series 2024A Account of the Construction Fund, will, together with any other moneys lawfully available or expected to be lawfully available for payment of the Cost of the Project and after payment of the amount requested in said requisition, be sufficient to pay the Cost of Completion for the Project in accordance with the plans and specifications therefor then in effect; it being understood that no moneys from the Series 2024A Account of the Construction Fund may be expended unless, after giving effect thereto, the funds remaining in the Series 2024A Account of the Construction Fund, together with such other funds and income and lawfully available moneys, are sufficient to pay the Cost of Completion for the Project. C-24854-3464-3644, v. 3 DATED: By: Its: STATE OF UTAH DEPARTMENT OF ENVIRONMENTAL QUALITY DRINKING WATER BOARD By: Its: Assistant Executive Secretary Salt Lake City PROPOSED BOND REPAYMENT SCHEDULE 51 % Loan & 49 % P.F. PRINCIPAL $20,175,000.00 ANTICIPATED CLOSING DATE February 1, 2024 HARDSHIP GRANT ASSESSMENT FEE 1.50%FIRST P&I PAYMENT DUE February 1, 2025 TERM 39 REVENUE BOND $20,175,000 NOMIN. PAYMENT $687,052.16 PRINC. FORGIVE.:$19,350,000.00 BEGINNING YEAR BALANCE DATE OF PAYMENT PAYMENT PRINCIPAL INTEREST ENDING BALANCE PAYM NO. =========== ==================== ================ ================ = ================== ================== ================= ===== 2025 $20,175,000.00 February 1, 2025 $302,625.00 *$0.00 $302,625.00 $20,175,000.00 0 2026 $20,175,000.00 February 1, 2026 $302,625.00 $0.00 $302,625.00 $20,175,000.00 1 2027 $20,175,000.00 February 1, 2027 $302,625.00 $0.00 $302,625.00 $20,175,000.00 2 2028 $20,175,000.00 February 1, 2028 $302,625.00 $0.00 $302,625.00 $20,175,000.00 3 2029 $20,175,000.00 February 1, 2029 $302,625.00 $0.00 $302,625.00 $20,175,000.00 4 2030 $20,175,000.00 February 1, 2030 $745,625.00 $443,000.00 $302,625.00 $19,732,000.00 5 2031 $19,732,000.00 February 1, 2031 $744,980.00 $449,000.00 $295,980.00 $19,283,000.00 6 2032 $19,283,000.00 February 1, 2032 $745,245.00 $456,000.00 $289,245.00 $18,827,000.00 7 2033 $18,827,000.00 February 1, 2033 $745,405.00 $463,000.00 $282,405.00 $18,364,000.00 8 2034 $18,364,000.00 February 1, 2034 $745,460.00 $470,000.00 $275,460.00 $17,894,000.00 9 2035 $17,894,000.00 February 1, 2035 $745,410.00 $477,000.00 $268,410.00 $17,417,000.00 10 2036 $17,417,000.00 February 1, 2036 $745,255.00 $484,000.00 $261,255.00 $16,933,000.00 11 2037 $16,933,000.00 February 1, 2037 $744,995.00 $491,000.00 $253,995.00 $16,442,000.00 12 2038 $16,442,000.00 February 1, 2038 $744,630.00 $498,000.00 $246,630.00 $15,944,000.00 13 2039 $15,944,000.00 February 1, 2039 $745,160.00 $506,000.00 $239,160.00 $15,438,000.00 14 2040 $15,438,000.00 February 1, 2040 $745,570.00 $514,000.00 $231,570.00 $14,924,000.00 15 2041 $14,924,000.00 February 1, 2041 $744,860.00 $521,000.00 $223,860.00 $14,403,000.00 16 2042 $14,403,000.00 February 1, 2042 $745,045.00 $529,000.00 $216,045.00 $13,874,000.00 17 2043 $13,874,000.00 February 1, 2043 $745,110.00 $537,000.00 $208,110.00 $13,337,000.00 18 2044 $13,337,000.00 February 1, 2044 $745,055.00 $545,000.00 $200,055.00 $12,792,000.00 19 2045 $12,792,000.00 February 1, 2045 $744,880.00 $553,000.00 $191,880.00 $12,239,000.00 20 2046 $12,239,000.00 February 1, 2046 $745,585.00 $562,000.00 $183,585.00 $11,677,000.00 21 2047 $11,677,000.00 February 1, 2047 $745,155.00 $570,000.00 $175,155.00 $11,107,000.00 22 2048 $11,107,000.00 February 1, 2048 $744,605.00 $578,000.00 $166,605.00 $10,529,000.00 23 2049 $10,529,000.00 February 1, 2049 $744,935.00 $587,000.00 $157,935.00 $9,942,000.00 24 2050 $9,942,000.00 February 1, 2050 $745,130.00 $596,000.00 $149,130.00 $9,346,000.00 25 2051 $9,346,000.00 February 1, 2051 $745,190.00 $605,000.00 $140,190.00 $8,741,000.00 26 2052 $8,741,000.00 February 1, 2052 $745,115.00 $614,000.00 $131,115.00 $8,127,000.00 27 2053 $8,127,000.00 February 1, 2053 $744,905.00 $623,000.00 $121,905.00 $7,504,000.00 28 2054 $7,504,000.00 February 1, 2054 $745,560.00 $633,000.00 $112,560.00 $6,871,000.00 29 2055 $6,871,000.00 February 1, 2055 $745,065.00 $642,000.00 $103,065.00 $6,229,000.00 30 2056 $6,229,000.00 February 1, 2056 $745,435.00 $652,000.00 $93,435.00 $5,577,000.00 31 2057 $5,577,000.00 February 1, 2057 $744,655.00 $661,000.00 $83,655.00 $4,916,000.00 32 2058 $4,916,000.00 February 1, 2058 $744,740.00 $671,000.00 $73,740.00 $4,245,000.00 33 2059 $4,245,000.00 February 1, 2059 $744,675.00 $681,000.00 $63,675.00 $3,564,000.00 34 2060 $3,564,000.00 February 1, 2060 $745,460.00 $692,000.00 $53,460.00 $2,872,000.00 35 2061 $2,872,000.00 February 1, 2061 $745,080.00 $702,000.00 $43,080.00 $2,170,000.00 36 2062 $2,170,000.00 February 1, 2062 $745,550.00 $713,000.00 $32,550.00 $1,457,000.00 37 2063 $1,457,000.00 February 1, 2063 $744,855.00 $723,000.00 $21,855.00 $734,000.00 38 2064 $734,000.00 February 1, 2064 $745,010.00 $734,000.00 $11,010.00 $0.00 39 *Interest Only Payment $27,592,515.00 $20,175,000.00 $7,417,515.00 MAY S M T W T F S 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 9 20 21 22 23 24 25 26 27 28 29 30 31 JUNE S M T W T F S 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 JULY S M T W T F S 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 AUGUST S M T W T F S 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 SEPTEMBER S M T W T F S 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 DRAFT Legend BC:Bond/ Disclosure Counsel - Gilmore & Bell, P.C. (Brad Patterson) CA:City Attorney: () CC:City Council - Salt Lake City CO:City Officials: (Mary Beth Thompson and Russ Sundquist) CR:City Recorder's Office: (Cindy Lou Trishman) CT:City Treasurer's Office: (Marina Scott) DDW Division of Drinking Water (Andrea Thurlow and Heather Pattee) DWB:Drinking Water Board (Michael J. Grange) DWBA:Drinking Water Board Attorney (William L. Prater, Esq.) MA:Municipal Advisor - Stifel, Nicolaus & Company, Inc. (John Crandall and Elizabeth Read) M:Mayor: (Erin Mendenhall) PU:Public Utilities Office: (Laura Briefer, Lisa Tarufelli and Teresa Gray) T:Trustee - US Bank (Laurel Bailey) *Preliminary; Subject to Change Calendar of Bonding Events $20,175,000* Salt Lake City, Utah Public Utilities Revenue Bonds, Series 2024 (Drinking Water Board SRF Loan) May 9, 2024 DATE EVENT STATUS PARTICIPANTS February 29 Drinking Water Board authorized construction loan.DWB May 13 Bond Counsel prepares and distributes initial drafts of the Indenture and Parameters Resolution.BC May 21 Council Transmittal Packets (including Form of Parameters Resolution and Notice of Public Hearing and Bonds To Be Issued as a Class A notice under Section 63G-30-102, Utah Code) due to Mayor's Office for June 11 briefing. PU, BC June 11 Regular City Council Meeting: Bond transaction briefing.CC, PU, MA Council Transmittal Packets due to Mayor's Office for July 2 adoption of Parameters Resolution (approving previously circulated documents).PU, BC June 19 Market Holiday: Juneteenth National Independence Day.- July 2 Regular City Council Meeting: Council adopts Bond Parameters Resolution and sets the date of August 13 for Public Hearing.CC, PU, MA July 3 City Recorder posts “Notice of Public Hearing and Bonds To Be Issued as a Class A notice under Section 63G-30-102, Utah Code” . (30-day contest period begins)BC, CR July 4 Holiday: Independence Day.- July 8 City mails out notices monthly billing notices per State requirements.PU August 2 End of 30-day contest period.- August 13 Regular City Council Meeting: Public Hearing on bond issue.CC, PU, MA August 20 Distribution of closing documents.BC August 28 City executes and delivers all documentation to Bond Counsel prior to closing.M, CC, PU August 29 Bond Closing. Delivery of the bond proceeds to the City.ALL